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Bank cards

  • Swedbank Payment Card

    Swedbank Payment Card

    Service Price, EUR
    Receiving
    Ordering the card Faster and best value via Internet Banking! 0.00 - 4.00 Via Internet Banking - 0.00
    Via Telephone Banking - 4.00
    At branches - 4.00

    For account holders of up to 22 years of age – a 50% discount.

    Account holders who’ve been added to the Senior customer service programme by 01.09.2022 receive a 50% discount.

    Ordering a card when opening the first account - free of charge.
    Ordering a card at branch based on power of attorney/ordering a card for other user - free of charge.
    Ordering a card via Telephone Banking at the moment of blocking the previous card (if the card is lost or stolen but not in cases when incorrect PIN is entered or the card plastic is damaged) - free of charge.

    		The card delivery method can be selected via Internet Banking.
    Production and delivery of the card Faster and easier by post 2.00-4.00 By post - 2.00
    At branches - 4.00

    For account holders of up to 22 years of age – a 50% discount.

    Account holders who’ve been added to the Senior customer service programme by 01.09.2022 receive a 50% discount.

         		The fee is debited automatically after activation of the card. The fee for a card produced after expiry of the previous card's validity period is payable by the customer in the last month of the validity period of the previous card or after activation of the card.
    Accelerated production and delivery of card 35.00

    Ordering card on working days till 13:30, production and delivery of card to branches “Ķīpsala” (Rīga, Balasta dambis 15) and “Spice” (Rīga, Jaunmoku street 13) within 4 business hours. Card delivery to branches outside of Riga next business day.

    The fee is charged in addition to the production and delivery fee. Accelerated card production and delivery can be ordered at branches or by phone via Telephone Banking on 67 444 444. No additional fee for ordering the card is charged.
    Card linked to blocked account 15.00
    Using
    Monthly fee 1.70

    For account holders of up to 22 years of age – a 50% discount.

    Account holders who’ve been added to the Senior customer service programme by 01.09.2022 receive a 50% discount.

         		The card’s monthly fee is debited automatically from the customer’s account at the start of each month for each month when the card has been in customer’s use.
    Purchases in Latvia and abroad Free of charge
    Currency exchange mark-up 2% The fee is charged if the transaction (purchase or cash withdrawal) is made in a currency other than the card currency. Information about current exchange rates is available on the websites of the international card organizations www.mastercard.com and www.visaeurope.com
    Balance in ATMs
    - In Swedbank ATMs in Latvia Easy via mobile app Free of charge
    - In ATMs of other banks 0.40
    Printout of last 5 transactions in Swedbank ATMs in Latvia 0.20
    Cash transactions See Cash transactions
    in ATMs and retail outlets
    Emergency cash assistance in Western Union service points 42.00 The service is available in cases when the card is lost or blocked.
    Claim processing Free of charge If processing of the claim involves obtaining documentary proof of transactions, then a fee will be charged to the amount of the actual cost of the service.
    Closing
    Closing the card Faster and easier via Internet Banking and the mobile app Free of charge Cards can be easily and quickly suspended in the mobile app, and will be closed automatically within 10 days.

    Effective from 01.09.2022.

  • Swedbank ISIC Card

    Swedbank ISIC Card

    Service Price, EUR
    Receiving
    Ordering the card Easier Internet Banking Free of charge The card delivery method can be selected via Internet Banking.
    Production and delivery of the card Faster and easier by post Free of charge If the card is ordered remotely, it can be received only at a branch.The way of receiving the card can be changed via Internet Banking.
    Accelerated card production No available
    Using
    Monthly fee 0.25 EUR - 0.55 EUR

