Beware of scammers calling and asking for card and Internet Banking details or Smart-ID codes. Keep in mind - confirm with the Smart-ID or PIN calculator only the operations that you’ve initiated yourself (such as logging in to Internet Banking, making payments, registering the mobile app on a new device etc.).

Currently, visits to branches are possible by prior appointment only. Book an appointment

Debit cards

0 EUR* during first year.

A step towards new opportunities

Apply for Swedbank ISIC and enjoy all the opportunities that the card brings!

  • Discounts at more than 500 retail outlets in Latvia
  • Convenient contactless payments
  • Internet shopping
  • An official student ID card

Order:

Existing customerNew customer

If you wish to order this card for your child, click here.
*When ordering Swedbank ISIC by 30/09, it will be issued and you can use it for free during the first year.

  • Shop in Latvia and abroad, as well as online
  • Get discounts - at over 550 places in Latvia and 150,000 places worldwide
  • Prove your status as a student all around the world, e.g. in libraries, museums and public transport
  • Get a new debit card within 4-8 business days

Contactless payments

  • Payments for purchases under EUR 50 can be made by simply touching the card to the card reader. Contactless payment is available everywhere where you see a symbol of contactless payments contactless, Just a BEEP and it's paid! Even faster and easier daily shopping.
  • You can activate and deactivate contactless payment feature for your card from Internet bank or Swedbank app.
  • For the purposes of safety of transactions, we have the right to ask to confirm the purchase with PIN.

Internet shopping

  • We want to make online shopping safer for you. That’s why you must activate the internet shopping option for each of your MasterCard or Visa cards issued by Swedbank. Find out more

Contactless payments with digital wallets

Eligibility requirements:

  • To be eligible for the card, you must be a student at an institution of post-secondary education accredited in Latvia.
  • You can apply for the card yourself via Internetbanking or at any Swedbank branch.

Order your card easily from the Internet banking even from mobile

  • Fill out information about yourself
  • Choose your future ISIC card photo and upload it
  • Specify in which university you study
  • Specify the Swedbank branch where you want to receive the card

Condition

Fees

Service Price, EUR
Receiving
Ordering the card Easier Internet Banking Free of charge
Production and delivery of the card Faster and easier by post Free of charge
Accelerated card production No available
Using
Annual fee 2.85 - 6.50
Purchases in Latvia and abroad Free of charge
Currency exchange mark-up 2%
Balance in ATMs
- In Swedbank ATMs in Latvia Easy via mobile app Free of charge
- In ATMs of other banks 0.40
Printout of last 5 transactions in Swedbank ATMs in Latvia 0.20
Cash transactions See Cash transactions in ATMs and retail outlets
Emergency cash assistance in Western Union service points 42.00
Claim processing Free of charge
Closing
Closing the card Easier Internet Banking and the mobile app Free of charge

Effective from 01.07.2018.

If you have lost your card or it is stolen, please block your card easily in our Internet Bank, Swedbank app or call +371 67 444 444.

  • We want to make online shopping safer for you. That’s why the internet shopping option must be activated in case of each MasterCard and Visa cards that have been issued by Swedbank and are used to make purchases online.
    Read more about internet shopping.
  • Before you make a purchase online, make sure the store is safe.
  • Try to find out more information about merchant. Every website should have information about the name and location of the company and an e-mail address and telephone number to use, should you have any problems. There should also be information about deliveries and returns, the procedure for submitting complaints as well as warranty terms and conditions. Don’t fall for discounts that seem to be too unrealistic.
  • Use a welcome text in the Internet shopping programme that is as personalised as possible. Every time you make a purchase online, ensure that the welcome text is the same as the one you set when you signed up to the programme.
  • If you only rarely make purchases online using your bank card, we advise you to activate the Internet shopping option only for the moment of making the purchase.
  • You can protect your money by choosing usage limits that suit you. You can set separate limits for purchases, cash and payment transactions.
  • You can change Usage Limits in Internet bank under My Cards or in the Swedbank app.
  • You can also increase your limits temporarily if necessary.
  • When you get your bank card, you will also receive a PIN that is known only to you.
  • Memorise it, do not write your PIN on the card or anywhere else where it can be seen by others.
  • Do not tell or show your PIN to anyone, not even to bank employees.
  • Try to enter your PIN so that no one else can see it, because your card could be stolen and used by somebody else. If the payment with a stolen card is confirmed with the PIN, it is the customer’s liability.
  • If you suspect that your PIN has become known to someone else or if the bank has notified you of the need to change your PIN, you must change it immediately. You can do so at any Swedbank ATM.
  • When selecting your PIN, do not re-use your old PIN. Do not use identical codes for different cards for the purpose of memorising them.
  • Make sure you always know where your bank card is. If you pay by card, do not let the person serving you take it to a back room on their own, because your card data can be stolen.
  • If you lose your card, immediately block it in the mobile app or call the Consultation Centre and ask them to close it.
  • It is not recommended, to send your card number by post or give it on the telephone when making a purchase, because your card data could be used for fraudulent transactions, but if there are no other possibilities, please, be extra careful.
  • Be careful when using the ATMs of other banks. Some ATMs return your card before dispensing the money. Make sure you have your bank card and the requested amount of cash before you leave the ATM.
  • Only the person whose name appears on the card, may use the card. Do not let anyone, even a close person, to use your card.
  • Always check the transaction amount that you are approving with the card.
  • Follow up your card transactions regularly in your internet bank or in the Swedbank app. If any transaction seems suspicious, please contact the bank.

Our mobile app for your daily finances - check account balance, manage your cards, transfer money and much more.

Credit card provide support when travelling and in urgent day-to-day situations.

You will automatically top up your savings with a small amount every time you pay by card.