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Insurance

Insurance

Home Insurance

Service Price, EUR
Receiving / using
Sum insured Varies case-by-case, calculate
Insurance premium Varies case-by-case, calculate
Contract amendment Free of charge
Insurance claim processing Free of charge
Preparation of contract annexes or certificates Free of charge
Closing
Early termination of the contract Free of charge

CASCO Insurance

Service Price, EUR
Receiving / using
Insurance premium Varies case-by-case, apply
Contract amendment Free of charge
Insurance claim processing Free of charge
Preparation of contract annexes or certificates Free of charge
Closing
Early termination of the contract Free of charge

MTPL Insurance

Service Price, EUR
Receiving / using
Insurance premium Varies case-by-case, calculate
Insurance claim processing Free of charge
Closing
Early termination of the contract Free of charge

Travel Insurance

Service Price, EUR
Receiving / using
Insurance premium Varies case-by-case, calculate
Contract amendment Free of charge
Insurance claim processing Free of charge
Preparation of certificates and confirmations about insurance cover Free of charge
Closing
Early termination of the contract Free of charge

Family Support Insurance

Service Price, EUR
Receiving
Life insurance premium per month 1% of life insurance sum insured, divided by 12.
Trauma supplementary insurance premium per month 0.2% of the sum insured for trauma supplementary insurance, divided by 12.
Contract amendment Free of charge
Closing
Early termination of the contract Free of charge

Effective from 01.01.2016

Life Insurance

Service Price, EUR
Receiving
Application processing Free of charge
Using
Insurance premium Varies case-by-case
Contract amendment Free of charge
Closing
Early termination of the contract Free of charge

Effective from 12.04.2018

Life insurance to cover loan

Service Price, EUR
Receiving
Application processing Free of charge
Using
Insurance premium Varies case-by-case, see Insurance payment calculator
Contract amendment Free of charge
Closing
Early termination of the contract Free of charge

Effective from 12.04.2018

Insurance against Borrower's Unemployment and Incapacity for Work

Service Price, EUR
Receiving / using
Sum insured Equivalent of the aggregate of 12 months of the monthly loan payments
Insurance premium per month 3.5% of the monthly loan payment amount
Insurance claim processing Free of charge
Closing
Early termination of the contract Free of charge

Credit Card Liability Insurance

Service Price, EUR
Receiving / using
Sum insured The sum insured is equivalent to the credit card's outstanding credit limit
Insurance premium per month 0.6% per month of the credit card's outstanding credit limit
Insurance claim processing Free of charge
Closing
Termination of the contract Free of charge
  • Swedbank Credit Card

