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Pricelist

The fee for services provided in branch and over the phone will be equivalent (unless special pricing is applicable).

The Basic Package includes:

  • 10 free European payments per month made via Internet Banking or mobile app. These are payments in euros to a European bank with indication of the payee’s IBAN and the payment execution mode “Economic” according to the price list that have been made from any current account or credit card account of the customer:
    • Domestic payments in EUR, including instant payments.
    • European payments.
    • Swedbank Group payments in EUR.
    • Standing order payments (domestic and European) in EUR.
    • E-invoice automated payment and e-invoice manual payment execution in EUR.
    For services exceeding 10 payments the fee is charged individually according to the price list.
  • Debit card
    • The monthly fee for debit cards in the account holder’s name.
    • The package can also be without a debit card if the customer does not have one. The monthly fee for the package is charged in full according to the price list.

Private Banking Package includes:

  • An unlimited number of free European payments per month made via Internet Banking or mobile app. These are payments in euros to a European bank with indication of the payee’s IBAN and the payment execution mode “Economic” according to the price list that have been made from any current account or credit card account of the customer:
    • Domestic payments in EUR, including instant payments.
    • European payments.
    • Swedbank Group payments in EUR.
    • Standing order payments (domestic and European) in EUR.
    • E-invoice automated payment and e-invoice manual payment execution in EUR.
  • Debit card
    • The monthly fee for one Private Banking card in the account holder’s name.
    • The package can also be had without having a debit card if the customer does not have the Private Banking card. The monthly fee for the package is charged in full according to the price list.

The monthly fee for the package is debited automatically from the fees account specified by the customer on the last day of every month for the number of days that the customer has had the package.

The fee for the package is debited automatically from the fees account specified by the customer at the moment of closure for the number of days that the customer has had the package.

Accounts, payments

  • Current account

    Current account

    Service Price, EUR
    Receiving
    Account opening Free of charge Incl. self-employed
    Opening an additional account Easier via Internet Banking Free of charge
    The first verification of documents for customers who hold a personal ID issued outside the EU, the EEA or Switzerland and do not hold a permanent residence permit issued in Latvia. 200.00 50% discount for students, pupils, researchers, teaching staff and contractors whose links with Latvia are based on a study agreement or an employment contract with an educational institution accredited in Latvia. Documents are inspected within 5 business days.

    EEA - (European Economic Area) countries - Austria, Belgium, Bulgaria, Cyprus, Czech Republic, Denmark, Estonia, Finland, France (French Guiana, Guadeloupe, Martinique, Réunion), Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Croatia.
    Setting up Swedbank's power of attorney Only in branches Free of charge
    Using
    Account maintenance Free of charge
    Maintaining an inactive account 1.00 per month The fee will be withheld from accounts in which no bank operations have been carried out during the year (with the exception of bank commissions withheld).
    Fee for unauthorized debit balance 0% per annumFee is cancelled from 25.07.2019
    Other services
    Inheritance document processing within 5 business days 12.00, incl. VAT Document inspection fee
    Serving with power of attorney issued by Swedbank Only in branches Free of charge
    Serving based on a power of attorney certified by a Latvian notary or the Orphan’s Court Only in branches 12.00, incl. VAT Power of attorney verification fee applicable for each verification Power of attorney inspection fee. The service will be provided within 2 business days.
    Serving based on a power of attorney certified by a foreign notary Only in branches 12.00-45.00, incl. VAT 45.00, incl. VAT - first check
    12.00, incl. VAT - every following check
    Power of attorney inspection fee. The service will be provided within 2 business days.
    Closing
    Closing an account Easier via Internet Banking Free of charge Closure of an additional account can be requested by sending a message on the Internet Banking site or over the phone by calling 67 444 444. To close your only and last account, please visit a branch.
    Fee for handling of funds remaining in an account for a customer with whom the bank has terminated business relationship 50.00 The fee is charged once from the total balance of funds that the customer has not transferred to other credit institution within the specified timeframe.

    The Bank does not calculate and pay interest on account balances to the Client.

    Effective from 01.10.2021.

  • Securities account
    • Tax relief at source / tax reclaim and general meeting services are subject to availability on each specific market.
    • Maintenance fee of an owner account is charged in addition to monthly securities safekeeping fee. Owner account is an account in the name of the Client opened at Nasdaq CSD SE and used only on behalf of the specific Client.
    • Owner account at Nasdaq CSD SE may be opened only at the branch office.
    • Safekeeping fee is calculated based on the value of the portfolio on the last date of the calendar month. Securities are priced according to the month end prices of the Bank’s local agents, market price or nominal value. Bonds are priced at nominal value. Fees are debited on the 20th or later date of the following month from the Client’s cash account linked to the securities account.
    • If Client only holds securities of Estonian, Latvian or Lithuanian companies under liquidation or bankruptcy proceedings according to the Nasdaq CSD SE data, no safekeeping fee is charged.
    • ETF safekeeping fee equals to the safekeeping fee of its trading country.
    • Safekeeping of Depositary Receipts (ADR, GDR) is subject to the respective DR Agent’s fees in addition to safekeeping fees.

    Securities account

    Further information on securities accounts and transactions and payable and paid charges is available from the Bank.
    If the Bank is obliged to pay taxes, fees, interest, penalties or incur other costs (that are not covered in the Bank’s price list below) for the provision of securities safekeeping and transaction services to the Client, the Bank shall have the right to debit such amounts from the Client’s Cash Account without Client consent.

    Effective from 01.03.2020

    Service Price, EUR
    Receiving
    Account opening 0,00-4,50 Via Internet Banking - Free of charge
    At branches - 4.50
    Account statements
    Statement of holdings 0,00-7,00 Via Internet Banking - Free of charge
    At branches – 7.00
    Statement of transaction 0,00-7,00 Via Internet Banking - Free of charge
    At branches – 7.00
    Monthly Securities Safekeeping Fees options
    • Safekeeping fee is calculated based on the value of the portfolio on the last date of the calendar month. Securities are priced according to the month end prices of the Bank’s local agents, market price or nominal value. Bonds are priced at nominal value. Fees are debited on the 20th or later date of the following month from the Client’s cash account linked to the securities account.
    • If Client only holds securities of Estonian, Latvian or Lithuanian companies under liquidation or bankruptcy proceedings according to the Nasdaq CSD SE data, no safekeeping fee is charged.
    • ETF safekeeping fee equals to the safekeeping fee of its trading country.
    • Safekeeping of Depositary Receipts (ADR, GDR) is subject to the respective DR Agent’s fees in addition to safekeeping fees.
    Swedbank Group funds Free of charge
    Other investment funds, equities and bonds*
    - Up to 30 000 EUR** Free of charge
    - From the value above 30 000 EUR** 0.008%
    * Securities registered in Austria, Belgium, Canada, Czech Republic, Denmark, Estonia, Finland, France, Germany, Hungary, Ireland, Italy, Latvia, Lithuania, Netherlands, Norway, Poland, Portugal, Russia, Spain, Sweden, Switzerland, UK, USA and Depositary Receipts (ADR, GDR), Eurobonds.
    ** Swedbank Group Funds are excluded from the calculation of the portfolio value for safekeeping fee calculation.
    Other countries Subject to agreement
    Other services options
    • Tax relief at source / tax reclaim and general meeting services are subject to availability on each specific market.
    • Maintenance fee of an owner account is charged in addition to monthly securities safekeeping fee. Owner account is an account in the name of the Client opened at Nasdaq CSD SE and used only on behalf of the specific Client.
    • Owner account at Nasdaq CSD SE may be opened only at the branch office.
    Owner securities account opening at Nasdaq CSD SE 50.00
    Owner securities account monthly account maintenance 50.00
    Tax relief at source / tax reclaim Subject to agreement
    Participation in general shareholder’s meeting Subject to agreement
    Closing
    All securities account types Free of charge
    Transactions with securities See Securities and Other Exchange-traded financial instruments
    Transactions with investment fund units See Investment Funds

    Effective from 01.03.2020.

  • Escrow Account

    Escrow Account

    Service Price, EUR
    Receiving
    Account opening Easier via Internet Banking Account opening, including agreement preparation.
    - With standard terms of agreement Min. 100 Standard turnaround - 0,4% of the amount, min. 100,00
    On urgent basis - 0,6% of the amount, min. 200,00
    - With non-standard terms of agreement Agreed on case-by-case basis, min. 200,00 Standard turnaround - min. 200,00
    On urgent basis - min. 500,00
    - When granting a mortgage loan 0.4% of the amount (min. 50.00, max. 200.00) Account opening with granting a mortgage loan at Swedbank.
    Setting up account additionally in foreign language Agreed on case-by-case basis, min. 100,00 On standard terms of agreement - 100,00
    On non-standard terms of agreement - agreed on case-by-case basis, min. 100,00
    In English or Russian.
    Verification of documents issued outside Latvia (ID, passport, business supporting documents, etc.) 200,00 The fee is collected in advance and may be increased in some cases
    Serving with a power of attorney issued by other institutions See Current account
    Using
    Account handling 0.00 - 150.00 On standard basis - 0.00
    On urgent basis - 150.00
    Handling includes document inspection and payment execution on standard basis - within 3 business days; on urgent basis - within 24 hours (for payments in foreign currencies and/or other bank outside EEA countries; see Payments)
    Changes
    - In standard terms of agreement 50.00 Fee charged for each instance of making changes.
    - In non-standard terms of agreement As agreed in each case Min. 70.00 Fee charged for each instance of making changes.
    Provision of information Free of charge Information about the escrow account status and transactions.
    Closing
    Account closure Free of charge

    Effective from 01.03.2017

Service Price, EUR
Basic Package options
  • 10 free European payments per month
  • Debit card
Enabling Free of charge Can be enabled from 23 years of age, incl. self-employed persons.
Usage 2.20 Account holders from the age of 23 to 25 get a 50% discount When the customer turns 26, the package remains in force but the package fee is charged in full without the discount. The monthly fee for the package is debited automatically from the fees account specified by the customer on the last day of every month for the number of days that the customer has had the package.
Closure Free of charge The fee for the package is debited automatically from the fees account specified by the customer at the moment of closure for the number of days that the customer has had the package. The package can be closed via Internet Banking in the „Packages” section or in person at any branch of the Bank.
  • Payments in EUR

    Payments in EUR

    Service Payment submission type and time Price, EUR
    via Internet Banking via Branch/Telephone Banking
    Shared
    Intra-bank payments
    To own or other person's account at Swedbank Latvia Immediately Free of charge 5.00
    European payments*
    To other bank in Latvia or to the European payments area countries Economy Delivery of funds to beneficiary bank or intermediary bank on the same business day as when the Bank accepts the customer’s order. 16:00 0.36 Free of charge for account holders of up to 22 years of age. 5.00
    Express Delivery of funds to beneficiary bank or intermediary bank on the same business day, within an hour after the Bank accepts the customer’s order. 16:00 15.00 20.00
    To an account at Swedbank Group Payments to Estonia, Lithuania, Sweden, Denmark, Finland, Norway. Economy Delivery of funds to beneficiary bank or intermediary bank on the same business day as when the Bank accepts the customer’s order. 17:30 0.36 Free of charge for account holders of up to 22 years of age. 5.00
    International payments
    To other bank outside the European payments area countries (and European payments if beneficiary’s IBAN is not specified) Shared/Payer Shared/Payer
    Economy Delivery of funds to beneficiary bank or intermediary bank 2 business days after the Bank accepts the customer’s order. Unrestricted 12.00 / 23.00 15.00 / 27.00
    Standard Delivery of funds to beneficiary bank or intermediary bank the next business day after the Bank accepts the customer’s order. 16:00 15.00 / 27.00 20.00 / 30.00
    Express Delivery of funds to beneficiary bank or intermediary bank on the same business day as when the Bank accepts the customer’s order. 14:00 22.00 / 43.00 30.00 / 50.00

    Time of submitting payment - the latest when the specific type of payment may be submitted. If no time of submitting is indicated, the payment may be submitted as long as the branch is open or at any time in the remote banking channels.

    Shared - the price includes only Swedbank's fees; any other payment-related charges (by correspondent bank, beneficiary bank) are covered by the beneficiary. The Bank will remit the payment to the correspondent bank or the beneficiary bank with a note "SHA" in the corresponding S.W.I.F.T. message field "Details of charges". The payment will be credited to the beneficiary’s account by the beneficiary bank after deduction of all charges, if any, from the payment amount.

    Payer - the payer undertakes to cover all costs associated with the payment, including any extra fees charged by the banks involved in execution of the payment. The Bank is entitled to debit them from the Customer’s Account without any additional approval by the Customer. The Bank assumes no responsibility for non-compliance, by any of the banks involved (correspondent bank or beneficiary bank), with the Bank’s instructions or for not receiving the full amount of the payment due to other reasons beyond the control of the Bank.

    * European payments or SEPA (Single Euro Payments Area) - euro payments to a European bank (bank, that is located in EU member states and in United Kingdom, Andorra, Gibraltar, Iceland, Liechtenstein, San Marino, Monaco, Norway, Switzerland and Vatican (Holy See)).

    Effective from 01.09.2022.

  • Payments in Foreign Currency

    Payments in Foreign Currency

    Service Payment execution mode Price, EUR
    via Internet Banking via Branch/Telephone Banking
    To own or other person's account at Swedbank Latvia
    All foreign currencies Immediate Free of charge 5.00

    Effective from 01.09.2022.

  • Standing orders and E-invoices

    Standing orders and E-invoices

    Service Price, EUR
    Standing orders
    Registration, amendment of standing order agreement Best value via Internet Banking 0.00 - 5.00, incl. VAT Via Internet Banking - 0.00
    At branches - 5.00, incl. VAT
    Standing order automated payment See Payments Payment fee according to current pricelist for payments to own or other person's Swedbank account, to other banks in Latvia and abroad.
    Early termination of standing orders Free of charge
    E-invoices
    Registration, amendment of e-invoice receipt application or automated payment agreement Easier via Internet Banking 0.00 - 5.00, incl. VAT Via Internet Banking - 0.00
    At branches - 5.00, incl. VAT
    If both actions - signing up for receipt of e-invoice and signing agreement for automated payment of e-invoices - are performed at branch, then only one fee will be charged.
    E-invoice receipt Easier via Internet Banking Free of charge List of companies, offering e-invoices.
    E-invoice payment 0.00 - 0.36 To account with Swedbank - 0.00
    To another bank in Latvia - 0.36
    Termination of e-invoice automated payment agreement, discontinuation of e-invoice Easier via Internet Banking Free of charge

    Effective from 01.09.2022.

  • Other Payment Services

    Other Payment Services

    Service Price, EUR
    Investigation or correction of a payment (sent, received or non-received)
    In case of error by Swedbank Free of charge
    If the beneficiary's account is with Swedbank or other commercial bank in Latvia or Swedbank Group 10.00 + actual costs
    Investigation or correction of foreign payments 35.00 + actual costs
    Payment revocation
    In case of error by Swedbank Free of charge
    If the beneficiary's account is with Swedbank or other commercial bank in Latvia or Swedbank Group 17.00 + actual costs
    If the beneficiary's account is outside Latvia 55.00 + actual costs
    Incoming currency payment's crediting into account/processing in currency
    From other account at Swedbank or other bank in Latvia, EU regulated payments Free of charge
    Crediting of incoming currency* payments to account in a currency from abroad and if the fee is to be covered by the beneficiary or on a shared basis *incl. International payments in EUR currency 3.00
    Payments from abroad with the instruction that the fee is payable by the payer Free of charge
    Other services
    Additional processing (verification, confirmation or cancellation) of payments made via Internet Banking,
    according to the Remote Banking Services Agreement
    7.00
    Currency exchange in current account 0.00 - 3.00 Via Internet Banking - 0,00
    Via Telephone Banking - 3,00
    At branches – 3,00
    Easier Internet Banking
    Accepting an enforcement officer's and State Revenue Service's orders for execution 10.00 According to enforcement officer's order and State Revenue Service's collection order pursuant to statutory procedure (per each instance) and currency exchange into EUR (in case there are no funds in EUR in the account), the fee for transfers is charged according to the price list Payments.
    State Revenue Service/enforcement officer payment processing 0.36
    Investigation or revocation of a remitted or non-received payment - payment for the service does not guarantee the return of funds to customer’s account. Refunding of an executed payment is possible with the beneficiary’s consent only. If investigation shows that Swedbank has made an error, the charge will be refunded to the customer. Actual costs means the fees that a correspondent and/or beneficiary bank may charge independently from Swedbank for investigation or correction of a payment order.

