Debit cards

• Pay at retail locations and online worldwide.
• Have your new card delivered by post to an address of your choice.
• Available from age 6.
• Get a new debit card within 4-6 business days.
• Have a safer & convenient e-shopping experience.
• Cash withdrawal at check-out in shops.

• Payments for purchases under EUR 50 can be made by simply touching the card reader with the card. Contactless payment is available everywhere where you see the contactless payments symbol. Just a beep contactless and it's paid!
• You can activate and deactivate the contactless payment feature via Internet Banking or Swedbank mobile app.
• For the purposes of safety of transactions, we have the right to ask to confirm the purchase with PIN.

• Make your purchases easy with digital wallets - Apple Pay, Garmin Pay, Fitbit Pay and Google Pay or mobile contactless payments for Android smartphone users.
• NEW! Now in our mobile app you can see a list of places where your digitized card is linked to. Watch the tutorial

• We want to make online shopping safer for you. That’s why you must activate the internet shopping option for each of your MasterCard or Visa cards issued by Swedbank.
• New! Check your payment card details within our app. Easily access your card number, expiry date, and Security code/CVC2 code for all your active cards.

Find out more

• Order your card easily from the Internet Bank. Card can be delivered by post to your home or your workplace. You will receive it within 4‒6 business days.
• After receiving the card, activate it in the internet bank to start using it. The card needs to be activated in the internet bank within 60 days. Otherwise, it will be closed after 60 days. When activating renewed card (within 30 days after the old card‘s expiry date), the old card will no longer be valid. Destroy the old card in a safe manner.

Please note! For automatically renewed cards, the PIN code does not change.

• If ordering card by post, the PIN of your new card will be displayed in the Internet Bank when you activate it.

If you wish to shop online, enable internet shopping option.

• We want to make online shopping safer for you. That’s why the internet shopping option must be activated in case of each Mastercard and Visa cards that have been issued by Swedbank and are used to make purchases online. Read more about internet shopping.
• Before you make a purchase online, make sure the store is safe.
• Try to find out more information about merchant. Every website should have information about the name and location of the company and an e-mail address and telephone number to use, should you have any problems. There should also be information about deliveries and returns, the procedure for submitting complaints as well as warranty terms and conditions. Don’t fall for discounts that seem to be too unrealistic.
• Use a welcome text in the Internet shopping programme that is as personalised as possible. Every time you make a purchase online, ensure that the welcome text is the same as the one you set when you signed up to the programme.
• If you only rarely make purchases online using your bank card, we advise you to activate the Internet shopping option only for the moment of making the purchase.

• You can protect your money by choosing usage limits that suit you. You can set separate limits for purchases, cash and payment transactions.
• You can change Usage Limits in Internet bank under My Cards or in the Swedbank app.
• You can also increase your limits temporarily if necessary.

• When you get your bank card, you will also receive a PIN that is known only to you.
• Memorise it, do not write your PIN on the card or anywhere else where it can be seen by others.
• Do not tell or show your PIN to anyone, not even to bank employees.
• New! You can check your card’s PIN code in the Swedbank app. It’s secure, easy and will help you in case you forget your PIN code.
• Try to enter your PIN so that no one else can see it, because your card could be stolen and used by somebody else. If the payment with a stolen card is confirmed with the PIN, it is the customer’s liability.
• If you suspect that your PIN has become known to someone else or if the bank has notified you of the need to change your PIN, you must change it immediately. You can do so at any Swedbank ATM.
• When selecting your PIN, do not re-use your old PIN. Do not use identical codes for different cards for the purpose of memorising them.

• Make sure you always know where your bank card is. If you pay by card, do not let the person serving you take it to a back room on their own, because your card data can be stolen.
• If your card has been lost, block it immediately in our app or internet banking site. If you blocked your card in the app or the internet banking site, you can unblock it or order a replacement card within 10 days from blocking your card.
• It is not recommended, to send your card number by post or give it on the telephone when making a purchase, because your card data could be used for fraudulent transactions, but if there are no other possibilities, please, be extra careful.
• Be careful when using the ATMs of other banks. Some ATMs return your card before dispensing the money. Make sure you have your bank card and the requested amount of cash before you leave the ATM.
• Only the person whose name appears on the card, may use the card. Do not let anyone, even a close person, to use your card.
• Always check the transaction amount that you are approving with the card.
• Follow up your card transactions regularly in your internet bank or in the Swedbank app. If any transaction seems suspicious, please contact the bank.

1. Pay digitally. It helps you track your expenses, set the limits for certain expense categories, and identify where you can manage your consumption habits.
2. Be aware of non-recyclable receipts. Paper receipts are made from non-recyclable thermal paper. When paying by card, ask for a paperless receipt which you can receive online by e-mail.
3. Contactless payments are clean and hygienic. By using contactless payments, you can reduce the physical contact between different people who are exchanging banknotes or touching the ATM.

The total volume of card payments in the Baltics increased by 45% during the last 6 years. Paying by card is hygienic, quick and flexible - use contactless or chip and PIN transactions.