    Swedbank Credit Card

    Service Price, EUR
    Receiving
    Ordering the card Easier via Internet Banking Free of charge The way of receiving the card can be selected via Internet Banking. Countries to which card delivery by post is not available: Bosnia and Herzegovina, Guyana, Laos, Serbia, Trinidad and Tobago, Uganda, Vanuatu, Crimea, Moldova, Cuba, North Korea, Iran, Iraq, Libya, Sudan, South Sudan, Syria, Myanmar (Burma), Liberia, Ecuador, Ethiopia, Pakistan, São Tomé and Príncipe, Lebanon, Zimbabwe, Bolivia, Ghana, Kenya, Nigeria, Sri Lanka, Tanzania, Thailand, Afghanistan, Yemen, Egypt, Eritrea, Gambia, Guinea and Guinea-Bissau, Somalia, Tunisia, Ivory Coast (Côte d'Ivoire), Haiti.
    Card production and delivery Best value by post 2.00-4.00 By post in Latvia - 2.00
    At branches - 4.00
    The fee is debited automatically upon activation of the card. The production and delivery fee for a card produced after expiry of the previous card's validity period is payable by the customer in the last month of the validity period of the previous card or upon activation of the card.
    Accelerated production and delivery of card
    In branch Ķīpsala, Spice Collectable within 4 hours 35.00 The fee is charged in addition to the production and delivery fee. Accelerated card production and delivery can be ordered at branches or by phone via Telephone Banking on 67 444 444. If the card is ordered on business days by 13:30, it will be produced and delivered to branch Ķīpsala (Riga, Balasta dambis 15) or Spice (Riga, Jaunmoku iela 13, s/c Spice Home) within 4 business hours. Next business day delivery to other branches in and outside Riga.
    Other branches in and outside Riga Collectable on the next business day 35.00 The fee is charged in addition to the production and delivery fee. Accelerated card production and delivery can be ordered at branches or by phone via Telephone Banking on 67 444 444. If the card is ordered on business days by 13:30, it will be produced and delivered to branch Ķīpsala (Riga, Balasta dambis 15) or Spice (Riga, Jaunmoku iela 13, s/c Spice Home) within 4 business hours. Next business day delivery to other branches in and outside Riga.
    Using
    Monthly fee 1.42 The fee is debited from the account linked to the credit card on the monthly payment date set in the agreement. The fee is debited automatically for each month when the card has been in customer’s use.
    Purchases in Latvia and abroad Free of charge
    Currency exchange mark-up 2% The fee is charged if the transaction (purchase or cash withdrawal) is made in a currency other than the card currency. Information about current exchange rates is available on the websites of the international card organizations www.mastercard.com and www.visaeurope.com
    A transfer from the credit card account See Payments Fees for transfers from the credit card account are identical to those for payments from the current account.
    Cash transactions See Cash transactions in ATMs and retail outlets
    Purchase Insurance Free of charge More about Purchase Insurance.
    Interest-free period Until end of the current month The interest-free period applies to card purchases only. The interest-free period does not apply to cash withdrawals and transfers.
    Interest rate per annum on amount outstanding From 20% The interest rate is set individually and depends on the customer’s credit history, amount of loan obligations, and transfers of regular income to their account with Swedbank.
    Exceeding the credit limit and using the credit limit not repaid on time 0.167% of the exceeded amount per day
    Change of date of monthly payments or change of the linked account Best value via Internet Banking 0.00 - 7.00 Via Internet Banking - 0.00
    At branches - 7.00
    Early partial repayment of credit Easier via Internet Banking Free of charge
    Other changes in the credit card agreement 14.00 0.00 - 14.00 Via Internet Banking – 0.00
    At branches – 14.00
    Internet Banking fee applies to raising the credit limit.
    Balance in ATMs
    In Swedbank ATMs in Latvia Free of charge
    - In ATMs of other banks 0.40
    Printout of last 5 transactions in Swedbank ATMs in Latvia 0.20
    Emergency cash assistance in Western Union service points 42.00 In cases of loss or blocking of the card.
    Claim processing Free of charge Cards can be easily and quickly suspended in the mobile app, and will be closed automatically within 10 days.
    Closing
    Closing the card Easier Internet Banking and the mobile app Free of charge Cards can be easily and quickly suspended in the mobile app, and will be closed automatically within 10 days.

    Effective from 01.07.2018.

