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For farmers

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Our consultant will contact you within 1 business day and will inform you about the terms of financing and how to set it up.
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Planning and turning into reality!

Here you’ll find financing for the needs of your farm.

  • A personal approach to your farm.
  • Apply and we’ll arrive at the most beneficial solution together.
  • New! Financing of working capital up to 50,000 EUR without collateral!
  • 30% off on document processing fee if the application is filled out and the contract is signed via Internet Banking.
Apply for loan Apply for leasing

Bring us in on your plans!

We don’t measure success in loans issued. The plans you’ve turned into reality is what we’re after. We know what happens on the field, when it’s time to gather harvest and what’s the most beneficial financing for every need of the farm. Apply and let’s start working together!

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  • Leasing to buy new or used machinery.
  • Down payments with COSME guarantee up to 9%.
  • Solutions for loan without a pledge available.
  • Leasing to buy a new or used car.
  • Great value! Interest rate from 2.49%.
  • Special terms on purchase of environmentally-friendly cars.
  • Loan repayment period of up to 20 years.
  • Possible solutions for a loan without down payment.
  • The bank’s experts perform valuation of the land themselves as part of the transaction.
  • Possibility to have a fixed % rate for a period of up to 10 years.
  • Financing of working capital, commodities, fuel, tools, construction
  • Financing for purchasing solar panels, wind turbines and heat pumps.
  • In EU projects, LAD covers part of the value of purchase or investments or LAD repays a maximum of 4% of interest payments made to the bank.
  1. Fill out the application on the Internet Bank. We will contact you within 2 business days.
  2. Sign the agreement via internetbank or book a time at Swedbank branch.
  3. If necessary, register the collateral and procure insurance.
We can ask for the annual financial report (not older than 12 months) if it has not been submitted to the Commercial Register.
In case of property collateral needed we ask a valuation report from a real estate agency accepted by the bank.
Contracts entered into between the European Investment Fund (EIF) and Swedbank enable us to provide loans and leasing services to micro, small and medium-sized enterprises in Estonia, Latvia, and Lithuania. The EIF aims at helping to finance and carry out investments in the European Union and ensuring greater access to capital. The guarantee programmes also help to finance necessary investments if an enterprise does not have sufficient collateral.

EaSi guarantee

The objective of this program is to increase access to finance for micro-enterprises by offering additional guarantee from EIF.

Requirements for using the EaSI guarantee

  • Fixed assets and working capital are financed.
  • The maximum amount to be financed is up to 25 000 EUR
  • The company has up to 9 employees.
  • Annual turnover is up to 2 million EUR or the balance sheet total is up to 2 million EUR
  • The guarantee is free of charge.

To get the EIF-supported financing, ask your contact person in the bank or fill in an application form here.

The supported financing benefits from the support of the European Union under the Guarantee Facility established under Regulation (EU) No 1296/2013 of the European Parliament and the Council establishing a Union Programme for Employment and Social Innovation (“EASI”) and the European Fund for Strategic Investment (“EFSI”) set up under the Investment Plan for Europe. The purpose of EFSI is to help support financing and implementing productive investments in the European Union and to ensure increased access to financing. Additional information on EFSI can be found on the information page provided by the European Commission and on Twitter (#investEU).

COSME guarantee

Requirements for using the COSME guarantee

  • Fixed assets and working capital are financed.
  • The maximum amount to be financed is 1.5 million EUR
  • The company has up to 249 employees.
  • Annual turnover is up to 50 million EUR or the balance sheet total is up to 43 million EUR
  • The guarantee is free of charge.

To get the EIF-supported financing, ask your contact person in the bank or fill in an application form here.

This financing is made possible thanks to the Guarantee that has been provided by COSME and the European Fund for Strategic Investment (“EFSI”) set up under the Investment Plan for Europe. The purpose of EFSI is to help support financing and implementing productive investments in the European Union and to ensure increased access to financing.

Especially favourable 5,9% interest for a special loan that will allow you to use solar, wind or earth heat energy in the daily operations of your farm. If the limit is up to 15 000 EUR no collateral is needed.

Extra funds for company’s everyday operations and unexpected payments.

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