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Pricelist

Financing

Loan

Service	Price, EUR
	Up to EUR 200 000	Above EUR 200 000
Receiving
Management fee	From 1% of the amount, min. 150,00	On case-by-case basis, min. 300,00
Using
Fee for non-used credit limit (% per annum) If the loan is guaranteed by real estate or commercial collateral.	From 0,5%
Amendments, incl. extension of loan repayment period, increase in amount, as well as preparation of other contractual amendments Fee for changes without amendment of the agreement starting from 25.00.	From 1% of the amount, min. 150.00	On case-by-case basis, min. 250.00
Change of loan currency, change of interest rate type If the loan is guaranteed by real estate or commercial collateral.	1.5% of the outstanding loan amount
Full or partial early repayment of the loan	1.5% of part of the loan to be repaid
Preparation and issuance of standard loan extracts and bank references	25,00 - 50,00 + VAT Standard - 25,00 + VAT Urgent - 50,00 + VAT
Preparation and issuing of bank’s consent upon client's request	On case-by-case basis, min. 30,00 + VAT If the Bank’s consent needs to be notarized, then, in addition to the fee, the Customer will cover the expenses of notary services.
Monitoring of the loan in connection with insurance of the collateral If the loan is guaranteed by real estate or commercial collateral.	200.00
Lease agreement approval If the loan is guaranteed by real estate.	50,00 - 200,00
Fee for registration of mortgage in branches of Land Register of Riga city or district on client's behalf If the loan is guaranteed by real estate.	35,00 The fee is withheld if the client wishes to use the services of Bank's courier.

Effective from 01.09.2022

Overdraft

Service	Price, EUR
	Up to EUR 200 000	Above EUR 200 000
Receiving
Management fee	From 1% of the total limit, min. 150.00	On case-by-case basis, min. 300.00
Using
Fee for non-used credit limit (% per annum)	1-3%
Amendments, incl. extension of loan repayment period, increase in amount, as well as preparation of other contractual amendments Fee for changes without amendment of the agreement starting from 25.00.	Starting with 1% of the limit, min. 150,00	On case-by-case basis, min. 250.00
Full or partial early repayment of the limit	1.5% per year of the limit for the remaining agreement term
Preparation and issuance of standard loan extracts and bank references	25.00 - 50.00 + VAT Standard - 25.00 + VAT Urgent - 50.00 + VAT
Preparation and issuing of bank’s consent upon client's request	On case-by-case basis, min. 30.00 + VAT If the Bank’s consent needs to be notarized, then, in addition to the fee, the Customer will cover the expenses of notary services.
Fee for registration of mortgage in branches of Land Register of Riga city or district on client's behalf If the loan is guaranteed by real estate.	35.00 The fee is withheld if the client wishes to use the services of Bank's courier.
Monitoring of the loan in connection with insurance of the collateral If the loan is guaranteed by real estate or commercial collateral.	200.00
Lease agreement approval If the loan is guaranteed by real estate.	50.00 - 200.00

Effective from 01.09.2022

Loan for apartment building renovation and energy efficiency improvement

Loan for apartment building renovation and energy efficiency improvement

Product/Service	Price, EUR
Receiving
Management fee	From 0.5% of the amount, min. 350.00 The amount of the management fee depends on the amount of funding, period of financing and the degree of risk
Using
Increasing the loan amount	As agreed, min. 250.00
Extending the loan repayment period	As agreed, min. 250.00
Processing of other changes and contractual amendments	Up to 0.5% of the outstanding amount, min. 150.00
Preparation and issuance of standard loan extracts and bank references	25.00 - 50.00 + VAT Standard - 25.00 + VAT Urgent - 50.00 + VAT
Preparation and issuing of bank’s consent upon client's request	On case-by-case basis, min. 30.00 + VAT If the Bank’s consent needs to be notarized, then, in addition to the fee, the Customer will cover the expenses of notary services.
Full or partial early repayment of the loan	1.5% of the loan amount to be repaid

