Open an account

With us you can take care of your money matters easily and conveniently

Different accounts tailored to your needs
Easy-to-use Internet Banking and mobile app for easy account management

If you want to open an additional account, you can easily do it here in the Internet bank. The account will be opened immediately and you will be able to already start using it.

Open an additional account

Teach financial matters when it’s the easiest to learn new things. Open an account for your child (possible from the age of 6) and apply for a payment card in one of our branches. Book a visit, choosing the time and branch most convenient for you.

Book a visit

Minimize your transaction counterparty risk by securing real estate, car and any other property sale or purchase deal.

Open an escrow account

With the securities account, you have the opportunity to buy and sell securities on your own or through the bank’s brokers, and invest in Latvian or global securities markets.

Open a securities account

If you plan to start your own business, open a company account with Swedbank and get know-how and valuable tools for business development as a bonus. Moreover, remote opening of company account is free of charge!

Open new company account

A basic payment account (with or without additional services) can be opened by private individuals — residents of the European Union, who do not have a residence permit in Latvia, but may not be deported from the country based on Latvian legislation. The person must submit a certificate proving that they do not hold accounts in any other credit institution in the Republic of Latvia. More information is available here.

Book an appointment

You can move your current account and the payments associated with it from one bank to another in Latvia. Current accounts and payment arrangements (such as automatic payment of e-invoices or standing orders) can be moved between banks if they provide services related to current accounts in Latvia and the current accounts are euro accounts. Moving accounts is free of charge. To perform current account switch, please visit any of our branches.

Accounts, payments

Current account

Service		Price, EUR
Receiving
Account opening		Free of charge	Incl. self-employed
Opening an additional account	Easier via Internet Banking	Free of charge
The first verification of documents for customers who hold a personal ID issued outside the EU, the EEA or Switzerland and do not hold a permanent residence permit issued in Latvia.		200.00 50% discount for students, pupils, researchers, teaching staff and contractors whose links with Latvia are based on a study agreement or an employment contract with an educational institution accredited in Latvia.	Documents are inspected within 5 business days. EEA - (European Economic Area) countries - Austria, Belgium, Bulgaria, Cyprus, Czech Republic, Denmark, Estonia, Finland, France (French Guiana, Guadeloupe, Martinique, Réunion), Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Croatia.
Setting up Swedbank's power of attorney	Only in branches	Free of charge
Using
Account maintenance		Free of charge
Maintaining an inactive account		1.00 per month	The fee will be withheld from accounts in which no bank operations have been carried out during the year (with the exception of bank commissions withheld).
Fee for unauthorized debit balance		0% per annumFee is cancelled from 25.07.2019
Other services
Inheritance document processing within 5 business days		12.00, incl. VAT	Document inspection fee
Serving with power of attorney issued by Swedbank	Only in branches	Free of charge
Serving based on a power of attorney certified by a Latvian notary or the Orphan’s Court	Only in branches	12.00, incl. VAT Power of attorney verification fee applicable for each verification	Power of attorney inspection fee. The service will be provided within 2 business days.
Serving based on a power of attorney certified by a foreign notary	Only in branches	12.00-45.00, incl. VAT 45.00, incl. VAT - first check 12.00, incl. VAT - every following check	Power of attorney inspection fee. The service will be provided within 2 business days.
Closing
Closing an account	Easier via Internet Banking	Free of charge	Closure of an additional account can be requested by sending a message on the Internet Banking site or over the phone by calling 67 444 444. To close your only and last account, please visit a branch.
Fee for handling of funds remaining in an account for a customer with whom the bank has terminated business relationship		50.00	The fee is charged once from the total balance of funds that the customer has not transferred to other credit institution within the specified timeframe.

The Bank does not calculate and pay interest on account balances to the Client.

Effective from 01.10.2021.

