Credit line


A loan for making your plans come true

The credit line is a good solution when you need money for somewhat larger urgent purchases or a long-cherished plan. It is also the ideal option if you intend to use the required amount gradually, in parts.

  • The amount of the credit line is between 1000 EUR and 12 000 EUR, however not more than an equivalent of 3 salaries.
  • Money is available in the account right after setting up the contract.

Steps towards receiving credit line

  1. Fill out the credit line application via Internet Banking or at any branch.
  2. After submitting your application, a bank employee will contact you in 2 business days' time to arrange the next steps.
  3. Sign the credit line agreement on the Internet Banking site.
  4. After signing the agreement, the money will be transferred to your account at Swedbank.
  5. Congratulations! Now you can materialize your plans.

Eligibility criteria

  • Passport (if not in possession of account with Swedbank);
  • At least 18 years of age;
  • Regular income of at least EUR 500 a month after taxes;
  • Positive credit history (if any loans have been taken out in the past);
  • Total monthly loan payments do not exceed 30% of the total monthly income;
  • Customers who, at the time of issuing the loan, do not receive their income in their account with Swedbank, must ensure, within the following 3 months, that salary or funds equivalent to their salary are transferred to their account at Swedbank.