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Protection of Investor Interests

Aiming to provide an even better protection of client interests and a greater market transparency, Directive 2004/39/EC on markets in financial instruments (commonly known as MIFID - Markets in Financial Instruments Directive), as well as range of relate

Since implementation of the new directive, financial markets as well as the directive itself have undergone many changes and for that reason a new directive on markets in financial instruments MiFID II (2014/65/ES) was adopted, as well as introducing a range of related regulatory documents and additional directive enforcing the new directive. It's important to mention the new financial instruments markets regulation (MiFIR) that more specifically relates to execution of financial instrument transactions and the reporting and disclosure of related data. The new European Union regulatory framework came into force on 3 January 2018.

Information about LEI code

Main MiFID-related benefits to clients

With the measures in place for conflict of interest prevention, the persons whose main duties involve acting on behalf of clients are subject to tighter control, as well as undue third-party influence on the course of rendering of services is prevented or restricted. An even stricter internal control system ensures compliance with requirements concerning restrictions on personal transactions of employees.

The degree of protection for clients' financial investments is higher: for instance, if the financial instruments selected by the client are transferred into a third-party holding, that party's competence and reputation, as well as the relevant country's legislation and market practice are assessed. Such an assessment is repeated on an annual basis.

Prior to provision of investment services, the client is provided with information about the bank, the exchange of information between the bank and the client, the essence of and risks attached to services, with more information about the cost of services and the protection of financial instruments and cash.

Now all clients are subject to classification, depending on the level of protection of their interests in transactions in financial instruments or investment products: retail clients, professional clients and eligible counterparties.

The procedure applied to execution of transactions, called “best execution”, ensures the best possible execution result for clients. It applies in execution of client orders and individual management of client's financial instruments.

Further information: