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MTPL Insurance

We process data we receive from you and from Information System of Compulsory Civil Liability Insurance of Owners of Motor Vehicles, including data of vehicle, its owner´s and/or holder´s identification, contact, demographic and if applicable, health data and owners or holders previously concluded insurance contracts and occurred insured events data. If data about contracts and insured events is not available in register, we will use the data we have. We also process your identification and contact data shared by “Swedbank” AS.

Convenience, safety, value

Opt for the agreement on MTPL Insurance:

  • One-month policy renewed automatically
  • Payments for the policy take place automatically

Calculate the premium

A 40% discount on the insurance premium payment will be applied for vehicle owners who are:
1) disabled persons of I or II category;
2) disabled persons of III category with impaired mobility as evidenced by formal opinion of the Medical Commission for Health and Working Capacity Expert Assessment (for insurance of passenger cars).
3) parents, guardians or foster parents of a minor with a disability..
! In order for the foster parent to receive the discount, a copy / extract of the decision of the Orphan's Court must be sent to the e-mail, by which it has been decided to place the child in the relevant foster family or a statement confirming that the child is disabled.
Enter the disability certificate number without spaces or punctuation, may be entered e.g., 111111. Enter the personal identification code of the child with a disability for vehicle owner who is parent, guardian or foster parent of a minor with a disability, eg 111111-11111

Swedbank P&C Insurance AS processes vehicle owner and/or holder data by automated means, including profiling, to calculate insurance premium.

Please read more in our Principles of Processing Personal Data here.

Swedbank agreement on MTPL Insurance

MTPL policy for a fixed period

Policy period 1 month 1, 3, 6, 9 or 12 months
Automatic renewal
Automatic payments

MTPL insurance is mandatory to all vehicles that are involved in traffic.

In case of an accident, MTPL insurance will reimburse for any damages on your behalf. This includes damage caused to the environment, other vehicles, assets and injuries to any third parties.

Traffic insurance offers protection in case Your vehicle causes damage to a third party.

Choose Swedbank’s agreement on MTPL Insurance and we’ll make sure that the MTPL policy is renewed and paid for on time:

  • the agreement is based on a 1-month MTPL policy which is renewed automatically
  • payment for the policy is debited automatically from the account once a month
  • best value for money

Before renewing the policy, we’ll send you the offer so you could review it.

Before travelling abroad, please make sure that your vehicles liability is also valid in those countries.

When travelling abroad, you also need to have a printed version of your MTPL insurance policy. That way you can prove that you have valid MTPL insurance.

You can conveniently print out your traffic insurance policy from the internet bank.

You are required to have a printed green card when you travel to the following countries.

If you need to get a green card or have any questions concerning insurance, we are at your disposal. Please contact Swedbank Insurance specialists by calling 67444449 or visit any Swedbank branch in Latvia.

Calculate the payment and conclude contract in internet bank. Insurance cover will apply on the selected date or immediately after the contract has been confirmed. You can print out the policy in the internet bank. If necessary, you can conveniently print the OCTA policy in the Internet bank section “My contracts”. In this section, you can also apply for termination of the contract in cases where it is permitted by law.

Make sure to call to the Emergency Centre if necessary. If the situation is safe, please notify us in the internet bank as soon as possible.

  • Fill out the insurance claim form.
  • After you have completed the claim application, we will provide you with guidance for further steps.
Fill out claim form

If you are not Swedbank customer please call 67444449.

Call the Emergency Centre (112) when:

  • people are injured;
  • you do not reach an agreement about who caused the accident;
  • you have caused damage to someone, but you do not know who owns the vehicle or property;
  • the situation includes a fire or an explosion;
  • environmental pollution may occur;
  • third-party property is damaged or more than two vehicles are involved;
  • the vehicles involved in the traffic accident have been damaged so that they can not continue their journey.
Discount 15%

Free technical assistance for the car and guaranteed use of original spare parts when repairing cars not older than 5 years.

Favourable % rate

Suitable for buying a new or more expensive car.


Insure your life if you have close ones you care about, and who depend on your income.



The insurer is Swedbank P&C Insurance AS, which is represented in Latvia by Swedbank P&C Insurance AS Latvian branch and the insurance agent is Swedbank AS and Swedbank Līzings SIA.

Insurance claims handling

Fill out claim form

In case of an insured event, please notify us either personally or via a family member at the earliest opportunity.

A green card is required when travelling to the certain countries. They are Albania, Azerbaijan, Belarus, Iran, North Macedonia, Moldova, Morocco, Russia, Tunisia, Turkey, Ukraine.

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Klientu serviss - Инфо и помощь - Customer service: +371 67 444 444

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Special offer

Apply for the Gold Credit Card by 19 June

Special offer!
Monthly fee in the first half-year – 0 EUR.

The credit card with travel insurance for you and the family.