
		Car leasing
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Calculator of car leasing

Application of Vehicle Finance

Car leasing

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Fees

Operational leasing

Operational leasing means that the car is transferred into your use for a determined time period, within which you will have to pay the amortization (depreciation) value of the car.

When the Agreement expires, you will have a possibility to choose whether to return the car to the back-buyer (as agreed on upon conclusion of the agreement) or to buy out the car (by paying the residual value or by transforming your operating lease into finance lease) or transfer the redemption right to another person.

Usually the following are chosen

Operational leasing is usually chosen by private individuals who find an as possibly small monthly payment very important and who want to use an as possibly good car, persons who do not want to sell their car, as well as self-employed persons.

What to do if your operating lease contract is about to run out
Guidelines for Determining Vehicle’s Normal Wear

Financial leasing

Financial leasing means that within the lease period you gradually cover the value of the car by monthly payments and become the owner of the car at the end of the lease period.

Usually the following are chosen:

Financial leasing is usually chosen by private individuals who want to own the car and to use it for a long time.

You can apply for and receive car leasing at Swedbank branches throughout Latvia and at partners of Swedbank.

Offers for pre-owned and new cars are available in the www.lizings.lv catalogue.
Down payments on used cars from the www.lizings.lv catalogue start at 0%.