2nd pillar pension

Choose the unrivalled* 2nd pillar pension plan!

2nd pillar of pensions is a scheme funded by the government - opportunity to increase your pension by forwarding a part of your social insurance contributions to a professional funds manager, who then invests the funds into securities and operates to make profit.

Accumulated pension funds depend not only on your wage amount, but also on the chosen pension fund manager, investment plan and 2nd pension pillar participation agreement.

* Swedbank’s 2nd pillar pension plan Dinamika was recognized by Investment and Pensions Europe as the best in Central and Eastern Europe in 2016.

What are your 2nd pillar pension contributions?

My net salary

* Calculations are made by taking into account current rate of contributions to the pension 2nd pillar, labor tax rates and nontaxable minimum.

Contributions a year*

Top 3 criteria based on which people choose their 2nd pillar pension manager

Swedbank’s opinion poll about attitude towards 2nd pillar pension savings was conducted in October 2016, surveying 705 respondents in Latvia aged 18 to 74 in Riga, in other Latvian towns and rural territories.

Changing your pension fund manager often can affect your fund growth in a negative way, simply because the change was made at a wrong time. To protect and to increase your savings it is important to stick to one pension fund manager.

More information about the 2nd pillar pension

Select a pension plan that suits you best!

"Swedbank Ieguldījumu Pārvaldes Sabiedrība" AS, the pension fund manager, offers two different pension plans, each with their own investment policies, degree of risks and expected profit levels:

Suitable for you:

  • If you're older than 50 years or
  • If you do not want to risk with your money

Suitable for you:

  • If you are younger than 50 years or
  • If you are ready to take a partial risk on fluctuations of your investments

Useful services

Funds manager "Swedbank Ieguldījumu Pārvaldes Sabiedrība" AS, funds holder "Swedbank" AS, address: Balasta dambis 15, Rīga, LV-1048. 2nd pension pillar plans' catalogues and operating results are available: www.swedbank.lv
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