  • Fixed Payment Credit Card

    Fixed Payment Credit Card

    Service Price, EUR
    Receiving
    Ordering the card Easier via Internet Banking Free of charge The way of receiving the card can be selected via Internet Banking. Countries to which card delivery by post is not available: Bosnia and Herzegovina, Guyana, Laos, Serbia, Trinidad and Tobago, Uganda, Vanuatu, Crimea, Moldova, Cuba, North Korea, Iran, Iraq, Libya, Sudan, South Sudan, Syria, Myanmar (Burma), Liberia, Ecuador, Ethiopia, Pakistan, São Tomé and Príncipe, Lebanon, Zimbabwe, Bolivia, Ghana, Kenya, Nigeria, Sri Lanka, Tanzania, Thailand, Afghanistan, Yemen, Egypt, Eritrea, Gambia, Guinea and Guinea-Bissau, Somalia, Tunisia, Ivory Coast (Côte d'Ivoire), Haiti.
    Card production and delivery Best value by post 2.00-4.00 By post in Latvia - 2.00
    At branches - 4.00
    The fee is debited automatically upon activation of the card. The production and delivery fee for a card produced after expiry of the previous card's validity period is payable by the customer in the last month of the validity period of the previous card or upon activation of the card.
    Accelerated production and delivery of card
    In branch Ķīpsala, Spice Collectable within 4 hours 35.00 The fee is charged in addition to the production and delivery fee. Accelerated card production and delivery can be ordered at branches or by phone via Telephone Banking on 67 444 444. If the card is ordered on business days by 13:30, it will be produced and delivered to branch Ķīpsala (Riga, Balasta dambis 15) or Spice (Riga, Jaunmoku iela 13, s/c Spice Home) within 4 business hours. Next business day delivery to other branches in and outside Riga.
    Other branches in and outside Riga Collectable on the next business day 35.00 The fee is charged in addition to the production and delivery fee. Accelerated card production and delivery can be ordered at branches or by phone via Telephone Banking on 67 444 444. If the card is ordered on business days by 13:30, it will be produced and delivered to branch Ķīpsala (Riga, Balasta dambis 15) or Spice (Riga, Jaunmoku iela 13, s/c Spice Home) within 4 business hours. Next business day delivery to other branches in and outside Riga.
    Using
    Monthly fee 0.00
    Purchases in Latvia and abroad Free of charge
    Currency exchange mark-up 2% The fee is charged if the transaction (purchase or cash withdrawal) is made in a currency other than the card currency. Information about current exchange rates is available on the websites of the international card organizations www.mastercard.com and www.visaeurope.com
    A transfer from the credit card account See Payments Fees for transfers from the credit card account are identical to those for payments from the current account.
    Cash transactions See Cash transactions in ATMs and retail outlets
    Purchase Insurance Free of charge More about Purchase Insurance.
    Interest rate per annum on amount outstanding From 20% The interest rate is set individually and depends on the customer’s credit history, amount of loan obligations, and transfers of regular income to their account with Swedbank.
    Exceeding the credit limit and using the credit limit not repaid on time 0.167% of the exceeded amount per day Excess and overdue penalty.
    Change of date of monthly payments or change of the linked account Best value via Internet Banking 0.00 - 7.00 Via Internet Banking - 0.00
    At branches - 7.00
    Early partial repayment of credit Easier via Internet Banking Free of charge
    Other changes in the credit card agreement 14.00 0.00 - 14.00 Via Internet Banking – 0.00
    At branches – 14.00
    Internet Banking fee applies to raising the credit limit.
    Balance in ATMs
    In Swedbank ATMs in Latvia Free of charge
    - In ATMs of other banks 0,40
    Printout of last 5 transactions in Swedbank ATMs in Latvia 0.20
    Emergency cash assistance in Western Union service points 42.00 In cases of loss or blocking of the card.
    Claim processing Free of charge If processing of the claim involves obtaining documentary proof of transactions, then a fee will be charged to the amount of the actual cost of the service.
    Closing
    Closing the card Easier Internet Banking and the mobile app Free of charge Cards can be easily and quickly suspended in the mobile app, and will be closed automatically within 10 days.

    Effective from 01.07.2018.