    Schoolchild - 0.25
    Students - 0.55

     (previously 2.85 EUR - 6.50 EUR yearly)     		The card’s monthly fee is debited automatically from the customer’s account at the start of each month for each month when the card has been in customer’s use.
    Purchases in Latvia and abroad Free of charge
    Currency exchange mark-up 2% The fee is charged if the transaction (purchase or cash withdrawal) is made in a currency other than the card currency. Information about current exchange rates is available on the websites of the international card organizations www.mastercard.com and www.visaeurope.com
    Balance in ATMs
    - In Swedbank ATMs in Latvia Easy via mobile app Free of charge
    - In ATMs of other banks 0.40
    Printout of last 5 transactions in Swedbank ATMs in Latvia 0.20
    Cash transactions See Cash transactions in ATMs and retail outlets
    Emergency cash assistance in Western Union service points 42.00 The service is available if the card is lost or blocked.
    Claim processing Free of charge If processing of the claim involves obtaining documentary proof of transactions, then a fee will be charged to the amount of the actual cost of the service.
    Closing
    Closing the card Easier Internet Banking and the mobile app Free of charge Cards can be easily and quickly suspended in the mobile app, and will be closed automatically within 10 days.

    Effective from 01.07.2018.
  • Swedbank Credit Card

    Swedbank Credit Card

    Service Price, EUR
    Receiving
    Ordering the card Easier via Internet Banking Free of charge The card delivery method can be selected via Internet Banking.
    Card production and delivery Best value by post 2.00-4.00 By post in Latvia - 2.00
    At branches - 4.00     		The fee is debited automatically after activation of the card. The fee for a card produced after expiry of the previous card's validity period is payable by the customer in the last month of the validity period of the previous card or after activation of the card.
    Accelerated production and delivery of card
    In branch Ķīpsala, Spice Collectable within 4 hours 35.00 The fee is charged in addition to the production and delivery fee. Accelerated card production and delivery can be ordered at branches or by phone via Telephone Banking on 67 444 444. If the card is ordered on business days by 13:30, it will be produced and delivered to branch Ķīpsala (Riga, Balasta dambis 15) or Spice (Riga, Jaunmoku iela 13, s/c Spice Home) within 4 business hours. Next business day delivery to other branches in and outside Riga.
    Other branches in and outside Riga Collectable on the next business day 35.00 The fee is charged in addition to the production and delivery fee. Accelerated card production and delivery can be ordered at branches or by phone via Telephone Banking on 67 444 444. If the card is ordered on business days by 13:30, it will be produced and delivered to branch Ķīpsala (Riga, Balasta dambis 15) or Spice (Riga, Jaunmoku iela 13, s/c Spice Home) within 4 business hours. Next business day delivery to other branches in and outside Riga.
    Using
    Monthly fee 1.70 The fee is debited from the account linked to the credit card on the monthly payment date set in the agreement. The fee is debited automatically for each month when the card has been in customer’s use. From 01.09.2022, the credit card’s monthly fee ‒ 1.70 EUR.
    Purchases in Latvia and abroad Free of charge
    Currency exchange mark-up 2% The fee is charged if the transaction (purchase or cash withdrawal) is made in a currency other than the card currency. Information about current exchange rates is available on the websites of the international card organizations www.mastercard.com and www.visaeurope.com
    A transfer from the credit card account See Payments Fees for transfers from the credit card account are identical to those for payments from the current account.
    Cash transactions See Cash transactions in ATMs and retail outlets
    Purchase Insurance Free of charge More about Purchase Insurance.
    Interest-free period Until end of the current month The interest-free period applies to card purchases only. The interest-free period does not apply to cash withdrawals and transfers.
    Interest rate per annum on amount outstanding From 20% The interest rate is set individually and depends on the customer’s credit history, amount of loan obligations, and transfers of regular income to their account with Swedbank.
    Exceeding the credit limit and using the credit limit not repaid on time 0.167% of the exceeded amount per day
    Early partial repayment of credit Easier via Internet Banking Free of charge
    Changes in the credit card agreement Free of charge
    Balance in ATMs
    In Swedbank ATMs in Latvia Free of charge
    - In ATMs of other banks 0.40
    Printout of last 5 transactions in Swedbank ATMs in Latvia 0.20
    Emergency cash assistance in Western Union service points 42.00 In cases of loss or blocking of the card.
    Claim processing Free of charge Cards can be easily and quickly suspended in the mobile app, and will be closed automatically within 10 days.
    Closing
    Closing the card Easier Internet Banking and the mobile app Free of charge Cards can be easily and quickly suspended in the mobile app, and will be closed automatically within 10 days.