    Effective from 01.10.2021.

  • Price list for customers who joined the Senior service program before 01.09.2016.

    Price list for customers who joined the Senior service program before 01.09.2016.

    Product/service Price, EUR
    Payments in Latvia
    To own account at Swedbank in EUR 0.00 - 3.00 Via Internet Banking - 0.00
    Via Telephone Banking - 0.00
    At branch - 3.00
    To other person's account at Swedbank in EUR 0.00 - 3.00 Via Internet Banking - 0.00
    Via Telephone Banking - 0.71
    At branch - 3.00

    In ATM - 0.00
    (Paying bills from Lattelecom, Latvenergo, Latvijas Gāze, LMT, Tele2)
    To own account or other person's account at Swedbank in foreign currencies 0.00 - 2.13 Via Internet Banking - 0.00
    Via Telephone Banking - 0.71
    At branch - 2.13

    In ATM - 0.00
    (Paying bills from Lattelecom, Latvenergo, Latvijas Gāze, LMT, Tele2)
    To another bank in Latvia, EUR 0.36 - 3.00 Via Internet Banking - 0.36
    Via Telephone Banking - 1.07
    At branch - 3.00

    Effective from 15.10.2017.

  • Cash transactions in branches

    Cash transactions in branches

    Service Price, EUR
    Ordering cash of 6000 EUR or more 50 % of the cash withdrawal fee

    When cash is ordered in advance, 50 % of the cash withdrawal fee is charged at the time of ordering. The rest of the fee is charged upon collecting the order. If the order is not collected, the fee already charged will be not be refunded. Withdrawal of amounts from 6000 EUR (including) at branch must be ordered two working days in advance by 13:00.

    Users of remote services can order cash by phone on 67 444 444 or in their Swedbank Internet Banking user account.

    EUR coin processing when performing cash deposit or withdrawal transactions 3.00 per every 20 items, min. 3.00

    Only EUR coins are accepted and paid out. The coin processing fee is charged in addition to any fee for money deposit or withdrawal.

    The bank does not accept coins that are scratched, mechanically damaged or changed their original appearance.

    Money deposit
    To own Swedbank account Also for cash deposits into accounts of Swedbank or Swedbank Group affiliates to cover company’s contractual obligations related to these companies or commissions for used services.
    - Up to 9.99 EUR Free of charge 1x a month
    - Above 9.99 EUR 0.5% of the amount (min. 10.00)
    Money withdrawal
    1. Withdrawal of amounts from 6000 EUR (including) at branch must be ordered two working days in advance by 13:00 o’clock. Withdrawal must be ordered in advance in person at a branch, or users of remote services can order by phone on 67 444 444 and in their Swedbank Internet Banking user account.
    2. When ordering cash from 6000 EUR (including), 50% of the cash withdrawal fee is charged at the time of ordering. The rest of the fee is charged upon collecting the order. If the order is not collected, the fee already charged will be not be refunded.
    From account at Swedbank
    - Up to 9.99 EUR Free of charge 1x a month
    - Above 9.99 EUR 1% of the amount, min. 10,00

    Withdrawal of amounts from 6000 EUR (including) at branch must be ordered two working days in advance by 13:00. Users of remote services can order cash by phone on 67 444 444 or in their Swedbank Internet Banking user account.

    When cash is ordered in advance, 50% of the cash withdrawal fee is charged at the time of ordering. The rest of the fee is charged upon collecting the order. If the order is not collected, the fee already charged will be not be refunded.

    Cash withdrawal from a blocked account 15.00
    Cash deposit and withdrawal transactions

    For branches that handle cash, see the list

    Cash transactions over EUR 15,000 can be performed at the branch “Ķīpsala”, Liepāja, Valmiera or Daugavpils branch.

    Bank does not accept or replace EUR banknotes with indiscernible security elements and nominal value (e.g. burnt, stained with oil, coloured, damaged in washing machine or otherwise, as a result of which the banknote is discoloured).

    Effective from 01.09.2022.

  • Cash operations in ATM and traders

    Cash operations in ATM and traders

    Debit card EUR
    In ATMs
    Cash withdrawal in ATMs of Swedbank and cooperation partners In Swedbank Group ATMs in Latvia, Lithuania, Estonia, as well as in ATMs of SEB Bank in Latvia. The default limit on cash withdrawals is 1,400 EUR a day.
    - up to 750 EUR a month Free of charge
    - above EUR 750 a month 0.5% of the amount
    Cash withdrawal in other banks’ ATMs and in other banks 2.00 + 3% of the amount
    Depositing cash in Swedbank's cash deposit machines Free of charge
    Limits
    Cash withdrawal in ATMs Limited to 7500 EUR a month

    The limit applies to all cards linked to the customer’s accounts in the aggregate.

    The cash withdrawal limit can be raised to 15,000 EUR a month by contacting the bank over the phone or in person at any branch of the bank.

    Depositing cash in Swedbank's cash deposit machines Limited to 6000 EUR a month The limit applies to all cards linked to the customer’s accounts in the aggregate.
    In retail outlets
    Cash withdrawal in retail outlets Free of charge More information about shops in Latvia where the cash withdrawal service is available.

    Effective from 01.01.2022

    Swedbank Credit Card
    VISA Platinum Credit Card
    Fixed Payment Credit Card
    Gold Revolving Credit Card Platinum Credit Card (Mastercard)
    In ATMs
    Cash withdrawal in ATMs of Swedbank and cooperation partners, other banks’ ATMs and in other banks 2 + 3% of the amount Up to 500 EUR a month free of charge,
    over 500 EUR 3% of the amount
    Up to 1000 EUR a month free of charge,
    over 1000 EUR 3% of the amount
    Depositing cash in Swedbank's cash deposit machines Free of charge (limited to 6000 EUR a month) Free of charge (limited to 6000 EUR a month) Free of charge (limited to 6000 EUR a month) The limit applies to all cards linked to the customer’s accounts in the aggregate.
    In retail outlets
    Cash withdrawal in retail outlets Free of charge Free of charge Free of charge More information about shops in Latvia where the cash withdrawal service is available.
    Limits
    Cash withdrawal in ATMs 7500 EUR a month 7500 EUR a month 7500 EUR a month The cash withdrawal limit can be raised to 15,000 EUR a month by contacting the bank over the phone or in person at any branch of the bank.

    Effective from 01.01.2022

Bank cards

  • Swedbank Payment Card

    Swedbank Payment Card

    Service Price, EUR
    Receiving
    Ordering the card Faster and best value via Internet Banking! 0.00 - 4.00 Via Internet Banking - 0.00
    Via Telephone Banking - 4.00
    At branches - 4.00

    For account holders of up to 22 years of age – a 50% discount.

    Account holders who’ve been added to the Senior customer service programme by 01.09.2022 receive a 50% discount.

    Ordering a card when opening the first account - free of charge.
    Ordering a card at branch based on power of attorney/ordering a card for other user - free of charge.
    Ordering a card via Telephone Banking at the moment of blocking the previous card (if the card is lost or stolen but not in cases when incorrect PIN is entered or the card plastic is damaged) - free of charge.

    The card delivery method can be selected via Internet Banking.
    Production and delivery of the card Faster and easier by post 2.00-4.00 By post - 2.00
    At branches - 4.00

    For account holders of up to 22 years of age – a 50% discount.

    Account holders who’ve been added to the Senior customer service programme by 01.09.2022 receive a 50% discount.

    The fee is debited automatically upon activation of the card. The fee for a card produced after expiry of the previous card's validity period is payable by the customer in the last month of the validity period of the previous card or upon activation of the card.
    Accelerated production and delivery of card 35.00

    Ordering card on working days till 13:30, production and delivery of card to branches “Ķīpsala” (Rīga, Balasta dambis 15) and “Spice” (Rīga, Jaunmoku street 13) within 4 business hours. Card delivery to branches outside of Riga next business day.

    The fee is charged in addition to the production and delivery fee. Accelerated card production and delivery can be ordered at branches or by phone via Telephone Banking on 67 444 444. No additional fee for ordering the card is charged.

    Card linked to blocked account 15.00
    Using
    Monthly fee 1.70

    For account holders of up to 22 years of age – a 50% discount.

    Account holders who’ve been added to the Senior customer service programme by 01.09.2022 receive a 50% discount.

    The card’s monthly fee is debited automatically from the customer’s account at the start of each month for each month when the card has been in customer’s use.
    Purchases in Latvia and abroad Free of charge
    Currency exchange mark-up 2% The fee is charged if the transaction (purchase or cash withdrawal) is made in a currency other than the card currency. Information about current exchange rates is available on the websites of the international card organizations www.mastercard.com and www.visaeurope.com
    Balance in ATMs
    - In Swedbank ATMs in Latvia Easy via mobile app Free of charge
    - In ATMs of other banks 0.40
    Printout of last 5 transactions in Swedbank ATMs in Latvia 0.20
    Cash transactions See Cash transactions
    in ATMs and retail outlets
    Emergency cash assistance in Western Union service points 42.00 The service is available in cases when the card is lost or blocked.
    Claim processing Free of charge If processing of the claim involves obtaining documentary proof of transactions, then a fee will be charged to the amount of the actual cost of the service.
    Closing
    Closing the card Faster and easier via Internet Banking and the mobile app Free of charge Cards can be easily and quickly suspended in the mobile app, and will be closed automatically within 10 days.

    Effective from 01.09.2022.

  • Swedbank ISIC Card

    Swedbank ISIC Card

    Service Price, EUR
    Receiving
    Ordering the card Easier Internet Banking Free of charge The card delivery method can be selected via Internet Banking.
    Production and delivery of the card Faster and easier by post Free of charge If the card is ordered remotely, it can be received only at a branch.The way of receiving the card can be changed via Internet Banking.A card can be delivered by post to persons aged 16 or more.
    Accelerated card production No available
    Using
    Monthly fee 0.25 EUR - 0.55 EUR

    Schoolchild - 0.25
    Students - 0.55

    (previously 2.85 EUR - 6.50 EUR yearly)
    The card’s monthly fee is debited automatically from the customer’s account at the start of each month for each month when the card has been in customer’s use.
    Purchases in Latvia and abroad Free of charge
    Currency exchange mark-up 2% The fee is charged if the transaction (purchase or cash withdrawal) is made in a currency other than the card currency. Information about current exchange rates is available on the websites of the international card organizations www.mastercard.com and www.visaeurope.com
    Balance in ATMs
    - In Swedbank ATMs in Latvia Easy via mobile app Free of charge
    - In ATMs of other banks 0.40
    Printout of last 5 transactions in Swedbank ATMs in Latvia 0.20
    Cash transactions See Cash transactions in ATMs and retail outlets
    Emergency cash assistance in Western Union service points 42.00 The service is available if the card is lost or blocked.
    Claim processing Free of charge If processing of the claim involves obtaining documentary proof of transactions, then a fee will be charged to the amount of the actual cost of the service.
    Closing
    Closing the card Easier Internet Banking and the mobile app Free of charge Cards can be easily and quickly suspended in the mobile app, and will be closed automatically within 10 days.

    Effective from 01.07.2018.

  • Swedbank Credit Card

    Swedbank Credit Card

    Service Price, EUR
    Receiving
    Ordering the card Easier via Internet Banking Free of charge The way of receiving the card can be selected via Internet Banking. Countries to which card delivery by post is not available: Bosnia and Herzegovina, Guyana, Laos, Serbia, Trinidad and Tobago, Uganda, Vanuatu, Crimea, Moldova, Cuba, North Korea, Iran, Iraq, Libya, Sudan, South Sudan, Syria, Myanmar (Burma), Liberia, Ecuador, Ethiopia, Pakistan, São Tomé and Príncipe, Lebanon, Zimbabwe, Bolivia, Ghana, Kenya, Nigeria, Sri Lanka, Tanzania, Thailand, Afghanistan, Yemen, Egypt, Eritrea, Gambia, Guinea and Guinea-Bissau, Somalia, Tunisia, Ivory Coast (Côte d'Ivoire), Haiti.
    Card production and delivery Best value by post 2.00-4.00 By post in Latvia - 2.00
    At branches - 4.00
    The fee is debited automatically upon activation of the card. The production and delivery fee for a card produced after expiry of the previous card's validity period is payable by the customer in the last month of the validity period of the previous card or upon activation of the card.
    Accelerated production and delivery of card
    In branch Ķīpsala, Spice Collectable within 4 hours 35.00 The fee is charged in addition to the production and delivery fee. Accelerated card production and delivery can be ordered at branches or by phone via Telephone Banking on 67 444 444. If the card is ordered on business days by 13:30, it will be produced and delivered to branch Ķīpsala (Riga, Balasta dambis 15) or Spice (Riga, Jaunmoku iela 13, s/c Spice Home) within 4 business hours. Next business day delivery to other branches in and outside Riga.
    Other branches in and outside Riga Collectable on the next business day 35.00 The fee is charged in addition to the production and delivery fee. Accelerated card production and delivery can be ordered at branches or by phone via Telephone Banking on 67 444 444. If the card is ordered on business days by 13:30, it will be produced and delivered to branch Ķīpsala (Riga, Balasta dambis 15) or Spice (Riga, Jaunmoku iela 13, s/c Spice Home) within 4 business hours. Next business day delivery to other branches in and outside Riga.
    Using
    Monthly fee 1.70 The fee is debited from the account linked to the credit card on the monthly payment date set in the agreement. The fee is debited automatically for each month when the card has been in customer’s use. From 01.09.2022, the credit card’s monthly fee ‒ 1.70 EUR.
    Purchases in Latvia and abroad Free of charge
    Currency exchange mark-up 2% The fee is charged if the transaction (purchase or cash withdrawal) is made in a currency other than the card currency. Information about current exchange rates is available on the websites of the international card organizations www.mastercard.com and www.visaeurope.com
    A transfer from the credit card account See Payments Fees for transfers from the credit card account are identical to those for payments from the current account.
    Cash transactions See Cash transactions in ATMs and retail outlets
    Purchase Insurance Free of charge More about Purchase Insurance.
    Interest-free period Until end of the current month The interest-free period applies to card purchases only. The interest-free period does not apply to cash withdrawals and transfers.
    Interest rate per annum on amount outstanding From 20% The interest rate is set individually and depends on the customer’s credit history, amount of loan obligations, and transfers of regular income to their account with Swedbank.
    Exceeding the credit limit and using the credit limit not repaid on time 0.167% of the exceeded amount per day
    Early partial repayment of credit Easier via Internet Banking Free of charge
    Changes in the credit card agreement Free of charge
    Balance in ATMs
    In Swedbank ATMs in Latvia Free of charge
    - In ATMs of other banks 0.40
    Printout of last 5 transactions in Swedbank ATMs in Latvia 0.20
    Emergency cash assistance in Western Union service points 42.00 In cases of loss or blocking of the card.
    Claim processing Free of charge Cards can be easily and quickly suspended in the mobile app, and will be closed automatically within 10 days.
    Closing
    Closing the card Easier Internet Banking and the mobile app Free of charge Cards can be easily and quickly suspended in the mobile app, and will be closed automatically within 10 days.

    Effective from 01.09.2022.

