Beware of scammers calling and asking for card and Internet Banking details or Smart-ID codes. Keep in mind - confirm with the Smart-ID or PIN calculator only the operations that you’ve initiated yourself (such as logging in to Internet Banking, making payments, registering the mobile app on a new device etc.).

Currently, visits to branches are possible by prior appointment only. Book an appointment

Apple Pay

Pay for your everyday purchases with your iPhone, iPad, Apple Watch or MacBook!

  • Easy and secure way to pay
  • Pay wherever contactless payments are accepted
  • Also works for in-app and web payments
  • New! Possibility to Make savings with each card purchase

Apple Pay allows using your Apple device to pay with Swedbank’s private contactless cards.

Apple Pay is accepted in any contactless terminals, in apps and on the web with certain retailers worldwide where you see the Apple Pay sign.

Standard card purchase limits apply to paying with Apple Pay.

Use Apple Pay on iPhone, iPad, Apple Watch or MacBook. Find out the supported Apple devices here.

Use Swedbank cards:

  • MasterCard contactless debit cards - Swedbank Payment Card, Swedbank ISIC Scholar Card, Swedbank ISIC Student Card, Swedbank Private Banking Card.
  • MasterCard contactless credit cards - Fixed Payment Credit Card, Swedbank Credit Card, Gold Credit Card, Platinum credit card.

When you make a purchase, Apple Pay uses a device-specific number and a unique transaction code. So, your card number is never stored on your device or on Apple servers, and when you pay, your card number is never shared by Apple with merchants.

When you pay with a bank card added in Apple Pay, Apple Pay doesn’t keep transaction information that could be traced back to you.

There’s no need to cancel your debit or credit card(s) if you lose your phone, as card details aren’t stored there. Go to icloud.com/find, use your Apple ID account to lock your phone.

Purchases, just like all card purchases, are covered by the bank’s protection against fraud, so you can shop stress-free.

To start using Apple Pay, you need to:

  1. Have a compatible iPhone or other Apple device.
  2. Have a Swedbank MasterCard card with the contactless functionality switched on.
  3. Be a Swedbank Internet Banking or Swedbank mobile app user.

Make sure your iPhone, iPad or Apple Watch runs the latest iOS version by checking the Software Update section which you’ll find in Settings under General. Make sure your Swedbank app is running latest version. To add a card to Apple Wallet you must have a SIM card with verified mobile phone number.

According to Apple's terms, Apple Pay service is available from the age of 13.

There are two ways you can start using Apple Pay.

  1. Open the Swedbank app. If you don’t have it, please download here
  2. Log in
  3. Tap “Cards”
  4. Tap "Add to Apple Wallet"
  5. Tap “Next”
  6. Read and agree to the Terms and Conditions
  7. Your card is added to Apple wallet

Supplementary cards have to be added through Apple Wallet.

  1. Open Wallet app
  2. Tap “+”
  3. Tap "Continue"
  4. Choose "Swedbank”
  5. Scan your card
  6. Check your card’s expiry date and add the CVV code
  7. Read and agree to the Terms and Conditions
  8. You will receive a verification code via SMS*
  9. Your card is added to Apple wallet

*If you don’t have a registered verified phone number, you will be forwarded to the Consultation Centre. To verify your phone number, please log in to Internet Banking, open your contact information and verify your phone number.

Pay with iPhone with Face ID

  • To use your default card, double-click the side button, then glance at your iPhone to authenticate with Face ID, or enter your passcode.
  • Hold the top of your iPhone within a few centimeters of the contactless reader until you see Done and a checkmark on the display.

Pay with iPhone with Touch ID

  • To use your default card, rest your finger on Touch ID.
  • Hold the top of your iPhone within a few centimeters of the contactless reader until you see Done and a checkmark on the display.

Pay with Apple Watch

  • To use your default card, double-click the side button and hold the display of your Apple Watch within a few centimeters of the contactless reader.
  • Wait until you feel a gentle tap.

To find out about how to pay with Apple Pay, please visit their web site.

By starting to use the Apple Pay service with any Swedbank contactless MasterCard payment card, the customer agrees to the following Terms of Service of Swedbank:

Terms of Use of Cards

Swedbank does not charge anything extra for Apple Pay card payments.