Loan for apartment house renovation

Loan for apartment house renovation and improving of energy efficiency

To be able to save up on heating bills we suggest you take energy-efficiency measures.

  • Reduced expenses on heating
  • A better-looking building
  • Higher value of the property
  • Reduced risk of expenses for unexpected repairs
  • Owners get a property in good technical condition which is easier to maintain and manage
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Preserve more heat

Even though you have to pay substantial sums for heating during winter, it often occurs that your appartment is still cold. It happens in case your apartment house consumes a lot of energy, but does not use it efficiently - so that large amounts of heat dissipate outside. Thus by paying for heating you are actually paying for heating the air outside as well.

Don’t pay double

Residents of each house can make save up funds for house repairs, however, it usually takes a long time. If savings are not sufficient, then it is possible to use Swedbank loan for apartment house renovation and energy efficiency improvement.

No collateral

A loan is issued to house management and not apartment owners so you won't have to mortgage your real estate or be a guarantor for a loan. Your monthly payments for public facilities will serve as a security.
Loan can be received by any house manager - be it a householder society or an enterprise specialized in house management - if 75% of apartment owners agree with receiving the loan.

Information about the new apartment building energy efficiency program is available on Once the program is launched, information about the bank's terms of lending will be added.