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Loans |
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Borrowing from your own bank is easier and a better bargain! Tell us what you look for, and together we will find the solution that best meets your needs!
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Casual purchases>>
Need extra cash for planned or spontaneous purchases? |
Credit Card
Amount |
Set on a case to case basis in the amount of up to 3 salaries |
Maturity |
No fixed repayment date/46 days |
Conditions |
Regular income at least LVL 180 per month |
Benefits |
Regular special offers from Swedbank’s cooperation partners, being able to pay anywhere in the world, buy travel insurance at attractive rates. |
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Education>>
Wish to study in Latvia or abroad? |
Study Loan
Amount |
Up to LVL 8000 or EUR 11400 |
Maturity |
Up to 10 years, starting with the 12th month following graduation |
Collateral |
Student's or guarantor's regular income |
Benefits |
Loan can be arranged and made available within 2 – 3 days; during studies you will need to pay ONLY interest on the loan received. The loan can be applied for even before entering university. |
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Credit Line
Amount |
Set on a case to case basis in the amount of up to LVL 7000 or EUR 10,000 |
Maturity |
No fixed repayment date |
Conditions |
Regular monthly income at least LVL 350 per month |
Benefits |
There is no restriction on when the approved credit limit must be utilized as you must only pay interest on the credit limit spent, while the principal may be repaid when it's convenient for you |
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Consumer Loan
Amount |
Up to LVL 7000 or EUR 10,000 |
Maturity |
Up to 3 years for LVL loans and 5 years for EUR loans |
Conditions |
Regular income at least LVL 180 for a loan in the lats currency and LVL 300 for a loan in the euro currency |
Benefits |
Readily available – you can set up and sign the contract via Swedbank Internet banking site and the loan amount is promptly transferred to your current account. |
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Credit Card
Amount |
Set on a case to case basis in the amount of up to 3 salaries |
Maturity |
No fixed repayment date/46 days |
Conditions |
Regular income at least LVL 180 per month |
Benefits |
Regular special offers from Swedbank’s cooperation partners, being able to pay anywhere in the world, buy travel insurance at attractive rates. |
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Home Equity Loan
Amount |
Up to 70% of the property's market value* |
Maturity |
Up to 30 years* |
Collateral |
Real estate owned by you |
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* if the property is a standard apartment project loan amount is 60% of market value and term up to 20 years
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Car>>
do you wish to buy a new or pre-owned car? |
Car Lease
Amount |
Up to 90% of the car's value |
Maturity |
Up to 8 years in case of finance lease, and up to 5 years in case of operating lease |
Collateral |
The vehicle leased |
Benefits |
Car lease together with Car Insurance and Statoil Fuel Card – pay just one bill once a month; the lease can be arranged at cooperation partner offices and any Swedbank branch |
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Credit Line
Amount |
Set on a case to case basis in the amount of up to LVL 7000 or EUR 10,000 |
Maturity |
No fixed repayment date |
Conditions |
Regular monthly income at least LVL 350 per month |
Benefits |
There is no restriction on when the approved credit limit must be utilized as you must only pay interest on the credit limit spent, while the principal may be repaid when it’s convenient for you |
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Consumer Loan
Amount |
Up to LVL 7000 or EUR 10,000 |
Maturity |
Up to 3 years for LVL loans and 5 years for EUR loans |
Conditions |
Regular income at least LVL 180 for a loan in the lats currency and LVL 300 for a loan in the euro currency |
Benefits |
Readily available – you can set up and sign the contract via Swedbank Internet banking site and the loan amount is promptly transferred to your current account. |
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Home Equity Loan
Amount |
Up to 70% of the property's market value* |
Maturity |
Up to 30 years* |
Collateral |
Real estate owned by you |
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* if the property is a standard apartment project loan amount is 60% of market value and term up to 20 years
 | Home Improvement>>
do you plan to refurbish your home, purchase furniture, household appliances?
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Select the type of loan that matches your plans, expected expenses and repayment capability.
Home Equity Loan
Amount |
Up to 70% of the property’s market value* |
Maturity |
Up to 30 years* |
Collateral |
Real estate owned by you |
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* if the property is a standard apartment project loan amount is 60% of market value and term up to 20 years
Repairs Loan
Amount |
Up to 80% of the property's market value* |
Maturity |
Up to 30 years* |
Collateral |
Real estate owned by you |
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* if the property is a standard apartment project loan amount is 70% of market value and term up to 25 years
Consumer Loan
Amount |
Up to LVL 7000 or EUR 10,000 |
Maturity |
Up to 3 years for LVL loans and 5 years for EUR loans |
Conditions |
Regular income at least LVL 180 for a loan in the lats currency and LVL 300 for a loan in the euro currency |
Benefits |
Readily available – you can set up and sign the contract via Swedbank Internet banking site and the loan amount is promptly transferred to your current account. |
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Credit Line
Amount |
Set on a case to case basis in the amount of up to LVL 7000 or EUR 10,000 |
Maturity |
No fixed repayment date |
Conditions |
Regular monthly income at least LVL 350 per month |
Benefits |
There is no restriction on when the approved credit limit must be utilized as you must only pay interest on the credit limit spent, while the principal may be repaid when it’s convenient for you |
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Travel>>
wish to go on a journey, book hotel or do shopping abroad? |
Consumer Loan
Amount |
Up to LVL 7000 or EUR 10,000 |
Maturity |
Up to 3 years for LVL loans and 5 years for EUR loans |
Conditions |
Regular income at least LVL 180 for a loan in the lats currency and LVL 300 for a loan in the euro currency |
Benefits |
Readily available – you can set up and sign the contract via Swedbank Internet banking site and the loan amount is promptly transferred to your current account. |
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Credit Line
Amount |
Set on a case to case basis in the amount of up to LVL 7000 or EUR 10,000 |
Maturity |
No fixed repayment date |
Conditions |
Regular monthly income at least LVL 350 per month |
Benefits |
There is no restriction on when the approved credit limit must be utilized as you must only pay interest on the credit limit spent, while the principal may be repaid when it’s convenient for you |
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Credit Card
Amount |
Set on a case to case basis in the amount of up to 3 salaries |
Maturity |
No fixed repayment date/46 days |
Conditions |
Regular income at least LVL 180 per month |
Benefits |
Regular special offers from Swedbank’s cooperation partners, being able to pay anywhere in the world, buy travel insurance at attractive rates. |
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New Home>>
You wish to purchase or build a new home or renovate an existing one?
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Mortgage loan can help you buy a modern apartment in any of the new development projects, a vintage home in any of the old-time housing estate or to build a dream-house at some beautiful and peaceful location for your family. Select the type of loan that most accurately reflects your plans!
Mortgage Loan for Home Purchase
Amount |
Up to 80% of the property’s market value* |
Maturity |
Up to 40 years* |
Collateral |
real estate |
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* where the property is a flat in a standard project, the loan amount is up to 70% of the market value with the maturity period of up to 25 years
Mortgage Loan for Construction
Amount |
Up to 80% of the property’s market value |
Maturity |
Up to 40 years |
Collateral |
An existing or a newly built real estate |
Conditions |
A cost estimate and building permit are required; the loan is made available in parts. |
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