Thank yourself for smart decisions

Thank yourself for smart decisions

Every new purchase can be a step towards a more sustainable lifestyle. By making a smart decision, you will save both resources and money.

Bigger purchases

Your smart decisions require a financial kick? Swedbank small loan might do!

Buy cheap? Buy twice. That's the sad reality behind buying almost anything. Be it clothing, furniture, household appliances and even doing home renovations. It's always a good idea to invest a bit more and enjoy the quality result for longer. Also – the less often you buy new goods, the less resources are used, and less waste produced.

Home renovation

Longing for a smart home renovation? Swedbank home small loan might do!

We spend most of our life indoors, so the interior must be inspiring and made of quality materials. Market nowadays offers a wide variety of eco-friendly construction materials. Also, important – the furniture. Perhaps invest into renovating the vintage furniture from your parent's or grandparent's home? When buying new, look for FSC certification - it ensures the wood's harvested sustainably. When it comes to design, ascetic is a good idea because it will not bore you. You can always add a touch of mood and personality through different interior accessories!

There are ways to make your home energy efficient, too. First – insulation. As simple as that. An investment that repays both in terms of finance and environment. The second – installing a smart home system that tailors energy consumption to your specific needs.

Choosing a car

Making a smart choice on your future car? Swedbank car loan might do!

Car is a long-term investment, so it has to be well thought-through. In order to make a smart decision, study parameters such as fuel consumption and CO2 emission level. Electric cars, hybrids and gasoline fueled cars emit less CO2, but the market nowadays also offers eco-friendly renewable diesel fuels.

Buying a pre-owned car is a sustainable idea. But beforehand, do a good research on the intended car to find out its true mileage and repair history. Take a test drive to a car service and listen to the mechanic's opinion.

Solar panels

Thinking about a sustainable energy source? Swedbank loan for solar panels might do!

Solar energy usage is an investment that certainly pays off, especially in the long run. Thanks to decreasing costs, solar energy has become available to many. While some still think that Latvian weather is not suited for producing solar energy, actually the amount of sunshine days in Latvia is similar to that in UK or Germany. Not to mention the fact that current technologies allow producing solar energy on cloudy days as well.

Solar panels can be set up on almost all kinds of roofs – except for the thatched ones. If the roof is not suitable for solar panels (e.g. if trees cast shadow on it), the panels can also be mounted on the ground. There are different types of panels - they vary by price, efficiency, ability to produce energy during cloudy days and other factors.