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Travel insurance

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 Failed to submit the application! Covid-19 insurance

If you need to go abroad, take travel insurance with you

  • Covid-19 insurance cover extends to Medical insurance and Travel disruption cover. Read more
  • Medical expenses covered in value of 750 000 EUR
  • Most comprehensive cover for travel or transport disruption and personal belongings

Calculate how much does costs travel insurance!

Scope of coverages

We will indemnify:
  • Expenses of emergency medical care;
  • Expenses of establishing the diagnosis;
  • Expenses of purchasing medication prescribed by the doctor;
  • Expenses of purchasing medical accessories;
  • Dental services;
  • Expenses of transporting ill or injured insured person to the place of medical treatment or home country;
  • Cost of coffin;
  • Expenses of transporting the deceased to the home country;
  • Expenses of transporting the child to the home country;
  • Travel expenses of the person close to the insured person;
  • Expenses associated with extending the trip.

Deductible will not be applied.

We will pay the disability indemnity if an accident that occurred during a Trip has resulted in:

  • The loss of a body part, an organ or a part thereof or in a functional impairment of any of the aforesaid within one year after the Trip, thereby bringing about permanent incapacity for work;
  • The death of the Insured within one year.

Deductible will not be applied.

Accident cover can be bought together with medical assistance insurance cover.
 We will indemnify:
  • Personal belongings taken with you on a Trip (incl. those acquired during the Trip) if these belongings are damaged or theft/robbery during the Trip (we insure phones, photo camera, tablets, suitcases, checked luggage etc.);
  • Identity Documents and Bank Cards damage or theft/robbery thereof during a Trip;
  • Personal belongings are insured regardless of the vehicle with which you travel (by car, buss, train, ship, airplane etc.)

Deductible is 30 EUR.

You have selected cover for luggage and personal belongings in the sum of € 0, which means that you will not be reimbursed for any unexpected damage caused to those items. You can change this preference.
 We will indemnify:
  • Change in Itinerary / Schedule (incl. Trip cancellation, Trip failure, missing the means of Transport) - deductible is 30 EUR;
  • Trip cancellation starts from third day after entry into insurance contract;
  • Delay in departing flight more than 4h - deductible will not be applied;
  • Luggage Delay for than 4h - deductible will not be applied;
  • Flight Ticket Change- deductible will not be applied.
You have selected cover for Travel or Transport Disruption in the sum of 0€, which means this risk is not insured. You can change this preference.

Third-Party Liability and Legal Assistance are included for free if both Personal Belongings and Travel or Transport Disruption is insured.

We will indemnify:

  • For personal material loss caused to third parties for emergence of which You have civil liability;
  • The associated justified costs of legal assistance, if You commit an unlawful act in a foreign country due to negligence;
  • The bail, if necessary.

Deductible is 30 EUR.

Liability cover can be bought together with luggage and personal items and travel failure insurance cover.
  • Hazardous activity cover can be bought together with medical assistance insurance cover.
  • Working abroad cover can be bought together with medical assistance insurance cover.
  • Sports trip cover can be bought together with medical assistance, luggage and personal items and travel failure insurance cover.

Age of insured persons

Log into the internet bank if you wish to receive an insurance offer for more than 5 travellers at once

The insurance premium calculation is only indicative. You will get a personalized insurance offer when you proceed with conclusion of the insurance contract.

 Insurance premium during time from 20.01.2020., 00:00 hours to 23.02.2020., 23:59 hours is calculated at a 25% discount!
  • €

Swedbank P&C Insurance AS processes your personal data by automated means, including profiling if you are an insured person and choose medical cover, to assess insurance risk, calculate premium and conclude insurance contract. We process data we receive from you and data we have about your trustworthiness as well as data shared by “Swedbank” AS, such as your identification and contact data and your age. Contract conclusion may be fully automated.

Please read more in our Principles of Processing Personal Data here.

Travel insurance doesn’t take any space in your backpack and helps you with unexpected events when travelling abroad.