Securities account

Safekeeping fee is calculated based on the value of the portfolio on the last date of the calendar month. Securities are priced according to the month end prices of the Bank’s local agents, market price or nominal value. Bonds are priced at nominal value. Fees are debited on the 20th or later date of the following month from the Client’s cash account linked to the securities account.
If Client only holds securities of Estonian, Latvian or Lithuanian companies under liquidation or bankruptcy proceedings according to the Nasdaq CSD SE data, no safekeeping fee is charged.
ETF safekeeping fee equals to the safekeeping fee of its trading country.
Safekeeping of Depositary Receipts (ADR, GDR) is subject to the respective DR Agent’s fees in addition to safekeeping fees.

Tax relief at source / tax reclaim and general meeting services are subject to availability on each specific market.
Maintenance fee of an owner account is charged in addition to monthly securities safekeeping fee. Owner account is an account in the name of the Client opened at Nasdaq CSD SE and used only on behalf of the specific Client.
Owner account at Nasdaq CSD SE may be opened only at the branch office.

Safekeeping fee is calculated based on the value of the portfolio on the last date of the calendar month. Securities are priced according to the month end prices of the Bank’s local agents, market price or nominal value. Bonds are priced at nominal value. Fees are debited on the 20th or later date of the following month from the Client’s cash account linked to the securities account.
If Client only holds securities of Estonian, Latvian or Lithuanian companies under liquidation or bankruptcy proceedings according to the Nasdaq CSD SE data, no safekeeping fee is charged.
ETF safekeeping fee equals to the safekeeping fee of its trading country.
Safekeeping of Depositary Receipts (ADR, GDR) is subject to the respective DR Agent’s fees in addition to safekeeping fees.

Securities account

Further information on securities accounts and transactions and payable and paid charges is available from the Bank.
If the Bank is obliged to pay taxes, fees, interest, penalties or incur other costs (that are not covered in the Bank’s price list below) for the provision of securities safekeeping and transaction services to the Client, the Bank shall have the right to debit such amounts from the Client’s Cash Account without Client consent.

Effective from 01.03.2020

Service	Price, EUR
Receiving
Account opening	0,00-4,50 Via Internet Banking - Free of charge At branches - 4.50
Account statements
Statement of holdings	0,00-7,00 Via Internet Banking - Free of charge At branches – 7.00
Statement of transaction	0,00-7,00 Via Internet Banking - Free of charge At branches – 7.00
Monthly Securities Safekeeping Fees options Safekeeping fee is calculated based on the value of the portfolio on the last date of the calendar month. Securities are priced according to the month end prices of the Bank’s local agents, market price or nominal value. Bonds are priced at nominal value. Fees are debited on the 20th or later date of the following month from the Client’s cash account linked to the securities account. If Client only holds securities of Estonian, Latvian or Lithuanian companies under liquidation or bankruptcy proceedings according to the Nasdaq CSD SE data, no safekeeping fee is charged. ETF safekeeping fee equals to the safekeeping fee of its trading country. Safekeeping of Depositary Receipts (ADR, GDR) is subject to the respective DR Agent’s fees in addition to safekeeping fees.
Swedbank Group funds	Free of charge
Other investment funds, equities and bonds*
- Up to 30 000 EUR**	Free of charge
- From the value above 30 000 EUR**	0.008%
* Securities registered in Austria, Belgium, Canada, Czech Republic, Denmark, Estonia, Finland, France, Germany, Hungary, Ireland, Italy, Latvia, Lithuania, Netherlands, Norway, Poland, Portugal, Russia, Spain, Sweden, Switzerland, UK, USA and Depositary Receipts (ADR, GDR), Eurobonds. ** Swedbank Group Funds are excluded from the calculation of the portfolio value for safekeeping fee calculation.
Other countries	Subject to agreement
Other services options Tax relief at source / tax reclaim and general meeting services are subject to availability on each specific market. Maintenance fee of an owner account is charged in addition to monthly securities safekeeping fee. Owner account is an account in the name of the Client opened at Nasdaq CSD SE and used only on behalf of the specific Client. Owner account at Nasdaq CSD SE may be opened only at the branch office.
Owner securities account opening at Nasdaq CSD SE	50.00
Owner securities account monthly account maintenance	50.00
Tax relief at source / tax reclaim	Subject to agreement
Participation in general shareholder’s meeting	Subject to agreement
Closing
All securities account types	Free of charge
Transactions with securities	See Securities and Other Exchange-traded financial instruments
Transactions with investment fund units	See Investment Funds

Effective from 01.03.2020.

