| Receiving |
| Ordering the card |
Easier via Internet Banking |
Free of charge |
The way of receiving the card can be selected via Internet Banking. Countries to which card delivery by post is not available: Bosnia and Herzegovina, Guyana, Laos, Serbia, Trinidad and Tobago, Uganda, Vanuatu, Crimea, Moldova, Cuba, North Korea, Iran, Iraq, Libya, Sudan, South Sudan, Syria, Myanmar (Burma), Liberia, Ecuador, Ethiopia, Pakistan, São Tomé and Príncipe, Lebanon, Zimbabwe, Bolivia, Ghana, Kenya, Nigeria, Sri Lanka, Tanzania, Thailand, Afghanistan, Yemen, Egypt, Eritrea, Gambia, Guinea and Guinea-Bissau, Somalia, Tunisia, Ivory Coast (Côte d'Ivoire), Haiti.
|
| Card production and delivery |
Best value by post |
2.00-4.00
By post in Latvia - 2.00
At branches - 4.00
|
The fee is debited automatically upon activation of the card. The production and delivery fee for a card produced after expiry of the previous card's validity period is payable by the customer in the last month of the validity period of the previous card or upon activation of the card.
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| Accelerated production and delivery of card |
| - In branch Ķīpsala, Spice |
Collectable within 4 hours |
35.00 |
The fee is charged in addition to the production and delivery fee. Accelerated card production and delivery can be ordered at branches or by phone via Telephone Banking on 67 444 444. If the card is ordered on business days by 13:30, it will be produced and delivered to branch Ķīpsala (Riga, Balasta dambis 15) or Spice (Riga, Jaunmoku iela 13, s/c Spice Home) within 4 business hours. Next business day delivery to other branches in and outside Riga.
|
| - Other branches in and outside Riga |
Collectable on the next business day |
35.00 |
The fee is charged in addition to the production and delivery fee. Accelerated card production and delivery can be ordered at branches or by phone via Telephone Banking on 67 444 444. If the card is ordered on business days by 13:30, it will be produced and delivered to branch Ķīpsala (Riga, Balasta dambis 15) or Spice (Riga, Jaunmoku iela 13, s/c Spice Home) within 4 business hours. Next business day delivery to other branches in and outside Riga.
|
| Using |
| Monthly fee |
|
17 |
The fee is debited from the account linked to the credit card on the monthly payment date set in the agreement. The fee is debited automatically for each month when the card has been in customer’s use.
|
| Purchases in Latvia and abroad |
|
Free of charge |
|
| Currency exchange mark-up |
|
0% |
The fee is charged if the transaction (purchase or cash withdrawal) is made in a currency other than the card currency. Information about current exchange rates is available on the websites of the international card organizations www.mastercard.com and www.visaeurope.com
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| A transfer from the credit card account |
|
See Payments |
Fees for transfers from the credit card account are identical to those for payments from the current account.
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| Cash transactions |
|
See Cash transactions in ATMs and retail outlets |
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| Purchase Insurance |
|
Free of charge |
More about Purchase Insurance.
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| Travel Insurance |
|
Free of charge |
More about Travel Insurance.
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| LoungeKey |
| - Program membership fee |
|
Free of charge |
The LoungeKey unlocks access to special lounges at over 1000 airports worldwide. Find out more on LoungeKey.com or the mobile app.
|
| - Platinum Extra Package annual fee |
|
171 EUR (incl. PVN) |
The Platinum Credit Card’s Extra Package allows the credit card holder to have 20 free airport lounge visits per calendar year. The annual fee is debited from the current account linked to the credit card on the day of entering into the credit card agreement.
|
| Fee for visiting the special LoungeKey airport lounges |
| - For Platinum Extra Package users |
|
0 EUR |
The list of airport lounges included in the LoungeKey programme is available on the website www.loungekey.com
|
| - For Platinum without Extra Package users |
|
28,00 |
The list of airport lounges included in the LoungeKey programme is available on the website www.loungekey.com
|
| - A visit to the special airport lounges by a person visiting the lounge together with a Platinum credit card holder |
|
28,00 |
The list of airport lounges included in the LoungeKey programme is available on the website www.loungekey.com
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| Interest-free period |
|
Until following month's 20. date |
The interest-free period applies to card purchases only. The interest-free period does not apply to cash withdrawals and transfers.
|
| Interest rate per annum on amount outstanding |
|
From 14% |
The interest rate is set individually and depends on the customer’s credit history, amount of loan obligations, and transfers of regular income to their account with Swedbank.
|
| Exceeding the credit limit and using the credit limit not repaid on time |
|
0.167% of the exceeded amount per day |
Excess and overdue penalty.
|
| Early partial repayment of credit |
Easier via Internet Banking |
Free of charge |
|
| Changes in the credit card agreement |
|
Free of charge |
|
| Balance in ATMs |
| - In Swedbank ATMs in Latvia |
|
Free of charge |
|
| - In ATMs of other banks |
|
0.40 |
|
| Printout of last 5 transactions in Swedbank ATMs in Latvia |
|
0.20 |
|
| Emergency cash assistance in Western Union service points |
|
42.00 |
In cases of loss or blocking of the card.
|
| Claim processing |
|
Free of charge |
If processing of the claim involves obtaining documentary proof of transactions, then a fee will be charged to the amount of the actual cost of the service.
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| Closing |
| Closing the card |
Easier Internet Banking and the mobile app |
Free of charge |
Cards can be easily and quickly suspended in the mobile app, and will be closed automatically within 10 days.
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