    Effective from 01.09.2022.

  • Gold Credit Card

    Gold Credit Card

    Service Price, EUR
    Receiving
    Ordering the card Easier via Internet Banking Free of charge The card delivery method can be selected via Internet Banking.
    Card production and delivery Best value by post 2.00-4.00 By post in Latvia - 2.00
    At branches - 4.00     		The fee is debited automatically after activation of the card. The fee for a card produced after expiry of the previous card's validity period is payable by the customer in the last month of the validity period of the previous card or after activation of the card.
    Accelerated production and delivery of card
    In branch Ķīpsala, Spice Collectable within 4 hours 35.00 The fee is charged in addition to the production and delivery fee. Accelerated card production and delivery can be ordered at branches or by phone via Telephone Banking on 67 444 444. If the card is ordered on business days by 13:30, it will be produced and delivered to branch Ķīpsala (Riga, Balasta dambis 15) or Spice (Riga, Jaunmoku iela 13, s/c Spice Home) within 4 business hours. Next business day delivery to other branches in and outside Riga.
    Other branches in and outside Riga Collectable on the next business day 35.00 The fee is charged in addition to the production and delivery fee. Accelerated card production and delivery can be ordered at branches or by phone via Telephone Banking on 67 444 444. If the card is ordered on business days by 13:30, it will be produced and delivered to branch Ķīpsala (Riga, Balasta dambis 15) or Spice (Riga, Jaunmoku iela 13, s/c Spice Home) within 4 business hours. Next business day delivery to other branches in and outside Riga.
    Using
    Monthly fee 5.00 The fee is debited from the account linked to the credit card on the monthly payment date set in the agreement. The fee is debited automatically for each month when the card has been in customer’s use.
    Purchases in Latvia and abroad Free of charge
    Currency exchange mark-up 2% The fee is charged if the transaction (purchase or cash withdrawal) is made in a currency other than the card currency. Information about current exchange rates is available on the websites of the international card organizations www.mastercard.com and www.visaeurope.com
    A transfer from the credit card account See Payments Fees for transfers from the credit card account are identical to those for payments from the current account.
    Cash transactions See Cash transactions in ATMs and retail outlets
    Purchase Insurance Free of charge More about Purchase Insurance.
    Travel Insurance Free of charge More about Travel Insurance.
    Interest-free period Until following month's 10. date The interest-free period applies to card purchases only. The interest-free period does not apply to cash withdrawals and transfers.
    Interest rate per annum on amount outstanding From 16% The interest rate is set individually and depends on the customer’s credit history, amount of loan obligations, and transfers of regular income to their account with Swedbank.
    Exceeding the credit limit and using the credit limit not repaid on time 0.167% of the exceeded amount per day Excess and overdue penalty.
    Early partial repayment of credit Easier via Internet Banking Free of charge
    Changes in the credit card agreement Free of charge
    Balance in ATMs
    In Swedbank ATMs in Latvia Free of charge
    - In ATMs of other banks 0,40
    Printout of last 5 transactions in Swedbank ATMs in Latvia 0.20
    Emergency cash assistance in Western Union service points 42.00 In cases of loss or blocking of the card.
    Claim processing Free of charge If processing of the claim involves obtaining documentary proof of transactions, then a fee will be charged to the amount of the actual cost of the service.
    Closing
    Closing the card Easier Internet Banking and the mobile app Free of charge Cards can be easily and quickly suspended in the mobile app, and will be closed automatically within 10 days.

    Effective from 01.10.2021.

