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Everybody can be an investor

It is easy to start:

  • You can easily make investments from 1 EUR
  • Transactions with Swedbank funds and safekeeping - free of charge
  • Just choose a fund suitable for you and the investment decisions will be made by professional investment managers
  • You can invest in the funds of Swedbank Robur - one of the largest Scandinavian asset managers
  • Choose Swedbank funds, which invest in sustainable companies, for a greener future

Hooray! Swedbank Robur funds are celebrating 3 years! Now you can choose from 20 different funds and invest in them from EUR 1.

Learn more

Which investment fund to choose?

Answer these simple questions and easily filter the Swedbank Robur funds.

1

Where would you like to invest?

1 / 2
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2

Choose the fund’s risk level

Choose the region you would like the fund to invest in

Choose the sector or theme you would like the fund to invest in

The lower the risk, the generally lower the return; the higher the risk, the generally higher the return.

2 / 2

Currently, no Swedbank Robur funds are available with a high risk indicator.

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Based on your answers, you could consider:

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*Important notice about calculator
Purpose of the calculator is to illustrate the return from the investment in a particular time period. Calculator value limits do not refer to maximum or minimum returns in chosen period. Return displayed in the calculator is not guaranteed nor based on real market returns. Fees have not been taken into account. Investing entails risks. Value of any investment may increase or decrease in time. Historic returns do not guarantee similar results in the future. Read more about equity markets average gross return.

Enter the amount of regular contributions for the payment frequency selected. You can select monthly, weekly or quarterly for your regular contributions to the regular investments. Selected earning rate is used for calculations of the estimated results. Earning rates for this contract are not guaranteed and future cannot be predicted. In order to see the impact of different earning rates to your savings you can enter different rates and calculate the results with more positive and negative scenarios. Enter the period in years – for how long you plan to save or invest.
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  • 6 000 
  • 0 
  • 6 000 

What is the compound effect?

*Important notice about calculator
Purpose of the calculator is to illustrate the return from the investment in a particular time period. Calculator value limits do not refer to maximum or minimum returns in chosen period. Return displayed in the calculator is not guaranteed nor based on real market returns. Fees have not been taken into account. Investing entails risks. Value of any investment may increase or decrease in time. Historic returns do not guarantee similar results in the future. Read more about equity markets average gross return.

The average equity markets return indicated in the calculator is the return of MSCI World from 07.10.2002 to 20.09.2023, rounded to the closest percentage point. MSCI World index is one of the most known broad-based indices in the world; it is composed on roughly 1500 large- and mid-cap companies of 23 developed countries. The average return of MSCI World index for any other period may be different. MSCI World is an equity index, so if your desired product or whole portfolio has less than 100% of equity risk, you should use a proportionally lower rate of return in the calculator for illustrative calculations. Furthermore, since MSCI World is calculated in US dollars, then fluctuation of currency rates may impact the rate of return earned in your base currency.

If you have saved 10 000 EUR and get return of 10%, the capital will increase by 1000 EUR. If the return is 10% also next year, the capital will increase by 1100 EUR because then the return is earned from 11 000 EUR (the initial 10 000 EUR of your initial savings plus 1000 EUR from the return of the first year). In the long run, the compound effect can make a big difference.

  • Investing in funds gives you a possibility to earn a higher return as compared to keeping money in your cash account or in term deposits Please be aware that investing entails risk. The value of fund investments may increase or decrease over time. The historic yield does not guarantee similar performance in the future.
  • Swedbank funds are managed by professional investment managers
  • Transactions with Swedbank funds and safekeeping are free of charge
  • Investing into funds gives a possibility to minimize the issuer risk, as investments are done in many different companies
  • Contribute to a greener future by investing in sustainable funds.
Apply for consultation
  1. Select the funds you want to invest in from Investment funds list
  2. Decide on the frequency of your investments:
    • regular investments from 1 EUR
    • a lump-sum investment in the amount you prefer
  3. Place an order for buying fund units. Before the purchase of fund units you will be asked to open an investment account or securities account if you do not yet have an account opened for making investments.

If you need advice, fill out the Investment profile questionnaire or sign up for an investment consultation.

