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Price List for Merchants and Legal Persons
Effective from 01.08.2009.
Documents required for the opening of an account:
1) registration certificate (where the company has not been designated the single 11-digit registration number, which verifies registration with the Register of Enterprises and the State Revenue Service, also taxpayer registration certificate must be submitted),
2) personal identification documents,
3) additional documents where their necessity is determined documents submitted.
In force from 21.06.2010.
electronic - - a payment is effected via the internet bank, subject to the active tariff of Internetbank for business clients, Electronic banking programm for business clients under active tariff or via the Mobile Bank.
Branch - a payment effected at the branch by using Telephone Bank or Electronic banking programm for business clients / Internetbank for business clients basic tariff.
Time - time for the submitting the payment, the final deadline for the submission of this type of payment. If the payment is submitted after the time indicated, an additional business day is added to the performance time. Where no time submission is indicated, payments may be submitted during the business hours of the particular branch/sub-branch or remote service channel.
Divided - the fee includes the fees to Swedbank only; all other fees related to the payment (fees to the correspondent bank, beneficiary's bank) are covered by the beneficiary. The bank sends a payment to the correspondent or beneficiary's bank with a reference "SHA" (shared) in the respective S.W.I.F.T. statement field "Details of charges". The payment to the beneficiary's account is credited by the beneficiary's bank following the withholding of all commissions, if any, from the payment amount.
Payer - the payment fee indicates that the payer undertakes to cover all fees incurred for the transfer of the payment (correspondent, beneficiary's bank's fees). The bank sends a payment to the correspondent bank or beneficiary bank with a reference "OUR" in the respective S.W.I.F.T. statement field "Details of charges", entrusting the beneficiary's bank to credit the beneficiary's account with a complete amount of payment. This condition excludes the bank's liabilities. The Bank is not liable for the intermediary or beneficiary bank's failure to follow the instructions given by the Bank, or for the payment not received in full due to reasons independent of the Bank (for example, transfer practice of the given country).
1 Agreement can be concluded only at the company
2 EEA - European Economic Area
VAT - value-added tax
Effective form 01.08.2008.
electronic - - a payment is effected via the internet bank, subject to the active tariff of Internet banking for business clients, Electronic banking programme for business clients under active tariff or via the Mobile Bank.
Branch - a payment effected at the branch by using Telephone Bank or Electronic banking programme for business clients / Internet banking for business clients basic tariff.
Time - time for the submitting the payment, the final deadline for the submission of this type of payment. If the payment is submitted after the time indicated, an additional business day is added to the performance time. Where no time submission is indicated, payments may be submitted during the business hours of the particular branch/sub-branch or remote service channel.
Divided - the fee includes the fees to Swedbank only; all other fees related to the payment (fees to the correspondent bank, beneficiary's bank) are covered by the beneficiary. The bank sends a payment to the correspondent or beneficiary's bank with a reference "SHA" (shared) in the respective S.W.I.F.T. statement field "Details of charges". The payment to the beneficiary's account is credited by the beneficiary's bank following the withholding of all commissions, if any, from the payment amount.
Payer - the payment fee indicates that the payer undertakes to cover all fees incurred for the transfer of the payment (correspondent, beneficiary's bank's fees). The bank sends a payment to the correspondent bank or beneficiary bank with a reference "OUR" in the respective S.W.I.F.T. statement field "Details of charges", entrusting the beneficiary's bank to credit the beneficiary's account with a complete amount of payment. This condition excludes the bank's liabilities. The Bank is not liable for the intermediary or beneficiary bank's failure to follow the instructions given by the Bank, or for the payment not received in full due to reasons independent of the Bank (for example, transfer practice of the given country).
* In case both MT940 IN and MT101 OUT are used, fee is charged only for one service.
** if more than one of the services covered under point 5.2 are used, then the contract fee is charged for one service only.
*** if both MT940 OUT and MT101 IN is used, then the monthly fee is charged for one service only
Effective form 06.12.2006.
Investigation of a sent or non-received payment – the payment for service does not guarantee the return of funds to customer’s account. The return of an executed payment is possible upon beneficiary’s consent only. If investigation shows that Swedbank has made an error, the fee will be refunded. Demands for payment to be investigated can be made at branches (in free text or by completing a form), through Telephone Bank, or electronically (by sending message to the bank in Remote Payment Channels).
Fee for premature currencing of payment amount - if the transaction is in a foreign currency, the banking fees for the service will be calculated and charged in LVL at the Bank of Latvia’s official exchange rate.
Completion of payment order form under customer’s assignment - according to the customer’s payment details specified in the source document (invoice, waybill – invoice, etc.). The fee is for every payment order prepared.