Effective from 01.08.2021

Real estate valuation by Swedbank

Real estate valuation by Swedbank

Product/Service	Price, EUR
Residential property
Appraising residential property’s present market value, with inspection	90.00 - 180.00 Apartment - 90.00 Single-family dwelling house - 180.00 Development plot - 120.00	The valuation is prepared in abbreviated form and is not suitable for presenting to other credit institutions, and cannot be used for the needs of other individuals or legal entities
Appraising residential property’s future market value, with inspection	125.00 - 220.00 Apartment - 125.00 Single-family dwelling house - 220.00	The valuation is prepared in abbreviated form and is not suitable for presenting to other credit institutions, and cannot be used for the needs of other individuals or legal entities
Commission fee reduction if the valuation is prepared without inspection	10.00
Commercial properties
Appraising agricultural land plot’s market value, with inspection	100.00 - 230.00 Up to 3 land plots - 100.00 3 to 6 land plot - 150.00 from 6 to 9 land plots - 230,00 from 9 land plots - on case-by-case basis	The valuation is prepared in abbreviated form and is not suitable for presenting to other credit institutions, and cannot be used for the needs of other individuals or legal entities.
Appraising commercial building construction land plot’s market value, with inspection	150.00 - 450.00 < 1 ha - 150.00 1 ha to 5 ha - 250.00 > 5 ha - 450.00	The valuation is prepared in abbreviated form and is not suitable for presenting to other credit institutions, and cannot be used for the needs of other individuals or legal entities.
Appraising commercial building construction’s market value, with inspection	150.00 - 1000.00 Non-residential premises (< 300 sq.m.) - 150.00 Commercial construction (300 to 1000 sq.m.) - 350.00 Commercial construction (1000 to 2500 sq.m.) - 450.00 Commercial construction (2500 to 5000 sq.m.) - 550.00 Commercial construction (5000 to 10,000 sq.m.) - 700.00 Commercial construction (10,000 to 15,000 sq.m.) - 1000.00 Commercial construction (above 15,000 sq.m.) - on case-by-case basis	The valuation is prepared in abbreviated form and is not suitable for presenting to other credit institutions, and cannot be used for the needs of other individuals or legal entities.
Commission fee reduction if the valuation is prepared without inspection	10.00
If the property subject to valuation consists of 3 or more interrelated real estate properties	price increase by 20%

Effective from 01.08.2021

Leasings

Product/Service		Price, EUR
Receiving
Granting of lease	Apply for via Internet Banking	1.5 % of the car/equipment price, min. 130.00 + VAT
Document processing fee		0.00 - 213.00 + VAT Standard terms - 0.00 In case of deviation from the standard terms of the agreement or if the agreement needs to be drafted in a foreign language - EUR 213 + VAT. Additional lease granting fee applies.	English or Russian.
Valuation of a car at a branch		37.19 + VAT	Valuation may be carried out for cars with acquisition value of up to EUR 70000. The valuation fee is charged regardless of whether bank's financing is set up or not. The valuation is for internal use only and will not be issued to the customer. Valuation is available only in branches outside Riga.
Using
Change of lease currency, change of interest rate type		1.5% of the outstanding amount, min. 60.00 + VAT
Processing of other changes and contractual amendments	Apply via Internet Banking	Up to 0.5 % of the outstanding amount, min. 60.00 + VAT
Preparation and issuance of agreement copies, standard bank certificates, sub-letting approvals and authorizations for travelling outside the Republic of Latvia	Apply via Internet Banking	25.00 - 50.00 + VAT Standard - 25.00 + VAT Urgent - 50.00 + VAT	Urgent preparation of authorization - in 4 business hours of the Bank
Preparation and issuing of non-standard documents upon customer's request	Apply via Internet Banking	70.00 + VAT
Monitoring of the leasing transaction in connection with insurance of the collateral		200.00 + VAT
Closing
Document processing			Final invoice for a third party may only be requested from your manager or any Swedbank branch. In case of finance lease, also the document showing the residual value must be submitted together with the request for final invoice.
- in case of early performance of obligations	Apply via Internet Banking	1.5% of the outstanding amount, min. 70.00 + VAT. Additionally EUR 100.00 + VAT, if the final invoice is issued to a third party.	For finance lease or loan.
- in case of redemption of the object of operating lease agreement	Apply via Internet Banking	1.5% of the outstanding amount, min. 70.00 + VAT. Additionally EUR 100.00 + VAT, if the final invoice is issued to a third party.
- in case of re-financing	Apply via Internet Banking	1.5% of the outstanding amount, min. 170.00 + VAT
CSDD fee: Deregistration for sale in Latvia		3.02

