Insure yourself against unemployment and incapacity for work Loan Payment Protection Insurance helps you to pay the monthly loan payments in case you: unexpectedly lose your job; stay on sick leave for more than 30 days also due to your child‘s illness; In case of unemployment or sick leave we will cover amount of your loan payments for up to 12 months. * A summary of losses in 2018 according to the data of Swedbank P&C Insurance AS Latvian branch.