Ordering and issuance |
New or replaced card Also in cases when the card is lost, stolen, or damaged. Automated fee upon card activation. |
|
6.00 |
10.00 |
|
Renewed card Issuance of the new card after validity period of previous card was expired is free of charge. |
|
Free of charge |
Free of charge |
|
Urgently produced card |
|
41.00 |
45.00 |
Expedited card production and delivery can be ordered at a branch or by calling the Phonebank's number on 67 444 444. Ordering card on working days till 13:30, production and delivery of card to branches 'Ķīpsala' (Riga, Balasta dambis 15) and 'Spice' (Rīga, Jaunmoku street 13 (t/c 'Spice Home')) within 4 business hours. Card delivery to branches outside of Riga next business day. |
Receiving |
By post |
|
0.00 |
0.00 |
|
At branch |
|
6.00 |
6.00 |
|
Using |
Monthly fee |
|
4.00 |
10.00 |
The card's monthly fee will be automaticaly debited from account in the begin of every month. |
Card purchases in Latvia and abroad |
|
Free of charge |
Free of charge |
|
Zero-interest period |
|
Until following month's 1st date |
Until following month's 10th date |
Interest-free period applicable only to card purchases, not cash withdrawals and transfers. |
Currency exchange markup |
|
2.95% |
2.95% |
The fee is charged if the transaction is made in a currency other than the card currency. Information on current Exchange Rates available on International Card Organization websites www.mastercard.com and www.visaeurope.com |
Funds transfer from credit card limit account |
|
See Payments |
See Payments |
Equal to payments from current account |
Cash operations |
|
See Cash transactions via ATMs and Retail outlets |
See Cash transactions via ATMs and Retail outlets |
|
Annual rate of interest on amount spent |
|
18% |
14% |
Rate will be applied taking into account the zero-interest period for purchases. |
Exceeding the credit limit and using credit limit not repaid on time |
|
60% of the amount exceeded annually |
60% of the amount exceeded annually |
|
Travel Insurance |
|
-- |
Free of charge |
Travel insurance is offered to Business Gold credit cards. The insured risks. |
Lounge Key (from 24.09.2020) |
|
Lounge Key is offered together with the Business Gold credit card (issued starting from 24.09.2020.) and for a separate charge unlocks access to special lounges at over 1000 airports worldwide. Find out more on LoungeKey.com or the mobile app.
Each lounge visit is billed in EUR. The bank causes the payment for use of the Lounge Key to be made by debiting the necessary funds from the customer’s Swedbank credit card account.
The bank does not deal with any claims regarding the Lounge Key service and customer must lodge any such complaints directly to Lounge Key Ltd. Find out more on Lounge Key Ltd.
|
- Membership fee |
|
-- |
Free of charge |
|
- Lounge visit (per person) |
|
-- |
28.00 Also available for a person visiting the lounge together with the Business Gold credit card holder. The list of airport lounges included in the LoungeKey programme is available on the website www.loungekey.com |
|
Changes in Card Agreement (incl. change in limits, permitted services, card delivery method) |
Easier via Internet Banking |
6.00 |
6.00 |
Exception - change in card servicing account and granted credit limit at a branch is free of charge. |
Card claim processing |
|
Free of charge |
Free of charge |
If processing of the claim involves obtaining documentary proof of transactions, then a fee will be charged to the amount of the actual cost of the service. |
Checking the account balance: |
- In ATMs of Swedbank in Latvia |
|
Free of charge |
Free of charge |
|
- In other banks' cash machines in Latvia and worldwide |
|
0.40 |
0.40 |
|
Printout of last 5 card transactions at Swedbank ATMs in Latvia |
|
0.20 |
0.20 |
|
Changing and unblocking the card's PIN in Swedbank ATMs in Latvia |
|
Free of charge |
Free of charge |
In case of entering PIN incorrectly three consecutive times in a POS terminal. |
Closing |
Closing the card |
|
Free of charge |
Free of charge |
|