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Study loan

What an abundance of options!
Which direction will you take?

When you're preparing to start studying, it seems like there's a hundred of doors wide open waiting just for you! However, it is solely up to you which door to take - acquire new knowledge that will bring joy and be useful for the rest of life.

Take a look and choose your direction of studies:

Pharmacy, dentistry, treatment, nursing, veterinary medicine etc.

"The first rule of any technology used in a business is that automation applied to an efficient operation will magnify the efficiency. The second is that automation applied to an inefficient operation will magnify the inefficiency."

Bill Gates

Useful facts about the industry*

The cost of studies for full-time bachelor programme can vary from 6600 to as much as 75 000 euros. The average salary for medical professionals is 1432 euros but may increase substantially depending on the speciality chosen. For example, the dentist's average salary is 1264 euros while that of a vascular surgeon - 3440 euros.
  1. Medical nurses
  2. Physician
  3. Physician assistant
  4. Dentists
  5. Midwife
  6. Veterinarians

*The average cost of studies has been determined by collecting public information provided by higher education institutions about each study directions. Information about the average salary has been gathered in consideration of the State Revenue Service’s data about 2021. The most demanded professions, in turn, have been determined based on data from the survey at the portal prakse.lv and data available in other sources in connection with most demanded specialities.

Business management, economics, accounting, law, marketing etc.

"For me, becoming isn't about arriving somewhere or achieving a certain aim. I see it instead as forward motion, a means of evolving, a way to reach continuously toward a better self. The journey doesn't end. Becoming is never giving up on the idea that there's more growing to be done."

Michelle Obama

Useful facts about the industry*

The cost of studies for full-time bachelor programme can vary from 6600 to 12 000 euros. The average salary of financial experts and lawyers is in the neighbourhood of 1500 euros, however top-level executives like Chief Financial Officers can earn an average of 2825 euros a month.
  1. Accountants
  2. Auditors
  3. Marketing specialists
  4. Financial advisors
  5. Lawyers

*The average cost of studies has been determined by collecting public information provided by higher education institutions about each study directions. Information about the average salary has been gathered in consideration of the State Revenue Service’s data about 2021. The most demanded professions, in turn, have been determined based on data from the survey at the portal prakse.lv and data available in other sources in connection with most demanded specialities.

Sociology, political science, communications, philosophy, pedagogy, culture.

"You know you are on the road to success if you would do your job, and not be paid for it."

Oprah Winfrey

Useful facts about the industry*

The cost of studies for full-time bachelor programme can vary from 6200 to as much as 9600 euros. The average salary ranges from 1003 euros for teachers, 1290 euros for public relations specialists, 1075 euros for translators, 846 euros for sociologists, 1965 euros for policy management specialists and 873 euros for cultural project managers.
  1. Teachers
  2. Public relations specialists
  3. Design specialists
  4. Human resources specialists
  5. Art and culture specialists

*The average cost of studies has been determined by collecting public information provided by higher education institutions about each study directions. Information about the average salary has been gathered in consideration of the State Revenue Service’s data about 2021. The most demanded professions, in turn, have been determined based on data from the survey at the portal prakse.lv and data available in other sources in connection with most demanded specialities.

Architecture, construction, mechanical engineering, electrical engineering etc.

"When something is important enough. You do it even if the odds are not in your favour."

Elon Musk

Useful facts about the industry*

The cost of studies for full-time bachelor programme can vary from 4180 to as much as 17 325 euros. Engineering professionals earn an average of 1380 euros a month, however the salary may increase substantially depending on the level of responsibility. For example, construction project managers earn an average of 1911 euros, architects and designers - 993 euros, while traffic organization engineers - 1587 euros.
  1. Builders
  2. Engineers (construction engineers, civil engineers)
  3. Electric system engineers
  4. Architects
  5. Mathematicians

*The average cost of studies has been determined by collecting public information provided by higher education institutions about each study directions. Information about the average salary has been gathered in consideration of the State Revenue Service’s data about 2021. The most demanded professions, in turn, have been determined based on data from the survey at the portal prakse.lv and data available in other sources in connection with most demanded specialities.

Automation and computer hardware, computer systems, programming and computer network administration etc.

"Have the courage to follow your heart and intuition. They somehow know what you truly want to become."

Steve Jobs

Useful facts about the industry*

The cost of studies for full-time bachelor programme can vary from 5400 to 11 600 euros. The average salary of those working in IT industry is roughly 2200 euros, however at the top management level this may reach as much as 4250 euros a month.
  1. Programmers
  2. Information technology developers
  3. Information technology engineers
  4. Computer system administrators
  5. Information technology architects

*The average cost of studies has been determined by collecting public information provided by higher education institutions about each study directions. Information about the average salary has been gathered in consideration of the State Revenue Service’s data about 2021. The most demanded professions, in turn, have been determined based on data from the survey at the portal prakse.lv and data available in other sources in connection with most demanded specialities.

Environmental science, forestry science, biology, physics, chemistry

"And however difficult life may seem, there is always something you can do, and succeed at. It matters that you don't just give up."

Stephen Hawking

Useful facts about the industry*

The cost of studies for full-time bachelor programme can vary from 6000 to 11 200 euros. The average salary may differ substantially depending on the speciality chosen. For example, physicists, astronomers, chemists, weather forecasters earn an average of 1300 euros, geologists and geodesists - 982 euros, while agricultural, forestry and fishery senior specialists - 1062 euros.
  1. Specialists of chemistry and physics, biological sciences
  2. Environmental protection specialists
  3. Agricultural and forestry consultants
  4. Agronomists
  5. Foresters

*The average cost of studies has been determined by collecting public information provided by higher education institutions about each study directions. Information about the average salary has been gathered in consideration of the State Revenue Service’s data about 2021. The most demanded professions, in turn, have been determined based on data from the survey at the portal prakse.lv and data available in other sources in connection with most demanded specialities.

You know where! We know how! Choose the direction and we'll help with the rest.

There's no one single winner profession. However, if you choose to study what you like, you're already on the path to success. State-guaranteed study loan from Swedbank can help you reach your goals.

Borrow responsibly by fairly assessing your loan repayment capabilities.
  • EUR
  • years
Find out more

calc-payment-schedule

Loan period (5 or 10 years depending on the amount):

To get a reminder, please provide the necessary information:

Student expenditures: TOP 5

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  • cost of place to live
  • monthly expenses on food
  • tuition fee for education
  • transport expenses
  • health expenses

Find out more about the My Budget tool - it not only allows keeping track of how much you spend on what but also lets you set expense targets or ceiling.

To avoid the cost of living during studies becoming an obstacle for achieving goals, you have the possibilities of getting a student loan.
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Time for a new home?

Special offer:

  • For first year – 0% rate + 6-mon. Euribor for homes with energy-efficiency class A*
  • When buying a home in one of the new projects developed by our partners – 0 EUR agreement fee.

* For new loan applications submitted from March 1 till 31 December 2024. A representative example of mortgage loan expenses: the customer takes out a loan of 85,000 EUR, the loan period is 30 years, the applied interest rate is 1,69% + 6 month EURIBOR (3,86% on 11.04.2024.), the monthly payment is 489,60 EUR, the disbursement fee – up to 1020 EUR. The APR calculated for the customer is 5,9% and the total amount payable is 177 265,15 EUR. Changes in the EURIBOR value will affect the amount of monthly payments, APR and the total amount repayable.