Escrow Account

Service		Price, EUR
Receiving
Account opening	Easier via Internet Banking		Account opening, including agreement preparation.
- With standard terms of agreement		Min. 100 Standard turnaround - 0,4% of the amount, min. 100,00 On urgent basis - 0,6% of the amount, min. 200,00
- With non-standard terms of agreement		Agreed on case-by-case basis, min. 200,00 Standard turnaround - min. 200,00 On urgent basis - min. 500,00
- When granting a mortgage loan		0.4% of the amount (min. 50.00, max. 200.00)	Account opening with granting a mortgage loan at Swedbank.
Setting up account additionally in foreign language		Agreed on case-by-case basis, min. 100,00 On standard terms of agreement - 100,00 On non-standard terms of agreement - agreed on case-by-case basis, min. 100,00	In English or Russian.
Verification of documents issued outside Latvia (ID, passport, business supporting documents, etc.)		200,00 The fee is collected in advance and may be increased in some cases
Serving with a power of attorney issued by other institutions		See Current account
Using
Account handling		0.00 - 150.00 On standard basis - 0.00 On urgent basis - 150.00	Handling includes document inspection and payment execution on standard basis - within 3 business days; on urgent basis - within 24 hours (for payments in foreign currencies and/or other bank outside EEA countries; see Payments)
Changes
- In standard terms of agreement		50.00	Fee charged for each instance of making changes.
- In non-standard terms of agreement		As agreed in each case Min. 70.00	Fee charged for each instance of making changes.
Provision of information		Free of charge	Information about the escrow account status and transactions.
Closing
Account closure		Free of charge

Effective from 01.03.2017

Payments in EUR

Service	Payment submission type and time	Price, EUR
		via Internet Banking	via Branch/Telephone Banking
		Shared
Intra-bank payments
To own or other person's account at Swedbank Latvia	Immediately	Free of charge	3.00
European payments*
To other bank in Latvia or to the European payments area countries	Economy Delivery of funds to beneficiary bank or intermediary bank on the same business day as when the Bank accepts the customer’s order. 16:00	0.36 Free of charge for account holders of up to 22 years of age.	3.00
	Express Delivery of funds to beneficiary bank or intermediary bank on the same business day, within an hour after the Bank accepts the customer’s order. 16:00	15.00	20.00
To an account at Swedbank Group Payments to Estonia, Lithuania, Sweden, Denmark, Finland, Norway.	Economy Delivery of funds to beneficiary bank or intermediary bank on the same business day as when the Bank accepts the customer’s order. 17:30	0.36 Free of charge for account holders of up to 22 years of age.	3.00
International payments
To other bank outside the European payments area countries (and European payments if beneficiary’s IBAN is not specified)		Shared/Payer	Shared/Payer
	Economy Delivery of funds to beneficiary bank or intermediary bank 2 business days after the Bank accepts the customer’s order. Unrestricted	12.00 / 23.00	15.00 / 27.00
	Standard Delivery of funds to beneficiary bank or intermediary bank the next business day after the Bank accepts the customer’s order. 16:00	15.00 / 27.00	20.00 / 30.00
	Express Delivery of funds to beneficiary bank or intermediary bank on the same business day as when the Bank accepts the customer’s order. 14:00	22.00 / 43.00	22.00 / 43.00

Time of submitting payment - the latest when the specific type of payment may be submitted. If no time of submitting is indicated, the payment may be submitted as long as the branch is open or at any time in the remote banking channels.

Shared - the price includes only Swedbank's fees; any other payment-related charges (by correspondent bank, beneficiary bank) are covered by the beneficiary. The Bank will remit the payment to the correspondent bank or the beneficiary bank with a note "SHA" in the corresponding S.W.I.F.T. message field "Details of charges". The payment will be credited to the beneficiary’s account by the beneficiary bank after deduction of all charges, if any, from the payment amount.

