When choosing the pension plan "Dynamics" as a way in which
to accrue your pension capital, you can expect a more rapid increase
in your pension capital because approx. 50 per cent of funds envisaged
for investments will be placed in shares. It will be difficult to forecast
the increase in the value of these investments, however, according to
the worldwide experience, investments into shares over a longer period
of time are more profitable than investments made in T-bills. By taking
into account that, Swedbank specialists advise to choose the pension
plan "Dynamics" for young people who like taking a risk.
Although you can change a pension plan every year, if you choose pension
plan "Dynamics", it is advisable to take into account that
it is more reasonable to use this type of pension plan as long as possible,
because in that way you will be able to use its advantages and opportunities
much better. When you will not be willing to take any risks regarding
fluctuations in share value just shortly before you retire, in order
to maintain the accrued amount you will have an opportunity to join
more conservative pension plan, namely, "Stability".