  • Gold Revolving Credit Card

    Gold Revolving Credit Card

    Service Price, EUR
    Receiving
    Ordering the card Easier via Internet Banking Free of charge The way of receiving the card can be selected via Internet Banking. Countries to which card delivery by post is not available: Bosnia and Herzegovina, Guyana, Laos, Serbia, Trinidad and Tobago, Uganda, Vanuatu, Crimea, Moldova, Cuba, North Korea, Iran, Iraq, Libya, Sudan, South Sudan, Syria, Myanmar (Burma), Liberia, Ecuador, Ethiopia, Pakistan, São Tomé and Príncipe, Lebanon, Zimbabwe, Bolivia, Ghana, Kenya, Nigeria, Sri Lanka, Tanzania, Thailand, Afghanistan, Yemen, Egypt, Eritrea, Gambia, Guinea and Guinea-Bissau, Somalia, Tunisia, Ivory Coast (Côte d'Ivoire), Haiti.
    Card production and delivery Best value by post 2.00-4.00 By post in Latvia - 2.00
    At branches - 4.00
    The fee is debited automatically upon activation of the card. The production and delivery fee for a card produced after expiry of the previous card's validity period is payable by the customer in the last month of the validity period of the previous card or upon activation of the card.
    Accelerated production and delivery of card
    In branch Ķīpsala, Spice Collectable within 4 hours 35.00 The fee is charged in addition to the production and delivery fee. Accelerated card production and delivery can be ordered at branches or by phone via Telephone Banking on 67 444 444. If the card is ordered on business days by 13:30, it will be produced and delivered to branch Ķīpsala (Riga, Balasta dambis 15) or Spice (Riga, Jaunmoku iela 13, s/c Spice Home) within 4 business hours. Next business day delivery to other branches in and outside Riga.
    Other branches in and outside Riga Collectable on the next business day 35.00 The fee is charged in addition to the production and delivery fee. Accelerated card production and delivery can be ordered at branches or by phone via Telephone Banking on 67 444 444. If the card is ordered on business days by 13:30, it will be produced and delivered to branch Ķīpsala (Riga, Balasta dambis 15) or Spice (Riga, Jaunmoku iela 13, s/c Spice Home) within 4 business hours. Next business day delivery to other branches in and outside Riga.
    Using
    Monthly fee 5.00 The fee is debited from the account linked to the credit card on the monthly payment date set in the agreement. The fee is debited automatically for each month when the card has been in customer’s use.
    Purchases in Latvia and abroad Free of charge
    Currency exchange mark-up 2% The fee is charged if the transaction (purchase or cash withdrawal) is made in a currency other than the card currency. Information about current exchange rates is available on the websites of the international card organizations www.mastercard.com and www.visaeurope.com
    A transfer from the credit card account See Payments Fees for transfers from the credit card account are identical to those for payments from the current account.
    Cash transactions See Cash transactions in ATMs and retail outlets
    Purchase Insurance Free of charge More about Purchase Insurance.
    Travel Insurance Free of charge More about Travel Insurance.
    Interest-free period Until following month's 10. date The interest-free period applies to card purchases only. The interest-free period does not apply to cash withdrawals and transfers.
    Interest rate per annum on amount outstanding From 16% The interest rate is set individually and depends on the customer’s credit history, amount of loan obligations, and transfers of regular income to their account with Swedbank.
    Exceeding the credit limit and using the credit limit not repaid on time 0.167% of the exceeded amount per day Excess and overdue penalty.
    Early partial repayment of credit Easier via Internet Banking Free of charge
    Changes in the credit card agreement Free of charge
    Balance in ATMs
    In Swedbank ATMs in Latvia Free of charge
    - In ATMs of other banks 0,40
    Printout of last 5 transactions in Swedbank ATMs in Latvia 0.20
    Emergency cash assistance in Western Union service points 42.00 In cases of loss or blocking of the card.
    Claim processing Free of charge If processing of the claim involves obtaining documentary proof of transactions, then a fee will be charged to the amount of the actual cost of the service.
    Closing
    Closing the card Easier Internet Banking and the mobile app Free of charge Cards can be easily and quickly suspended in the mobile app, and will be closed automatically within 10 days.

    Effective from 01.10.2021.

  • Platinum Credit Card

    Platinum Credit Card

    Service Price, EUR
    Receiving
    Ordering the card Easier via Internet Banking Free of charge The way of receiving the card can be selected via Internet Banking. Countries to which card delivery by post is not available: Bosnia and Herzegovina, Guyana, Laos, Serbia, Trinidad and Tobago, Uganda, Vanuatu, Crimea, Moldova, Cuba, North Korea, Iran, Iraq, Libya, Sudan, South Sudan, Syria, Myanmar (Burma), Liberia, Ecuador, Ethiopia, Pakistan, São Tomé and Príncipe, Lebanon, Zimbabwe, Bolivia, Ghana, Kenya, Nigeria, Sri Lanka, Tanzania, Thailand, Afghanistan, Yemen, Egypt, Eritrea, Gambia, Guinea and Guinea-Bissau, Somalia, Tunisia, Ivory Coast (Côte d'Ivoire), Haiti.
    Card production and delivery Best value by post 2.00-4.00 By post in Latvia - 2.00
    At branches - 4.00
    The fee is debited automatically upon activation of the card. The production and delivery fee for a card produced after expiry of the previous card's validity period is payable by the customer in the last month of the validity period of the previous card or upon activation of the card.
    Accelerated production and delivery of card
    - In branch Ķīpsala, Spice Collectable within 4 hours 35.00 The fee is charged in addition to the production and delivery fee. Accelerated card production and delivery can be ordered at branches or by phone via Telephone Banking on 67 444 444. If the card is ordered on business days by 13:30, it will be produced and delivered to branch Ķīpsala (Riga, Balasta dambis 15) or Spice (Riga, Jaunmoku iela 13, s/c Spice Home) within 4 business hours. Next business day delivery to other branches in and outside Riga.
    - Other branches in and outside Riga Collectable on the next business day 35.00 The fee is charged in addition to the production and delivery fee. Accelerated card production and delivery can be ordered at branches or by phone via Telephone Banking on 67 444 444. If the card is ordered on business days by 13:30, it will be produced and delivered to branch Ķīpsala (Riga, Balasta dambis 15) or Spice (Riga, Jaunmoku iela 13, s/c Spice Home) within 4 business hours. Next business day delivery to other branches in and outside Riga.
    Using
    Monthly fee 17 The fee is debited from the account linked to the credit card on the monthly payment date set in the agreement. The fee is debited automatically for each month when the card has been in customer’s use.
    Purchases in Latvia and abroad Free of charge
    Currency exchange mark-up 0% The fee is charged if the transaction (purchase or cash withdrawal) is made in a currency other than the card currency. Information about current exchange rates is available on the websites of the international card organizations www.mastercard.com and www.visaeurope.com
    A transfer from the credit card account See Payments Fees for transfers from the credit card account are identical to those for payments from the current account.
    Cash transactions See Cash transactions in ATMs and retail outlets
    Purchase Insurance Free of charge More about Purchase Insurance.
    Travel Insurance Free of charge More about Travel Insurance.
    LoungeKey
    - Program membership fee Free of charge The LoungeKey unlocks access to special lounges at over 1000 airports worldwide. Find out more on LoungeKey.com or the mobile app.
    - Platinum Extra Package annual fee 171 EUR (incl. PVN) The Platinum Credit Card’s Extra Package allows the credit card holder to have 20 free airport lounge visits per calendar year. The annual fee is debited from the current account linked to the credit card on the day of entering into the credit card agreement.
    Fee for visiting the special LoungeKey airport lounges
    - For Platinum Extra Package users 0 EUR The list of airport lounges included in the LoungeKey programme is available on the website www.loungekey.com
    - For Platinum without Extra Package users 28,00 The list of airport lounges included in the LoungeKey programme is available on the website www.loungekey.com
    - A visit to the special airport lounges by a person visiting the lounge together with a Platinum credit card holder 28,00 The list of airport lounges included in the LoungeKey programme is available on the website www.loungekey.com
    Interest-free period Until following month's 20. date The interest-free period applies to card purchases only. The interest-free period does not apply to cash withdrawals and transfers.
    Interest rate per annum on amount outstanding From 14% The interest rate is set individually and depends on the customer’s credit history, amount of loan obligations, and transfers of regular income to their account with Swedbank.
    Exceeding the credit limit and using the credit limit not repaid on time 0.167% of the exceeded amount per day Excess and overdue penalty.
    Early partial repayment of credit Easier via Internet Banking Free of charge
    Changes in the credit card agreement Free of charge
    Balance in ATMs
    - In Swedbank ATMs in Latvia Free of charge
    - In ATMs of other banks 0.40
    Printout of last 5 transactions in Swedbank ATMs in Latvia 0.20
    Emergency cash assistance in Western Union service points 42.00 In cases of loss or blocking of the card.
    Claim processing Free of charge If processing of the claim involves obtaining documentary proof of transactions, then a fee will be charged to the amount of the actual cost of the service.
    Closing
    Closing the card Easier Internet Banking and the mobile app Free of charge Cards can be easily and quickly suspended in the mobile app, and will be closed automatically within 10 days.

    Effective from 09.07.2020.

Temporary ATM Card

Service Price, EUR
Receiving
Ordering the card Only in branches 0.00 The card is issued in cases when the customer’s existing card is damaged, stolen or lost and the customer is in urgent need to withdraw or deposit cash.
Receiving a new card Only in branches 5.49
Using
Withdrawing cash by card
Cash withdrawals in Swedbank ATMs:
- up to 750 EUR a month Free of charge
- above EUR 750 a month 0.5% of the amount
Balance in ATMs
- In Swedbank ATMs in Latvia Easy via mobile app Free of charge
Printout of last 5 transactions in Swedbank ATMs in Latvia 0.20
Claim processing Free of charge If processing of the claim involves obtaining documentary proof of transactions, then a fee will be charged to the amount of the actual cost of the service.
Closing
Closing the card Easier via Internet Banking Free of charge

Effective from 15.10.2017

Cash operations in ATM and traders

Debit card EUR
In ATMs
Cash withdrawal in ATMs of Swedbank and cooperation partners In Swedbank Group ATMs in Latvia, Lithuania, Estonia, as well as in ATMs of SEB Bank in Latvia. The default limit on cash withdrawals is 1,400 EUR a day.
- up to 750 EUR a month Free of charge
- above EUR 750 a month 0.5% of the amount
Cash withdrawal in other banks’ ATMs and in other banks 2.00 + 3% of the amount
Depositing cash in Swedbank's cash deposit machines Free of charge
Limits
Cash withdrawal in ATMs Limited to 7500 EUR a month

The limit applies to all cards linked to the customer’s accounts in the aggregate.

The cash withdrawal limit can be raised to 15,000 EUR a month by contacting the bank over the phone or in person at any branch of the bank.

Depositing cash in Swedbank's cash deposit machines Limited to 6000 EUR a month The limit applies to all cards linked to the customer’s accounts in the aggregate.
In retail outlets
Cash withdrawal in retail outlets Free of charge More information about shops in Latvia where the cash withdrawal service is available.

Effective from 01.01.2022

Swedbank Credit Card
VISA Platinum Credit Card
Fixed Payment Credit Card
Gold Revolving Credit Card Platinum Credit Card (Mastercard)
In ATMs
Cash withdrawal in ATMs of Swedbank and cooperation partners, other banks’ ATMs and in other banks 2 + 3% of the amount Up to 500 EUR a month free of charge,
over 500 EUR 3% of the amount
Up to 1000 EUR a month free of charge,
over 1000 EUR 3% of the amount
Depositing cash in Swedbank's cash deposit machines Free of charge (limited to 6000 EUR a month) Free of charge (limited to 6000 EUR a month) Free of charge (limited to 6000 EUR a month) The limit applies to all cards linked to the customer’s accounts in the aggregate.
In retail outlets
Cash withdrawal in retail outlets Free of charge Free of charge Free of charge More information about shops in Latvia where the cash withdrawal service is available.
Limits
Cash withdrawal in ATMs 7500 EUR a month 7500 EUR a month 7500 EUR a month The cash withdrawal limit can be raised to 15,000 EUR a month by contacting the bank over the phone or in person at any branch of the bank.

Effective from 01.01.2022

  • VISA Platinum Credit Card

    VISA Platinum Credit Card

    Service Price, EUR
    Receiving
    Ordering the card Easier via Internet Banking Free of charge The way of receiving the card can be selected via Internet Banking. Countries to which card delivery by post is not available: Bosnia and Herzegovina, Guyana, Laos, Serbia, Trinidad and Tobago, Uganda, Vanuatu, Crimea, Moldova, Cuba, North Korea, Iran, Iraq, Libya, Sudan, South Sudan, Syria, Myanmar (Burma), Liberia, Ecuador, Ethiopia, Pakistan, São Tomé and Príncipe, Lebanon, Zimbabwe, Bolivia, Ghana, Kenya, Nigeria, Sri Lanka, Tanzania, Thailand, Afghanistan, Yemen, Egypt, Eritrea, Gambia, Guinea and Guinea-Bissau, Somalia, Tunisia, Ivory Coast (Côte d'Ivoire), Haiti.
    Card production and delivery Best value by post 2.00-4.00 By post in Latvia - 2.00
    At branches - 4.00
    The fee is debited automatically upon activation of the card. The production and delivery fee for a card produced after expiry of the previous card's validity period is payable by the customer in the last month of the validity period of the previous card or upon activation of the card.
    Accelerated production and delivery of card
    - In branch Ķīpsala, Spice Collectable within 4 hours 35.00 The fee is charged in addition to the production and delivery fee. Accelerated card production and delivery can be ordered at branches or by phone via Telephone Banking on 67 444 444. If the card is ordered on business days by 13:30, it will be produced and delivered to branch Ķīpsala (Riga, Balasta dambis 15) or Spice (Riga, Jaunmoku iela 13, s/c Spice Home) within 4 business hours. Next business day delivery to other branches in and outside Riga.
    - Other branches in and outside Riga Collectable on the next business day 35.00 The fee is charged in addition to the production and delivery fee. Accelerated card production and delivery can be ordered at branches or by phone via Telephone Banking on 67 444 444. If the card is ordered on business days by 13:30, it will be produced and delivered to branch Ķīpsala (Riga, Balasta dambis 15) or Spice (Riga, Jaunmoku iela 13, s/c Spice Home) within 4 business hours. Next business day delivery to other branches in and outside Riga.
    Using
    Monthly fee 12.85 - 16.67 Card's monthly fee - 16.67
    Additional card's monthly fee - 12.85
    The fee is debited from the account linked to the credit card on the monthly payment date set in the agreement. The fee is debited automatically for each month when the card has been in customer’s use.
    Purchases in Latvia and abroad Free of charge
    Currency exchange mark-up 2% The fee is charged if the transaction (purchase or cash withdrawal) is made in a currency other than the card currency. Information about current exchange rates is available on the websites of the international card organizations www.mastercard.com and www.visaeurope.com
    A transfer from the credit card account See Payments Fees for transfers from the credit card account are identical to those for payments from the current account.
    Cash transactions See Cash transactions in ATMs and retail outlets
    Purchase Insurance Free of charge More about Purchase Insurance.
    Travel Insurance Free of charge More about Travel Insurance.
    Priority Pass
    - Program membership fee Free of charge The Priority Pass card gives access to special lounges at over +1000 airports worldwide. Find out more on Priority Pass and www.prioritypass.com
    - Visa Platinum Extra Pack annual fee 191 EUR (incl. PVN) The Visa Platinum Extra Pack allows the credit card holder to visit the special airport lounges for an unlimited number of times. The annual fee is debited from the current account on the day of entering into the credit card agreement.
    Fee for visiting the special Priority Pass airport lounges
    - For Visa Platinum Extra Pack users 0 EUR The list of airport lounges included in the Priority Pass programme is available on the website www.prioritypass.com
    - For Visa Platinum without Extra Pack users 28,00 The list of airport lounges included in the Priority Pass programme is available on the website www.prioritypass.com
    - A visit to the special airport lounges by a person visiting the lounge together with a Visa Platinum credit card holder 28,00 The list of airport lounges included in the Priority Pass programme is available on the website www.prioritypass.com
    Interest-free period Until following month's 20. date The interest-free period applies to card purchases only. The interest-free period does not apply to cash withdrawals and transfers.
    Interest rate per annum on amount outstanding From 14% The interest rate is set individually and depends on the customer’s credit history, amount of loan obligations, and transfers of regular income to their account with Swedbank.
    Exceeding the credit limit and using the credit limit not repaid on time 0.167% of the exceeded amount per day Excess and overdue penalty.
    Early partial repayment of credit Easier via Internet Banking Free of charge
    Changes in the credit card agreement Free of charge
    Balance in ATMs
    In Swedbank ATMs in Latvia Free of charge
    - In ATMs of other banks 0.40
    Printout of last 5 transactions in Swedbank ATMs in Latvia 0.20
    Emergency cash assistance in Western Union service points 42.00 In cases of loss or blocking of the card.
    Claim processing Free of charge If processing of the claim involves obtaining documentary proof of transactions, then a fee will be charged to the amount of the actual cost of the service.
    Closing
    Closing the card Easier Internet Banking and the mobile app Free of charge Cards can be easily and quickly suspended in the mobile app, and will be closed automatically within 10 days.