Payer - the payer undertakes to cover all costs associated with the payment, including any extra fees charged by the banks involved in execution of the payment. The Bank is entitled to debit them from the Customer’s Account without any additional approval by the Customer. The Bank assumes no responsibility for non-compliance, by any of the banks involved (correspondent bank or beneficiary bank), with the Bank’s instructions or for not receiving the full amount of the payment due to other reasons beyond the control of the Bank.

* European payments or SEPA (Single Euro Payments Area) - euro payments to a European bank (bank, that is located in EU member states and in United Kingdom, Andorra, Gibraltar, Iceland, Liechtenstein, San Marino, Monaco, Norway, Switzerland and Vatican (Holy See)).

Effective from 01.10.2021.

Payments in Foreign Currency

To own or other person's account at Swedbank Latvia
To other bank in Latvia or to the European payments* area countries
To other bank outside the European payments* area countries
To an account at Swedbank Group

Service	Payment execution mode	Price, EUR
		via Internet Banking	via Branch/Telephone Banking
To own or other person's account at Swedbank Latvia
All foreign currencies	Immediate	Free of charge	3.00

Effective from 11.01.2022.

The permitted fee type is “Shared” or “SHA”, except to the United Kingdom or Switzerland where the permitted fee type is “Shared/Payer” or “SHA/OUR”. The fee in case of “Payer” or “OUR” is specified in the Price List in the section “Payments in Foreign Currency” > “To other bank outside the European payments area countries”.

Service	Currency	Payment submission time	Price, EUR
			via Internet Banking	via Branch/Telephone Banking
			Shared
*To other bank in Latvia or to the European payments area countries**
Economy Delivery of funds to beneficiary bank or intermediary bank 2 business days after the bank has accepted the customer’s order.	All foreign currencies	Unrestricted (AED, ILS, INR, BGN)	12.00	15.00
Standard Delivery of funds to beneficiary bank or intermediary bank the next business day after the bank has accepted the customer’s order.	USD	16:00	15.00	20.00
	GBP, SEK, AUD, CHF, HKD, HRK, JPY, MXN, NZD, SGD, THB, TRY, ZAR, CZK, DKK, HUF, NOK, PLN, RON	14:00
	CAD	15:00
Express Delivery of funds to beneficiary bank or intermediary bank on the same business day as when the bank has accepted the customer’s order.	USD	15:00	22.00	30.00
	GBP, SEK	12:30	22.00	30.00

Effective from 21.03.2022.

Service	Currency	Payment submission time	Price, EUR
			via Internet Banking	via Branch/Telephone Banking
			Shared/Payer	Shared/Payer
*To other bank outside the European payments area countries**
Economy Delivery of funds to beneficiary bank or intermediary bank 2 business days after the bank has accepted the customer’s order.	All foreign currencies	Unrestricted (AED, ILS, INR, BGN)	12.00 / 23.00	15.00 / 27.00
Standard Delivery of funds to beneficiary bank or intermediary bank the next business day after the bank has accepted the customer’s order.	USD	16:00	15.00 / 27.00	20.00 / 30.00
	GBP, SEK, AUD, CHF, HKD, HRK, JPY, MXN, NZD, SGD, THB, TRY, ZAR, CZK, DKK, HUF, NOK, PLN, RON	14:00
	CAD	15:00
Express Delivery of funds to beneficiary bank or intermediary bank on the same business day as when the bank has accepted the customer’s order.	USD	15:00	22.00 / 43.00	30.00 / 50.00
	GBP, SEK	12:30	22.00 / 43.00	30.00 / 50.00

Effective from 21.03.2022.

Swedbank Group payment price applicable if SWIFT codes specified correctly in the payment order, e.g. HABAEE2X, HABALT22, SWEDSESS, SWEDDKKK, SWEDFIHH, SWEDNOKK. Allowed commission type "Shared" or "SHA".