  • Platinum Credit Card

    Platinum Credit Card

    Service Price, EUR
    Receiving
    Ordering the card Easier via Internet Banking Free of charge The card delivery method can be selected via Internet Banking.
    Card production and delivery Best value by post 2.00-4.00 By post in Latvia - 2.00
    At branches - 4.00     		The fee is debited automatically after activation of the card. The fee for a card produced after expiry of the previous card's validity period is payable by the customer in the last month of the validity period of the previous card or after activation of the card.
    Accelerated production and delivery of card
    - In branch Ķīpsala, Spice Collectable within 4 hours 35.00 The fee is charged in addition to the production and delivery fee. Accelerated card production and delivery can be ordered at branches or by phone via Telephone Banking on 67 444 444. If the card is ordered on business days by 13:30, it will be produced and delivered to branch Ķīpsala (Riga, Balasta dambis 15) or Spice (Riga, Jaunmoku iela 13, s/c Spice Home) within 4 business hours. Next business day delivery to other branches in and outside Riga.
    - Other branches in and outside Riga Collectable on the next business day 35.00 The fee is charged in addition to the production and delivery fee. Accelerated card production and delivery can be ordered at branches or by phone via Telephone Banking on 67 444 444. If the card is ordered on business days by 13:30, it will be produced and delivered to branch Ķīpsala (Riga, Balasta dambis 15) or Spice (Riga, Jaunmoku iela 13, s/c Spice Home) within 4 business hours. Next business day delivery to other branches in and outside Riga.
    Using
    Monthly fee 17 The fee is debited from the account linked to the credit card on the monthly payment date set in the agreement. The fee is debited automatically for each month when the card has been in customer’s use.
    Purchases in Latvia and abroad Free of charge
    Currency exchange mark-up 0% The fee is charged if the transaction (purchase or cash withdrawal) is made in a currency other than the card currency. Information about current exchange rates is available on the websites of the international card organizations www.mastercard.com and www.visaeurope.com
    A transfer from the credit card account See Payments Fees for transfers from the credit card account are identical to those for payments from the current account.
    Cash transactions See Cash transactions in ATMs and retail outlets
    Purchase Insurance Free of charge More about Purchase Insurance.
    Travel Insurance Free of charge More about Travel Insurance.
    LoungeKey
    - Program membership fee Free of charge The LoungeKey unlocks access to special lounges at over 1000 airports worldwide. Find out more on LoungeKey.com or the mobile app.
    - Platinum Extra Package annual fee 171 EUR (incl. PVN) The Platinum Credit Card’s Extra Package allows the credit card holder to have 20 free airport lounge visits per calendar year. The annual fee is debited from the current account linked to the credit card.
    Interest-free period Until following month's 20. date The interest-free period applies to card purchases only. The interest-free period does not apply to cash withdrawals and transfers.
    Interest rate per annum on amount outstanding From 14% The interest rate is set individually and depends on the customer’s credit history, amount of loan obligations, and transfers of regular income to their account with Swedbank.
    Exceeding the credit limit and using the credit limit not repaid on time 0.167% of the exceeded amount per day Excess and overdue penalty.
    Early partial repayment of credit Easier via Internet Banking Free of charge
    Changes in the credit card agreement Free of charge
    Balance in ATMs
    - In Swedbank ATMs in Latvia Free of charge
    - In ATMs of other banks 0.40
    Printout of last 5 transactions in Swedbank ATMs in Latvia 0.20
    Emergency cash assistance in Western Union service points 42.00 In cases of loss or blocking of the card.
    Claim processing Free of charge If processing of the claim involves obtaining documentary proof of transactions, then a fee will be charged to the amount of the actual cost of the service.
    Closing
    Closing the card Easier Internet Banking and the mobile app Free of charge Cards can be easily and quickly suspended in the mobile app, and will be closed automatically within 10 days.

    Effective from 09.07.2020.

Temporary ATM Card

Service Price, EUR
Receiving
Ordering the card Only in branches 0.00 The card is issued in cases when the customer’s existing card is damaged, stolen or lost and the customer is in urgent need to withdraw or deposit cash.
Receiving a new card Only in branches 5.49
Using
Withdrawing cash by card
Cash withdrawals in Swedbank ATMs:
- up to 750 EUR a month Free of charge
- above EUR 750 a month 0.5% of the amount
Balance in ATMs
- In Swedbank ATMs in Latvia Easy via mobile app Free of charge
Printout of last 5 transactions in Swedbank ATMs in Latvia 0.20
Claim processing Free of charge If processing of the claim involves obtaining documentary proof of transactions, then a fee will be charged to the amount of the actual cost of the service.
Closing
Closing the card Easier via Internet Banking Free of charge