    Effective from 01.10.2021.

  • Fixed Payment Credit Card

    Fixed Payment Credit Card

    New cards no longer issued to customers from 21.04.2022.
    Service Price, EUR
    Receiving
    Ordering the card Easier via Internet Banking Free of charge The way of receiving the card can be selected via Internet Banking. Countries to which card delivery by post is not available: Bosnia and Herzegovina, Guyana, Laos, Serbia, Trinidad and Tobago, Uganda, Vanuatu, Crimea, Moldova, Cuba, North Korea, Iran, Iraq, Libya, Sudan, South Sudan, Syria, Myanmar (Burma), Liberia, Ecuador, Ethiopia, Pakistan, São Tomé and Príncipe, Lebanon, Zimbabwe, Bolivia, Ghana, Kenya, Nigeria, Sri Lanka, Tanzania, Thailand, Afghanistan, Yemen, Egypt, Eritrea, Gambia, Guinea and Guinea-Bissau, Somalia, Tunisia, Ivory Coast (Côte d'Ivoire), Haiti.
    Card production and delivery Best value by post 2.00-4.00 By post in Latvia - 2.00
    At branches - 4.00
    The fee is debited automatically upon activation of the card. The production and delivery fee for a card produced after expiry of the previous card's validity period is payable by the customer in the last month of the validity period of the previous card or upon activation of the card.
    Accelerated production and delivery of card
    In branch Ķīpsala, Spice Collectable within 4 hours 35.00 The fee is charged in addition to the production and delivery fee. Accelerated card production and delivery can be ordered at branches or by phone via Telephone Banking on 67 444 444. If the card is ordered on business days by 13:30, it will be produced and delivered to branch Ķīpsala (Riga, Balasta dambis 15) or Spice (Riga, Jaunmoku iela 13, s/c Spice Home) within 4 business hours. Next business day delivery to other branches in and outside Riga.
    Other branches in and outside Riga Collectable on the next business day 35.00 The fee is charged in addition to the production and delivery fee. Accelerated card production and delivery can be ordered at branches or by phone via Telephone Banking on 67 444 444. If the card is ordered on business days by 13:30, it will be produced and delivered to branch Ķīpsala (Riga, Balasta dambis 15) or Spice (Riga, Jaunmoku iela 13, s/c Spice Home) within 4 business hours. Next business day delivery to other branches in and outside Riga.
    Using
    Monthly fee 0.00
    Purchases in Latvia and abroad Free of charge
    Currency exchange mark-up 2% The fee is charged if the transaction (purchase or cash withdrawal) is made in a currency other than the card currency. Information about current exchange rates is available on the websites of the international card organizations www.mastercard.com and www.visaeurope.com
    A transfer from the credit card account See Payments Fees for transfers from the credit card account are identical to those for payments from the current account.
    Cash transactions See Cash transactions in ATMs and retail outlets
    Purchase Insurance Free of charge More about Purchase Insurance.
    Interest rate per annum on amount outstanding From 20% The interest rate is set individually and depends on the customer’s credit history, amount of loan obligations, and transfers of regular income to their account with Swedbank.
    Exceeding the credit limit and using the credit limit not repaid on time 0.167% of the exceeded amount per day Excess and overdue penalty.
    Early partial repayment of credit Easier via Internet Banking Free of charge
    Changes in the credit card agreement Free of charge
    Balance in ATMs
    In Swedbank ATMs in Latvia Free of charge
    - In ATMs of other banks 0,40
    Printout of last 5 transactions in Swedbank ATMs in Latvia 0.20
    Emergency cash assistance in Western Union service points 42.00 In cases of loss or blocking of the card.
    Claim processing Free of charge If processing of the claim involves obtaining documentary proof of transactions, then a fee will be charged to the amount of the actual cost of the service.
    Closing
    Closing the card Easier Internet Banking and the mobile app Free of charge Cards can be easily and quickly suspended in the mobile app, and will be closed automatically within 10 days.

    Effective from 01.10.2021.

Loans, Leases, Credit Cards

Consumer Credit

Service Price, EUR
Receiving
Credit disbursement Easier via Internet Banking 2% of the amount. min. 25.00
Disbursement of additional amount Easier via Internet Banking 2% of the amount, min. 25.00
Using
Interest rate From 9.9% a year
Change of monthly payment date or the linked account Best value via Internet Banking 0.00 - 7.00
Other changes in credit agreement without disbursement of additional amount (incl. restructuring) Easier via Internet Banking 25.00
Early partial repayment of credit Easier Internet Banking Free of charge
Closing
Full early repayment of the credit Easier Internet Banking Free of charge

Effective from 18.04.2017.

Credit Line

Service Price, EUR
Receiving
Setting up and disbursement of credit Easier via Internet Banking 2% of the amount. min. 25.00 The fee is withheld from the amount of credit granted.
Disbursement of additional amount Easier via Internet Banking 2% of the amount. min. 25.00
Using
Interest rate From 19% per annum The interest rate is set for each customer individually and interest accrues on the credit line limit in use.
Commitment fee 1.2% per annum Charged on the credit line limit not in use.
Change of monthly payment date Best value via Internet Banking 0.00 - 7.00

Via Internet Banking - 0.00

At branches - 7.00

Other changes in credit agreement without disbursement of additional amount (incl. restructuring) Easier via Internet Banking 25.00
Early partial repayment of credit Easier via Internet Banking Free of charge No fee will be charged if no other changes are made in the credit line agreement.
Closing
Full early repayment of the credit Easier via Internet Banking Free of charge

Effective from 18.04.2017.

Service Price, EUR
Using
Interest rate From 20% a year The interest rate is set for each customer individually and interest accrues on the credit line limit in use.
Annual fee for using the credit line 7.11 On each anniversary of the agreement, the annual fee is debited from the account in which the credit was disbursed.
Change of monthly payment date Best value via Internet Banking 0.00 - 7.00

Via Internet Banking - 0.00

At branches - 7.00

Other changes in the credit agreement Best value via Internet Banking 7.00 - 14.00
Early partial repayment of credit Easier Internet Banking Free of charge No fee will be charged if no other changes are made in the credit line agreement.
Closing
Full early repayment of the credit Easier Internet Banking Free of charge

Effective from 18.04.2017.

Car Lease

Service Price, EUR
Receiving
Contract fee Easier via Internet Banking 1.2% - 1.5% of the price of the car (min. 150, incl. VAT) Standard issuance - 1.5%
Issuance to Gold Service customers - 1.2%
Car valuation at branch 45.00, incl. VAT Valuation is carried out for cars with purchase value of up to 70,000 EUR. The valuation fee is charged regardless of whether or not financing is set up at the Bank. The valuation is for internal use only and will not be issued to the customer.
Also valuations by cooperation partners approved by the bank are accepted:
- SIA BRC, address: Maskavas iela 463, Riga, phone 67 317 524;
- SIA AR Control, address: Daugavgrivas street 77, Riga, LV-1007, phone 29 209 154, 29 398 462.
Interest rate Set on case-to-case basis
Using
Change of date of monthly payments Easier via Internet Banking 10.00, incl. VAT
Other changes in lease agreement (incl. restructuring) Easier via Internet Banking 75.00, incl. VAT
Early partial discharge of obligations Easier via Internet Banking Free of charge
Standard bank certificate on leasing obligations (balance of the leasing, interest and principal paid) Easier via Internet Banking
Order a bank certificate.
See Bank certificates, document requests, etc.
Other type of certificates upon request Easier via Internet Banking
Order a bank certificate.
See Bank certificates, document requests, etc.
Sub-letting consent, authorization for operations at CSDD, authorization to exit Latvia Easier via Internet Banking
Order an authorization for exiting
12.00 - 25.00, incl. VAT Certificates are prepared within 2 business days - 12.00 EUR.
Urgent preparation of certificate (1 business day) if the request is submitted by 11:00 - 25.00 EUR.
Other type of certificates upon request Easier via Internet Banking 17.00, incl. VAT
Closing
CSDD fee: Deregistration for sale in Latvia 3.02
Complete early discharge of obligations Free of charge
Issuing of the final invoice to a third party 50.00, incl. VAT
Preparation of transaction cancellation documents 150.00, incl. VAT

Effective from 01.09.2022.

Car Loan

Service Price, EUR
Receiving
Loan disbursement Easier via Internet Banking 1% of the amount. min. 100.00
Using
Interest rate From 7.9% per annum
Change of monthly payment date or the linked account Best value via Internet Banking 0.00 - 7.00
Other changes in the credit agreement Easier via Internet Banking 25.00
Early partial repayment of credit Easier via Internet Banking Free of charge
Closing
Full early repayment of the loan Easier via Internet Banking Free of charge

Effective from 18.04.2017.

Mortgage loans (for home purchase, reconstruction, construction, energy efficiency improvement etc.)”

Service Price, EUR
Receiving
Loan application processing Apply for via Internet Banking Free of charge
Setting up and disbursement of credit 1.2% For Gold Service customers - 1% of the loan amount
Setting up and issuing the loan if secured by a term deposit 0.5% Min. 28.00 The loan amount may not exceed 98% of the deposit amount; the loan agreement must end at least 2 business days before expiry of the deposit agreement.
Determining the market value of the property 90.00 - 220.00 The fee will be reduced by EUR 10.00 if the valuation can be made without visiting the property.
Determining the present market value:
- Apartment – 90.00
- Single-family residential house – 180.00
- Land plot for construction – 120.00
Determining future market value:
- Apartment – 125.00
- Single-family residential house – 220.00
Valuation by Swedbank AS is prepared in abbreviated form and is not suitable for presenting to other credit institutions, and cannot be used for the needs of other individuals or legal entities.
Assessing and approving a property's reconstruction or construction cost estimate 55.00 In case of construction and reconstruction of the property to be valuated - always.
Assessing and approving a property's refurbishment cost estimate 35.00 Upon bank’s request.
Approval of the determined market value of residential property Free of charge If the valuation is by a valuator not on the list of the bank's approved valuators..
Using
Interest rate Set on case-to-case basis
Interest rate for a loan secured by term deposit 2% The rate is added on top of the term deposit rate
Interest rate revision 1.2%
Change of date of monthly payments Easier via Internet Banking Free of charge
Other changes in credit agreement 150.00 Depending on the type of changes in the agreement, it may be necessary to determine the market value of the property, for which a fee will be charged according to the Price List.
Changes in credit agreement in case of restructuring 75.00
Assessment of expenditure of funds at the construction site 50.00 - 75.00 If the loan is issued for refurbishment of property - 50.00
If the loan is issued for construction/reconstruction of property - 75.00
In case of construction and reconstruction - always.
In case of refurbishing - only upon bank's request.
Standard bank certificate (balance of the loan, interest and principal paid, overdues, loan collateral, consents, purpose of the loan) Easier via Internet Banking See Bank certificates, document requests, etc. Unless stated otherwise in the agreement.
Other type of certificates upon request Easier via Internet Banking See Bank certificates, document requests, etc.
Early partial repayment of credit Easier via Internet Banking Free of charge
Closing
Full early repayment of the loan Easier via Internet Banking Free of charge Note that there will be additional costs for notary services.
Document processing fee in case of re-financing the loan to other credit institution 426.00

Effective from 01.10.2021.

Consumer Credit for Home

Service Price, EUR
Receiving
Loan disbursement Easier via Internet Banking 1% of the amount, min. 100.00
Using
Interest rate From 7.9% per annum
Change of monthly payment date or the linked account Best value via Internet Banking 0.00 - 7.00
Other changes in the loan agreement Easier via Internet Banking 25.00
Early partial repayment of the credit Easier via Internet Banking Free of charge
Closing
Full early repayment of the credit Easier via Internet Banking Free of charge

Effective from 18.04.2017.

  • State-Guaranteed Loans for Students

    State-Guaranteed Loans for Students

    Service Price, EUR
    Receiving
    Disbursement of loan Easier via Internet Banking 0.00
    Using
    Interest rate 3.5% per annum + 6M Euribor
    Amendment of loan agreement on the customer's initiative:
    - Change of educational institution
    - Change of graduation year
    - Compiling a schedule for early repayment of the loan
    - Change or cancellation of schedule
    - Change of date
    Easier via Internet Banking 14.00
    Loan statement printing 5.00
    Early partial repayment of the credit Easier via Internet Banking Free of charge Minimum amount of repayment - 150 EUR.
    Closing
    Full early repayment of the credit Easier via Internet Banking Free of charge

    Effective from 18.04.2017.

  • Non-state-guaranteed study loan

    Non-state-guaranteed study loan

    New agreements for this service are not offered
    Service Price, EUR
    Using
    Interest rate 4% per annum + 6M Euribor
    Amendment of loan agreement:
    - Change of educational institution
    - Change of graduation year
    - Compiling a schedule for early repayment of the loan
    - Change or cancellation of schedule
    - Change of collateral
    - Change of date
    Easier via Internet Banking 14.00
    Loan statement printing 4.27
    Early partial repayment of the credit Easier via Internet Banking Free of charge Minimum amount of repayment -142.29 EUR.
    Closing
    Full early repayment of the credit Easier via Internet Banking Free of charge

    Effective from 18.04.2017.

  • State-Guaranteed Loans for Students granted until 2009

    State-Guaranteed Loans for Students granted until 2009

    New agreements for this service are not offered
    Product / service Price, EUR
    Using
    Amendment of loan agreement:
    - Change in disbursements or educational institution
    - Compilation of schedule for early repayment of the loan (if the time for commencing repayment of the loan stated in the agreement has not arrived)
    - Change, cancellation of schedule (according to an existing early repayment schedule, except in the repayment postponement cases laid down in Cabinet Regulations No. 220)
    - Change in collateral
    - Change in date
    Easier via Internet Banking 4.27 Amendments to agreement for change in disbursements or educational institution can only be signed at branches.
    Postponement and extension of repayment of the loan in the cases laid down in Cabinet Regulations No. 220 (pregnancy or postnatal leave from work; child-care leave from work until child’s 1.5 years of age and working part-time; continuation of studies towards bachelor’s, master’s, doctor’s or higher professional education degree or in residency training; is officially unemployed) Easier via Internet Banking Free of charge Additional supporting documents must be presented.
    Loan statement printing 4.27
    Early partial repayment of the credit Easier via Internet Banking Free of charge Minimum amount of repayment -142.29 EUR.
    Closing
    Full early repayment of the credit Easier via Internet Banking Free of charge

    Effective from 18.04.2017.

