Ordering and issuance |
New or replaced card Also in cases when the card is lost, stolen, or damaged. Automated fee upon card activation. |
|
6.00 |
10.00 |
|
Renewed card Issuance of the new card after validity period of previous card was expired is free of charge. |
|
Free of charge |
Free of charge |
|
Urgently produced card |
|
41.00 |
45.00 |
Expedited card production and delivery can be ordered at a branch or by calling the Phonebank's number on 67 444 444. Ordering card on working days till 13:30, production and delivery of card to branches 'Ķīpsala' (Riga, Balasta dambis 15) and 'Spice' (Rīga, Jaunmoku street 13 (t/c 'Spice Home')) within 4 business hours. Card delivery to branches outside of Riga next business day. |
Receiving |
By post |
|
0.00 |
0.00 |
|
At branch |
|
6.00 |
6.00 |
|
Using |
Monthly fee |
|
4.00 |
10.00 |
The card's monthly fee will be automaticaly debited from account in the begin of every month. |
Card purchases in Latvia and abroad |
|
Free of charge |
Free of charge |
|
Zero-interest period |
|
Until following month's 1st date |
Until following month's 10th date |
Interest-free period applicable only to card purchases, not cash withdrawals and transfers. |
Currency exchange markup |
|
2.95% |
2.95% |
The fee is charged if the transaction is made in a currency other than the card currency. Information on current Exchange Rates available on International Card Organization websites www.mastercard.com and www.visaeurope.com |
Funds transfer from credit card limit account |
|
See Payments |
See Payments |
Equal to payments from current account |
Cash operations |
|
See Cash transactions via ATMs and Retail outlets |
See Cash transactions via ATMs and Retail outlets |
|
Annual rate of interest on amount spent |
|
18% |
14% |
Rate will be applied taking into account the zero-interest period for purchases. |
Exceeding the credit limit and using credit limit not repaid on time |
|
60% of the amount exceeded annually |
60% of the amount exceeded annually |
|
Travel Insurance |
|
-- |
Free of charge |
Travel insurance is offered to Business Gold credit cards. The insured risks. |
Changes in Card Agreement (incl. change in limits, permitted services, card delivery method) |
Easier via Internet Banking |
6.00 |
6.00 |
Exception - change in card servicing account and granted credit limit at a branch is free of charge. |
Card claim processing |
|
Free of charge |
Free of charge |
If processing of the claim involves obtaining documentary proof of transactions, then a fee will be charged to the amount of the actual cost of the service. |
Checking the account balance: |
- In ATMs of Swedbank in Latvia |
|
Free of charge |
Free of charge |
|
- In other banks' cash machines in Latvia and worldwide |
|
0.40 |
0.40 |
|
Printout of last 5 card transactions at Swedbank ATMs in Latvia |
|
0.20 |
0.20 |
|
Changing and unblocking the card's PIN in Swedbank ATMs in Latvia |
|
Free of charge |
Free of charge |
In case of entering PIN incorrectly three consecutive times in a POS terminal. |
Closing |
Closing the card |
|
Free of charge |
Free of charge |
|