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Equipment leasing

Applications (LV/RU)

Applications and Forms (LV/RU)

Cars, commercial vehicles and industrial equipment leasing applications:

Full Service Car Leasing applications:

Let the business work efficiently!

  • For buying new and used equipment, machinery, production facilities
  • Down payment with COSME guarantee up to 9%
  • 30% discount on document processing fee if applied for and the contract is signed via Internet Banking

Apply and we’ll arrive at the most beneficial solution together!

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Down payment
 EUR

Monthly payment
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  • For production and service provision facilities
  • For construction machinery
  • For warehouse equipment
  • For logging and agricultural machinery
  • For medical devices
  • Become the owner of the equipment at the end of the lease period.
  • Gradually pay out equipment purchase value and interest within the lease period.
  • Possibility to buy a used or new equipment.
  1. Fill in an application via Internet Banking or apply for consultation.
  2. Submit equipment valuation if needed.

    Valuation is required if you buy a used equipment and the seller is not a Swedbank cooperation partner (equipment dealer).

    Valuation can be obtained from our cooperation partners:

    • SIA AR Control, address: Daugavgrivas street 77, Riga, LV-1007, phone 29 209 154, 29 398 462; www.ar-control.net (Can evaluate only agricultural and construction equipment).
    • SIA 3G, address: Matīsa 76/78 (in a yard), Riga, phone 26546688.
  3. The lease agreement may be signed via Internet Bank or at Swedbank branch.
  4. Pay the down payment, commission fee invoices.
  5. Re-register the financed machinery, equipment with VTUA. A new registration certificate will be issued to you with Swedbank Līzings SIA stated as the owner and your company - as the registered keeper ('holder’) of the equipment.
The machinery must have valid insurance. If the machinery is intended to be used in road traffic, it must carry valid CASCO and MTPL insurance. Please e-mail a copy of the policy to naan@swedbank.lv. For the approved insurance companies, see here.
  • Leasing equipment or machinery maturity at the end of the leasing contract – 15 years.
  • Financed amount from 6 000 EUR.
  • Repayment period up to 5 years.
  • Down payment from 15%, smaller down payment is possible with EIF guarantee.

Leasings

Product/Service Price, EUR
Applying
Granting of lease Best value via Internet Banking 1,0 % - 1,5 % of the car/equipment price, min. 100,00 + VAT 1% of total price determined by whether lwease applied for and agreement signed via Internet Banking.
Document processing fee 0,00 - 213,00 + VAT Standard terms - 0,00
In case of deviation from the standard terms of the agreement or if the agreement needs to be drafted in a foreign language - EUR 213 + VAT.
Additional lease granting fee applies.
English or Russian.
Valuation of a car at a branch 37,19 + VAT Valuation may be carried out for cars with acquisition value of up to EUR 70000. The valuation fee is charged regardless of whether bank's financing is set up or not. The valuation is for internal use only and will not be issued to the customer. Valuation is available only in branches outside Riga.
Using
Change of lease currency, change of interest rate type 1.5% of the outstanding amount, min. 60.00 + VAT
Processing of other changes and contractual amendments Apply via Internet Banking Up to 0,5 % of the outstanding amount, min. 60,00 + VAT
Preparation and issuance of agreement copies, standard bank certificates, sub-letting approvals and authorizations for travelling outside the Republic of Latvia Apply via Internet Banking 25,00 - 50,00 + VAT Standard - 25,00 + VAT
Urgent - 50,00 + VAT
Urgent preparation of authorization - in 4 business hours of the Bank
Preparation and issuing of non-standard documents upon customer's request Apply via Internet Banking 70,00 + VAT
Monitoring of the leasing transaction in connection with insurance of the collateral 142,00 - 284,00 + VAT If liabilities secured against the collateral are less than EUR 1.5 million - 142,00
If liabilities secured against the collateral exceed EUR 1.5 million - 284,00
Signing of debt agreement 0,2 % of the outstanding amount, min. 71,00
Debt agreement document processing fee 0,00 - 213,00 + VAT Standard terms - 0,00
In case of deviation from the standard terms of the agreement or if the agreement needs to be drafted in a foreign language - EUR 213 + VAT.
English or Russian.
Closing
Document processing Final invoice for a third party may only be requested from your manager or any Swedbank branch. In case of finance lease, also the document showing the residual value must be submitted together with the request for final invoice.
- in case of early performance of obligations 1.5% of the outstanding amount, min. 70,00 + VAT.
Additionally EUR 100,00 + VAT, if the final invoice is issued to a third party.
For finance lease or loan.
- in case of redemption of the object of operating lease agreement 1.5% of the outstanding amount, min. 70,00 + VAT.
Additionally EUR 100,00 + VAT, if the final invoice is issued to a third party.
- in case of re-financing 1,5% of the outstanding amount, min. 170,00 + VAT
CSDD fee: Deregistration for sale in Latvia 3,02