Service	Currency	Payment submission type and time	Price, EUR
			via Internet Banking	via Branch/Telephone Banking
To an account at Swedbank Group
Payments to Estonia, Lithuania, Sweden, Denmark, Finland, Norway	USD, SEK	Economy The funds will be delivered to the beneficiary bank on the same business day, as from the moment when the bank has accepted the customer's order.	2.00	3.00
	DKK, NOK, GBP Only to Estonia or Lithuania	Economy The funds will be delivered to the beneficiary bank on the same business day, as from the moment when the bank has accepted the customer's order.
	All foreign currencies	Economy Delivery of funds to the beneficiary bank or intermediary bank after 2 business days. Unrestricted (AED, INR, ILS, BGN until 14:00)

Effective from 11.01.2022.

Standing orders and E-invoices

Service		Price, EUR
Standing orders
Standing order registration	Best value via Internet Banking	0.00 - 3.00, incl. VAT Via Internet Banking - 0.00 At branches - 3.00, incl. VAT
Standing order automated payment		See Payments Payment fee according to current pricelist for payments to own or other person's Swedbank account, to other banks in Latvia and abroad.
Early termination of standing orders		Free of charge
E-invoices
Registration of e-invoice receipt application or automated payment agreement	Easier via Internet Banking	0.00 - 3.00, incl. VAT Via Internet Banking - 0.00 At branches - 3.00, incl. VAT	If both actions - signing up for receipt of e-invoice and signing agreement for automated payment of e-invoices - are performed at branch, then only one fee will be charged.
E-invoice receipt	Easier via Internet Banking	Free of charge	List of companies, offering e-invoices.
E-invoice payment		0.00 - 0.36 To account with Swedbank - 0.00 To another bank in Latvia - 0.36
Amendment or termination of e-invoice automated payment agreement, discontinuation of e-invoice	Easier via Internet Banking	Free of charge

Effective from 01.10.2021

Other Payment Services

Service	Price, EUR
Investigation or correction of a payment (sent, received or non-received)
In case of error by Swedbank	Free of charge
If the beneficiary's account is with Swedbank or other commercial bank in Latvia or Swedbank Group	10.00 + actual costs
Investigation or correction of foreign payments	35.00 + actual costs
Payment revocation
In case of error by Swedbank	Free of charge
If the beneficiary's account is with Swedbank or other commercial bank in Latvia or Swedbank Group	17.00 + actual costs
If the beneficiary's account is outside Latvia	55.00 + actual costs
Incoming currency payment's crediting into account/processing in currency
From other account at Swedbank or other bank in Latvia, EU regulated payments	Free of charge
Crediting of incoming currency* payments to account in a currency from abroad and if the fee is to be covered by the beneficiary or on a shared basis *incl. International payments in EUR currency	3.00
Payments from abroad with the instruction that the fee is payable by the payer	Free of charge
Other services
Additional processing (verification, confirmation or cancellation) of payments made via Internet Banking, according to the Remote Banking Services Agreement	7.00
Currency exchange in current account	0.00 - 3.00 Via Internet Banking - 0,00 Via Telephone Banking - 3,00 At branches – 3,00	Easier Internet Banking
Accepting an enforcement officer's and State Revenue Service's orders for execution	10.00 According to enforcement officer's order and State Revenue Service's collection order pursuant to statutory procedure (per each instance) and currency exchange into EUR (in case there are no funds in EUR in the account), the fee for transfers is charged according to the price list Payments.
State Revenue Service/enforcement officer payment processing	0.36

Investigation or revocation of a remitted or non-received payment - payment for the service does not guarantee the return of funds to customer’s account. Refunding of an executed payment is possible with the beneficiary’s consent only. If investigation shows that Swedbank has made an error, the charge will be refunded to the customer. Actual costs means the fees that a correspondent and/or beneficiary bank may charge independently from Swedbank for investigation or correction of a payment order.

Effective from 01.10.2021.

Price list for customers who joined the Senior service program before 01.09.2016.

