Navigate to main page content
PrivateBusiness

We’ll help you in your savings journey

Calculations and assumptions

The calculation of Card payment round-up is an example, assuming the amount of one round-up payment is 0.50 euro cents. Results given in an example are approximate and may differ from actual results.

The calculations are based on the assumption that the savings are made under the pension plan Dinamika+100 with the average presumed annual yield of 6.31% after deduction of all fees set forth in the prospectus. The actual pension plan yield may differ from the values used in these calculations and the historical yield does not guarantee an equivalent yield in the future.

The calculation is only indicative and the possibility to receive the sum indicated is not guaranteed. The average annual yield forecast used does not guarantee an equivalent yield in the future.
The calculation is based on the positive scenario of the forecast calculator.
The unit-linked life insurance service “Savings for Child’s Future” is offered by Swedbank Life Insurance SE which is represented by its Latvian branch and the insurance agent Swedbank AS.

We’ll help you in your savings journey

Every journey starts with planning. Use this test of 3 questions for an easy start.

What’s your age?

1 / 3

Save for yourself!

You have 37 years left until retirement. For example, by setting aside 30 euros per month, you could save roughly EUR 53 000 for your retirement.

Show me how

How many card payments do you make per week?

2 / 3

Have a safety net!

Save EUR 20 per month or EUR 260 per year seamlessly by simply paying with car when the card round-up feature is used.

Show me how

Do you have minor children?

3 / 3

How old is the youngest one?

3 / 3

Take care of your child's future!

Start with 30 euro per month and you could save EUR 5 595 when your kid turns 18.

Show me how

Nice! Here is a summary. You can read the tips and start your saving journey with:

  1. Saving for your safety net

    Save EUR 20 per month or EUR 260 per year seamlessly by simply paying with card when the card round-up feature is used.

    Find out more

  1. Saving for retirement

    You have 37 years left until retirement. By setting aside 30 euros per month, you could save EUR 53 000 for your retirement.

    Find out more

  1. Saving for your child's future

    Start with 30 euro per month and you could save EUR 5 595 when your kid turns 18.

    Find out more
Calculations and assumptions
Start againApply for consultation

The calculation of Card payment round-up is an example, assuming the amount of one round-up payment is 0.50 euro cents. Results given in an example are approximate and may differ from actual results.

The calculations are based on the assumption that the savings are made under the pension plan Dinamika+100 with the average presumed annual yield of 6.31% after deduction of all fees set forth in the prospectus. The actual pension plan yield may differ from the values used in these calculations and the historical yield does not guarantee an equivalent yield in the future.

The calculation is only indicative and the possibility to receive the sum indicated is not guaranteed. The average annual yield forecast used does not guarantee an equivalent yield in the future.
The calculation is based on the positive scenario of the forecast calculator.
The unit-linked life insurance service “Savings for Child’s Future” is offered by Swedbank Life Insurance SE which is represented by its Latvian branch and the insurance agent Swedbank AS.


The best way to find money for saving is to understand where you are spending. Get an overview of your expenditure: try My Budget Tool. It’s free. 

Join the Facebook group “Tērējam gudri” to find more tips & tricks on how to save. (LV) 

When you get the salary or unexpected income, transfer some of it to your savings.

Set specific saving goals, e.g. safety pillow, vacation, new laptop, etc. This will help keeping track of the progress and giving meaning to saving habits.

Save small amounts routinely to increase your savings. Keep savings equivalent to at least 3 months of your expenses to ensure you can overcome any unexpected challenges.

Review your TV, internet and mobile phone costs. Shop around to get better terms.

If you are planning a bigger purchase, use price comparison websites.

Good books are expensive. Try to buy used ones for lower price or use library.
Swedbank logo

Jūsu Internet Explorer pārlūkprogramma netiek atbalstīta.

Lūdzu izmantot Google Chrome, Mozilla Firefox vai Microsoft Edge pārlūkprogrammu.

Google ChromeMozilla FirefoxMicrosoft Edge

Ar 23.03.2021. Swedbank internetbanka vairs nav pieejama, izmantojot Internet Explorer tīmekļa pārlūkprogrammu.

Tāpat nav iespējams apstiprināt Swedbank maksājumus citās vietnēs, kā arī izmantot Swedbank autentifikāciju, piemēram, latvija.lv.

Turpmāk iesakām izmantot Google Chrome, Mozilla Firefox vai jaunāko Microsoft Edge versiju. Uzziniet, kā uz sava datora uzstādīt kādu no minētajām pārlūkprogrammām, šeit.

С 23.03.2021 Интернет-банк Swedbank недоступен в браузере Internet Explorer.

С помощью Internet Explorer невозможно авторизоваться или осуществлять платежи через Swedbank на сторонних веб-страницах.

Вместо браузера Internet Explorer мы рекомендуем использовать браузеры Google Chrome, Mozilla Firefox или Microsoft Edge. Инструкции по установке упомянутых браузеров можно найти здесь.

From 23.03.2021 Swedbank Internet Bank and Banklink is no longer available using Internet Explorer browser.

It is not possible to authorize or make payments from Swedbank on other web pages using Internet Explorer.

Instead, we suggest using Google Chrome, Mozilla Firefox or the newest version of Microsoft Edge. To find out how to install the suggested browsers, please click here.

Klientu serviss - Инфо и помощь - Customer service: +371 67 444 444

Swedbank
  • Jūsu ierīces operētājsistēma un pārlūkprogramma ir novecojusi un netiek atbalstīta Swedbank internetbankas lietošanai. Aicinām vērsties pie Jums uzticama IT atbalsta, lai saņemtu konsultāciju un veiktu atbilstošu operētājsistēmas un pārlūkprogrammas atjauninājumu.
  • The operating system of your device & your browser are too outdated to be supported by Swedbank Internet Bank. Please, update the operating system & browser or turn to IT specialist for technical help.
  • Ваш браузер или операционная система недостаточно современны для использования в интернет банке Swedbank. Пожалуйста обновите операционную систему и браузер или обратитесь за технической помощью к ИТ специалисту.

Thank you for the visit!

For security reasons, please close the browser window!

logo

Apply by 30.06.

A credit card for your purchases, travels and everyday life

Special offer! Gold Credit Card with no issuance fee and no monthly fee for the first 3 months of use.*

  • Included travel and purchase insurance
  • Zero-interest period for up to 40 days
  • Cash withdrawals of up to 500 EUR at no charge worldwide

* Special offer is valid when applying for the credit card from 26 May to 30 June 2022. From 01.10.2022, the regular monthly fee will apply. If the customer has had the same type of credit card before, then the special offer is valid on the condition that at least 3 months have passed since termination of the credit card agreement.