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Debit cards

A card for convenient and modern everyday payments

  • Make safe contactless payments
  • Use for your digital wallets and services
  • Manage card settings via mobile app and Internet Banking
  • Make savings with each card purchase
  • View card’s PIN code and card details in the app

Get the Basic Package! Debit card and 10 payments per month to other banks for a fixed monthly fee of 1.70 EUR.
  • Pay at retail locations and online worldwide.
  • Have your new card delivered by post to an address of your choice.
  • Available from age 6.
  • Get a new card within 7 days.
  • Have a safer & convenient e-shopping experience.
  • Cash withdrawal at check-out in shops.
  • Payments for purchases under EUR 50 can be made by simply touching the card reader with the card. Contactless payment is available everywhere where you see the contactless payments symbol. Just a beep contactless and it's paid!
  • You can activate and deactivate the contactless payment feature via Internet Banking or Swedbank mobile app.
  • For the purposes of safety of transactions, we have the right to ask to confirm the purchase with PIN.
  • We want to make online shopping safer for you. That’s why you must activate the internet shopping option for each of your MasterCard or Visa cards issued by Swedbank.
  • Check your payment card details within our app. Easily access your card number, expiry date, and Security code/CVC2 code for all your active cards.
  • Order the card conveniently and quickly via Internet Banking or the mobile app.
  • The card will be produced and sent by post to your specified address within 7 days. If the card is ordered with delivery abroad – within 21 days.
  • After receiving your card, activate it via Internet Banking within 60 days, otherwise the card will be closed after 60 days.
  • The agreement for the new or replaced card received will be signed when you activate the card.
  • The card’s PIN will be displayed on the Internet Banking site upon activating it.
  • If the card has been renewed and has the same PIN as the previous card, you can also activate it in a shop or ATM. In a shop – insert your card into the reader and enter your PIN when paying for the purchase. In ATMs – insert your card and perform one of the usual operations (e.g. view your account statement, withdraw cash).
  • Activate the renewed card within 30 days after the expiry of the previous card as the old card will no longer work.
  • Destroy the old card (e.g. by cutting it up).
  • If you want to shop online, activate internet payments.

Condition

Pricelist

Card ordered on a business day: Time and place of receipt
Spice or Ķīpsala branch Other branches or card delivery to an address
by 12.30 Within 5 hours On next business day
by 12.30 On next business day On business day after the next
Service Price, EUR
Receiving
Ordering the card Faster and best value via Internet Banking! 0.00 - 4.00 Via Internet Banking - 0.00
Via Telephone Banking - 4.00
At branches - 4.00

For account holders of up to 22 years of age – a 50% discount.

Account holders who’ve been added to the Senior customer service programme by 01.09.2022 receive a 50% discount.

Ordering a card when opening the first account - free of charge.
Ordering a card at branch based on power of attorney/ordering a card for other user - free of charge.
Ordering a card via Telephone Banking at the moment of blocking the previous card (if the card is lost or stolen but not in cases when incorrect PIN is entered or the card plastic is damaged) - free of charge.

The card delivery method can be selected via Internet Banking.
Production and delivery of the card Faster and easier by post 2.00-4.00 By post - 2.00
At branches - 4.00

For account holders of up to 22 years of age – a 50% discount.

Account holders who’ve been added to the Senior customer service programme by 01.09.2022 receive a 50% discount.

 		The fee is debited automatically after activation of the card. The fee for a card produced after expiry of the previous card's validity period is payable by the customer in the last month of the validity period of the previous card or after activation of the card.
Accelerated production and delivery of card options 35.00

Accelerated production and delivery of cards can be ordered at a branch or by calling us on 67 444 444. The card can be collected at our branches or at a delivery address specified by the customer to the bank.
Card linked to blocked account 15.00 When ordering a Swedbank payment card in case of a blocked account, the monthly card fee and the production and delivery fee are 0 EUR. If the account is unblocked, the monthly card fee starts to be charged after 2 months according to the price list. In case of a blocked account, other types of cards cannot be ordered.
Using
Monthly fee 1.70

For account holders of up to 22 years of age – a 50% discount.