  • Swedbank Credit Card

    Swedbank Credit Card

    Service Price, EUR
    Receiving
    Ordering the card Easier via Internet Banking Free of charge The way of receiving the card can be selected via Internet Banking. Countries to which card delivery by post is not available: Bosnia and Herzegovina, Guyana, Laos, Serbia, Trinidad and Tobago, Uganda, Vanuatu, Crimea, Moldova, Cuba, North Korea, Iran, Iraq, Libya, Sudan, South Sudan, Syria, Myanmar (Burma), Liberia, Ecuador, Ethiopia, Pakistan, São Tomé and Príncipe, Lebanon, Zimbabwe, Bolivia, Ghana, Kenya, Nigeria, Sri Lanka, Tanzania, Thailand, Afghanistan, Yemen, Egypt, Eritrea, Gambia, Guinea and Guinea-Bissau, Somalia, Tunisia, Ivory Coast (Côte d'Ivoire), Haiti.
    Card production and delivery Best value by post 2.00-4.00 By post in Latvia - 2.00
    At branches - 4.00
    The fee is debited automatically upon activation of the card. The production and delivery fee for a card produced after expiry of the previous card's validity period is payable by the customer in the last month of the validity period of the previous card or upon activation of the card.
    Accelerated production and delivery of card
    In branch Ķīpsala, Spice Collectable within 4 hours 35.00 The fee is charged in addition to the production and delivery fee. Accelerated card production and delivery can be ordered at branches or by phone via Telephone Banking on 67 444 444. If the card is ordered on business days by 13:30, it will be produced and delivered to branch Ķīpsala (Riga, Balasta dambis 15) or Spice (Riga, Jaunmoku iela 13, s/c Spice Home) within 4 business hours. Next business day delivery to other branches in and outside Riga.
    Other branches in and outside Riga Collectable on the next business day 35.00 The fee is charged in addition to the production and delivery fee. Accelerated card production and delivery can be ordered at branches or by phone via Telephone Banking on 67 444 444. If the card is ordered on business days by 13:30, it will be produced and delivered to branch Ķīpsala (Riga, Balasta dambis 15) or Spice (Riga, Jaunmoku iela 13, s/c Spice Home) within 4 business hours. Next business day delivery to other branches in and outside Riga.
    Using
    Monthly fee 1.70 The fee is debited from the account linked to the credit card on the monthly payment date set in the agreement. The fee is debited automatically for each month when the card has been in customer’s use. From 01.09.2022, the credit card’s monthly fee ‒ 1.70 EUR.
    Purchases in Latvia and abroad Free of charge
    Currency exchange mark-up 2% The fee is charged if the transaction (purchase or cash withdrawal) is made in a currency other than the card currency. Information about current exchange rates is available on the websites of the international card organizations www.mastercard.com and www.visaeurope.com
    A transfer from the credit card account See Payments Fees for transfers from the credit card account are identical to those for payments from the current account.
    Cash transactions See Cash transactions in ATMs and retail outlets
    Purchase Insurance Free of charge More about Purchase Insurance.
    Interest-free period Until end of the current month The interest-free period applies to card purchases only. The interest-free period does not apply to cash withdrawals and transfers.
    Interest rate per annum on amount outstanding From 20% The interest rate is set individually and depends on the customer’s credit history, amount of loan obligations, and transfers of regular income to their account with Swedbank.
    Exceeding the credit limit and using the credit limit not repaid on time 0.167% of the exceeded amount per day
    Early partial repayment of credit Easier via Internet Banking Free of charge
    Changes in the credit card agreement Free of charge
    Balance in ATMs
    In Swedbank ATMs in Latvia Free of charge
    - In ATMs of other banks 0.40
    Printout of last 5 transactions in Swedbank ATMs in Latvia 0.20
    Emergency cash assistance in Western Union service points 42.00 In cases of loss or blocking of the card.
    Claim processing Free of charge Cards can be easily and quickly suspended in the mobile app, and will be closed automatically within 10 days.
    Closing
    Closing the card Easier Internet Banking and the mobile app Free of charge Cards can be easily and quickly suspended in the mobile app, and will be closed automatically within 10 days.

    Effective from 01.09.2022.

  • Gold Revolving Credit Card

    Gold Revolving Credit Card

    Service Price, EUR
    Receiving
    Ordering the card Easier via Internet Banking Free of charge The way of receiving the card can be selected via Internet Banking. Countries to which card delivery by post is not available: Bosnia and Herzegovina, Guyana, Laos, Serbia, Trinidad and Tobago, Uganda, Vanuatu, Crimea, Moldova, Cuba, North Korea, Iran, Iraq, Libya, Sudan, South Sudan, Syria, Myanmar (Burma), Liberia, Ecuador, Ethiopia, Pakistan, São Tomé and Príncipe, Lebanon, Zimbabwe, Bolivia, Ghana, Kenya, Nigeria, Sri Lanka, Tanzania, Thailand, Afghanistan, Yemen, Egypt, Eritrea, Gambia, Guinea and Guinea-Bissau, Somalia, Tunisia, Ivory Coast (Côte d'Ivoire), Haiti.
    Card production and delivery Best value by post 2.00-4.00 By post in Latvia - 2.00
    At branches - 4.00
    The fee is debited automatically upon activation of the card. The production and delivery fee for a card produced after expiry of the previous card's validity period is payable by the customer in the last month of the validity period of the previous card or upon activation of the card.
    Accelerated production and delivery of card
    In branch Ķīpsala, Spice Collectable within 4 hours 35.00 The fee is charged in addition to the production and delivery fee. Accelerated card production and delivery can be ordered at branches or by phone via Telephone Banking on 67 444 444. If the card is ordered on business days by 13:30, it will be produced and delivered to branch Ķīpsala (Riga, Balasta dambis 15) or Spice (Riga, Jaunmoku iela 13, s/c Spice Home) within 4 business hours. Next business day delivery to other branches in and outside Riga.
    Other branches in and outside Riga Collectable on the next business day 35.00 The fee is charged in addition to the production and delivery fee. Accelerated card production and delivery can be ordered at branches or by phone via Telephone Banking on 67 444 444. If the card is ordered on business days by 13:30, it will be produced and delivered to branch Ķīpsala (Riga, Balasta dambis 15) or Spice (Riga, Jaunmoku iela 13, s/c Spice Home) within 4 business hours. Next business day delivery to other branches in and outside Riga.
    Using
    Monthly fee 5.00 The fee is debited from the account linked to the credit card on the monthly payment date set in the agreement. The fee is debited automatically for each month when the card has been in customer’s use.
    Purchases in Latvia and abroad Free of charge
    Currency exchange mark-up 2% The fee is charged if the transaction (purchase or cash withdrawal) is made in a currency other than the card currency. Information about current exchange rates is available on the websites of the international card organizations www.mastercard.com and www.visaeurope.com
    A transfer from the credit card account See Payments Fees for transfers from the credit card account are identical to those for payments from the current account.
    Cash transactions See Cash transactions in ATMs and retail outlets
    Purchase Insurance Free of charge More about Purchase Insurance.
    Travel Insurance Free of charge More about Travel Insurance.
    Interest-free period Until following month's 10. date The interest-free period applies to card purchases only. The interest-free period does not apply to cash withdrawals and transfers.
    Interest rate per annum on amount outstanding From 16% The interest rate is set individually and depends on the customer’s credit history, amount of loan obligations, and transfers of regular income to their account with Swedbank.
    Exceeding the credit limit and using the credit limit not repaid on time 0.167% of the exceeded amount per day Excess and overdue penalty.
    Early partial repayment of credit Easier via Internet Banking Free of charge
    Changes in the credit card agreement Free of charge
    Balance in ATMs
    In Swedbank ATMs in Latvia Free of charge
    - In ATMs of other banks 0,40
    Printout of last 5 transactions in Swedbank ATMs in Latvia 0.20
    Emergency cash assistance in Western Union service points 42.00 In cases of loss or blocking of the card.
    Claim processing Free of charge If processing of the claim involves obtaining documentary proof of transactions, then a fee will be charged to the amount of the actual cost of the service.
    Closing
    Closing the card Easier Internet Banking and the mobile app Free of charge Cards can be easily and quickly suspended in the mobile app, and will be closed automatically within 10 days.

    Effective from 01.10.2021.

  • Platinum Credit Card

    Platinum Credit Card

    Service Price, EUR
    Receiving
    Ordering the card Easier via Internet Banking Free of charge The way of receiving the card can be selected via Internet Banking. Countries to which card delivery by post is not available: Bosnia and Herzegovina, Guyana, Laos, Serbia, Trinidad and Tobago, Uganda, Vanuatu, Crimea, Moldova, Cuba, North Korea, Iran, Iraq, Libya, Sudan, South Sudan, Syria, Myanmar (Burma), Liberia, Ecuador, Ethiopia, Pakistan, São Tomé and Príncipe, Lebanon, Zimbabwe, Bolivia, Ghana, Kenya, Nigeria, Sri Lanka, Tanzania, Thailand, Afghanistan, Yemen, Egypt, Eritrea, Gambia, Guinea and Guinea-Bissau, Somalia, Tunisia, Ivory Coast (Côte d'Ivoire), Haiti.
    Card production and delivery Best value by post 2.00-4.00 By post in Latvia - 2.00
    At branches - 4.00
    The fee is debited automatically upon activation of the card. The production and delivery fee for a card produced after expiry of the previous card's validity period is payable by the customer in the last month of the validity period of the previous card or upon activation of the card.
    Accelerated production and delivery of card
    - In branch Ķīpsala, Spice Collectable within 4 hours 35.00 The fee is charged in addition to the production and delivery fee. Accelerated card production and delivery can be ordered at branches or by phone via Telephone Banking on 67 444 444. If the card is ordered on business days by 13:30, it will be produced and delivered to branch Ķīpsala (Riga, Balasta dambis 15) or Spice (Riga, Jaunmoku iela 13, s/c Spice Home) within 4 business hours. Next business day delivery to other branches in and outside Riga.
    - Other branches in and outside Riga Collectable on the next business day 35.00 The fee is charged in addition to the production and delivery fee. Accelerated card production and delivery can be ordered at branches or by phone via Telephone Banking on 67 444 444. If the card is ordered on business days by 13:30, it will be produced and delivered to branch Ķīpsala (Riga, Balasta dambis 15) or Spice (Riga, Jaunmoku iela 13, s/c Spice Home) within 4 business hours. Next business day delivery to other branches in and outside Riga.
    Using
    Monthly fee 17 The fee is debited from the account linked to the credit card on the monthly payment date set in the agreement. The fee is debited automatically for each month when the card has been in customer’s use.
    Purchases in Latvia and abroad Free of charge
    Currency exchange mark-up 0% The fee is charged if the transaction (purchase or cash withdrawal) is made in a currency other than the card currency. Information about current exchange rates is available on the websites of the international card organizations www.mastercard.com and www.visaeurope.com
    A transfer from the credit card account See Payments Fees for transfers from the credit card account are identical to those for payments from the current account.
    Cash transactions See Cash transactions in ATMs and retail outlets
    Purchase Insurance Free of charge More about Purchase Insurance.
    Travel Insurance Free of charge More about Travel Insurance.
    LoungeKey
    - Program membership fee Free of charge The LoungeKey unlocks access to special lounges at over 1000 airports worldwide. Find out more on LoungeKey.com or the mobile app.
    - Platinum Extra Package annual fee 171 EUR (incl. PVN) The Platinum Credit Card’s Extra Package allows the credit card holder to have 20 free airport lounge visits per calendar year. The annual fee is debited from the current account linked to the credit card on the day of entering into the credit card agreement.
    Fee for visiting the special LoungeKey airport lounges
    - For Platinum Extra Package users 0 EUR The list of airport lounges included in the LoungeKey programme is available on the website www.loungekey.com
    - For Platinum without Extra Package users 28,00 The list of airport lounges included in the LoungeKey programme is available on the website www.loungekey.com
    - A visit to the special airport lounges by a person visiting the lounge together with a Platinum credit card holder 28,00 The list of airport lounges included in the LoungeKey programme is available on the website www.loungekey.com
    Interest-free period Until following month's 20. date The interest-free period applies to card purchases only. The interest-free period does not apply to cash withdrawals and transfers.
    Interest rate per annum on amount outstanding From 14% The interest rate is set individually and depends on the customer’s credit history, amount of loan obligations, and transfers of regular income to their account with Swedbank.
    Exceeding the credit limit and using the credit limit not repaid on time 0.167% of the exceeded amount per day Excess and overdue penalty.
    Early partial repayment of credit Easier via Internet Banking Free of charge
    Changes in the credit card agreement Free of charge
    Balance in ATMs
    - In Swedbank ATMs in Latvia Free of charge
    - In ATMs of other banks 0.40
    Printout of last 5 transactions in Swedbank ATMs in Latvia 0.20
    Emergency cash assistance in Western Union service points 42.00 In cases of loss or blocking of the card.
    Claim processing Free of charge If processing of the claim involves obtaining documentary proof of transactions, then a fee will be charged to the amount of the actual cost of the service.
    Closing
    Closing the card Easier Internet Banking and the mobile app Free of charge Cards can be easily and quickly suspended in the mobile app, and will be closed automatically within 10 days.

    Effective from 09.07.2020.

Insurance

Home Insurance

Service Price, EUR
Receiving / using
Sum insured Varies case-by-case, calculate
Insurance premium Varies case-by-case, calculate
Contract amendment Free of charge
Insurance claim processing Free of charge
Preparation of contract annexes or certificates Free of charge
Closing
Early termination of the contract Free of charge

CASCO Insurance

Service Price, EUR
Receiving / using
Insurance premium Varies case-by-case, apply
Contract amendment Free of charge
Insurance claim processing Free of charge
Preparation of contract annexes or certificates Free of charge
Closing
Early termination of the contract Free of charge

MTPL Insurance

Service Price, EUR
Receiving / using
Insurance premium Varies case-by-case, calculate
Insurance claim processing Free of charge
Closing
Early termination of the contract Free of charge

Travel Insurance

Service Price, EUR
Receiving / using
Insurance premium Varies case-by-case, calculate
Contract amendment Free of charge
Insurance claim processing Free of charge
Preparation of certificates and confirmations about insurance cover Free of charge
Closing
Early termination of the contract Free of charge

Family Support Insurance

Service Price, EUR
Receiving
Life insurance premium per month 1% of life insurance sum insured, divided by 12.
Trauma supplementary insurance premium per month 0.2% of the sum insured for trauma supplementary insurance, divided by 12.
Contract amendment Free of charge
Closing
Early termination of the contract Free of charge

Effective from 01.01.2016

Life insurance

Service Price, EUR
Receiving
Application processing Free of charge
Using
Insurance premium Varies case-by-case
Contract amendment Free of charge
Closing
Early termination of the contract Free of charge

Effective from 12.04.2018

Life insurance to cover loan

Service Price, EUR
Receiving
Application processing Free of charge
Using
Insurance premium Varies case-by-case, see Insurance payment calculator
Contract amendment Free of charge
Closing
Early termination of the contract Free of charge

Effective from 12.04.2018

Insurance against Borrower's Unemployment and Incapacity for Work

Service Price, EUR
Receiving / using
Sum insured Equivalent of the aggregate of 12 months of the monthly loan payments
Insurance premium per month 3.5% of the monthly loan payment amount
Insurance claim processing Free of charge
Closing
Early termination of the contract Free of charge

Credit Card Liability Insurance

Service Price, EUR
Receiving / using
Sum insured The sum insured is equivalent to the credit card's outstanding credit limit
Insurance premium per month 0.6% per month of the credit card's outstanding credit limit
Insurance claim processing Free of charge
Closing
Termination of the contract Free of charge
  • Swedbank Credit Card

    Swedbank Credit Card

    Service Price, EUR
    Receiving
    Ordering the card Easier via Internet Banking Free of charge The way of receiving the card can be selected via Internet Banking. Countries to which card delivery by post is not available: Bosnia and Herzegovina, Guyana, Laos, Serbia, Trinidad and Tobago, Uganda, Vanuatu, Crimea, Moldova, Cuba, North Korea, Iran, Iraq, Libya, Sudan, South Sudan, Syria, Myanmar (Burma), Liberia, Ecuador, Ethiopia, Pakistan, São Tomé and Príncipe, Lebanon, Zimbabwe, Bolivia, Ghana, Kenya, Nigeria, Sri Lanka, Tanzania, Thailand, Afghanistan, Yemen, Egypt, Eritrea, Gambia, Guinea and Guinea-Bissau, Somalia, Tunisia, Ivory Coast (Côte d'Ivoire), Haiti.
    Card production and delivery Best value by post 2.00-4.00 By post in Latvia - 2.00
    At branches - 4.00
    The fee is debited automatically upon activation of the card. The production and delivery fee for a card produced after expiry of the previous card's validity period is payable by the customer in the last month of the validity period of the previous card or upon activation of the card.
    Accelerated production and delivery of card
    In branch Ķīpsala, Spice Collectable within 4 hours 35.00 The fee is charged in addition to the production and delivery fee. Accelerated card production and delivery can be ordered at branches or by phone via Telephone Banking on 67 444 444. If the card is ordered on business days by 13:30, it will be produced and delivered to branch Ķīpsala (Riga, Balasta dambis 15) or Spice (Riga, Jaunmoku iela 13, s/c Spice Home) within 4 business hours. Next business day delivery to other branches in and outside Riga.
    Other branches in and outside Riga Collectable on the next business day 35.00 The fee is charged in addition to the production and delivery fee. Accelerated card production and delivery can be ordered at branches or by phone via Telephone Banking on 67 444 444. If the card is ordered on business days by 13:30, it will be produced and delivered to branch Ķīpsala (Riga, Balasta dambis 15) or Spice (Riga, Jaunmoku iela 13, s/c Spice Home) within 4 business hours. Next business day delivery to other branches in and outside Riga.
    Using
    Monthly fee 1.70 The fee is debited from the account linked to the credit card on the monthly payment date set in the agreement. The fee is debited automatically for each month when the card has been in customer’s use. From 01.09.2022, the credit card’s monthly fee ‒ 1.70 EUR.
    Purchases in Latvia and abroad Free of charge
    Currency exchange mark-up 2% The fee is charged if the transaction (purchase or cash withdrawal) is made in a currency other than the card currency. Information about current exchange rates is available on the websites of the international card organizations www.mastercard.com and www.visaeurope.com
    A transfer from the credit card account See Payments Fees for transfers from the credit card account are identical to those for payments from the current account.
    Cash transactions See Cash transactions in ATMs and retail outlets
    Purchase Insurance Free of charge More about Purchase Insurance.
    Interest-free period Until end of the current month The interest-free period applies to card purchases only. The interest-free period does not apply to cash withdrawals and transfers.
    Interest rate per annum on amount outstanding From 20% The interest rate is set individually and depends on the customer’s credit history, amount of loan obligations, and transfers of regular income to their account with Swedbank.
    Exceeding the credit limit and using the credit limit not repaid on time 0.167% of the exceeded amount per day
    Early partial repayment of credit Easier via Internet Banking Free of charge
    Changes in the credit card agreement Free of charge
    Balance in ATMs
    In Swedbank ATMs in Latvia Free of charge
    - In ATMs of other banks 0.40
    Printout of last 5 transactions in Swedbank ATMs in Latvia 0.20
    Emergency cash assistance in Western Union service points 42.00 In cases of loss or blocking of the card.
    Claim processing Free of charge Cards can be easily and quickly suspended in the mobile app, and will be closed automatically within 10 days.
    Closing
    Closing the card Easier Internet Banking and the mobile app Free of charge Cards can be easily and quickly suspended in the mobile app, and will be closed automatically within 10 days.