  • Gold Revolving Credit Card

    Gold Revolving Credit Card

    Service Price, EUR
    Receiving
    Ordering the card Easier via Internet Banking Free of charge The way of receiving the card can be selected via Internet Banking. Countries to which card delivery by post is not available: Bosnia and Herzegovina, Guyana, Laos, Serbia, Trinidad and Tobago, Uganda, Vanuatu, Crimea, Moldova, Cuba, North Korea, Iran, Iraq, Libya, Sudan, South Sudan, Syria, Myanmar (Burma), Liberia, Ecuador, Ethiopia, Pakistan, São Tomé and Príncipe, Lebanon, Zimbabwe, Bolivia, Ghana, Kenya, Nigeria, Sri Lanka, Tanzania, Thailand, Afghanistan, Yemen, Egypt, Eritrea, Gambia, Guinea and Guinea-Bissau, Somalia, Tunisia, Ivory Coast (Côte d'Ivoire), Haiti.
    Card production and delivery Best value by post 2.00-4.00 By post in Latvia - 2.00
    At branches - 4.00
    The fee is debited automatically upon activation of the card. The production and delivery fee for a card produced after expiry of the previous card's validity period is payable by the customer in the last month of the validity period of the previous card or upon activation of the card.
    Accelerated production and delivery of card
    In branch Ķīpsala, Spice Collectable within 4 hours 35.00 The fee is charged in addition to the production and delivery fee. Accelerated card production and delivery can be ordered at branches or by phone via Telephone Banking on 67 444 444. If the card is ordered on business days by 13:30, it will be produced and delivered to branch Ķīpsala (Riga, Balasta dambis 15) or Spice (Riga, Jaunmoku iela 13, s/c Spice Home) within 4 business hours. Next business day delivery to other branches in and outside Riga.
    Other branches in and outside Riga Collectable on the next business day 35.00 The fee is charged in addition to the production and delivery fee. Accelerated card production and delivery can be ordered at branches or by phone via Telephone Banking on 67 444 444. If the card is ordered on business days by 13:30, it will be produced and delivered to branch Ķīpsala (Riga, Balasta dambis 15) or Spice (Riga, Jaunmoku iela 13, s/c Spice Home) within 4 business hours. Next business day delivery to other branches in and outside Riga.
    Using
    Monthly fee 3.91 The fee is debited from the account linked to the credit card on the monthly payment date set in the agreement. The fee is debited automatically for each month when the card has been in customer’s use.
    Purchases in Latvia and abroad Free of charge
    Currency exchange mark-up 2% The fee is charged if the transaction (purchase or cash withdrawal) is made in a currency other than the card currency. Information about current exchange rates is available on the websites of the international card organizations www.mastercard.com and www.visaeurope.com
    A transfer from the credit card account See Payments Fees for transfers from the credit card account are identical to those for payments from the current account.
    Cash transactions See Cash transactions in ATMs and retail outlets
    Purchase Insurance Free of charge More about Purchase Insurance.
    Travel Insurance Free of charge More about Travel Insurance.
    Interest-free period Until following month's 10. date The interest-free period applies to card purchases only. The interest-free period does not apply to cash withdrawals and transfers.
    Interest rate per annum on amount outstanding From 16% The interest rate is set individually and depends on the customer’s credit history, amount of loan obligations, and transfers of regular income to their account with Swedbank.
    Exceeding the credit limit and using the credit limit not repaid on time 0.167% of the exceeded amount per day Excess and overdue penalty.
    Change of date of monthly payments or change of the linked account Best value via Internet Banking 0.00 - 7.00 Via Internet Banking - 0.00
    At branches - 7.00
    Early partial repayment of credit Easier via Internet Banking Free of charge
    Other changes in the credit card agreement 14.00 0.00 - 14.00 Via Internet Banking – 0.00
    At branches – 14.00
    Internet Banking fee applies to raising the credit limit.
    Balance in ATMs
    In Swedbank ATMs in Latvia Free of charge
    - In ATMs of other banks 0,40
    Printout of last 5 transactions in Swedbank ATMs in Latvia 0.20
    Emergency cash assistance in Western Union service points 42.00 In cases of loss or blocking of the card.
    Claim processing Free of charge If processing of the claim involves obtaining documentary proof of transactions, then a fee will be charged to the amount of the actual cost of the service.
    Closing
    Closing the card Easier Internet Banking and the mobile app Free of charge Cards can be easily and quickly suspended in the mobile app, and will be closed automatically within 10 days.

    Effective from 01.07.2018.