Account holders who’ve been added to the Senior customer service programme by 01.09.2022 receive a 50% discount.

 		The card’s monthly fee is debited automatically from the customer’s account at the start of each month for each month when the card has been in customer’s use.
Purchases in Latvia and abroad Free of charge
Currency exchange mark-up 2% The fee is charged if the transaction (purchase or cash withdrawal) is made in a currency other than the card currency. Information about current exchange rates is available on the websites of the international card organizations www.mastercard.com and www.visaeurope.com
Balance in ATMs
- In Swedbank ATMs in Latvia Easy via mobile app Free of charge
- In ATMs of other banks 0.40
Printout of last 5 transactions in Swedbank ATMs in Latvia 0.20
Cash transactions See Cash transactions
in ATMs and retail outlets
Emergency cash assistance in Western Union service points 42.00 The service is available in cases when the card is lost or blocked.
Claim processing Free of charge If processing of the claim involves obtaining documentary proof of transactions, then a fee will be charged to the amount of the actual cost of the service.
Closing
Closing the card Faster and easier via Internet Banking and the mobile app Free of charge Cards can be easily and quickly suspended in the mobile app, and will be closed automatically within 10 days.

Effective from 01.09.2022.

If your card has been lost, block it in our app or internet banking site.

  • We want to make online shopping safer for you. That’s why the internet shopping option must be activated in case of each Mastercard and Visa cards that have been issued by Swedbank and are used to make purchases online. Read more about internet shopping.
  • Before you make a purchase online, make sure the store is safe.
  • Try to find out more information about merchant. Every website should have information about the name and location of the company and an e-mail address and telephone number to use, should you have any problems. There should also be information about deliveries and returns, the procedure for submitting complaints as well as warranty terms and conditions. Don’t fall for discounts that seem to be too unrealistic.
  • Use a welcome text in the Internet shopping programme that is as personalised as possible. Every time you make a purchase online, ensure that the welcome text is the same as the one you set when you signed up to the programme.
  • If you only rarely make purchases online using your bank card, we advise you to activate the Internet shopping option only for the moment of making the purchase.
  • You can protect your money by choosing usage limits that suit you. You can set separate limits for purchases, cash and payment transactions.
  • You can change Usage Limits in Internet bank under My Cards or in the Swedbank app.
  • You can also increase your limits temporarily if necessary.
  • When you get your bank card, you will also receive a PIN that is known only to you.
  • Memorise it, do not write your PIN on the card or anywhere else where it can be seen by others.
  • Do not tell or show your PIN to anyone, not even to bank employees.
  • You can check your card’s PIN code in the Swedbank app. It’s secure, easy and will help you in case you forget your PIN code.
  • Try to enter your PIN so that no one else can see it, because your card could be stolen and used by somebody else. If the payment with a stolen card is confirmed with the PIN, it is the customer’s liability.
  • If you suspect that your PIN has become known to someone else or if the bank has notified you of the need to change your PIN, you must change it immediately. You can do so at any Swedbank ATM.
  • When selecting your PIN, do not re-use your old PIN. Do not use identical codes for different cards for the purpose of memorising them.
  • Make sure you always know where your bank card is. If you pay by card, do not let the person serving you take it to a back room on their own, because your card data can be stolen.
  • If your card has been lost, block it immediately in our app or internet banking site. If you blocked your card in the app or the internet banking site, you can unblock it or order a replacement card within 10 days from blocking your card.
  • It is not recommended, to send your card number by post or give it on the telephone when making a purchase, because your card data could be used for fraudulent transactions, but if there are no other possibilities, please, be extra careful.
  • Be careful when using the ATMs of other banks. Some ATMs return your card before dispensing the money. Make sure you have your bank card and the requested amount of cash before you leave the ATM.
  • Only the person whose name appears on the card, may use the card. Do not let anyone, even a close person, to use your card.
  • Always check the transaction amount that you are approving with the card.
  • Follow up your card transactions regularly in your internet bank or in the Swedbank app. If any transaction seems suspicious, please contact the bank.