    Effective from 01.09.2022.

  • Gold Revolving Credit Card

    Gold Revolving Credit Card

    Service Price, EUR
    Receiving
    Ordering the card Easier via Internet Banking Free of charge The way of receiving the card can be selected via Internet Banking. Countries to which card delivery by post is not available: Bosnia and Herzegovina, Guyana, Laos, Serbia, Trinidad and Tobago, Uganda, Vanuatu, Crimea, Moldova, Cuba, North Korea, Iran, Iraq, Libya, Sudan, South Sudan, Syria, Myanmar (Burma), Liberia, Ecuador, Ethiopia, Pakistan, São Tomé and Príncipe, Lebanon, Zimbabwe, Bolivia, Ghana, Kenya, Nigeria, Sri Lanka, Tanzania, Thailand, Afghanistan, Yemen, Egypt, Eritrea, Gambia, Guinea and Guinea-Bissau, Somalia, Tunisia, Ivory Coast (Côte d'Ivoire), Haiti.
    Card production and delivery Best value by post 2.00-4.00 By post in Latvia - 2.00
    At branches - 4.00
    The fee is debited automatically upon activation of the card. The production and delivery fee for a card produced after expiry of the previous card's validity period is payable by the customer in the last month of the validity period of the previous card or upon activation of the card.
    Accelerated production and delivery of card
    In branch Ķīpsala, Spice Collectable within 4 hours 35.00 The fee is charged in addition to the production and delivery fee. Accelerated card production and delivery can be ordered at branches or by phone via Telephone Banking on 67 444 444. If the card is ordered on business days by 13:30, it will be produced and delivered to branch Ķīpsala (Riga, Balasta dambis 15) or Spice (Riga, Jaunmoku iela 13, s/c Spice Home) within 4 business hours. Next business day delivery to other branches in and outside Riga.
    Other branches in and outside Riga Collectable on the next business day 35.00 The fee is charged in addition to the production and delivery fee. Accelerated card production and delivery can be ordered at branches or by phone via Telephone Banking on 67 444 444. If the card is ordered on business days by 13:30, it will be produced and delivered to branch Ķīpsala (Riga, Balasta dambis 15) or Spice (Riga, Jaunmoku iela 13, s/c Spice Home) within 4 business hours. Next business day delivery to other branches in and outside Riga.
    Using
    Monthly fee 5.00 The fee is debited from the account linked to the credit card on the monthly payment date set in the agreement. The fee is debited automatically for each month when the card has been in customer’s use.
    Purchases in Latvia and abroad Free of charge
    Currency exchange mark-up 2% The fee is charged if the transaction (purchase or cash withdrawal) is made in a currency other than the card currency. Information about current exchange rates is available on the websites of the international card organizations www.mastercard.com and www.visaeurope.com
    A transfer from the credit card account See Payments Fees for transfers from the credit card account are identical to those for payments from the current account.
    Cash transactions See Cash transactions in ATMs and retail outlets
    Purchase Insurance Free of charge More about Purchase Insurance.
    Travel Insurance Free of charge More about Travel Insurance.
    Interest-free period Until following month's 10. date The interest-free period applies to card purchases only. The interest-free period does not apply to cash withdrawals and transfers.
    Interest rate per annum on amount outstanding From 16% The interest rate is set individually and depends on the customer’s credit history, amount of loan obligations, and transfers of regular income to their account with Swedbank.
    Exceeding the credit limit and using the credit limit not repaid on time 0.167% of the exceeded amount per day Excess and overdue penalty.
    Early partial repayment of credit Easier via Internet Banking Free of charge
    Changes in the credit card agreement Free of charge
    Balance in ATMs
    In Swedbank ATMs in Latvia Free of charge
    - In ATMs of other banks 0,40
    Printout of last 5 transactions in Swedbank ATMs in Latvia 0.20
    Emergency cash assistance in Western Union service points 42.00 In cases of loss or blocking of the card.
    Claim processing Free of charge If processing of the claim involves obtaining documentary proof of transactions, then a fee will be charged to the amount of the actual cost of the service.
    Closing
    Closing the card Easier Internet Banking and the mobile app Free of charge Cards can be easily and quickly suspended in the mobile app, and will be closed automatically within 10 days.

    Effective from 01.10.2021.

  • Platinum Credit Card

    Platinum Credit Card

    Service Price, EUR
    Receiving
    Ordering the card Easier via Internet Banking Free of charge The way of receiving the card can be selected via Internet Banking. Countries to which card delivery by post is not available: Bosnia and Herzegovina, Guyana, Laos, Serbia, Trinidad and Tobago, Uganda, Vanuatu, Crimea, Moldova, Cuba, North Korea, Iran, Iraq, Libya, Sudan, South Sudan, Syria, Myanmar (Burma), Liberia, Ecuador, Ethiopia, Pakistan, São Tomé and Príncipe, Lebanon, Zimbabwe, Bolivia, Ghana, Kenya, Nigeria, Sri Lanka, Tanzania, Thailand, Afghanistan, Yemen, Egypt, Eritrea, Gambia, Guinea and Guinea-Bissau, Somalia, Tunisia, Ivory Coast (Côte d'Ivoire), Haiti.
    Card production and delivery Best value by post 2.00-4.00 By post in Latvia - 2.00
    At branches - 4.00
    The fee is debited automatically upon activation of the card. The production and delivery fee for a card produced after expiry of the previous card's validity period is payable by the customer in the last month of the validity period of the previous card or upon activation of the card.
    Accelerated production and delivery of card
    - In branch Ķīpsala, Spice Collectable within 4 hours 35.00 The fee is charged in addition to the production and delivery fee. Accelerated card production and delivery can be ordered at branches or by phone via Telephone Banking on 67 444 444. If the card is ordered on business days by 13:30, it will be produced and delivered to branch Ķīpsala (Riga, Balasta dambis 15) or Spice (Riga, Jaunmoku iela 13, s/c Spice Home) within 4 business hours. Next business day delivery to other branches in and outside Riga.
    - Other branches in and outside Riga Collectable on the next business day 35.00 The fee is charged in addition to the production and delivery fee. Accelerated card production and delivery can be ordered at branches or by phone via Telephone Banking on 67 444 444. If the card is ordered on business days by 13:30, it will be produced and delivered to branch Ķīpsala (Riga, Balasta dambis 15) or Spice (Riga, Jaunmoku iela 13, s/c Spice Home) within 4 business hours. Next business day delivery to other branches in and outside Riga.
    Using
    Monthly fee 17 The fee is debited from the account linked to the credit card on the monthly payment date set in the agreement. The fee is debited automatically for each month when the card has been in customer’s use.
    Purchases in Latvia and abroad Free of charge
    Currency exchange mark-up 0% The fee is charged if the transaction (purchase or cash withdrawal) is made in a currency other than the card currency. Information about current exchange rates is available on the websites of the international card organizations www.mastercard.com and www.visaeurope.com
    A transfer from the credit card account See Payments Fees for transfers from the credit card account are identical to those for payments from the current account.
    Cash transactions See Cash transactions in ATMs and retail outlets
    Purchase Insurance Free of charge More about Purchase Insurance.
    Travel Insurance Free of charge More about Travel Insurance.
    LoungeKey
    - Program membership fee Free of charge The LoungeKey unlocks access to special lounges at over 1000 airports worldwide. Find out more on LoungeKey.com or the mobile app.
    - Platinum Extra Package annual fee 171 EUR (incl. PVN) The Platinum Credit Card’s Extra Package allows the credit card holder to have 20 free airport lounge visits per calendar year. The annual fee is debited from the current account linked to the credit card on the day of entering into the credit card agreement.
    Fee for visiting the special LoungeKey airport lounges
    - For Platinum Extra Package users 0 EUR The list of airport lounges included in the LoungeKey programme is available on the website www.loungekey.com
    - For Platinum without Extra Package users 28,00 The list of airport lounges included in the LoungeKey programme is available on the website www.loungekey.com
    - A visit to the special airport lounges by a person visiting the lounge together with a Platinum credit card holder 28,00 The list of airport lounges included in the LoungeKey programme is available on the website www.loungekey.com
    Interest-free period Until following month's 20. date The interest-free period applies to card purchases only. The interest-free period does not apply to cash withdrawals and transfers.
    Interest rate per annum on amount outstanding From 14% The interest rate is set individually and depends on the customer’s credit history, amount of loan obligations, and transfers of regular income to their account with Swedbank.
    Exceeding the credit limit and using the credit limit not repaid on time 0.167% of the exceeded amount per day Excess and overdue penalty.
    Early partial repayment of credit Easier via Internet Banking Free of charge
    Changes in the credit card agreement Free of charge
    Balance in ATMs
    - In Swedbank ATMs in Latvia Free of charge
    - In ATMs of other banks 0.40
    Printout of last 5 transactions in Swedbank ATMs in Latvia 0.20
    Emergency cash assistance in Western Union service points 42.00 In cases of loss or blocking of the card.
    Claim processing Free of charge If processing of the claim involves obtaining documentary proof of transactions, then a fee will be charged to the amount of the actual cost of the service.
    Closing
    Closing the card Easier Internet Banking and the mobile app Free of charge Cards can be easily and quickly suspended in the mobile app, and will be closed automatically within 10 days.

    Effective from 09.07.2020.

  • Gold Revolving Credit Card

    Gold Revolving Credit Card

    Service Price, EUR
    Receiving
    Ordering the card Easier via Internet Banking Free of charge The way of receiving the card can be selected via Internet Banking. Countries to which card delivery by post is not available: Bosnia and Herzegovina, Guyana, Laos, Serbia, Trinidad and Tobago, Uganda, Vanuatu, Crimea, Moldova, Cuba, North Korea, Iran, Iraq, Libya, Sudan, South Sudan, Syria, Myanmar (Burma), Liberia, Ecuador, Ethiopia, Pakistan, São Tomé and Príncipe, Lebanon, Zimbabwe, Bolivia, Ghana, Kenya, Nigeria, Sri Lanka, Tanzania, Thailand, Afghanistan, Yemen, Egypt, Eritrea, Gambia, Guinea and Guinea-Bissau, Somalia, Tunisia, Ivory Coast (Côte d'Ivoire), Haiti.
    Card production and delivery Best value by post 2.00-4.00 By post in Latvia - 2.00
    At branches - 4.00
    The fee is debited automatically upon activation of the card. The production and delivery fee for a card produced after expiry of the previous card's validity period is payable by the customer in the last month of the validity period of the previous card or upon activation of the card.
    Accelerated production and delivery of card
    In branch Ķīpsala, Spice Collectable within 4 hours 35.00 The fee is charged in addition to the production and delivery fee. Accelerated card production and delivery can be ordered at branches or by phone via Telephone Banking on 67 444 444. If the card is ordered on business days by 13:30, it will be produced and delivered to branch Ķīpsala (Riga, Balasta dambis 15) or Spice (Riga, Jaunmoku iela 13, s/c Spice Home) within 4 business hours. Next business day delivery to other branches in and outside Riga.
    Other branches in and outside Riga Collectable on the next business day 35.00 The fee is charged in addition to the production and delivery fee. Accelerated card production and delivery can be ordered at branches or by phone via Telephone Banking on 67 444 444. If the card is ordered on business days by 13:30, it will be produced and delivered to branch Ķīpsala (Riga, Balasta dambis 15) or Spice (Riga, Jaunmoku iela 13, s/c Spice Home) within 4 business hours. Next business day delivery to other branches in and outside Riga.
    Using
    Monthly fee 5.00 The fee is debited from the account linked to the credit card on the monthly payment date set in the agreement. The fee is debited automatically for each month when the card has been in customer’s use.
    Purchases in Latvia and abroad Free of charge
    Currency exchange mark-up 2% The fee is charged if the transaction (purchase or cash withdrawal) is made in a currency other than the card currency. Information about current exchange rates is available on the websites of the international card organizations www.mastercard.com and www.visaeurope.com
    A transfer from the credit card account See Payments Fees for transfers from the credit card account are identical to those for payments from the current account.
    Cash transactions See Cash transactions in ATMs and retail outlets
    Purchase Insurance Free of charge More about Purchase Insurance.
    Travel Insurance Free of charge More about Travel Insurance.
    Interest-free period Until following month's 10. date The interest-free period applies to card purchases only. The interest-free period does not apply to cash withdrawals and transfers.
    Interest rate per annum on amount outstanding From 16% The interest rate is set individually and depends on the customer’s credit history, amount of loan obligations, and transfers of regular income to their account with Swedbank.
    Exceeding the credit limit and using the credit limit not repaid on time 0.167% of the exceeded amount per day Excess and overdue penalty.
    Early partial repayment of credit Easier via Internet Banking Free of charge
    Changes in the credit card agreement Free of charge
    Balance in ATMs
    In Swedbank ATMs in Latvia Free of charge
    - In ATMs of other banks 0,40
    Printout of last 5 transactions in Swedbank ATMs in Latvia 0.20
    Emergency cash assistance in Western Union service points 42.00 In cases of loss or blocking of the card.
    Claim processing Free of charge If processing of the claim involves obtaining documentary proof of transactions, then a fee will be charged to the amount of the actual cost of the service.
    Closing
    Closing the card Easier Internet Banking and the mobile app Free of charge Cards can be easily and quickly suspended in the mobile app, and will be closed automatically within 10 days.

    Effective from 01.10.2021.

