Cash transactions

• Use your Swedbank-issued Business card for cash deposits at Swedbank-logo ATMs in Latvia. Locate the nearest ATM and check its hours.
• Every Swedbank Business Debit or Credit card is issued with a standard monthly cash deposit limit of 15 000 EUR.
• You can insert up to 100 banknotes at once for deposits.
• For smooth processing, straighten and neatly stack your banknotes - free of stickers, clips, or notes - or the ATM may reject them.

• Withdraw cash worldwide at any ATM accepting MasterCard.
• Locate nearby Swedbank-logo ATMs and their hours.
• New Swedbank Business Debit or Credit cards is issued with a cash withdrawal limit 1 400 EUR per day.
• Increase the limit up to 3 000 EUR per day or decrease via Internet Banking for Businesses or Mobile App.
• ATMs dispense up to 850 EUR per transaction - for larger amounts, repeat the action.
• Always retrieve your card and cash before leaving the ATM.
• Non-Swedbank-logo ATMs may charge extra fees from the service provider.

• Swedbank partners with select merchants so you can withdraw cash right at checkout with your purchase. Find nearby locations.
• Transactions are in EUR only.
• Availability varies by merchant - check the possibility before the purchase. Merchants may decline if their cash drawer is low.
• Maximum withdrawal: 100 EUR per purchase.
• Your requested cash amount adds to the purchase total, shown on the receipt, and counts toward your card purchase limit.
• A service fee may apply for merchant cash withdrawals.

Interested in offering cashback to your customers? Contact us.

Streamline your company's cash flow with secure and efficient cash collection service:

• Flexible collection and transport timed to your operations.
• Expert handling, storage, and direct deposit to your designated bank account.
• Smart Safe deposit boxes for small-amount deposits, providing real-time cash tracking and faster crediting to your account. Cash collection is performed once the safe is full. The service is provided by Brink's Latvia AS.

• Get cash delivered securely to address in Latvia.
• Trusted cash handling partners deliver EUR banknotes and coin packages tailored to your business needs.
• Schedule deliveries at your preferred time and location for a seamless experience.

• Available for Swedbank customers - to your accounts only.
  • Unlimited deposits can be made at financial centers in Ķīpsala, Liepāja, Valmiera, and Daugavpils.
  • You can deposit up to 15 000 EUR at any cash-handling branch. Businesses depositing daily collections face no limit at cash-handling branches.
• Locate the nearest cash-service branch.
• Currency exchange isn't available in person - deposit cash in EUR to your account first, then exchange. Learn more about the currency exchange.

• Companies can withdraw cash in EUR from Swedbank accounts at any cash-service branch:
  • Up to 15 000 EUR at any cash-handling branch.
  • Over 15 000 EUR at regional financial centers: Ķīpsala, Liepāja, Valmiera, and Daugavpils.
• Locate the nearest cash-service branch.
• For large cash withdrawals of 6 000 EUR or more orders must be placed by 13:00 at least two business days in advance. Application can be submitted via Swedbank Internet Banking or by phone 67 444 444.

• The bank cannot accept or exchange EUR banknotes missing visible security features or clear denomination due to damage like burning, oil stains, discoloration (from paint, ink, powder, washing, etc.), or any alteration to their original colouring.
• Damaged coins - scratched, mechanically altered, or changed from their original state - are also not accepted.