All our Debit Card cards are made from 100% recyclable plastic.

Using cash not only brings environmental issues but also may support the shadow economy. By moving from cash to digital payments, we can protect our planet, remove the anonymity of transactions, and even more - save time spent managing money.
  1. Pay digitally. It helps you track your expenses, set the limits for certain expense categories, and identify where you can manage your consumption habits.
  2. Be aware of non-recyclable receipts. Paper receipts are made from non-recyclable thermal paper. When paying by card, ask for a paperless receipt which you can receive online by e-mail.
  3. Contactless payments are clean and hygienic. By using contactless payments, you can reduce the physical contact between different people who are exchanging banknotes or touching the ATM.

The total volume of card payments in the Baltics increased by 45% during the last 6 years. Paying by card is hygienic, quick and flexible - use contactless or chip and PIN transactions.


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Source: Swedbank

Measure your cash payments’ CO2 footprint and see how many trees are needed to absorb the emissions created per year.

Cash payments

  • 0
  • 0

If you paid by card, you could save

  • 0
  • 0

Source: Lindgreen, E.R., van Schendel, M., Jonker, N. et al. (2018); Hanegraaf, R., Larçin, A., Jonker, N. et al (2020)

Our mobile app for your daily finances - check account balance, manage your cards, transfer money and much more.

Provides support in day-to-day and urgent situations.

You will automatically top up your savings with a small amount every time you pay by card.
Swedbank logo

Jūsu Internet Explorer pārlūkprogramma netiek atbalstīta.

Lūdzu izmantot Google Chrome, Mozilla Firefox vai Microsoft Edge pārlūkprogrammu.

Google ChromeMozilla FirefoxMicrosoft Edge

Ar 23.03.2021. Swedbank internetbanka vairs nav pieejama, izmantojot Internet Explorer tīmekļa pārlūkprogrammu.

Tāpat nav iespējams apstiprināt Swedbank maksājumus citās vietnēs, kā arī izmantot Swedbank autentifikāciju, piemēram, latvija.lv.

Turpmāk iesakām izmantot Google Chrome, Mozilla Firefox vai jaunāko Microsoft Edge versiju. Uzziniet, kā uz sava datora uzstādīt kādu no minētajām pārlūkprogrammām, šeit.

С 23.03.2021 Интернет-банк Swedbank недоступен в браузере Internet Explorer.

С помощью Internet Explorer невозможно авторизоваться или осуществлять платежи через Swedbank на сторонних веб-страницах.

Вместо браузера Internet Explorer мы рекомендуем использовать браузеры Google Chrome, Mozilla Firefox или Microsoft Edge. Инструкции по установке упомянутых браузеров можно найти здесь.

From 23.03.2021 Swedbank Internet Bank and Banklink is no longer available using Internet Explorer browser.

It is not possible to authorize or make payments from Swedbank on other web pages using Internet Explorer.

Instead, we suggest using Google Chrome, Mozilla Firefox or the newest version of Microsoft Edge. To find out how to install the suggested browsers, please click here.

Klientu serviss - Инфо и помощь - Customer service: +371 67 444 444

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Card for a child - free of charge

With the basic package, no fee for the card for youngsters up to the age of 25. Order a payment card for your child right here on the Internet Banking site.

Contacts

“Swedbank” AS
Balasta dambis 15, Riga,
LV-1048, Latvia
BIC/S.W.I.F.T.: HABALV22
Reg. number: 40003074764

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Legal information

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This is Internet Banking site of companies offering financial services - "Swedbank" AS, "Swedbank Līzings" SIA, "Swedbank Atklātais Pensiju Fonds" AS, "Swedbank Ieguldījumu Pārvaldes Sabiedrība" AS, "Swedbank P&C Insurance" AS Latvia branch, "Swedbank Life Insurance" SE Latvia branch. Before signing any agreement read the terms and conditions of the respective service.