Find the suitable loan

The data provided by the calculator is for information only, however it gives you a picture of what could be the size of your monthly payments.

Representative example of small loan expenses: loan amount - 5000 EUR, repayable within 2 years (24 months), interest rate applied – 15,9%, monthly payment – 254,32 EUR, agreement fee – 100 EUR, annual percentage rate (APR) – 19,89%, total amount repayable – 5951,84 EUR.

Representative example of car loan expenses: When a loan of 8000 EUR is taken out for a period of 7 years (84 months), the applied interest rate is 7.9%, the monthly payment is 125 EUR, the agreement fee is 100 EUR. Annual percentage rate (APR) - 8.628%. Total amount repayable by the consumer - 10 475 EUR.

Representative example of financial lease expenses: If you take out a 5-year finance lease to buy a car worth 25,000 EUR and make a down-payment of 15% of the purchase price, with interest rate: 2.29% + 6-month Euribor (Euribor value 04.01.2023.: 2.761%), fee: 1.5% of the car’s purchase price, the total amount repayable will be 24 465.63EUR (excluding down-payment) with the monthly payment of 402 EUR and the annual interest rate (APR): 6.03%.

Representative example of home small loan expenses: When a loan of 9000 EUR is taken out for a period of 8 years, the applied interest rate is 7.9%, the monthly payment is 127.26 EUR, the agreement fee is 100 EUR. Annual percentage rate (APR) – 8.64%. Total amount repayable by the customer - 12414.31 EUR.

A representative example of mortgage loan expenses: the customer takes out a loan of 65,000 EUR, the loan period is 20 years, the applied interest rate is 1,99% + 6 month EURIBOR (2.77% on 06.01.2023.), the monthly payment is 420 EUR, the disbursement fee – up to 1.2% of the credit amount. The APR calculated for the customer is 4.76% and the total amount payable is 101 160 EUR. Changes in the EURIBOR value will affect the amount of monthly payments, APR and the total amount repayable.

A representative example of mortgage loan expenses: the customer takes out a loan of 65,000 EUR, the loan period is 20 years, the applied interest rate is 1,79% + 6 month EURIBOR (assuming that EURIBOR is equal to zero), the monthly payment is 324.30 EUR, the disbursement fee – up to 1.2% of the credit amount. The APR calculated for the customer is 1.96% and the total amount payable is 78 304.20 EUR. Changes in the EURIBOR value will affect the amount of monthly payments, APR and the total amount repayable.

Representative example of solar loan expenses: When a loan of 8000 EUR is taken out for a period of 8 years (96 months), the applied interest rate is 5.9%, the monthly payment is 106.40 EUR, the agreement fee is 100 EUR. Annual percentage rate (APR) - 6.51%. Total amount repayable by the consumer - 10 208 EUR.

Representative example of Home Energy Efficiency Loan expenses: When a loan of 35 000 EUR is taken out for a period of 20 years, the applied interest rate is 1.79% + 6 months EURIBOR (2.77% on 06.01.2023.), the monthly payment is 223 EUR, the loan disbursement fee is 420 EUR. Annual percentage rate (APR) – 4.78%. Total amount repayable by the consumer – 53 717 EUR. Changes in the EURIBOR value will affect the amount of monthly payments, APR and the total amount repayable.

Representative example of credit card expenses: a customer signs an agreement for a credit card with a EUR 500 limit, the agreement fee is EUR 2, the applicable interest rate is 21%. The annual interest calculated for the customer is 32.33% and the total amount to be repaid will be EUR 576.61 (calculated on the assumption that the credit is used immediately and in full, and is repaid within one year in equal monthly payments). The information in the table may be different from the terms offered to you.

Representative example of study loan expenses: When a loan of 5000 EUR is taken out for a period of 10 years, the applied interest rate is 3.5%+6-month Euribor, the monthly payment is 49.56 EUR, there is no agreement fee. Annual percentage rate (APR) – 3.61%. Total amount repayable by the consumer – 5946.43 EUR.

The insurer is Swedbank P&C Insurance AS, which is represented in Latvia by Swedbank P&C Insurance AS Latvian branch and the insurance agent is Swedbank AS.