Apply for a state-guaranteed study loan and student loan and learn new knowledge in a field that interests you.
If you’re currently a student and you wish to obtain the bank’s financing for your further studies - fill out the application at the moment when you’ve been transferred to the next semester and the school has updated the data about the new semester in the VIIS system.
Borrow responsibly by fairly assessing your loan repayment capabilities.
Fill out an application after enrolling in a higher education institution in Latvia.
Study loan meant for covering tuition fees at accredited higher education establishments ("tertiary institutions") in Latvia.
If you're matriculated at a Latvian higher education institution in an accredited and licenced study programme and have signed a contract with the educational establishment, apply for a state-guaranteed study loan:
The guarantee (state surety) is provided by the financial institution ALTUM.
Student loan meant for covering the day-to-day needs of the student.
If you're matriculated at a Latvian higher education institution in an accredited and licenced study programme and have signed a contract with the educational establishment, apply for a state-guaranteed student loan:
After enrolling at a higher education institution, fill out an application via Internet Banking or book a visit to a branch office.
Now you can focus all your attention on studies!
If you're not a Swedbank customer yet, you can become our customer already in advance so as to speed up the agreement conclusion process.
Before signing your contract with the higher education institution, carefully read the terms and conditions of the study contract to avoid incurring unexpected expenses in case we're unable to grant you the loan.
The loan is available to citizens and non-citizens of Latvia, as well as EU/EEA citizens and permanent inhabitants of the European Community holding a valid residence permit for studying in study programmes of accredited and licenced higher education institutions of Latvia - for bachelor, master, doctor degree and first level professional higher education programme students.
If the borrower gets the status of an unemployed person, the principal repayments on both the study loan and the student loan are deferred for the time of unemployment but not more than 12 months.
If the borrower consecutively continues studying in an accredited programme, deferral of repayment of the study loan principal is continued (provided that the break between studies does not exceed 11 months).
All in all, the repayment commencement period for all study loans may not exceed 10 years from the moment of concluding the first agreement for a study loan guaranteed by ALTUM guarantee.
If a child is born (including adoption of a child) to the borrower during studies or after graduation from higher education institution, the state will repay 30% of the outstanding balance of the borrower's student loan as of the date of submitting the borrower's loan discharge application for each child after the borrower has completed the studies. If both parents are borrowers, the condition applies to both parents.
A student reference is a document submitted by the student to the bank in order to substantiate amendments necessary in the loan agreement, such as postponement of loan repayment for a set period of time.
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