Small loan

The loan is suitable for turning various plans into a reality:

• For consumer needs
• For home improvements
• For car repairs
• For buying household appliances
• For buying furniture
• For education or qualification
• For other larger purchases

• Fill out the application
• In 50% of cases, we reply within a few minutes, but processing an individual application can take a couple of business days
• We will let you know about the decision made by a text message or a phone call.
• Find out the interest rate and other terms and conditions offered in the agreement.
• Sign the agreement remotely. New lending transactions may be concluded via Internet Banking between 07.00 AM and 10.00 PM. Automated aggregation and registration of data on transactions concluded during the day takes place after 10 PM and, pursuant to the Consumer Rights Protection Law, it is prohibited to enter into consumer lending contracts during night time until 7 AM.
• The money will be credited to your Swedbank current account immediately after signing the agreement.
• You can check your applications and agreements in the “My obligations” section.

• Loan from 300 to 20,000 EUR
• Interest rate from 9.9% per year. It is set for each customer individually and depends on your credit history, current obligations and loan amount
• Loan processing fee – 2% of the amount, min. 15 EUR
• You must be at least 18 years of age
• Income – from 450 EUR a month after taxes, with a co-applicant – from 1200 EUR
• Existing loan obligations are performed without any arrears

• Loan repayment period from 6 months to 5 years
• Monthly payments for the loan will be debited automatically from your Swedbank account
• You can set and change the payment date, as well as keep track of the repayment schedule
• The loan may be repaid early (in part or in full) without any extra charge via Internet Banking If you perform your obligations in full early, you can apply for a proportional reduction of the total cost of credit. After full early performance of your obligations, you can apply for a reduction of the total cost of credit by sending an Internet Banking message to the bank.
• If you exercise your right of withdrawal and notify the bank of your wish to cancel the agreement within 14 days of receiving the loan amount, you will have to repay the loan received plus interest on the actual use of the loan amount

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