Product/service	Price, EUR
Swedbank Classic Debit Card		The price is applied to the account holder’s one card. If that is the account holder’s only active payment card, then that card may also be in the name of other holder.
Receiving the card
- New card	0.71	New card - a card ordered for the first time.
- Replaced card	0.71	Replaced card - a card produced by the bank if the existing card is lost, stolen or damaged.
- Renewed card	0.00 - 0.71 By post in Latvia - 0.00 At branches - 0.71	Renewed card - a card produced by the bank when the existing card expires.
Card's monthly fee	0.43
Payments in Latvia
To own account at Swedbank in EUR	0.00 - 3.00 Via Internet Banking - 0.00 Via Telephone Banking - 0.00 At branch - 3.00
To other person's account at Swedbank in EUR	0.00 - 3.00 Via Internet Banking - 0.00 Via Telephone Banking - 0.71 At branch - 3.00 In ATM - 0.00 (Paying bills from Lattelecom, Latvenergo, Latvijas Gāze, LMT, Tele2)
To own account or other person's account at Swedbank in foreign currencies	0.00 - 2.13 Via Internet Banking - 0.00 Via Telephone Banking - 0.71 At branch - 2.13 In ATM - 0.00 (Paying bills from Lattelecom, Latvenergo, Latvijas Gāze, LMT, Tele2)
To another bank in Latvia, EUR	0.36 - 3.00 Via Internet Banking - 0.36 Via Telephone Banking - 1.07 At branch - 3.00

Effective from 15.10.2017.

Cash transactions in branches

Service	Price, EUR
Ordering cash of 6000 EUR or more	50 % of the cash withdrawal fee	When cash is ordered in advance, 50 % of the cash withdrawal fee is charged at the time of ordering. The rest of the fee is charged upon collecting the order. If the order is not collected, the fee already charged will be not be refunded. Withdrawal of amounts from 6000 EUR (including) at branch must be ordered two working days in advance by 13:00. Users of remote services can order cash by phone on 67 444 444 or in their Swedbank Internet Banking user account.
EUR coin processing when performing cash transactions, incl. coin exchange and changing coins into banknotes	1.00 for every 50 items	Only EUR coins are accepted and paid out. The coin processing fee is charged in addition to any fee for money deposit or withdrawal. The bank does not accept coins that are scratched, mechanically damaged or changed their original appearance.
Money deposit
To own Swedbank account		Also for cash deposits into accounts of Swedbank or Swedbank Group affiliates to cover company’s contractual obligations related to these companies or commissions for used services.
- Up to 9.99 EUR	Free of charge 1x a month
- Above 9.99 EUR	0.5% of the amount (min. 10.00)
Money withdrawal
1. Withdrawal of amounts from 6000 EUR (including) at branch must be ordered two working days in advance by 13:00 o’clock. Withdrawal must be ordered in advance in person at a branch, or users of remote services can order by phone on 67 444 444 and in their Swedbank Internet Banking user account. 2. When ordering cash from 6000 EUR (including), 50% of the cash withdrawal fee is charged at the time of ordering. The rest of the fee is charged upon collecting the order. If the order is not collected, the fee already charged will be not be refunded.
From account at Swedbank
- Up to 9.99 EUR	Free of charge 1x a month
- Above 9.99 EUR	1% of the amount, min. 10,00	Withdrawal of amounts from 6000 EUR (including) at branch must be ordered two working days in advance by 13:00. Users of remote services can order cash by phone on 67 444 444 or in their Swedbank Internet Banking user account. When cash is ordered in advance, 50% of the cash withdrawal fee is charged at the time of ordering. The rest of the fee is charged upon collecting the order. If the order is not collected, the fee already charged will be not be refunded.
Cash withdrawal from a blocked account	15.00
Cash deposit and withdrawal transactions

For branches that handle cash, see the list

Cash transactions over EUR 15,000 can be performed at the branch “Ķīpsala”, Liepāja, Valmiera or Daugavpils branch.