  • Platinum Credit Card

    Platinum Credit Card

    Service Price, EUR
    Receiving
    Ordering the card Easier via Internet Banking Free of charge The way of receiving the card can be selected via Internet Banking. Countries to which card delivery by post is not available: Bosnia and Herzegovina, Guyana, Laos, Serbia, Trinidad and Tobago, Uganda, Vanuatu, Crimea, Moldova, Cuba, North Korea, Iran, Iraq, Libya, Sudan, South Sudan, Syria, Myanmar (Burma), Liberia, Ecuador, Ethiopia, Pakistan, São Tomé and Príncipe, Lebanon, Zimbabwe, Bolivia, Ghana, Kenya, Nigeria, Sri Lanka, Tanzania, Thailand, Afghanistan, Yemen, Egypt, Eritrea, Gambia, Guinea and Guinea-Bissau, Somalia, Tunisia, Ivory Coast (Côte d'Ivoire), Haiti.
    Card production and delivery Best value by post 2.00-4.00 By post in Latvia - 2.00
    At branches - 4.00
    The fee is debited automatically upon activation of the card. The production and delivery fee for a card produced after expiry of the previous card's validity period is payable by the customer in the last month of the validity period of the previous card or upon activation of the card.
    Accelerated production and delivery of card
    - In branch Ķīpsala, Spice Collectable within 4 hours 35.00 The fee is charged in addition to the production and delivery fee. Accelerated card production and delivery can be ordered at branches or by phone via Telephone Banking on 67 444 444. If the card is ordered on business days by 13:30, it will be produced and delivered to branch Ķīpsala (Riga, Balasta dambis 15) or Spice (Riga, Jaunmoku iela 13, s/c Spice Home) within 4 business hours. Next business day delivery to other branches in and outside Riga.
    - Other branches in and outside Riga Collectable on the next business day 35.00 The fee is charged in addition to the production and delivery fee. Accelerated card production and delivery can be ordered at branches or by phone via Telephone Banking on 67 444 444. If the card is ordered on business days by 13:30, it will be produced and delivered to branch Ķīpsala (Riga, Balasta dambis 15) or Spice (Riga, Jaunmoku iela 13, s/c Spice Home) within 4 business hours. Next business day delivery to other branches in and outside Riga.
    Using
    Monthly fee 17 The fee is debited from the account linked to the credit card on the monthly payment date set in the agreement. The fee is debited automatically for each month when the card has been in customer’s use.
    Purchases in Latvia and abroad Free of charge
    Currency exchange mark-up 0% The fee is charged if the transaction (purchase or cash withdrawal) is made in a currency other than the card currency. Information about current exchange rates is available on the websites of the international card organizations www.mastercard.com and www.visaeurope.com
    A transfer from the credit card account See Payments Fees for transfers from the credit card account are identical to those for payments from the current account.
    Cash transactions See Cash transactions in ATMs and retail outlets
    Purchase Insurance Free of charge More about Purchase Insurance.
    Travel Insurance Free of charge More about Travel Insurance.
    LoungeKey
    - Program membership fee Free of charge The LoungeKey unlocks access to special lounges at over 1000 airports worldwide. Find out more on LoungeKey.com or the mobile app.
    - Platinum Extra Package annual fee 171 EUR (incl. PVN) The Platinum Credit Card’s Extra Package allows the credit card holder to have 20 free airport lounge visits per calendar year. The annual fee is debited from the current account linked to the credit card on the day of entering into the credit card agreement.
    Fee for visiting the special LoungeKey airport lounges
    - For Platinum Extra Package users 0 EUR The list of airport lounges included in the LoungeKey programme is available on the website www.loungekey.com
    - For Platinum without Extra Package users 28,00 The list of airport lounges included in the LoungeKey programme is available on the website www.loungekey.com
    - A visit to the special airport lounges by a person visiting the lounge together with a Platinum credit card holder 28,00 The list of airport lounges included in the LoungeKey programme is available on the website www.loungekey.com
    Interest-free period Until following month's 20. date The interest-free period applies to card purchases only. The interest-free period does not apply to cash withdrawals and transfers.
    Interest rate per annum on amount outstanding From 14% The interest rate is set individually and depends on the customer’s credit history, amount of loan obligations, and transfers of regular income to their account with Swedbank.
    Exceeding the credit limit and using the credit limit not repaid on time 0.167% of the exceeded amount per day Excess and overdue penalty.
    Early partial repayment of credit Easier via Internet Banking Free of charge
    Changes in the credit card agreement Free of charge
    Balance in ATMs
    - In Swedbank ATMs in Latvia Free of charge
    - In ATMs of other banks 0.40
    Printout of last 5 transactions in Swedbank ATMs in Latvia 0.20
    Emergency cash assistance in Western Union service points 42.00 In cases of loss or blocking of the card.
    Claim processing Free of charge If processing of the claim involves obtaining documentary proof of transactions, then a fee will be charged to the amount of the actual cost of the service.
    Closing
    Closing the card Easier Internet Banking and the mobile app Free of charge Cards can be easily and quickly suspended in the mobile app, and will be closed automatically within 10 days.

    Effective from 09.07.2020.

Kodu kalkulators Kodu kalkulators

Digital channels

Internetbank

Service Price, EUR
Receiving
PIN calculator DP300C 6.00 - 12.00 For customers of up to 18 years and from 65 years of age: EUR 6.00 DP300C PIN calculator's warranty period in Latvia - 2 years.
PIN calculator DP301CV for blind customers or customers with poor eyesight Only in branches 2.00 DP301CV PIN calculator's warranty period in Latvia - 2 years.
Using
Unblocking PIN calculator 2.00
Closing
Termination of the service Free of charge

Effective from 01.09.2022.

Quick notifications

The service is available to users of post-paid mobile services and to LMT Karte, Bite, Zelta Zivtiņa, Amigo and Mobilly users.
Service Price, EUR
Receiving
Registering the service Free of charge
Using
Receiving notifications (text message, e-mail) 0.09 The fee for each notification received is debited automatically, once a day - for notifications sent the previous day.
Closing
Closing the service Free of charge

Effective from 01.01.2014

Savings, investments

Easy Saver

Service Price, EUR
Receiving
Setting up the contract Only in EUR. Free of charge
Using
Administration Free of charge
Withdrawal of money Free of charge
Interest rate
- EUR 0%
- Agreements in other currencies (USD, SEK, NOK, GBP), which are concluded till 06.05.2020 0%
Closing
Termination of contract Free of charge
Payout of savings in cash from current account See Cash transactions in branches

Effective from 18.03.2021

Term Deposit

Service Price, EUR
Receiving
Setting up the contract Easy via Internet Banking Free of charge
Transfer/cash payment into term deposit on its opening date Free of charge
Using
Administration Free of charge Adding funds to the deposit is not possible.
Interest rates and minimum amounts See Interest rates

Interest rate is fixed for the entire deposit period.
Interest accrues on the deposit amount on a daily basis and is transferred to the principal account:
a) upon maturity;
b) on a monthly basis.

If the time period, for which the deposit is placed, differs from the standard durations specified in the price list, then an interest rate for the closest shorter period will be applied.

Closing
Early termination of the agreement Easier via Internet Banking Free of charge If the deposit is closed before maturity, then the depositor will not be paid the interest accrued, plus any interest paid out earlier will be withheld. The withholdings will be made from the deposit amount before payout.
Payout of deposit in cash from current account See Cash transactions in branches For deposit contracts set up before 01.07.2013, cash payout in USD and EUR is free of charge for 1 calendar month after transfer of deposit amount to the customer’s current account.
Maturity
1 month 6 months 1 year
Contract Currency The minimum amount of deposit Annual rate
EUR 100 0.10% 0.20% 0.30%
USD 100 0.30% 0.50% 1.00%
GBP 100 0.00% 0.00% 0.00%
SEK 1000 0.00% 0.00% 0.00%
NOK 1000 0.00% 0.00% 0.00%

Effective from 06.10.2022.

Majority savings account

Service Price, EUR
Receiving
Setting up the contract Free of charge
Payment / cash deposit into Majority Savings Account on its opening date Free of charge
Using
Administration Free of charge
Payment into Majority Savings Account See Payments Funds can be added to the Majority Savings Account without restrictions.
Cash deposit into Majority Savings Account See Cash transactions in branches Funds can be added to the Majority Savings Account without restrictions.
Interest rate and minimal amount See Interest rates Interest rate is revised once a year, interest accrues on each day’s Majority Savings Account balance and is added to the savings every year on the date corresponding to the agreement start date.
Closing
Early termination of the agreement Free of charge Early termination of the agreement is subject to prior permission by the orphan's court.
Paying out the deposit in cash See Cash transactions in branches
Contract Currency The minimum amount of deposit Rate
EUR 10 0.30%
USD 10 1.00%
SEK 100 0.00%
NOK 100 0.00%
GBP 10 0.00%

Effective from 24.11.2022

Savings for child’s future with guaranteed amount

Service Price, EUR
Applying
Contract conclusion Free of charge
Using
Insurance premium fee Free of charge
Contract handling fee (per year) The contract handling fee is not charged for insurance premiums for which investment units are not yet purchased.
The fee is withheld from the reserve once a month.
- Reserve <= 10 000 EUR 1,25% per annum of the Savings reserve
- Reserve > EUR 10 000 1,125% per annum of the Savings reserve
Guarantee fee 0,2 % per annum of Guaranteed Amount The Guarantee fee is deducted from the Savings Reserve.
Risk fee 2,5% monthly fee, shall be calculated from Monthly Risk Amount The Risk fee is deducted from the Savings Reserve.
Contract modifications Free of charge
Partial withdrawal of money:
if the outpayment is applied during the first five years from Сontract conclusion 1,0% of the withdrawal amount (minimal 20 EUR) The Service fee for the partial withdrawal of money is deducted from the withdrawal amount.
in other cases free of charge
Closing
Termination of the Contract:
if the outpayment is applied during the first five years from Сontract conclusion 1,0 % of the Savings reserve (minimal 20 EUR)
in other cases free of charge
Sum limits
Minimum monthly Insurance premium 30 EUR per month
Maximum Monthly Risk amount 100 EUR
The minumum Savings reserve after partial withdrawal 300 EUR

Effective from 01.07.2022

2nd pension pillar

Service Price
Using
Fees from savings (per year): Pension investment plan
1990+ 1980+ 1970+ Dynamics Stability Dynamics Index
- Invariable remuneration 0.42% Including invariable remuneration:
- to the asset manager 0.34%
- to custodian bank 0.08%
0.42% Including invariable remuneration:
- to the asset manager 0.34%
- to custodian bank 0.08%
0.42% Including invariable remuneration:
- to the asset manager 0.34%
- to custodian bank 0.08%
0.42% Including invariable remuneration:
- to the asset manager 0.355%
- to custodian bank 0.065%
0.39% Including invariable remuneration:
- to the asset manager 0.31%
- to custodian bank 0.08%
0.30% Including invariable remuneration:
- to the asset manager 0.22%
- to custodian bank 0.08%
The fee is deducted automatically from the accrued amount.
- Variable remuneration to the asset manager up to 0.05% up to 0.05% up to 0.05% up to 0.05% 0% 0% The amount of the variable remuneration depends on the pension plan management result and is calculated as set forth in the state-funded pension law.
Switching the plan Free of charge
Closing
Switching the management company Free of charge

Effective from 01.08.2022.

3rd pension pillar

Service Price
Receiving
Application acceptance Free of charge
Using
Setting up regular contributions Free of charge
Fees on contributions:
- To Financial and Capital Market Commission 0% Deductions for Financial and Capital Market Commission are covered by Pension Fund.
Fees on savings (per year) Pension plan
Stability + 25 Dynamics + 60 Dynamics + 100 Dynamics + USD Dynamics Index
- To the pension fund 0.26% 0.26% 0.26% 0.26% 0.26% The fee is deducted automatically from the savings.
- To custodian bank 0.09% 0.09% 0.09% 0.09% 0.09% The fee is deducted automatically from the savings.
- To the asset manager 0.34% 0.34% 0.34% 0.34% 0.22% The fee is deducted automatically from the savings.
Change in the sum of contributions Free of charge
Pension account statement on Internet Banking site, at branches Free of charge
Switching the pension plan Free of charge
Closing
Payout of accrued amount Free of charge The minimum amount for partial payout of reserve - 30 EUR/USD. The minimum reserve after partial withdrawal of the reserve is at least 30 EUR/USD.

Effective from 26.05.2022.

Private portfolio

Service Price, EUR / %
Receiving
Setting up the contract Free of charge
Using
Insurance premium fee Free of charge
Contract handling fee (per year) The Administrative fee is calculated as a percentage of the value of the Savings reserve. The contract handling fee is set as a rate per annum and depends on the investment strategy and amount of reserve.
The fee is withheld from the reserve once a month
The fee is not charged for insurance premiums for which investment units have not yet been purchased.
Conservative Strategy Real Value Strategy Balanced Strategy Growth Strategy Aggressive Growth Strategy
- Reserve < EUR 10 000 0.75% 1% 1% 1.25% 1.25%
- Reserve EUR 10 000 - 100 000 0.5% 0.75% 0.75% 1% 1%
- Reserve = > EUR 100 000 0.4% 0.5% 0.5% 0.75% 0.75%
Amendment of the contract Free of charge
Closing
Partial payout of the reserve or early termination of the contract: 0% - 0.5% 0.5% of the amount of the reserve to be paid out if the payout is requested within 5 years after the contract start date.
In other cases - free of charge.
The minimum reserve after partial withdrawal of the reserve is at least 300 EUR.
Sum limits
Minimum Insurance premium if premium payment schedule is agreed in the Contract 50 EUR per month
150 EUR per quarter
300 EUR per 6 months
600 EUR per year
Minimum first Insurance premium if premium payment schedule is not agreed in the Contract 1000 EUR
The minumum of Savings reserve after partial withdrawal 300 EUR Upon out-payment, partial withdrawal amount together with partial withdrawal fees can not exceed Savings rezerve.

documentGeneral Terms, Transaction Dates and Procedure

Effective from 04.01.2021.

  • Fund orders submitted to the Bank cannot be cancelled.
  • Fee for fund switch transactions charged only on delivery side.
  • Fund switch subject to the conditions specified in the fund terms.
  • Swedbank Group funds

    Swedbank Group funds

    Service Price, EUR
    Receiving
    Opening of securities account See Securities account
    Securities account statements See Securities account
    Subscription, redemption and switch of investment fund units options
    • Fund orders submitted to the Bank cannot be cancelled.
    • Fee for fund switch transactions charged only on delivery side.
    • Fund switch subject to the conditions specified in the fund terms.
    Subscription Bond Equity and balanced
    Swedbank Group funds Free of charge Free of charge
    Regular automatic investment
    Swedbank Group funds Free of charge Free of charge
    Redemption / switch
    Swedbank Group funds Free of charge Free of charge
    Monthly Funds Safekeeping Fees
    Swedbank Group funds Free of charge
    Closing
    Closing of securities account See Securities account

    Effective from 09.12.2019

  • Franklin Templeton and other funds

    Franklin Templeton and other funds

    Service Price, EUR
    Receiving
    Opening of securities account See Securities account
    Securities account statements See Securities account
    Subscription, redemption and switch of investment fund units options
    • Fund orders submitted to the Bank cannot be cancelled.
    • Fee for fund switch transactions charged only on delivery side.
    • Fund switch subject to the conditions specified in the fund terms.
    Subscription Bond Equity and balanced
    Franklin Templeton funds 0,50% (min. 7,00) 1,50% (min. 7,00)
    Other funds 0,50% (min. 21,00) 1,50% (min. 21,00)
    Regular automatic investment
    Franklin Templeton funds 0,50% (min. 1,50) 1,50% (min. 1,50)
    Other funds 0,50% (min. 1,50) 1,50% (min. 1,50)
    Redemption / switch
    Franklin Templeton funds 7,00 7,00
    Other funds 21,00 21,00
    Monthly Funds Safekeeping Fees
    Franklin Templeton funds See Securities account
    Other funds See Securities account
    Closing
    Closing of securities account See Securities account

    Effective from 09.12.2019

  • Fees charged from both parties of the transaction
  • Bank internal transactions are transactions between the securities accounts of the Bank’s clients.
  • Privatization and compensation certificate transfers may be subject to stamp duties.
  • Information on eligible foreign securities is available from the Bank.
  • Bank internal transactions are transactions between the securities accounts of the Bank’s clients.
  • Transaction fee includes standard settlement fees charged by the Bank’s Custodians.
  • Same fee applies to both free of payment and against payment transactions
  • Fees charged from both parties of the transaction
  • Percentage based trading fees calculated from trade amount.
  • Trading fee is charged in trading currency based on the Bank’s exchange rates.
  • Trading orders transmitted to the Bank can cancelled until executed.
  • In case the order is not executed in full during a single trading day, the trading fee (including minimum trading fee) for partial order execution is charged in full for each trading day when the order is partially executed.
  • On certain markets, minimum transaction amounts may apply.
  • Exchange traded funds (ETFs) in context of this pricelist are treated as shares.
  • Futures and options traded with the Bank are not registered on clients’ securities accounts.
  • The Bank shall disclose the specific mark-up in debt securities trading price upon Client’s request before entering into transaction.
  • A stamp duty of 0,5% of transaction amount on buying UK securities and 1% on buying Irish securities is added to the transaction charges. In certain events, a higher rate (1,5%), a bonus rate or tax exemption may apply for UK securities.
  • If purchase transactions are subject to FTT according to local market regulations (e.g. France 0,3%, Italy 0,1%, Hungary 0,3% etc.), such tax is added to the transaction charges.