  • Platinum Credit Card

    Platinum Credit Card

    Service Price, EUR
    Receiving
    Ordering the card Easier via Internet Banking Free of charge The way of receiving the card can be selected via Internet Banking. Countries to which card delivery by post is not available: Bosnia and Herzegovina, Guyana, Laos, Serbia, Trinidad and Tobago, Uganda, Vanuatu, Crimea, Moldova, Cuba, North Korea, Iran, Iraq, Libya, Sudan, South Sudan, Syria, Myanmar (Burma), Liberia, Ecuador, Ethiopia, Pakistan, São Tomé and Príncipe, Lebanon, Zimbabwe, Bolivia, Ghana, Kenya, Nigeria, Sri Lanka, Tanzania, Thailand, Afghanistan, Yemen, Egypt, Eritrea, Gambia, Guinea and Guinea-Bissau, Somalia, Tunisia, Ivory Coast (Côte d'Ivoire), Haiti.
    Card production and delivery Best value by post 2.00-4.00 By post in Latvia - 2.00
    At branches - 4.00
    The fee is debited automatically upon activation of the card. The production and delivery fee for a card produced after expiry of the previous card's validity period is payable by the customer in the last month of the validity period of the previous card or upon activation of the card.
    Accelerated production and delivery of card
    - In branch Ķīpsala, Spice Collectable within 4 hours 35.00 The fee is charged in addition to the production and delivery fee. Accelerated card production and delivery can be ordered at branches or by phone via Telephone Banking on 67 444 444. If the card is ordered on business days by 13:30, it will be produced and delivered to branch Ķīpsala (Riga, Balasta dambis 15) or Spice (Riga, Jaunmoku iela 13, s/c Spice Home) within 4 business hours. Next business day delivery to other branches in and outside Riga.
    - Other branches in and outside Riga Collectable on the next business day 35.00 The fee is charged in addition to the production and delivery fee. Accelerated card production and delivery can be ordered at branches or by phone via Telephone Banking on 67 444 444. If the card is ordered on business days by 13:30, it will be produced and delivered to branch Ķīpsala (Riga, Balasta dambis 15) or Spice (Riga, Jaunmoku iela 13, s/c Spice Home) within 4 business hours. Next business day delivery to other branches in and outside Riga.
    Using
    Monthly fee 17 The fee is debited from the account linked to the credit card on the monthly payment date set in the agreement. The fee is debited automatically for each month when the card has been in customer’s use.
    Purchases in Latvia and abroad Free of charge
    Currency exchange mark-up 0% The fee is charged if the transaction (purchase or cash withdrawal) is made in a currency other than the card currency. Information about current exchange rates is available on the websites of the international card organizations www.mastercard.com and www.visaeurope.com
    A transfer from the credit card account See Payments Fees for transfers from the credit card account are identical to those for payments from the current account.
    Cash transactions See Cash transactions in ATMs and retail outlets
    Purchase Insurance Free of charge More about Purchase Insurance.
    Travel Insurance Free of charge More about Travel Insurance.
    LoungeKey
    - Program membership fee Free of charge The LoungeKey unlocks access to special lounges at over 1000 airports worldwide. Find out more on LoungeKey.com or the mobile app.
    - Platinum Extra Package annual fee 171 EUR (incl. PVN) The Platinum Credit Card’s Extra Package allows the credit card holder to have 20 free airport lounge visits per calendar year. The annual fee is debited from the current account linked to the credit card on the day of entering into the credit card agreement.
    Fee for visiting the special LoungeKey airport lounges
    - For Platinum Extra Package users 0 EUR The list of airport lounges included in the LoungeKey programme is available on the website www.loungekey.com
    - For Platinum without Extra Package users 28,00 The list of airport lounges included in the LoungeKey programme is available on the website www.loungekey.com
    - A visit to the special airport lounges by a person visiting the lounge together with a Platinum credit card holder 28,00 The list of airport lounges included in the LoungeKey programme is available on the website www.loungekey.com
    Interest-free period Until following month's 20. date The interest-free period applies to card purchases only. The interest-free period does not apply to cash withdrawals and transfers.
    Interest rate per annum on amount outstanding From 14% The interest rate is set individually and depends on the customer’s credit history, amount of loan obligations, and transfers of regular income to their account with Swedbank.
    Exceeding the credit limit and using the credit limit not repaid on time 0.167% of the exceeded amount per day Excess and overdue penalty.
    Change of date of monthly payments or change of the linked account Best value via Internet Banking 0.00 - 7.00 Via Internet Banking - 0.00
    At branches - 7.00
    Early partial repayment of credit Easier via Internet Banking Free of charge
    Other changes in the credit card agreement 0.00 - 14.00 Via Internet Banking – 0.00
    At branches – 14.00
    Internet Banking fee applies to raising the credit limit.
    Balance in ATMs
    - In Swedbank ATMs in Latvia Free of charge
    - In ATMs of other banks 0.40
    Printout of last 5 transactions in Swedbank ATMs in Latvia 0.20
    Emergency cash assistance in Western Union service points 42.00 In cases of loss or blocking of the card.
    Claim processing Free of charge If processing of the claim involves obtaining documentary proof of transactions, then a fee will be charged to the amount of the actual cost of the service.
    Closing
    Closing the card Easier Internet Banking and the mobile app Free of charge Cards can be easily and quickly suspended in the mobile app, and will be closed automatically within 10 days.

    Effective from 09.07.2020.

