The state, by granting tax incentives, encourages its residents to create saving. Make sure that you are taking full advantage of those incentives:

For contributions to savings made from January 2011 onwards, you are eligible for personal income tax refund of 25 % of contributions to savings with life insurance and contributions to 3rd pillar pension scheme. The maximum amount of contributions is set separately for life insurance with savings and for 3rd pillar pensions – up to 10% of the annual gross salary (20% for both combined).

Find out more about how to claim a tax refund.

This calculator will let your calculate the amount of money that you can still pay into your savings plan this year in order to get the maximum state refund of the personal income tax.

* Employer’s contributions are also taken into account