  • Most often travel plans get interrupted by illness or delay in transport. In such cases average losses are € 387.
  • Medical expenses for treating illnesses or traumas abroad can be very high. Especially when special transportation (f.e. helicopter) is needed. In such cases average losses are € 680.
  • Average loss for damaged luggage or stolen property is € 445.
  • You get 750 000 € medical assistance insurance covers medical care and transport expenses.
  • Most comprehensive cover for travel or transport disruption and personal belongings.
  • No limit on the age of insured persons.
  • We insure active recreation without extra charge. More
  • New! Covid-19 insurance cover. Read more

NB! The excess of €30 applies when something happens to your property, the travel itinerary changes or liability and legal assistance are needed.

Choose an additional cover if you’re going to engage in:

  • Hazardous activities insurance
    Choose this extra cover, if you’re planning to enjoy increased-risk activities or extreme sports such as off-piste skiing/snowboarding, diving to depths of more than 10 m, mountain hiking at altitudes 4500 m to 5500 m above sea level, etc.). More
  • Sports trip
    This insurance extends the Property and Travel disruption insurance. It will give an additional sum to insure your sports equipment and give you a closed tracks insurance.
  • Working abroad
    Choose this extra cover when travelling abroad for employment or practical training.

Find the detailed overview in the terms and conditions.
  1. Choose the suitable covers for your trip and calculate premium.
  2. Fill in the contract with personal data. Add travel companions if needed.
  3. Conclude an insurance contract by paying a premium in the internet bank.
  4. The insurance cover will take effect from the date of commencement of the policy or the day after the conclusion of the contract, cancellation cover starts 3 days after the insurance contract comes into force.
  5. Enjoy your trip!

In case of medical expenses exceeding €1,000 please contact us first by phone +37167444449.

In case of other unexpected events:

Fill out the application form

Our claim handling specialist will contact you and provide further guidance.
  • In case your belongings get stolen, make a statement at the local police station.
  • If your flight is delayed or cancelled, be sure to get a flight delay certificate at the airport.
  • If your baggage gets damaged in the airport or gets delayed, register this event at the airport‘s baggage service.
  • Please keep all the invoices and certificates about the expenses for claims handling!

For any additional information please call us on +371 67444449.

Extra money with an interest-free period and complimentary travel insurance for the whole family.

Make sure your home is insured when you go travelling.

Travelling by car? Make sure you are covered for unexpected events on the road.

Contacts

The insurer is Swedbank P&C Insurance AS, which is represented in Latvia by Swedbank P&C Insurance AS Latvian branch and the insurance agent is Swedbank AS.

Insurance claims handling

In case of medical expenses exceeding 1000 €, please contact us first by phone +37167444449.

Take care of your safety with Travel Insurance which now includes Covid-19 insurance cover

For trips taking place starting from 6 May 2021 we're offering a Travel Insurance Covid-19 cover without any additional fee.

Under the Travel disruption cover of the supplementary Covid-19 insurance we will compensate trip cancellation costs if, prior to the start of your trip, you have contracted Covid-19 or been identified as a close contact person of someone who is in isolation or quarantine in accordance with the nationally stipulated procedure.

The supplementary insurance is valid while abroad, if your insurance covers Medical assistance and/or Travel disruption risks, and any of the following preconditions apply:

  • You have received a negative SARS-CoV-2 RNS or antigen test result within 72 hours prior to the start of the trip. In this case the supplementary insurance is valid for 30 days.
  • You have been infected with Covid-19 within the last 6 months and you have fully recovered.
  • You have a certificate of full vaccination against Covid-19.

Preconditions apply to children starting from age of 12.

For example, we will compensate medical expenses related to treating Covid-19 abroad, cost of accommodation and additional transport costs if you are not allowed to travel by public transport due to Covid-19 symptoms.

Damages incurred due to travel disruptions or trip cancellation caused by actions or decisions of national authorities, including decisions related to the pandemic (such as closing borders, requiring compulsory self-isolation by persons arriving to the country) shall not be compensated.

Carefully consider the need to go abroad.

Read more
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