  • Gold Revolving Credit Card

    Gold Revolving Credit Card

    Service Price, EUR
    Receiving
    Ordering the card Easier via Internet Banking Free of charge The way of receiving the card can be selected via Internet Banking. Countries to which card delivery by post is not available: Bosnia and Herzegovina, Guyana, Laos, Serbia, Trinidad and Tobago, Uganda, Vanuatu, Crimea, Moldova, Cuba, North Korea, Iran, Iraq, Libya, Sudan, South Sudan, Syria, Myanmar (Burma), Liberia, Ecuador, Ethiopia, Pakistan, São Tomé and Príncipe, Lebanon, Zimbabwe, Bolivia, Ghana, Kenya, Nigeria, Sri Lanka, Tanzania, Thailand, Afghanistan, Yemen, Egypt, Eritrea, Gambia, Guinea and Guinea-Bissau, Somalia, Tunisia, Ivory Coast (Côte d'Ivoire), Haiti.
    Card production and delivery Best value by post 2.00-4.00 By post in Latvia - 2.00
    At branches - 4.00
    The fee is debited automatically upon activation of the card. The production and delivery fee for a card produced after expiry of the previous card's validity period is payable by the customer in the last month of the validity period of the previous card or upon activation of the card.
    Accelerated production and delivery of card
    In branch Ķīpsala, Spice Collectable within 4 hours 35.00 The fee is charged in addition to the production and delivery fee. Accelerated card production and delivery can be ordered at branches or by phone via Telephone Banking on 67 444 444. If the card is ordered on business days by 13:30, it will be produced and delivered to branch Ķīpsala (Riga, Balasta dambis 15) or Spice (Riga, Jaunmoku iela 13, s/c Spice Home) within 4 business hours. Next business day delivery to other branches in and outside Riga.
    Other branches in and outside Riga Collectable on the next business day 35.00 The fee is charged in addition to the production and delivery fee. Accelerated card production and delivery can be ordered at branches or by phone via Telephone Banking on 67 444 444. If the card is ordered on business days by 13:30, it will be produced and delivered to branch Ķīpsala (Riga, Balasta dambis 15) or Spice (Riga, Jaunmoku iela 13, s/c Spice Home) within 4 business hours. Next business day delivery to other branches in and outside Riga.
    Using
    Monthly fee 3.91 The fee is debited from the account linked to the credit card on the monthly payment date set in the agreement. The fee is debited automatically for each month when the card has been in customer’s use.
    Purchases in Latvia and abroad Free of charge
    Currency exchange mark-up 2% The fee is charged if the transaction (purchase or cash withdrawal) is made in a currency other than the card currency. Information about current exchange rates is available on the websites of the international card organizations www.mastercard.com and www.visaeurope.com
    A transfer from the credit card account See Payments Fees for transfers from the credit card account are identical to those for payments from the current account.
    Cash transactions See Cash transactions in ATMs and retail outlets
    Purchase Insurance Free of charge More about Purchase Insurance.
    Travel Insurance Free of charge More about Travel Insurance.
    Interest-free period Until following month's 10. date The interest-free period applies to card purchases only. The interest-free period does not apply to cash withdrawals and transfers.
    Interest rate per annum on amount outstanding From 16% The interest rate is set individually and depends on the customer’s credit history, amount of loan obligations, and transfers of regular income to their account with Swedbank.
    Exceeding the credit limit and using the credit limit not repaid on time 0.167% of the exceeded amount per day Excess and overdue penalty.
    Change of date of monthly payments or change of the linked account Best value via Internet Banking 0.00 - 7.00 Via Internet Banking - 0.00
    At branches - 7.00
    Early partial repayment of credit Easier via Internet Banking Free of charge
    Other changes in the credit card agreement 14.00 0.00 - 14.00 Via Internet Banking – 0.00
    At branches – 14.00
    Internet Banking fee applies to raising the credit limit.
    Balance in ATMs
    In Swedbank ATMs in Latvia Free of charge
    - In ATMs of other banks 0,40
    Printout of last 5 transactions in Swedbank ATMs in Latvia 0.20
    Emergency cash assistance in Western Union service points 42.00 In cases of loss or blocking of the card.
    Claim processing Free of charge If processing of the claim involves obtaining documentary proof of transactions, then a fee will be charged to the amount of the actual cost of the service.
    Closing
    Closing the card Easier Internet Banking and the mobile app Free of charge Cards can be easily and quickly suspended in the mobile app, and will be closed automatically within 10 days.

