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Car loan

Have a great trip with your new car!

Car loan is a convenient solution for buying a used car or motorcycle.

  • No down payment.
  • Choose also CASCO insurance and get a 15% discount*
  • Money is transferred to the account immediately after the conclusion of the contract.

*Discount valid from 05.02.2021 to 05.05.2021 when signing the Car Loan Agreement and applying for CASCO insurance here. The discount will be applied to the insurance premium for 12 months from the moment of entry into the contract.


Car loan calculator


This calculation is indicative and may differ from the final terms and conditions offered to you. The interest rate depends on the customer profile and the vehicle selected.

Basis for the calculationApplication form for contract changes
Monthly payment
Commission fee

Car loan is a convenient solution if you’re looking for a used car, motorcycle or other type of vehicle that can be registered with CSDD..

  • Money is transferred to your account immediately after concluding the agreement and you have 30 days to buy and register the car. After that, the car will be your property and you won’t have to notify the bank when you decide to sell it.
  • Car valuation not required.
  • CASCO insurance optional.
  1. Fill out an application via Internet Banking.
  2. We will inform you of the decision made by phone, text message or Internet Banking message.
  3. Sign the agreement via Internet Banking. Money will be transferred to your current account within minutes.
  4. Congratulations! Soon you will be the owner of a new car. Register the car in your name within 30 days.

Important! Don’t forget to take out your MTPL policy.

  • Loan amount from 3000 to 12000 EUR.
  • Loan repayment period from 6 months to 7 years.
  • Interest rate from 7.9% to 16.9% depending on the loan amount and credit history.
  • Agreement fee is 1% of the loan amount (min. 100 EUR).
  • Monthly income after taxes must be at least 600 EUR, together with a co-borrower at least 800 EUR.

Important! The vehicle must be registered in your name with CSDD within 30 days; otherwise the interest rate on the loan will be raised to 19%.

Service Price, EUR
Loan disbursement Easier via Internet Banking 1% of the amount. min. 100.00
Interest rate From 7.9% per annum
Change of monthly payment date or the linked account Best value via Internet Banking 0.00 - 7.00
Other changes in the credit agreement Easier via Internet Banking 25.00
Early partial repayment of credit Easier via Internet Banking Free of charge
Full early repayment of the loan Easier via Internet Banking Free of charge

Effective from 18.04.2017.

Changes in loan agreement

With the self-service feature on the Internet Banking site, you can free of charge:

  • Change the payment date.
  • Change the payment account.
  • Make early partial repayment.

Your car can be a step towards to a more sustainable lifestyle

Did you know that transport is responsible for 30% of the total CO2 emissions? But car industry is also bringing lots of new possibilities. Eco-friendly cars are not only better for the environment, they also tend to have lower ownership costs.

  1. Choosing electric, hybrid or other low CO2 emission car is your chance to be more environment friendly. We have special leasing offer for eco-friendly cars.
  2. Carpooling can reduce your environmental footprint by 3-4 times. Start small - give a ride to a colleague and try to do carpooling as often as you can.
  3. Walk, bike or use public transportation when possible. By the way, 30 minutes of fast-paced walk a day is a good workout and a great mood booster.

When buying a new car, bring your attention to the fuel economy and environmental labels – they indicate how much CO2 emissions your car produces.

Zero & low emission
vehicles (electric, plug-in vehicles)

Low & average emission
vehicles (mostly hybrid vehicles)

Average & high emission
vehicles (diesel, petrol vehicles)

Calculate how much carbon footprint does your transport choice create monthly?
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  • 0

Calculator's methodology based on ClimateCare.

Suitable for buying a new or more expensive car.

  • CASCO insurance will reimburse for your losses.
  • Free technical assistance on the road.

All financial services agreements in one place. No worries about payments as they will be debited automatically from your current account.

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