Credit cards

Credit cards give you financial freedom as you can never know when you might suddenly find yourself in need for some extra cash. It is, therefore, good to know that you have a ‘cash stash’ readily available for day-to-day purchases and for expected or unexpected expenditures. With a credit card in your wallet, you can have the peace of mind that you will always have the amount of money you need available at the right moment, plus Swedbank will approve the credit limit in the amount that is safe to use for you.

Credit cards can be used for daily purchases and payments at all kinds of retail locations worldwide and online, as well as for booking hotel and car rent. Just like with debit cards, you can use your credit card to withdraw cash at banks and ATMs worldwide.

Suggestions for beneficial usage of credit cards:

• To keep a check on the situation in your credit card account, add the relevant settings to your Mobile Banking and get a text alert on the account balance.
• The transferring of your own money to the credit card account will enable you to take advantage of discounts from cooperation partners throughout Latvia without having to tap into the credit limit.
• Avail yourself of the special monthly discount offers available as part of the “A better bargain with your home bank” program.
• Link additional card to the credit card account and give your family member a chance to pay up to the approved credit limit.

We will find the right credit card for you!

Just like people, there are different kinds of credit cards. Each credit card has its strong and weak points. Make sure you choose a credit card that is ideally suited for your particular requirements and lifestyle.

• Revolving Credit Card Visa Classic
• Fixed Payment Credit Card Visa Classic
• Charge Card MasterCard Gold
• Gold Credit Card Visa Gold

Swedbank credit cards compared

It is required that salary or other regular incomes are transferred to Swedbank account for at least one month.