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Overdraft

Accelerate your business with flexible credit limit

  • Financing helps balancing the company’s working capital needs.
  • Possibility to use and repay at any time within the limit period.
  • Financing will be easier to get with support of the European Investment Fund programs EaSI and COSME.
  • Possibility to get a loan without any collateral.
What is it for?
  • Financing is suitable for balancing uneven cash flows caused by payment deadlines and daily expenses.
  • Can be perfect for one-off purchases you know you can repay quickly.
  • Credit limit is constantly available in your company’s account.
  • Incoming turnover will cover the used limit and will reduce interest expenses.
Main conditions
  • Limit from 2000 € up to 50% of the company’s average monthly net turnover.
  • Term up to 12 months.
  • Annual interest rate for loans:
    • without collateral - from 10%.
    • with collaterial (real estate property, commercial pledge) – average 5%.
  • A fixed annual percentage for the unused part of the limit - 3%
  • Interest and commitment fee will be debited from current account real estate property, commercial pledge on the agreed payment date.

As a precondition to applying for the financing, the corporate customer must have been carrying out business activities for at least 12 months.

Possible collaterals

To find out which financing option would work best for your company, sign up for a consultation!

Business Credit Card - extra funds that can also be used for paying bills.

Cash against invoice - funding which is perfect in situations when you need to quickly increase the company’s working capital for goods or services sold while waiting for payment.