Securities and Other Exchange-Traded Financial Instruments

Further information on securities accounts and transactions and payable and paid charges is available from the Bank.
If the Bank is obliged to pay taxes, fees, interest, penalties or incur other costs (that are not covered in the Bank’s price list below) for the provision of securities safekeeping and transaction services to the Client, the Bank shall have the right to debit such amounts from the Client’s Cash Account without Client consent.

Effective from 01.03.2020

Service Price, EUR
Other transactions with Latvian securities options
  • Fees charged from both parties of the transaction
  • Bank internal transactions are transactions between the securities accounts of the Bank’s clients.
  • Privatization and compensation certificate transfers may be subject to stamp duties.
Transfer from Initial Register (Deregistration) 4.50
Securities transfer to the insolvent companies register 4.50
Free of payment transaction 4.50
Bank internal free of payment transaction 3.00
Against payment transaction in EUR 6.00
Against payment transaction in USD for USD nominated securities 40.00
Transaction with privatization / compensation certificates Subject to agreement Privatization and compensation certificate transfers may be subject to stamp duties, as well as extra fees associated with the peculiarities of holding them at the “Publisko aktīvu pārvaldītājs Possessor” AS.
Subscription to securities of new issue/ participation in offering Transaction fee Transaction fee depends on the transaction type (without payment or versus payment)
Other transactions with foreign securities options
  • Information on eligible foreign securities is available from the Bank.
  • Bank internal transactions are transactions between the securities accounts of the Bank’s clients.
  • Transaction fee includes standard settlement fees charged by the Bank’s Custodians.
  • Same fee applies to both free of payment and against payment transactions
  • Fees charged from both parties of the transaction
Bank internal free of payment transaction 3.00
Bank internal against payment transaction 6.00
Estonia, Lithuania 10.00
Austria, Belgium, Canada, Czech Republic, Denmark, Finland, France, Germany, Hungary, Ireland, Italy, Norway, Netherlands, Poland, Portugal, Spain, Sweden, Switzerland, UK, USA, Eurobonds 25.00
Russia Attention! Security transfers are not carried out now. 45.00
Foreign funds 45.00
Subscription to securities of new issue/participation in offering Transaction fee Transaction fee depends on the transaction type (without payment or versus payment) and the country where the securities are registered
Service Price, EUR
Channel of submitting the order
Via Internet Banking At branches/By phone 67444141
Broker services
Equities and exchange-traded funds (ETFs) on stock exchanges options
  • Percentage based trading fees calculated from trade amount.
  • Trading fee is charged in trading currency based on the Bank’s exchange rates.
  • Trading orders transmitted to the Bank can cancelled until executed.
  • In case the order is not executed in full during a single trading day, the trading fee (including minimum trading fee) for partial order execution is charged in full for each trading day when the order is partially executed.
  • On certain markets, minimum transaction amounts may apply.
  • Exchange traded funds (ETFs) in context of this pricelist are treated as shares.
  • Futures and options traded with the Bank are not registered on clients’ securities accounts.
  • The Bank shall disclose the specific mark-up in debt securities trading price upon Client’s request before entering into transaction.
  • A stamp duty of 0,5% of transaction amount on buying UK securities and 1% on buying Irish securities is added to the transaction charges. In certain events, a higher rate (1,5%), a bonus rate or tax exemption may apply for UK securities.
  • If purchase transactions are subject to FTT according to local market regulations (e.g. France, Italy), such tax is added to the transaction charges.
Estonia, Latvia, Lithuania Free of charge 0.4%, (min. 5.60 EUR)
in Germany (Xetra), Sweden, USA 0.25%, (min. 10.00 EUR) 0.4%, (min. 28.00 EUR)
in Belgium, Canada, Denmark, Finland, France, Ireland, Netherlands, Norway, United Kingdom 0.25%, (min. 15.00 EUR) 0.4%, (min. 28.00 EUR)
in Austria, Czech Republic, Hungary, Italy, Poland, Portugal, Spain, Switzerland 0.25%, (min. 15.00 EUR) 0.4%, (min. 42.00 EUR)
in Russia (MOEX in USD) Attention! Transactions on this stock exchange are not carried out now. - 0.55%, (min. 85.00 EUR)
In other countries Subject to agreement
Direct transactions on Nasdaq Riga Subject to agreement
Participation in auctions organized by Nasdaq Riga Subject to agreement
Debt securities
Transactions in debt securities Subject to agreement on price or yield In separate cases or upon client’s request the Bank may reflect transaction margin as a commission.
Nominal value up to 50,000 EUR or the equivalent in other currency Transaction margin up to 3% of the nominal value of the transaction (min. 30 EUR or the equivalent in other currency)
Nominal value from 50,000 to 250,000 EUR or the equivalent in other currency Transaction margin up to 1% of the nominal value of the transaction (min. 30 EUR or the equivalent in other currency)
Nominal value above 250,000 EUR or the equivalent in other currency Transaction margin up to 0.5% of the nominal value of the transaction (min. 30 EUR or the equivalent in other currency)
Purchase of debt securities of the Republic of Latvia or Republic of Lithuania in domestic auctions Transaction margin at the rate of 0.1% of the nominal value bought (min. 30 EUR or the equivalent in other currency) In separate cases or upon client’s request the Bank may reflect transaction margin as a commission.
Fee for transactions with exchange-traded futures Agreed on case-to-case basis
Fee for transactions with exchange-traded options Agreed on case-to-case basis
On account opening and maintenance with a Clearing house* for transactions with futures and options:

*Any Clearing house that is an authorised central counter party (CCP) for the purposes of the European Market Infrastructure Regulation (Regulation (EU) No.648/2012).

Net Omnibus Segregated Account (NOSA) Free of charge
Gross Omnibus Segregated Account (GOSA) Agreed on a case-to-case
Other securities services
Transaction cancellation Transaction fee - Cancellation of instructions is allowed only if instruction is not yet processed by the Bank.
- Transaction fee depends on the transaction type (without payment or versus payment) and the country where the securities are registered
Pledge transaction 15.00
Blocking of securities on bailiff's instructions Transaction fee Transaction fee depends on the transaction type (without payment or versus payment) and the country where the securities are registered
Darījumi ar ieguldījumu fondu daļām See Investment Funds

Effective from 01.03.2020.

  • Term Deposit with Monthly Interest Capitalization

    Term Deposit with Monthly Interest Capitalization

    New agreements for this service are not offered
    Service Price, EUR
    Using
    Administration Free of charge Adding funds to the deposit is not possible.
    Closing
    Early termination of the agreement Free of charge If the deposit is closed before maturity date, then the depositor will not be paid the calculated interest, plus any interest capitalized earlier will be withheld. The withholdings will be made from the deposit amount before payout.
    Paying out the deposit in cash See Cash transactions in branches For deposit contracts set up before 01.07.2013, cash payout in USD and EUR is free of charge for 1 calendar month after transfer of deposit amount to the customer’s current account.
    Interest rates
    Currency Rate
    EUR 0%
    USD 0%

    Effective from 18.03.2021

  • Guaranteed-Income Savings

    Guaranteed-Income Savings

    New agreements for this service are not offered
    Service Price, EUR
    Using
    Statutory payment into the Fund for the Protection of the Insured from contributions 0.1%
    Contract handling fee (per year): The fee is withheld from the reserve once a month.
    - Reserve < 6402.92 EUR 1.5% (min. 1.42 mon.)
    - Reserve 6402.92 - 64 029.22 EUR 1%
    - Reserve > = 64 029.23 EUR 0.75%
    Amendment of the contract Free of charge
    Closing
    Partial withdrawal of reserve within 5 years of the contract start date 1% of the amount to be paid out (min. 14.23) Minimum amount of withdrawal in case of partial payout of reserve - 56.91 EUR.
    Minimum reserve after partial payout of reserve - 569.15 EUR.
    Contract termination within 5 years of the contract start date 1% of the reserve (min. 21.34)
    Partial payout of the reserve or contract termination in other cases Free of charge Minimum amount of withdrawal in case of partial payout of reserve - 56.91 EUR.
    Minimum reserve after partial payout of reserve - 569.15.

    documentGeneral Terms, Transaction Dates and Procedure

    Effective from 28.02.2020.

  • Unit-Linked Income Savings (Fund plan)

    Unit-Linked Income Savings (Fund plan)

    New agreements for this service are not offered
    Service Price, EUR
    Using
    Contract handling fee (per year) The fee is withheld from the reserve once a month.
    - Reserve < 6402.92 EUR 1.5% (min. 2.13/mon.)
    - Reserve 6402.92 - 64,029.22 EUR 1,00%
    - Reserve 64,029.23 - 284,574.35 EUR 0,75%
    - Reserve >= 284,574.36 EUR 0.5%
    Buying and selling assets documentAvailable assets
    Amendment of the contract Free of charge
    Closing
    Partial payout of the reserve or early termination of the contract 0% - 0.5% 0.5% of the amount of the reserve to be paid out if the payout is requested within 5 years after the contract start date.
    In other cases - free of charge.
    Minimum amount of withdrawal in case of partial payout of reserve - 56.91 EUR.
    Minimum reserve after partial payout of reserve - 569.15.
    documentGeneral Terms, Transaction Dates and Procedure

    Effective from 22.11.2022.

  • Saving for the child's future with dynamic income

    Saving for the child's future with dynamic income

    New contract conclution for this product is not offered
    Service Price, EUR
    Using
    Contract handling fee (per year) 1.25% (min. 2.85 per month) The fee is withheld from the reserve once a month.
    Risk payment (per month) 2.5% o the monthly risk amount The risk payment is withheld from the reserve once a month.
    Amendment of the contract Free of charge Changing the investment structure of the reserve and future insurance premiums is free of charge, whereas buying investment fund units is subject to a charge according to the Price List.
    Buying of investment fund units ISIN Purchase price NAV - Net Asset Value
    - Amundi Index Euro Corporate SRI-UCITS ETF DR (C) LU1437018168 NAV
    - Swedbank Savings Fund 30 S SE0017858913 NAV
    - Swedbank Savings Fund 60 S SE0017833288 NAV
    - Swedbank Savings Fund 100 S SE0017833270 NAV
    Selling investment fund units ISIN Selling price NAV - Net Asset Value
    - Amundi Index Euro Corporate SRI-UCITS ETF DR (C) LU1437018168 NAV
    - Swedbank Savings Fund 30 S SE0017858913 NAV
    - Swedbank Savings Fund 60 S SE0017833288 NAV
    - Swedbank Savings Fund 100 S SE0017833270 NAV
    Closing
    Partial withdrawal of the reserve 1% (min. 21.34) The fee is withheld from the amount of the reserve to be paid out.
    The minimum amount for partial payout of reserve - 56.91 EUR.
    The minimum reserve after partial withdrawal of the reserve is at least 569.15 EUR.
    Early termination of the contract 1% (min. 21,34) The fee is withheld from the reserve.
    documentGeneral Terms, Transaction Dates and Procedure

    Effective from 29.08.2022.

Safety boxes, bank letters, documents etc.

Bank letters, documents etc.

Service Price, EUR
Standard bank reference Standard letter:
- bank reference about existence of accounts held by customers;- bank reference about account balances;
- bank reference about account turnovers;
- bank reference about lack of liabilities;
- bank reference about depositing equity capital. The bank reference states the date of depositing the equity capital, the amount and the payer (legal name and registration number / forename, surname and identity number);
- bank reference about increasing equity capital. The bank reference states the date of increasing the equity capital, the amount by which the equity capital is increased, and the payer (legal name and registration number / forename, surname and identity number);
- bank reference about existence of correspondent bank. This bank reference states the name of the correspondent bank, account number, currency, country and other details.
- bank certificate on leasing obligations
Confirmation of Financial Identification form.
Easier via Internet Banking 12.00 - 25.00, incl. VAT Reference and confirmation are prepared within 2 business days if requested via the internet banking site – 12.00 EUR.
Urgent preparation of reference and confirmation (1 business day) if the request is submitted by 11:00 a.m. – 25.00 EUR.
Reference and confirmation, signed with secure e-signature (in edoc format), can be obtained at any branch or via the internet banking site.
References are available in Latvian, Russian, and English.
When filling out the application via the internet banking site, specify the recipient, the preferred language of the reference, and the necessary information.
Other type of reference upon customer's request or approval of documents of other institutions Other type of certificates upon customer's request:
- Certificate to foreign banks
- Certificates on short-term, leasing, mortgage loan obligations
- Certificates of other contents
Easier via Internet Banking 25.00, incl. VAT The certificates are prepared within 10 business days. The customer is notified when the certificate is ready. The certificate can be collected at any branch or via Internet Banking - signed by secure e-signature (in edoc format).
Account report for a period of up to 12 months 5.00 Can be obtained free of charge once a year The bank does not provide confirmation, at branches, of account statements printed from the Internet Banking site.
Printout and approval of payment transaction or account balance 5.00
Provision of information to government institutions and officials pursuant to statutory procedure 12.00, incl. VAT Provision of information to orphan's courts (probate courts) / parish courts pursuant to statutory procedure – 0.00 EUR.
SEPA or SWIFT message on incoming or outgoing payment 25.00
Document searching in archive, and renewal (per one document request) 25.00, incl. VAT
Delivery of documents and other items to customer upon request by post/by courier within or outside Latvia 50.00, incl. VAT

Effective from 01.10.2021

Individual safety boxes

Service Price, EUR
Small
0-99 mm
Medium
100-199 mm
Large
200 mm and more
Receiving
Setting up the agreement New agreement signing is not offered
Using
Fee for using safe-deposit box
- 1 month 25.00, incl. VAT 34.00, incl. VAT 43.00, incl. VAT
- 1 year 284.00, incl. VAT 344.00, incl. VAT 387.00, incl. VAT
Fee for use of safe-deposit box after the agreed term (per day) 1.30, incl. VAT 1.70, incl. VAT 2.30, incl. VAT
Storage of key to safe-deposit box for one full or partial month
- At branch Centrs 5.00, incl. VAT
- At branches: Ķīpsala, Daugavpils, Ventspils and Valmiera 17.00, incl. VAT
Replacement (renewal) of a lost or damaged key, lock or key mechanism 170.00, incl. VAT
Closing
Closing the service Only at branch Free of charge

Effective from 01.07.2018

Fee information

To improve transparency and comparability of fees, banks are obliged to make available the following documents:

  • The Fee Information Document (FID), which must be provided to prospective clients, and sets out pre-contractual fee information for payment account linked services.
  • List of standardized terms of services most frequently used in the Republic of Latvia and their definitions, which lists and defines payment account linked services in a standardised manner.
  • Statement of Fees (SoF), which must be provided to each client, showing an overview of fees charged and interest paid in a year. Statement of Fees will be available in customer Internetbank starting from 5 june, 2019.

documentFee information document

To improve transparency and comparability of fees, banks are obliged to make available the following documents:

  • The Fee Information Document (FID), which must be provided to prospective clients, and sets out pre-contractual fee information for payment account linked services.
  • List of standardized terms of services most frequently used in the Republic of Latvia and their definitions, which lists and defines payment account linked services in a standardised manner.
  • Statement of Fees (SoF), which must be provided to each client, showing an overview of fees charged and interest paid in a year. Statement of Fees will be available in customer Internetbank starting from 5 june, 2019.

documentList of standardized terms of services

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Klientu serviss - Инфо и помощь - Customer service: +371 67 444 444

Swedbank
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3rd pension pillar

Think about today, don’t forget about tomorrow

Don't put off investing under the 3rd pension pillar for a better future. Start saving and:

  • Choose the amount and frequency of contributions yourself
  • Get a tax refund at the rate of 20% of the invested amount on an annual basis
  • Don’t let inflation eat up your money’s worth