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Find the suitable financing

We are ready to adjust financial instruments to meet your needs

And we are here if you have any questions.

A business opportunity! An loan of up to 10,000 EUR without a pledge.

Apply and find out the conditions for getting the amount you need.

Funding selection tool

Financial lease

Operating lease

Possibility to return a car to the buyback provider or buy it out for residual value at the end of lease period.


The fastest way to finance smaller investments of the company.

Business Credit Card

Extra funds for everyday needs, transfers from the credit card account.

Business Gold Credit Card

In addition to the Business Credit Card features includes travel insurance.



Helps balancing working capital needs.


Helps balancing operating cashflow, while waiting payments for issued invoices.

Monthly payment 0 EUR 0 EUR 0 EUR
Down payment 1 -
Residual value No remaining value No remaining value
CASCO Insurance  The insurance agreement covers all types of risks (unexpected, unforeseen events leading to damage or destruction of the insured property, for example, fire-related accidents, traffic accidents, vandalism, natural disasters, thefts and similar).

-15% if the leasing application is filled out via Internet Banking*

-15% if the leasing application is filled out via Internet Banking*

CO2 emission level**
  • 1.5% of the car / equipment price (min. 130 EUR + PVN)
As agreed
  • From 1% of the total limit, min. 100 EUR
  • From 1% of the total limit, min. 100 EUR
Annual interest rate
  • From 2.59% + 6m Euribor
  • Environmentally friendly cars from 1,49% + 6m Euribor
Term 3 years 3 years
Collateral A company turnover or/and owner’s surety A company turnover or/and owner’s surety
  • Issue fee 6 EUR
  • Monthly fee 4 EUR
  • Issue fee 10 EUR
  • Monthly fee 10 EUR
Annual interest rate 18% 14%
Interest-free period for card purchases Up to 30 days Up to 40 days
Monthly payment 0 EUR
Term Up to 1 year Up to 1 year
Collateral Financed invoice
As agreed
  • From 1% of the total limit, min. 150 EUR
  • From 1% of the total limit, min. 150 EUR
As agreed
  • From 1% of the total limit, min. 150 EUR
  • From 1% of the total limit, min. 150 EUR
Annual interest rate Individually

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The offer is indicative only. The calculations may differ depending on the vehicle selected and the customer’s insurance history.
Terms of insurance: insurance type - Standard CASCO Insurance, a deductible for damages – EUR 140 , theft, robbery deductible - 5%, but not less than EUR 140.00 , glass deductible – EUR 0.
* Offer valid from 01.04.2024. to 30.09.2024. The discount will be applied to the insurance premium for 12 months from the moment of entry into the contract and is valid for passenger cars of up to 3.5 t with ordinary use. The discount cannot be combined with other discounts applied.

The calculated monthly payment is for information only and gives an approximate idea.
Important! Please be informed that an increase in the Euribor base rates may result in an increase in your monthly loan payments. For the current amount of the Euribor base rate, see here.

** According to the light vehicles test procedure (WLTP) data.

Assessment of my company

{ "yAxis": { "min": 0, "max": 100 } }
  1. Log in to internet banking
  2. You’ll get an financial evaluation of your company
  3. Discover your company’s strengths and weaknesses
  4. If you do not see the calculation or need help understanding it - apply for a consultation

Available to Swedbank customers. We can show the company’s individual valuation if the balance sheet and income statement are available in public databases.


Your company’s loan eligibility is based on your latest financial statement, so be sure to do your accounting properly and keep the financial statements up to date.

Up-to-date annual, and sometimes quarterly, financial statements are instrumental in the loan application process.

Your equity is:  .

Equity ratio is:   %.

The more of a company’s assets (real estate, equipment, machinery, stock, current assets etc.) are financed by the owners themselves rather than creditors, the better its chances to obtain financing. In order to receive financing, your equity cannot be negative.

EBITDA (earnings before interest, taxes and depreciation)  .

A company’s ability to generate profit is an important factor in financial eligibility evaluations.

A company should have enough funds available to cover potential additional liabilities.

To be eligible for financing, a company must have a sufficient level of turnover or a future project with good turnover potential. A sustainable pace of turnover growth is one sign of a financially healthy company.

Credit history

A company’s credit history is one of the most important factors in determining its loan eligibility. This means reviewing the payment history of the company, related companies and key officials. You can find more information about the personal data processing in the Swedbank approved Principles of Processing Personal Data.

Timely payments of existing and past loans held by your company in Swedbank is one of the key elements for future financial eligibility of both the company and related individuals.

The payment discipline of your company and its group members in respect to third parties also indicates your trustworthiness today and in future.

Relationship with bank

Please let us know if you have recently changed the name of your company, its ownership or area of business. Make sure to complete and update your anti-money laundering (AML) questionnaire, as this is an essential part of financing applications.

A completed and up-to-date AML questionnaire is a prerequisite for applying for a loan from Swedbank.

A successful and sustainable relationship with the bank creates beneficial conditions when applying for financing.

Blocked accounts can be an indication that a company is experiencing difficulties.

The longer your business has been operating, the more trust we will have in it.

The fastest way to finance smaller investments of the company.

Helps balancing the company’s working capital needs.

Especially favourable conditions for equipment. Leasing interest rate from 0.74% + 6-month Euribor.

A companion in business for just 4 EUR a month.

Unsecured loan is possible.

Leasing interest rate from 1.49%.

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