Effective from 15.10.2017

Cash operations in ATM and traders

Debit card EUR
In ATMs
Cash withdrawal in ATMs of Swedbank and cooperation partners In Swedbank Group ATMs in Latvia, Lithuania, Estonia, as well as in ATMs of SEB Bank in Latvia. The default limit on cash withdrawals is 1,400 EUR a day.
- up to 750 EUR a month Free of charge
- above EUR 750 a month 0.5% of the amount
Cash withdrawal in other banks’ ATMs and in other banks 2.00 + 3% of the amount
Depositing cash in Swedbank's cash deposit machines Free of charge
Limits
Cash withdrawal in ATMs Limited to 7500 EUR a month

The limit applies to all cards linked to the customer’s accounts in the aggregate.

The cash withdrawal limit can be raised to 15,000 EUR a month by contacting the bank over the phone or in person at any branch of the bank.
Depositing cash in Swedbank's cash deposit machines Limited to 5000 EUR a month The limit applies to all cards linked to the customer’s accounts in the aggregate.
In retail outlets
Cashback with a purchase Free of charge More information about shops in Latvia where the cash withdrawal service is available.

Effective from 01.01.2022
Swedbank Credit Card
VISA Platinum Credit Card
Fixed Payment Credit Card		 Gold Revolving Credit Card Platinum Credit Card (Mastercard)
In ATMs
Cash withdrawal at Swedbank ATMs and any ATM network worldwide 2 + 3% of the amount Up to 500 EUR a month free of charge,
over 500 EUR 3% of the amount		 Up to 1000 EUR a month free of charge,
over 1000 EUR 3% of the amount		 In case of using the ATMs of other banks, the operator of the respective ATM network may charge an ATM service fee according to the price list. If cash is withdrawn in the ATMs of other banks, the amount of that transaction will be debited from the account within 2 business days.
Depositing cash in Swedbank's cash deposit machines Free of charge (limited to 5000 EUR a month) Free of charge (limited to 5000 EUR a month) Free of charge (limited to 5000 EUR a month) The limit applies to all cards linked to the customer’s accounts in the aggregate.
In retail outlets
Cashback with a purchase Free of charge Free of charge Free of charge More information about shops in Latvia where the cash withdrawal service is available.
Limits
Cash withdrawal in ATMs 7500 EUR a month 7500 EUR a month 7500 EUR a month The cash withdrawal limit can be raised to 15,000 EUR a month by contacting the bank over the phone or in person at any branch of the bank.