    Effective from 01.07.2018.

  • Platinum Credit Card

    Platinum Credit Card

    Service Price, EUR
    Receiving
    Ordering the card Easier via Internet Banking Free of charge The way of receiving the card can be selected via Internet Banking. Countries to which card delivery by post is not available: Bosnia and Herzegovina, Guyana, Laos, Serbia, Trinidad and Tobago, Uganda, Vanuatu, Crimea, Moldova, Cuba, North Korea, Iran, Iraq, Libya, Sudan, South Sudan, Syria, Myanmar (Burma), Liberia, Ecuador, Ethiopia, Pakistan, São Tomé and Príncipe, Lebanon, Zimbabwe, Bolivia, Ghana, Kenya, Nigeria, Sri Lanka, Tanzania, Thailand, Afghanistan, Yemen, Egypt, Eritrea, Gambia, Guinea and Guinea-Bissau, Somalia, Tunisia, Ivory Coast (Côte d'Ivoire), Haiti.
    Card production and delivery Best value by post 2.00-4.00 By post in Latvia - 2.00
    At branches - 4.00
    The fee is debited automatically upon activation of the card. The production and delivery fee for a card produced after expiry of the previous card's validity period is payable by the customer in the last month of the validity period of the previous card or upon activation of the card.
    Accelerated production and delivery of card
    - In branch Ķīpsala, Spice Collectable within 4 hours 35.00 The fee is charged in addition to the production and delivery fee. Accelerated card production and delivery can be ordered at branches or by phone via Telephone Banking on 67 444 444. If the card is ordered on business days by 13:30, it will be produced and delivered to branch Ķīpsala (Riga, Balasta dambis 15) or Spice (Riga, Jaunmoku iela 13, s/c Spice Home) within 4 business hours. Next business day delivery to other branches in and outside Riga.
    - Other branches in and outside Riga Collectable on the next business day 35.00 The fee is charged in addition to the production and delivery fee. Accelerated card production and delivery can be ordered at branches or by phone via Telephone Banking on 67 444 444. If the card is ordered on business days by 13:30, it will be produced and delivered to branch Ķīpsala (Riga, Balasta dambis 15) or Spice (Riga, Jaunmoku iela 13, s/c Spice Home) within 4 business hours. Next business day delivery to other branches in and outside Riga.
    Using
    Monthly fee 17 The fee is debited from the account linked to the credit card on the monthly payment date set in the agreement. The fee is debited automatically for each month when the card has been in customer’s use.
    Purchases in Latvia and abroad Free of charge
    Currency exchange mark-up 0% The fee is charged if the transaction (purchase or cash withdrawal) is made in a currency other than the card currency. Information about current exchange rates is available on the websites of the international card organizations www.mastercard.com and www.visaeurope.com
    A transfer from the credit card account See Payments Fees for transfers from the credit card account are identical to those for payments from the current account.
    Cash transactions See Cash transactions in ATMs and retail outlets
    Purchase Insurance Free of charge More about Purchase Insurance.
    Travel Insurance Free of charge More about Travel Insurance.
    LoungeKey
    - Program membership fee Free of charge The LoungeKey unlocks access to special lounges at over 1000 airports worldwide. Find out more on LoungeKey.com or the mobile app.
    - Platinum Extra Package annual fee 171 EUR (incl. PVN) The Platinum Credit Card’s Extra Package allows the credit card holder to have 20 free airport lounge visits per calendar year. The annual fee is debited from the current account linked to the credit card on the day of entering into the credit card agreement.
    Fee for visiting the special LoungeKey airport lounges
    - For Platinum Extra Package users 0 EUR The list of airport lounges included in the LoungeKey programme is available on the website www.loungekey.com
    - For Platinum without Extra Package users 28,00 The list of airport lounges included in the LoungeKey programme is available on the website www.loungekey.com
    - A visit to the special airport lounges by a person visiting the lounge together with a Platinum credit card holder 28,00 The list of airport lounges included in the LoungeKey programme is available on the website www.loungekey.com
    Interest-free period Until following month's 20. date The interest-free period applies to card purchases only. The interest-free period does not apply to cash withdrawals and transfers.
    Interest rate per annum on amount outstanding From 14% The interest rate is set individually and depends on the customer’s credit history, amount of loan obligations, and transfers of regular income to their account with Swedbank.
    Exceeding the credit limit and using the credit limit not repaid on time 0.167% of the exceeded amount per day Excess and overdue penalty.
    Change of date of monthly payments or change of the linked account Best value via Internet Banking 0.00 - 7.00 Via Internet Banking - 0.00
    At branches - 7.00
    Early partial repayment of credit Easier via Internet Banking Free of charge
    Other changes in the credit card agreement 0.00 - 14.00 Via Internet Banking – 0.00
    At branches – 14.00
    Internet Banking fee applies to raising the credit limit.
    Balance in ATMs
    - In Swedbank ATMs in Latvia Free of charge
    - In ATMs of other banks 0.40
    Printout of last 5 transactions in Swedbank ATMs in Latvia 0.20
    Emergency cash assistance in Western Union service points 42.00 In cases of loss or blocking of the card.
    Claim processing Free of charge If processing of the claim involves obtaining documentary proof of transactions, then a fee will be charged to the amount of the actual cost of the service.
    Closing
    Closing the card Easier Internet Banking and the mobile app Free of charge Cards can be easily and quickly suspended in the mobile app, and will be closed automatically within 10 days.

