Your pension savings will be safe with us Your pension assets are looked after by world-class investment specialists. You’ll find the best options for you for both the 2nd and 3rd pillar pensions from our wide selection. We’re the biggest provider of pension solutions in Latvia – more than 500,000 clients have entrusted their savings to us.
The 1st pillar is the state pension, which is designed to cover the basic cost of living. Because the population is ageing, the number of pensioners is increasing and the share of the old age pension paid by the state is decreasing. As such, it’s becoming more and more important for people to contribute to their own future savings. More about Latvian pension system
The 2nd pillar is the mandatory funded pension, in which contributions are made from social tax paid from your salary. The first two pillars combined will make up around 50% of the income you’ll receive before your retirement. Read more
The 3rd pillar is the voluntary savings for greater financial independence. The 3rd pillar allows you get back 20% of your contributions, access the accrued capital before you retire - from already 55 years of age and these savings are also heritable. Read more