Regular Investment

Save for your future by investing regularly

A solution of investment what allows the customer to choose an amount of money to be invested each month automatically in a fund of their choice:

  • Minimum amount of investment just 1 EUR
  • Oportunity to benefit from the compound interest effect
  • Reduced potential investment risks by investing regularly in the long-term*
  • Transactions with Swedbank funds and safekeeping - free of charge
How to start investing

* Please be aware that investing entails risk. The value of fund investments may increase or decrease over time. The historic yield does not guarantee similar performance in the future.

When your regular savings grow, with interest or return, you start making money on both: your original saved amount and the actual interest/return. This is called compound effect and it helps your savings grow exponentially in long term.

Enter the amount of regular contributions for the payment frequency selected. You can select monthly, weekly or quarterly for your regular contributions to the regular investments. Enter the amount of your initial investment. Selected earning rate is used for calculations of the estimated results. Earning rates for this contract are not guaranteed and future cannot be predicted. In order to see the impact of different earning rates to your savings you can enter different rates and calculate the results with more positive and negative scenarios. Enter the period in years – for how long you plan to save or invest.
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  • 6 000 
  • 0 
  • 6 000 
Calculation and assumptions
What is compound effect?
If you save 10 000 EUR and return is 10%, the capital will increase with 1000 EUR. If return is 10% even net year, the capital will increase with 1100 EUR since now you had 10 000 EUR of your own savings and 1000 EUR from the return of the first year.. In the long run, the compounded-effect can make a big difference.

Important notice about calculator
Purpose of the calculator is to illustrate the acquired return from investment in the fund in particular time period. The values and generated results do not reflect suggestions or estimates on real market returns. The rate of return displayed in the calculator is not guaranteed. The calculator enables to calculate an investment goal based on a set amount of regular investment in selected time period or calculate the regular investment during certain time period in order to achieve a set goal. Results displayed in graphs are based on the numeric values shown or selected on the slider. The fees are not taken into account. Please be aware that investing entails risks. The value of the investment in the fund may increase or decrease in time. Historic returns do not guarantee similar results in the future.
  • When invested, your savings won’t just accumulate but instead you’ll be giving them a chance to grow Please be aware that investing entails risk. The value of fund investments may increase or decrease over time. The historic yield does not guarantee similar performance in the future.
  • Opportunity to benefit from the compound interest effect What’s compound interest?
    If the investment is 1000 EUR and the return is 10%, then the capital will increase by 100 EUR. At the same level of return, the next year the capital will increase by 110 EUR since the profit will come from the originally invested amount and the 100 EUR earned in profit in the previous year. In the long run, the compound interest effect can make a big difference.

Try out the calculator and see yourself how your investments could grow over time.

  • A chance to reduce investment risk in the long-term. When you invest the same amount of money regularly, a certain amount of fund units is purchased. When the market is in downturn, more fund units are automatically purchased whereas when the market is rising, the value of fund units is growing and the investment risk is reduced in the long-term.

If you need investment advice or help in starting, book a time for an investment consultation.

  • You can spread your money and reduce the potential risk of your investments in case of worse-than-are managed by a team of professionals seeking steady and competitive return in the long-run.
  • Investments are made in company shares worldwide.
  • Swedbank Fund managers carefully assess the sustainability risks of companies and their opportunities for improvement, as well as exerting influence on companies to continuously improve in terms of environmental impact and climate change, human rights, labour employment standards and business ethics.
  • Transactions with Swedbank Funds and safekeeping are free of charge.
  1. Fill out the Investment Profile Questionnaire or register for an investment consultation.
  2. Open a securities account or investment account via Internet Banking.
  3. Select the funds recommended in the Investment Profile Questionnaire or other funds from the list of Swedbank Funds.
  4. Submit an Order of automatic investment in investment funds and your chosen amount will be deposited to your securities account each month and invested in the fund of your choice.

Fees

Service Price, EUR
Receiving
Opening of securities account See Securities account
Securities account statements See Securities account
Subscription, redemption and switch of investment fund units options
  • Fund orders submitted to the Bank cannot be cancelled.
  • Fee for fund switch transactions charged only on delivery side.
  • Fund switch subject to the conditions specified in the fund terms.
Subscription Bond Equity and balanced
Swedbank Group funds Free of charge Free of charge
Regular automatic investment
Swedbank Group funds Free of charge Free of charge
Redemption / switch
Swedbank Group funds Free of charge Free of charge
Monthly Funds Safekeeping Fees
Swedbank Group funds Free of charge
Closing
Closing of securities account See Securities account

Effective from 09.12.2019

  • Fund orders submitted to the Bank cannot be cancelled.
  • Fee for fund switch transactions charged only on delivery side.
  • Fund switch subject to the conditions specified in the fund terms.

Do you have an overview of your spending? My Budget is a perfect tool for that.

You will automatically top up your savings with a small amount every time you pay by card.