Effective from 01.01.2022
  • Fixed Payment Credit Card

    Fixed Payment Credit Card

    New cards no longer issued to customers from 21.04.2022.
    Service Price, EUR
    Receiving
    Ordering the card Easier via Internet Banking Free of charge The card delivery method can be selected via Internet Banking.
    Card production and delivery Best value by post 2.00-4.00 By post in Latvia - 2.00
    At branches - 4.00     		The fee is debited automatically upon activation of the card. The production and delivery fee for a card produced after expiry of the previous card's validity period is payable by the customer in the last month of the validity period of the previous card or upon activation of the card.
    Accelerated production and delivery of card
    In branch Ķīpsala, Spice Collectable within 4 hours 35.00 The fee is charged in addition to the production and delivery fee. Accelerated card production and delivery can be ordered at branches or by phone via Telephone Banking on 67 444 444. If the card is ordered on business days by 13:30, it will be produced and delivered to branch Ķīpsala (Riga, Balasta dambis 15) or Spice (Riga, Jaunmoku iela 13, s/c Spice Home) within 4 business hours. Next business day delivery to other branches in and outside Riga.
    Other branches in and outside Riga Collectable on the next business day 35.00 The fee is charged in addition to the production and delivery fee. Accelerated card production and delivery can be ordered at branches or by phone via Telephone Banking on 67 444 444. If the card is ordered on business days by 13:30, it will be produced and delivered to branch Ķīpsala (Riga, Balasta dambis 15) or Spice (Riga, Jaunmoku iela 13, s/c Spice Home) within 4 business hours. Next business day delivery to other branches in and outside Riga.
    Using
    Monthly fee 0.00
    Purchases in Latvia and abroad Free of charge
    Currency exchange mark-up 2% The fee is charged if the transaction (purchase or cash withdrawal) is made in a currency other than the card currency. Information about current exchange rates is available on the websites of the international card organizations www.mastercard.com and www.visaeurope.com
    A transfer from the credit card account See Payments Fees for transfers from the credit card account are identical to those for payments from the current account.
    Cash transactions See Cash transactions in ATMs and retail outlets
    Purchase Insurance Free of charge More about Purchase Insurance.
    Interest rate per annum on amount outstanding From 20% The interest rate is set individually and depends on the customer’s credit history, amount of loan obligations, and transfers of regular income to their account with Swedbank.
    Exceeding the credit limit and using the credit limit not repaid on time 0.167% of the exceeded amount per day Excess and overdue penalty.
    Early partial repayment of credit Easier via Internet Banking Free of charge
    Changes in the credit card agreement Free of charge
    Balance in ATMs
    In Swedbank ATMs in Latvia Free of charge
    - In ATMs of other banks 0,40
    Printout of last 5 transactions in Swedbank ATMs in Latvia 0.20
    Emergency cash assistance in Western Union service points 42.00 In cases of loss or blocking of the card.
    Claim processing Free of charge If processing of the claim involves obtaining documentary proof of transactions, then a fee will be charged to the amount of the actual cost of the service.
    Closing
    Closing the card Easier Internet Banking and the mobile app Free of charge Cards can be easily and quickly suspended in the mobile app, and will be closed automatically within 10 days.

    Effective from 01.10.2021.
Swedbank logo

Jūsu Internet Explorer pārlūkprogramma netiek atbalstīta.

Lūdzu izmantot Google Chrome, Mozilla Firefox vai Microsoft Edge pārlūkprogrammu.

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Ar 23.03.2021. Swedbank internetbanka vairs nav pieejama, izmantojot Internet Explorer tīmekļa pārlūkprogrammu.

Tāpat nav iespējams apstiprināt Swedbank maksājumus citās vietnēs, kā arī izmantot Swedbank autentifikāciju, piemēram, latvija.lv.

Turpmāk iesakām izmantot Google Chrome, Mozilla Firefox vai jaunāko Microsoft Edge versiju. Uzziniet, kā uz sava datora uzstādīt kādu no minētajām pārlūkprogrammām, šeit.

С 23.03.2021 Интернет-банк Swedbank недоступен в браузере Internet Explorer.

С помощью Internet Explorer невозможно авторизоваться или осуществлять платежи через Swedbank на сторонних веб-страницах.

Вместо браузера Internet Explorer мы рекомендуем использовать браузеры Google Chrome, Mozilla Firefox или Microsoft Edge. Инструкции по установке упомянутых браузеров можно найти здесь.

From 23.03.2021 Swedbank Internet Bank and Banklink is no longer available using Internet Explorer browser.

It is not possible to authorize or make payments from Swedbank on other web pages using Internet Explorer.

Instead, we suggest using Google Chrome, Mozilla Firefox or the newest version of Microsoft Edge. To find out how to install the suggested browsers, please click here.

Klientu serviss - Инфо и помощь - Customer service: +371 67 444 444

Swedbank
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Time for a new home?

Special offer:

  • For first year – 0% rate + 6-mon. Euribor for homes with energy-efficiency class A*
  • When buying a home in one of the new projects developed by our partners – 0 EUR agreement fee.

* For new loan applications submitted from March 1 till 31 December 2024. A representative example of mortgage loan expenses: the customer takes out a loan of 85,000 EUR, the loan period is 30 years, the applied interest rate is 1,69% + 6 month EURIBOR (3,86% on 11.04.2024.), the monthly payment is 489,60 EUR, the disbursement fee – up to 1020 EUR. The APR calculated for the customer is 5,9% and the total amount payable is 177 265,15 EUR. Changes in the EURIBOR value will affect the amount of monthly payments, APR and the total amount repayable.