Casco insurance

#StayHome and take care of your home and vehicle security

During the pandemic people are being urged to stay home and self-isolate in order to protect the health and safety of themselves and others. With home having become an office, school and playground for many, it is worth giving some thought to home and vehicle security.

Protect your personal belongings by creating various zones and make sure your property is insured

If you spend most of the day at home, it is definitely worth thinking about setting up various zones in your home to help you focus on specific activities. For example, you can set up a work area, a study area for the children and a relaxation corner for yourself and your family. These areas do not necessarily have to be separate rooms, they simply have to have a specific purpose. This will let you better focus on the task at hand, whilst also protecting, say, your work computer from accidentally spilled tea or the television set from children’s games.

According to Swedbank insurance data, we ourselves are often the ones to blame for various damages to our home and personal belongings. Last year 15% of insurance claims were filed for accidental damages to household appliances, such as a cracked ceramic hob or a television damaged due to a fall. The average insurance benefit paid was EUR 330, with the highest reaching EUR 3039. Right now, with people spending much more of their time at home, such cases are no rarity. Therefore, if you have already insured your home, it is worth checking whether you have also insured your belongings and if so – whether the sum insured is suited to your current needs.

If your permanent residence is left empty, ask a neighbour for help and think about home insurance

Since the declaration of the national state of emergency, many people have left their permanent residences for family property on the countryside or smaller towns. In such a case it is very important to have someone check in on your property from time to time to make sure everything is in order. Perhaps a neighbour can help by keeping an eye on what is going on at your home, including any vehicles you may have left outside.

Home insurance will protect you and your family from various potential financial losses. This covers not only burglaries, which are actually rare, but also troubles like flooding of your own or neighbour's apartment.

If your car is parked outside for the long-term, insure it with CASCO

Right now, your car may be left alone in the yard or on the side of the street, but that does not mean it is safe. A car can fall victim to thieves or gusty winds that are no longer a rarity in Latvia. Thus, for example, last year the highest compensation for damages caused by a tree falling on a car was EUR 4700. Densely parked cars in courtyards are also often damaged by careless cyclists or other drivers. For example, last year one car owner whose vehicle had been damaged by a passing car, incurred a loss of EUR 1900 from the incident. We must also not forget that prowlers are not sitting idle at this time, especially in regard to stealing vehicle parts. Therefore, it would be currently advisable to revise your spending instead of cutting insurance which is your financial shield. With it, any additional troubles will create as little worries as possible during this time of uncertainty.

Less exceptions, better protection

By choosing our CASCO you will get:

  • All risk insurance with a very wide insurance cover.
  • 24h roadside assistance anywhere in Europe.
  • Flexible payments - pay on a monthly basis without increasing the annual premium.
  • Maximum protection for you and your belongings when choosing Elite CASCO.
Ask for Casco offer Currently, you may be spending more time at home and your car could be parked in the yard. However, it is still important to be confident that you're financially protected in case of any damage to the car. Take a look here

For passenger cars weighing up to 3.5 tons we offer

Standard Casco

Elite Casco
All-risk cover    
Accessories    
24-hour roadside assistance in Europe    
Replacing car window panes    
Damage to or theft of personal belongings  
Loss of or damage to keys  
Cost of transportation to and from repairshop  
Personal accident insurance  
Trip interruption  
Replacement car For extra charge For extra charge
  Ask for Casco offer Ask for Casco offer
What is Casco?

You should think about getting CASCO, if you prefer to secure yourself from unexpected costs.

Casco insurance provides voluntary vehicle insurance, which will compensate the damages incurred to the vehicle, regardless of who caused the damages.

With our Casco, we don't limit driver's age or experience.

Casco does not replace mandatory traffic insurance. Make sure that you have a valid traffic insurance policy or call 67444449 and ask for the MTPL offer.

Why to choose Swedbank Casco?

We offer proper insurance with all-risk cover. For example our Casco covers any sudden and unexpected events including:

  • traffic accident;
  • vandalism, theft & robbery;
  • fire;
  • natural disaster.

Our Casco yearly insurance premiums are not dependant on payment schedule.

The sum insured will be agreed in the policy, so in case of an accident, you will get additional protection for the decrease of the car's market value. Or in case market value exeeds our agreed value, we indemnify according to the higher value.

We use original spare parts for repairing up to five-year-old cars.

What to keep in mind?

After concluding:

  • If requested, please send photos of the vehicle.
  • Print out the traffic accident notification form and place it into your car. This way you will have it at hand, should an accident occur.
  • Save the roadside assistance number 67444449, so you can call for 24/7 roadside assistance.
  • Before travelling abroad with your car, make sure that Casco insurance is valid in the countries you will be driving in. We offer two options for territory:
    • Europe;
    • Europe except for Russia, Belarus, Ukraine, Moldova, Georgia, Armenia, Azerbaijan and Turkey.

Contacts

67444449

info@swedbank.lv

The insurer is Swedbank P&C Insurance AS which is represented in Latvia by Swedbank P&C Insurance AS Latvian branch. The insurance agents are Swedbank AS and Swedbank Līzings SIA.

Insurance claims handling

Fill out claim form

Roadside assistance

If you need technical assistance on the road, call 67444449.