  • In the investment account, you can deposit your own money and make investments in various financial instruments, such as investment funds, equities, bonds etc.
  • No worries about declaring the earned income or paying the income tax after each sales transaction. Further information is available here.
  • A possibility to make transfers to your investment account at another bank.
  • To make filling out the annual tax return convenient and simple, the investment account statement can be prepared on the Internet Banking site.

What are the limitations of an investment account?

  • Cannot make securities transfers or receive securities from third parties or family members.

See further information about the investment account here.

  • For most customers, the investment account is the most suitable solution for more convenient income tax declaration.
  • Securities account could be a better option if you plan to make securities transfers or receive securities from third parties and family members.

What are the limitations of a securities account?

  • After each securities sales transaction that results in profit, you need to perform income declaration and tax calculation. Further information is available here.
  • Need to prepare information for declaration on income from capital gain on your own using the securities account statement.

Further information about securities account available here.

NB! Swedbank Russia Equity fund trading is temporary closed in order to safeguard the interests of all the fund’s shareholders due to the fact that it is currently impossible to ensure a reliable valuation of the funds' holdings.
Please note that other similar mutual funds that are available through Swedbank may also be temporary closed due to the same reasons.
It means, that you can still submit fund subscription and redemption orders (in case of Swedbank Russia Equity fund only redemption orders), however they will be executed only after the fund will be opened for trading again.

Difficult to choose?

Click here and we will guide you!

Pension 2nd Pillar Funds

Currency Date NAV
1 day 1 month 3 months 6 months YTD  
Swedbank Investment Plan “1990+” EUR 13.06.2024 1.5536367
Swedbank Investment Plan “1980+” EUR 13.06.2024 1.5328815
Swedbank Investment Plan “1970+” EUR 13.06.2024 1.5315793
Pension Plan “Dynamics” EUR 13.06.2024 2.7828897
Pension Plan "Stability" EUR 13.06.2024 2.1723738
Swedbank Investment Plan “Dynamics Index” EUR 13.06.2024 1.1181788
CompareShow all

Pension 3rd Pillar Funds

Currency Date NAV
1 day 1 month 3 months 6 months YTD  
Pension Plan “Stability+25” EUR 13.06.2024 1.9174000
Pension Plan "Dynamics+60" EUR 13.06.2024 2.0229000
Pension Plan "Dynamics+100" EUR 13.06.2024 2.7539000
Pension Plan "Dynamics Index" EUR 13.06.2024 1.1371000
CompareShow all
Fund order

Can't choose a fund?

Book a remote consultation or call our investment consultation line on 67444442 (weekdays 9.00–17.00).

Difficult to choose?

Click here and we will guide you!

Difficult to choose?

Click here and we will guide you!

Difficult to choose?

Click here and we will guide you!

Difficult to choose?

Click here and we will guide you!

  • Swedbank Robur is one of the largest Scandinavian asset management companies which has been active since 1967.
  • You can choose investment fund solutions covering most of the major regions of the world, sectors and asset classes.
  • The key objective of Swedbank Robur is to make sustainable investments.
  • Generating a healthy long-term return and encouraging positive development of the environment and the society.
  • Exerting influence on companies to continuously improve in terms of environmental impact and climate change.
  • Refraining from investing in industries that do not support the basic principles of sustainability.
More about sustainability

Check the list of Robur funds:

The strategy that aims to protect against inflation by investing around 30% in equity funds and 70% in fixed-income funds.

  • Risk indicator: 3 out of 7
Read more

The strategy that aims to exceed inflation by investing around 60% in equity funds and 40% in fixed-income funds.

  • Risk indicator: 3 out of 7
Read more

The strategy that aims for maximum growth by investing up to 100% in equity funds.

  • Risk indicator: 4 out of 7
Read more

Investments in various industries in Asia excluding Japan.

  • Risk indicator: 4 out of 7
Read more

Investments globally in the emerging markets countries like Brazil, China, India.

  • Risk indicator: 4 out of 7
Read more

Investments in Japan - 2nd largest developed economy in the world.

  • Risk indicator: 4 out of 7
Read more

Investments in USA – the world’s largest economy.

  • Risk indicator: 5 out of 7
Read more

Investments in companies globally in various industries.