Supplementary car leasing services

Car insurance
Setting up fee	Free of charge
Monthly payment	According to the insurer's rates
Early termination	Current period's monthly payment

Effective from 01.08.2021

Factoring

Product/Service		Price, EUR
Applying
Agreement conclusion / extension	Easier via Internet Banking	On case-by-case basis, min. 250,00 + VAT
Limit increase		On case-by-case basis, min. 150.00 + VAT
Using
Interest rate		On case-by-case basis
Invoice processing		0,10 - 0,70% of the amount, min. 0,49 + VAT
Factoring reports		0,00 - 5,00 + VAT On Internet Banking site for previous month - 0,00 For other period - 5,00 + VAT
Agreement amendments (change in buyer limits, payment deadlines etc.)	Easier via Internet Banking	On case-by-case basis, min. 65,00 + VAT
Checking the buyer’s credit risk insurance limit		45,00 + VAT
Bank certificate preparation		20,00 - 50,00 + VAT
Preparation of non-standard bank certificates upon customer's request		min. 70,00 + VAT

Effective from 19.08.2020.

Import documentary credit

Import documentary credit

Product/Service	Price, EUR
Applying
Issuing fee	100.00
Using
Risk premium
- Documentary credit secured by cash collateral/term deposit at Swedbank	0.2% of the amount, min. 75.00
- Other collateral	Agreed on case-by-case basis, min. 150.00
Amendment of documentary credit	75.00
Document processing	0.2% of the amount, min. 90.00	Verification of compliance of documents and execution of payment per one set of documents.
Deferred payment fee	75.00
Fee for processing of discrepant documents	75.00
SWIFT costs	15.00
Postal expenses	Actual cost
Closing
Cancellation of documentary credit	75.00

Export documentary credit

Export documentary credit

Product/Service	Price, EUR
Applying
Advising of documentary credit	90.00
Confirmation of documentary credit	Risk fee agreed on case-by-case basis, min. 150.00
Using
Amendment of documentary credit	75.00
Document processing	0.2% of the amount, min. 90.00	Verification of compliance of documents and execution of payment per one set of documents.
Pre-checking of documents	75.00	The fee is charged in case of more than one pre-checking of documents.
Negotiation of documents	Agreed on case-by-case basis, min. 150.00
Transfer of documentary credit	0.2% of the amount, min. 150.00
Assignment of proceeds under documentary credit	150.00
Deferred payment fee	75.00
SWIFT costs	15.00
Postal expenses	Actual cost
Closing
Cancellation of documentary credit	75.00

Documentary collection

Documentary collection

Product/Service	Price, EUR
Applying
Collection commission of documents
- Against payment (D/P)/Against acceptance (D/A)	0,20% of the amount, min. 100,00
Using
Amendment of collection order	35,00
Documents without payment	0,20% of the amount, min. 75,00
Release of goods addressed to the bank	75,00
SWIFT costs	15,00
Postal expenses	Actual cost
Closing
Returned documents	35,00

Bank guarantees

Bank guarantees

Product/Service	Price, EUR
Applying
Issuance of Guarantee
- Secured by cash collateral or term deposit at Swedbank	75,00
- Secured otherwise	Agreed on case-by-case basis, min. 100,00
- On urgent basis	Agreed on case-by-case basis, min. 150,00
Guarantee advising fee	75,00
Using
Guarantee secured by cash collateral or term deposit at Swedbank	1% per annum, min. 35,00 For amounts up to 7000.00 - min. 35.00 For amounts over 7000.00 - min. 75.00
Other security	Agreed on case-by-case basis, min. 75,00 For amounts up to 7000.00 - min. 75,00 For amounts over 7000.00 - min. 150,00
Guarantee amendment fee	75,00
Handling of claims under guarantee	0,10% of the amount, min. 75,00	Verifying compliance of the payment demand and execution of payment.
Verification of authenticity of a guarantee issued by other bank	35,00
Processing or issuance of guarantee assignment certificate	35,00
SWIFT costs	15,00
Postal expenses	Actual cost
Closing
Early closure/cancellation of guarantee	30,00

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С 23.03.2021 Интернет-банк Swedbank недоступен в браузере Internet Explorer.

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