What home insurance covers?

• Home insurance provides cover for the building, home property and cases where you have caused damages to other people (e.g. your neighbours).
• In the case of an insured event involving your home, you will be reimbursed for costs related to restoring your home.
• In the case of an insured event involving home property, you will be reimbursed for the repair costs or the costs of repurchasing.
• If you or one of your family members has cause damages to a third party (e.g. your neighbour), the resulting property damage or personal injury will be compensated.

Home contents insurance

With Swedbank home insurance, your home contents will be protected in case of such common mishaps as dropping a hot frying-pan lid on ceramic stove surface and damaging it, or when cleaning your home the vacuum cleaner trips over the TV set's cord and the TV set falls on the ground and breaks, or while working on your laptop you tip over a cup of coffee which spills on the computer and damages it.

Liability insurance

Liability insurance will come in handy in case you happen to flood your neighbour's apartment, a tree in the yard of your house falls onto the neighbour's house during storm or if your beloved dog claws at your neighbour's car causing damage to your neighbour.

24-hour home emergency assistance - a complimentary service

In case of sudden trouble with your home, such as pipeline rupture, broken window, we will provide, free of charge and without applying any excess, assistance by a qualified specialist - plumber, locksmith, builder. Full service is provided by the locksmith and limited service is provided by the plumber, builder. Call 67 444 449 at any time and get prompt emergency assistance for your home!

Home contents insurance outside home

Our home contents insurance provides cover for home contents also outside the home anywhere in Latvia for the whole family living in the insured property. You won't have to worry if, when you're outside your home and carry your groceries, you drop your phone and it breaks, your child's schoolbag gets stolen with all of its contents and phone, or when fishing, the boat capsizes and all the stuff, including fishing equipment, falls into the water.

Liability insurance outside home

Our liability insurance is valid in the whole of Latvia for all the family members living in the insured property which means that damage caused to third parties while outside the home will be reimbursed for. For at some point we all have accidentally toppled something from shelf in a store or have broken school's window during childhood when playing ball - with our liability insurance, all such loss will be covered.