Bank does not accept or replace EUR banknotes with indiscernible security elements and nominal value (e.g. burnt, stained with oil, coloured, damaged in washing machine or otherwise, as a result of which the banknote is discoloured).

Effective from 01.02.2022

Cash operations in ATM and traders

	Debit card EUR
In ATMs
Cash withdrawal in ATMs of Swedbank and cooperation partners		In Swedbank Group ATMs in Latvia, Lithuania, Estonia, as well as in ATMs of SEB Bank in Latvia. The default limit on cash withdrawals is 1,400 EUR a day.
- up to 750 EUR a month	Free of charge
- above EUR 750 a month	0.5% of the amount
Cash withdrawal in other banks’ ATMs and in other banks	2.00 + 3% of the amount
Depositing cash in Swedbank's cash deposit machines	Free of charge	The limit applies to all cards linked to the customer’s accounts in the aggregate.
Limits
Cash withdrawal in ATMs	Limited to 7500 EUR a month	The limit applies to all cards linked to the customer’s accounts in the aggregate. The cash withdrawal limit can be raised to 15,000 EUR a month by contacting the bank over the phone or in person at any branch of the bank.
Depositing cash in Swedbank's cash deposit machines	Limited to 6000 EUR a month	The limit applies to all cards linked to the customer’s accounts in the aggregate.
In retail outlets
Cash withdrawal in retail outlets	Free of charge	More information about shops in Latvia where the cash withdrawal service is available.

Effective from 01.01.2022

	Swedbank Credit Card VISA Platinum Credit Card Fixed Payment Credit Card	Gold Revolving Credit Card	Platinum Credit Card (Mastercard)
In ATMs
Cash withdrawal in ATMs of Swedbank and cooperation partners, other banks’ ATMs and in other banks	2 + 3% of the amount	Up to 500 EUR a month free of charge, over 500 EUR 3% of the amount	Up to 1000 EUR a month free of charge, over 1000 EUR 3% of the amount
Depositing cash in Swedbank's cash deposit machines	Free of charge (limited to 6000 EUR a month)	Free of charge (limited to 6000 EUR a month)	Free of charge (limited to 6000 EUR a month)	The limit applies to all cards linked to the customer’s accounts in the aggregate.
In retail outlets
Cash withdrawal in retail outlets	Free of charge	Free of charge	Free of charge	More information about shops in Latvia where the cash withdrawal service is available.
Limits
Cash withdrawal in ATMs	7500 EUR a month	7500 EUR a month	7500 EUR a month	The cash withdrawal limit can be raised to 15,000 EUR a month by contacting the bank over the phone or in person at any branch of the bank.

Effective from 01.01.2022

Fee information

To improve transparency and comparability of fees, banks are obliged to make available the following documents:

The Fee Information Document (FID), which must be provided to prospective clients, and sets out pre-contractual fee information for payment account linked services.
List of standardized terms of services most frequently used in the Republic of Latvia and their definitions, which lists and defines payment account linked services in a standardised manner.
Statement of Fees (SoF), which must be provided to each client, showing an overview of fees charged and interest paid in a year. Statement of Fees will be available in customer Internetbank starting from 5 june, 2019.

documentFee information document

To improve transparency and comparability of fees, banks are obliged to make available the following documents:

The Fee Information Document (FID), which must be provided to prospective clients, and sets out pre-contractual fee information for payment account linked services.
List of standardized terms of services most frequently used in the Republic of Latvia and their definitions, which lists and defines payment account linked services in a standardised manner.
Statement of Fees (SoF), which must be provided to each client, showing an overview of fees charged and interest paid in a year. Statement of Fees will be available in customer Internetbank starting from 5 june, 2019.

documentList of standardized terms of services

For the full price list, click here.
All the terms and conditions are available here.

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Accounts, payments

Current account

Securities account

Effective from 01.03.2020

Escrow Account

Payments in EUR

Payments in Foreign Currency

Standing orders and E-invoices

Other Payment Services

Price list for customers who joined the Senior service program before 01.09.2016.

Cash transactions in branches

Cash operations in ATM and traders

Fee information

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