  • Risk indicator: 4 out of 7
Read more

Investments in Europe - one of the wealthiest regions of the world.

  • Risk indicator: 4 out of 7
Read more

Investments in Sweden - one of the most competitive economies in the world.

  • Risk indicator: 5 out of 7
Read more

Investing in emerging European markets like The Balkans, Baltics, Kazakhstan, Poland, Czech Republic and Turkey.

  • Risk indicator: 6 out of 7
Read more

Investments in real estate related companies globally.

  • Risk indicator: 4 out of 7
Read more

Investments in technology companies globally, primarily in companies in the IT sector.

  • Risk indicator: 5 out of 7
Read more

Investments in companies globally that are active in the healthcare industry.

  • Risk indicator: 4 out of 7
Read more

Investments in companies globally that can be expected to provide a high dividend yield.

  • Risk indicator: 4 out of 7
Read more

Investments in companies globally that contribute to meeting the 17 global sustainable development goals of the United Nations.

  • Risk indicator: 4 out of 7
Read more

Investments in high quality European companies debt securities.

  • Risk indicator: 2 out of 7
Read more

Investments in lower quality European companies debt securities with higher return potential.

  • Risk indicator: 3 out of 7
Read more

Investments in corporate bonds with high credit quality issued by Nordic companies.

  • Risk indicator: 2 out of 7
Read more

Sustainable Finance – the EU Sustainable Finance Action Plan: Through new EU action plans and legal requirements, sustainability will become a regulated area for the financial industry. In March 2018, the European Commission launched an action plan to finance sustainable growth with three main objectives: 1) shift capital flows towards sustainable investments in order to achieve sustainable and inclusive growth; 2) address financial risks arising from climate change, environmental degradation and social issues; 3) increase transparency and improve reporting and promote transparency and long-term sustainability in economic activities.

The Disclosure Regulation means that new requirements will be imposed on the disclosure of sustainability-related information. The purpose of the Regulation is to (1) harmonize requirements for sustainability-related information within the EU; 2) increase transparency and clarity regarding sustainability-related information; 3) increase the attractiveness of sustainable investments.

  • Light Green – the fund promotes environmental and/or social characteristics.
  • Dark Green – the fund has sustainable investments as its goal.
  • Other – the fund is not classified as Light Green or Dark Green.

When investing in funds, in Latvia the investors need to pay taxes themselves according to the Personal Income Tax Law. The tax payment procedure depends on the type of account you choose.

  • Tax is payable only if the amounts paid out from the investment account exceed the amounts paid in.
  • Transactions, as well as dividends received on the investment account do not need to be declared separately.
  • To make the completion of the annual income declaration convenient and simple, the investment account statement can be prepared on the Internet Banking site.
  • Profits earned (capital gains) from the transactions must be declared and a 20% tax is payable.
  • Dividends must be declared to the State Revenue Service (VID) and a 20% tax is payable.
  • Fund exchange transactions must be declared as pending transactions.
  • Information for the declaration regarding income from capital gain needs to be prepared on your own using the securities account statement.

document Information on income from securities and the personal income tax payment procedure

Information on taxes if you have an investment account

Watch video

Information on taxes if you have a securities account

Watch video
  • Fund orders submitted to the Bank cannot be cancelled.
  • Fee for fund switch transactions charged only on delivery side.
  • Fund switch subject to the conditions specified in the fund terms.
Service Price, EUR
Receiving
Opening of securities account See Securities account
Securities account statements See Securities account
Subscription, redemption and switch of investment fund units options
  • Fund orders submitted to the Bank cannot be cancelled.
  • Fee for fund switch transactions charged only on delivery side.
  • Fund switch subject to the conditions specified in the fund terms.
Subscription Bond Equity and balanced
Swedbank Group funds Free of charge Free of charge
Regular automatic investment
Swedbank Group funds Free of charge Free of charge
Redemption / switch
Swedbank Group funds Free of charge Free of charge
Monthly Funds Safekeeping Fees
Swedbank Group funds Free of charge
Closing
Closing of securities account See Securities account

