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How do I purchase travel insurance by texting
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How do I purchase travel insurance by texting

Apply Fees

The service is available exclusively to Swedbank Mobile Banking customers.
Wherever GSM mobile networks are accessible.
On a 24/7 basis.

Rates for travel insurance via texting:

  • Standard rate: LVL 2.00 / day
  • If you are travelling for business or pleasure, the standard rate will be most suitable for you.

  • Active rate: LVL 4.00 / day
  • The active rate covers leisure activities such as mountain skiing, snowboarding (on established tracks), cross-country skiing, swimming, diving, boating, cycling, golf, paintball, angling, hunting.

How to get insured?

To purchase, by texting:

Standard rate travel insurance, send
ERGO2 sum

Example:
If you go on travel for 10 day, send message with code:
ERGO2 20

where “ERGO2” means daily rate of LVL 2.00 and “20” means the amount of payment – LVL 20.00.
(10 days * LVL 2.00).

Active rate travel insurance, send
ERGO4 sum

Example:
If you go on travel for 6 day, send message with code:
ERGO4 24

where “ERGO4” means daily rate of LVL 4.00 and “24” means the amount of payment – LVL 24.00.
(6 days * LVL 4.00).

Swedbank has set a limit of LVL 25.00 on one mobile banking service.

The text message must be sent to your mobile operator’s number:

  • LMT: 29310101
  • Tele2: 29610101
  • TRIATEL: 25810101
  • BITE (BiFri): 1643

NOTE! Insurance comes into force within 24h after sending the message and receiving a text confirmation!

Example:
You wish to take a 10-day trip from the 2nd to 11th date. If the text is sent, for example, on the 1st date at 1000 hours, insurance will come into force on the 2nd date at 1000 hours.

After the sending the message you will get two text confirmations:

1. Text from Swedbank – payment has been accepted for execution

for the confirmed travel insurance validity period.

2. Text from ERGO (within 15 minutes of text purchase) containing information

about the authorization code to be entered on www.ergo.lv website in “SMS Policy” section to view and print out your policy and read the terms of insurance.