Supplementary car leasing services

Car insurance
Setting up fee Free of charge
Monthly payment According to the insurer's rates
Early termination Current period's monthly payment

Effective from 19.08.2020.

General terms and conditions

The following changes can be made to the lease agreement

  • Change in date of monthly payments here.
  • Early performance of obligations (in part or in full) here.
  • Deferral of principal repayments or extension of payment deadline here.
Applications & forms

Authorisation for Use of the Vehicle

  • Using the vehicle in Latvia and elsewhere in the EU no authorisation is required.
  • Using the vehicle in another foreign country fill in the Application for Authorisation.

In case you travel with your leased car or motorbike to Armenia, Azerbaijan, Kazakhstan, Kyrgyzstan, Moldova, Tajikistan, Turkmenistan, Ukraine, Uzbekistan, Belarus or Russia, you will need to conclude a supplementary policy in addition to your Casco insurance policy.

Early termination

  • If you wish to pay off the remaining lease amount or sell the equipment before the contract end date, fill out an application here.
  • If you want to ask the final invoice to be issued in the name of a third party, then you need to fill out the application at a Swedbank branch. If you currently have finance lease, then also the waybill - invoice about the remaining balance of lease must be submitted together with the application.
  • After discharging the lease obligations, you can register the equipment with VTUA (if equipment is registered) in your or buyer’s name.

End of finance lease period

  • When the agreement expires, we will start the equipment ownership transfer process. You will have to come to Swedbank branch and sign act of convenience and then re-register asset in VTUA if asset is registered. If asset is not registered then signed act of convenience will serve as ownership transfer.

Contracts entered into between the European Investment Fund (EIF) and Swedbank enable us to provide loans and leasing services to micro, small and medium-sized enterprises in Estonia, Latvia, and Lithuania. The EIF aims at helping to finance and carry out investments in the European Union and ensuring greater access to capital. The guarantee programmes also help to finance necessary investments if an enterprise does not have sufficient collateral.

EaSi guarantee

The objective of this program is to increase access to finance for micro-enterprises by offering additional guarantee from EIF.

Requirements for using the EaSI guarantee

  • Fixed assets and working capital are financed.
  • The maximum amount to be financed is up to 25 000 €.
  • The company has up to 9 employees.
  • Annual turnover is up to 2 million € or the balance sheet total is up to 2 million €.
  • The guarantee is free of charge.

To get the EIF-supported financing, ask your contact person in the bank or fill in an application form here.

The supported financing benefits from the support of the European Union under the Guarantee Facility established under Regulation (EU) No 1296/2013 of the European Parliament and the Council establishing a Union Programme for Employment and Social Innovation (EaSI) and the European Fund for Strategic Investment (“EFSI”) set up under the Investment Plan for Europe. The purpose of EFSI is to help support financing and implementing productive investments in the European Union and to ensure increased access to financing.

COSME guarantee

Requirements for using the COSME guarantee

  • Fixed assets and working capital are financed.
  • The maximum amount to be financed is 1.5 million €.
  • The company has up to 249 employees.
  • Annual turnover is up to 50 million € or the balance sheet total is up to 43 million €.
  • The guarantee is free of charge.

To get the EIF-supported financing, ask your contact person in the bank or fill in an application form here.

This financing is made possible thanks to the Guarantee that has been provided by COSME and the European Fund for Strategic Investment (“EFSI”) set up under the Investment Plan for Europe. The purpose of EFSI is to help support financing and implementing productive investments in the European Union and to ensure increased access to financing.

To find out which financing option would work best for your company, sign up for a consultation!

Choose the purpose of financing and find suitable loan.

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