Effective from 09.12.2019

  • Fee for the tax reclaim or voting service will be debited from the Client’s cash account linked to the securities account within 15 days after the tax reclaim documents or voting documents were submitted. External costs debiting may also happen in later months depending when the Bank is invoiced by its counterparty. The fee will not be refunded in case the application is rejected by third parties.
  • Maintenance fee of an owner account is charged in addition to monthly securities safekeeping fee. Owner account is an account in the name of the Client opened at Nasdaq CSD SE and used only on behalf of the specific Client.
  • Owner account at Nasdaq CSD SE may be opened only at the branch office.
  • Safekeeping fee is calculated based on the value of the portfolio on the last date of the calendar month. Securities are priced according to the month end prices of the Bank’s local agents, market price or nominal value. Bonds are priced at nominal value. Fees are debited on the 20th or later date of the following month from the Client’s cash account linked to the securities account.
  • ETF safekeeping fee equals to the safekeeping fee of its trading country.
  • Safekeeping of Depositary Receipts (ADR, GDR) is subject to the respective DR Agent’s fees in addition to safekeeping fees.

Effective from 01.04.2023

Service Price, EUR
Receiving
Account opening 0,00-4,50 Via Internet Banking - Free of charge
At branches - 4.50
Account statements
Statement of holdings 0,00-7,00 Via Internet Banking - Free of charge
At branches – 7.00
Statement of transaction 0,00-7,00 Via Internet Banking - Free of charge
At branches – 7.00
Monthly Securities Safekeeping Fees options
  • Safekeeping fee is calculated based on the value of the portfolio on the last date of the calendar month. Securities are priced according to the month end prices of the Bank’s local agents, market price or nominal value. Bonds are priced at nominal value. Fees are debited on the 20th or later date of the following month from the Client’s cash account linked to the securities account.
  • If Client only holds securities of Estonian, Latvian or Lithuanian companies under liquidation or bankruptcy proceedings according to the Nasdaq CSD SE data, no safekeeping fee is charged.
  • ETF safekeeping fee equals to the safekeeping fee of its trading country.
  • Safekeeping of Depositary Receipts (ADR, GDR) is subject to the respective DR Agent’s fees in addition to safekeeping fees.
Swedbank Group funds Free of charge
Baltic securities Free of charge
Other investment funds, equities and bonds*
- Up to 100 000 EUR** Free of charge
- From the value above 100 000 EUR** 0.008%
* Securities registered in Austria, Belgium, Canada, Czech Republic, Denmark, Finland, France, Germany, Hungary, Ireland, Italy, Netherlands, Norway, Poland, Portugal, Russia, Spain, Sweden, Switzerland, UK, USA and Depositary Receipts (ADR, GDR), Eurobonds.
** Swedbank Group Funds and Baltic securities are excluded from the calculation of the portfolio value for safekeeping fee calculation.
Other countries Subject to agreement
Other services options
  • Tax relief at source / tax reclaim and general meeting services are subject to availability on each specific market.
  • Maintenance fee of an owner account is charged in addition to monthly securities safekeeping fee. Owner account is an account in the name of the Client opened at Nasdaq CSD SE and used only on behalf of the specific Client.
  • Owner account at Nasdaq CSD SE may be opened only at the branch office.
Owner securities account opening at Nasdaq CSD SE 50.00
Owner securities account monthly account maintenance 50.00
Participation in general shareholder meeting 120 EUR + external costs + VAT
  • The service fee is subject to 21% VAT.
  • The general meeting service is subject to availability on each specific market.
Processing of electronic voting instructions at general meeting 50 EUR + external costs + VAT
  • The service fee is subject to 21% VAT.
  • The general meeting service is subject to availability on each specific market.
Other corporate action Subject to agreement We set the fee for other corporate actions as „Subject to agreement“ as the range and technical nuances vary.
Tax reclaim 60 EUR + external costs + VAT
  • The service fee is subject to 21% VAT.
  • The tax reclaim service is subject to availability on each specific market.
Tax relief at source Free of charge The tax relief at source service is subject to availability on each specific market.
Mandatory corporate actions Free of charge
Closing
All securities account types Free of charge
Transactions with securities See Securities and Other Exchange-traded financial instruments
Transactions with investment fund units See Investment Funds

Effective from 01.04.2023.

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