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Life insurance to cover loan

  The life sum insured is equal to the size of your credit liabilities. If you do not wish to insure life for the entire amount of credit liabilities, you can opt for a smaller amount. If an insured event takes place, the credit liabilities will be reduced by the selected amount of life insurance. This amount will be paid out in case of disability. Disability means a loss of capacity for work by 80% or more due to accident or illness, if the said fact has been attested by the relevant government institution and the loss of capacity for work lasts 12 months or more.
The disability sum insured is equal to the life sum insured, but not exceeding the limit of EUR 300 000.
The additional disability insurance period shall be in force not longer than till the last day before the customer's 60th birthday. € This contract provides for insurance against loss of income due to unemployment or temporary incapacity for work. This insurance contract is concluded with Swedbank P&C Insurance AS. When an insured event occurs (unemployment or temporary incapacity for work), the insurance indemnity is calculated on the basis of the monthly loan payment in force as of the occurrence of the insured event. The insurance indemnity is paid after a deductible period (30 days) as regular payments once per month till the moment when the insured returns to work, but not longer than for a period of 12 consecutive months. The sum insured per month is equal to the size of your monthly loan payment.
To calculate the insurance premium per month for insurance against borrower's unemployment and incapacity for work, please indicate the monthly loan payment amount. Provide the info - how many years is till the end of your loan contract. Interest rate, that is currently valid in your loan contract. Loan repayments here have indicative purpose. Those are calculated according to loan amount, interest rate and period provided by you and might differ actual repayment schedule in your loan contract.
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“Swedbank” AS
Balasta dambis 15, Riga,
LV-1048, Latvia
BIC/S.W.I.F.T.: HABALV22
Reg. number: 40003074764

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This is Internet Banking site of companies offering financial services - "Swedbank" AS, "Swedbank Līzings" SIA, "Swedbank Atklātais Pensiju Fonds" AS, "Swedbank Ieguldījumu Pārvaldes Sabiedrība" AS, "Swedbank P&C Insurance" AS Latvia branch, "Swedbank Life Insurance" SE Latvia branch. Before signing any agreement read the terms and conditions of the respective service.