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Deposits

Earn while planning where to use it!

  • Choose your savings method considering the expected returns and whether you want access to your funds on a day-to-day basis or prefer long-term investments.
  • Your deposit is guaranteed by the state up to €100,000. What does it mean for the depositor?

The calculation is approximate. The exact amount depends on the terms of your Deposit agreement.

A term deposit is a convenient and safe way of safekeeping your spare money while receiving a return.

  • Easy to set up and always available to check on via Internet Banking.
  • Interest pay-out at the end of the deposit term or every month, whichever you prefer.
  • The amount of the term deposit is fixed.
  • You can conclude several deposits with different amounts and periods.
  • The deposit can be automatically extended with the interest rate in force at the time of extension.
  • You can terminate the deposit agreement before the expiry date, however in this case a fee will be charged according to the Pricelist, and the accrued interest will not be paid, plus any interest paid earlier will also be withheld.
Contract Currency The minimum amount of deposit Maturity
1 month 3 months 6 months 1 year
Annual rate, %
EUR 0.01 2.75 3.25 3.25 3.80
USD 0.01 1.00 1.50 1.75 3.00
GBP 0.01 0.50 0.70 0.90 1.30
NOK 0.01 0.30 0.40 0.60 1.00
SEK 0.01 0.30 0.40 0.60 1.00

Effective from 11.01.2024.

If you wish to deposit your funds without locking them away for a longer period of time, use the automated overnight deposit.

  • To activate the overnight deposit, it is necessary to provide the minimum deposit amount in the company’s current account (excl. overdraft/credit line limit funds/ funds on which any restrictions have been imposed).
  • Money is transferred from the current account to the deposit account for a short period of time from 22:00-7:00 and returned together with the calculated interest.
  • Interest rate can change every day.
  • The conclusion and termination of the agreement at any time is free of charge.
Deposit amount EUR Annual interest rate calculation Annual interest, %
Starting from 30 000 1w Euribor – 2.3 1.580
Starting from 100 000 1w Euribor – 2.1 1.780
Starting from 500 000 1w Euribor – 1.9 1.980
Starting from 1 000 000 1w Euribor – 1.7 2.180
Starting from 3 000 000 1w Euribor – 1.5 2.380

Changed 12.04.2024 18:00:14

Interest rate is presented on a basis of accounting year (360 days). Interest is calculated for the actual deposit days.

Deposit amount USD Annual interest rate calculation Annual interest, %
Starting from 30 000 0.000
Starting from 100 000 0.000
Starting from 500 000 SOFR – 4.2 1.110
Starting from 1 000 000 SOFR – 3.7 1.610
Starting from 3 000 000 SOFR – 3.4 1.910

Changed 12.04.2024 18:00:14

Interest rate is presented on a basis of accounting year (360 days). Interest is calculated for the actual deposit days.

Easily invest your spare money in a diversified and sustainable manner. Have a single view of all the group´s funds
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