    Effective from 09.07.2020.

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Jūsu Internet Explorer pārlūkprogramma netiek atbalstīta.

Lūdzu izmantot Google Chrome, Mozilla Firefox vai Microsoft Edge pārlūkprogrammu.

Ar 23.03.2021. Swedbank internetbanka vairs nav pieejama, izmantojot Internet Explorer tīmekļa pārlūkprogrammu.

Tāpat nav iespējams apstiprināt Swedbank maksājumus citās vietnēs, kā arī izmantot Swedbank autentifikāciju, piemēram, latvija.lv.

Turpmāk iesakām izmantot Google Chrome, Mozilla Firefox vai jaunāko Microsoft Edge versiju. Uzziniet, kā uz sava datora uzstādīt kādu no minētajām pārlūkprogrammām, šeit.

С 23.03.2021 Интернет-банк Swedbank недоступен в браузере Internet Explorer.

С помощью Internet Explorer невозможно авторизоваться или осуществлять платежи через Swedbank на сторонних веб-страницах.

Вместо браузера Internet Explorer мы рекомендуем использовать браузеры Google Chrome, Mozilla Firefox или Microsoft Edge. Инструкции по установке упомянутых браузеров можно найти здесь.

From 23.03.2021 Swedbank Internet Bank and Banklink is no longer available using Internet Explorer browser.

It is not possible to authorize or make payments from Swedbank on other web pages using Internet Explorer.

Instead, we suggest using Google Chrome, Mozilla Firefox or the newest version of Microsoft Edge. To find out how to install the suggested browsers, please click here.

Klientu serviss - Инфо и помощь - Customer service: +371 67 444 444

Swedbank
  • Jūsu ierīces operētājsistēma un pārlūkprogramma ir novecojusi un netiek atbalstīta Swedbank internetbankas lietošanai. Aicinām vērsties pie Jums uzticama IT atbalsta, lai saņemtu konsultāciju un veiktu atbilstošu operētājsistēmas un pārlūkprogrammas atjauninājumu.
  • The operating system of your device & your browser are too outdated to be supported by Swedbank Internet Bank. Please, update the operating system & browser or turn to IT specialist for technical help.
  • Ваш браузер или операционная система недостаточно современны для использования в интернет банке Swedbank. Пожалуйста обновите операционную систему и браузер или обратитесь за технической помощью к ИТ специалисту.

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Offer until 30.09.

New chapter, new needs – credit card will come in handy

Special offer! Swedbank Credit Card and Gold Credit Card without any issuance fee and with no monthly fee until the end of this year.*

  • Credit limit from 300 EUR.
  • Included 180-day purchase insurance.
  • Credit limit with grace period up to 40 days.
  • Travel insurance with Covid-19 cover for Gold credit card.

* Special offer is valid when applying for the credit card from 16 August to 30 September 2021.