Actual costs - the fees or commissions that a correspondent bank and/or a beneficiary bank may charge independently from Hanasanka for the investigation or correction of a payment order
VAT - value-added tax
Valid as of 01.08.2009.
1 Delivery of documents to client by courier mail or regular mail to a specified address is subject to additional fee as per price list
2 In addition to the price of letter, per each letter
Effective from 27.09.2010.
1A new account is to be opened for each new deal. The commission is charged upon opening the escrow account. The fee is covered by the customer upon mutual agreement.
2 The fee is usually paid by the initiator of changes.
3The fee is applied on transfers from the escrow account in accordance with the Price List, Section ‘Effecting, cancellation and investigation of payments’
If transaction is performed in a foreign currency, the bank calculates and deducts a commission fee for the service in LVL by applying the official currency exchange rate set by the Bank of Latvia.
Effective form 06.12.2006.
Designations:
1 electronic - - a payment is effected via the internet bank, subject to the active tariff of Telehansa.net, programme Telehansa under active tariff or via the Mobile Bank.
Branch - a payment effected at the branch by using Telephone Bank or Telehansa / Telehansa.net basic tariff.
Time - time for the submitting the payment, the final deadline for the submission of this type of payment. If the payment is submitted after the time indicated, an additional business day is added to the performance time. Where no time submission is indicated, payments may be submitted during the business hours of the particular branch/sub-branch or remote service channel.
Divided - the fee includes the fees to AS Swedbank only; all other fees related to the payment (fees to the correspondent bank, beneficiary's bank) are covered by the beneficiary. The bank sends a payment to the correspondent or beneficiary's bank with a reference "SHA" (shared) in the respective S.W.I.F.T. statement field "Details of charges". The payment to the beneficiary's account is credited by the beneficiary's bank following the withholding of all commissions, if any, from the payment amount.
Payer - the payment fee indicates that the payer undertakes to cover all fees incurred for the transfer of the payment (correspondent, beneficiary's bank's fees). The bank sends a payment to the correspondent bank or beneficiary bank with a reference "OUR" in the respective S.W.I.F.T. statement field "Details of charges", entrusting the beneficiary's bank to credit the beneficiary's account with a complete amount of payment. This condition excludes the bank's liabilities. The Bank is not liable for the intermediary or beneficiary bank's failure to follow the instructions given by the Bank, or for the payment not received in full due to reasons independent of the Bank (for example, transfer practice of the given country).
2 The service has restrictions outside usual business hours of the bank (MO-FR from 09.00 a.m. to 05.00 p.m.).
3 Cash funds are transferred to the beneficiary's bank in the first clearing cycle if the payment is submitted to the bank until 09:00 a.m., in the second clearing cycle if the payment is submitted to the bank from 09:00a.m. to 01:00p.m.
4 Cash funds are transferred to the beneficiary's bank within an hour if the payment is submitted to the bank until 01:30 p.m. When the payment is submitted to the bank following 01:30p.m., it is transferred to the beneficiary's bank on the following day at 08:30 a.m.
5 Agreement can be concluded only at the company
6 Swedbank accepts payment orders by fax only if there has been an agreement concluded on the use of FPS (Fax Payment System).
7 Fee for the service does not guarantee the return of funds to the customer's account. The return of funds of an effected payment is only possible upon an approval by the beneficiary. If investigation proves that the error has been made by Swedbank, the fee is reimbursed to the customer. Application for a payment investigation may be filed with the branch (free format or a filled in form), by Telephone Bank, as well as electronically (by sending a Statement to the bank in the channels of remote settlements).
8 The Swedbank Group payment charges are applicable to all payments to Swedbank (Estonia), Swedbank (Lithuania), Xancabank (Russia), and Swedbank (Sweden, Stockholm), Swedbank (Sweden, Gothenburg), Swedbank (Denmark), Swedbank (Finland), Swedbank (Norway), provided that the correct bank S.W.I.F.T. codes are specified on payment orders, which, respectively, are: HABAEE2X, HABALT22 , HABARUMM un SWEDSESS, SWEDSEGG, SWEDDKKK, SWEDFIHH, SWEDNOKK.
9 According to the payment details provided by the customer on a source document (invoice, waybill for goods, etc.). The fee is for each payment order prepared.
10 Legal persons registered in low-rate or zero-rate tax countries and territories, as well as merchants whose place of incorporation (residence) has legislation, which, in effect, entitle merchants to carry on business in a way similar to merchants registered at an off-shore (except where the legal person is a registered tax-payer in the country of incorporation (residence) and carries on business in this country).
11The remitter only pays the charges of his own bank (SHA); if the payment is completed in line with the above requirements, the beneficiary will receive the full amount of the transfer.
12Actual costs - the fees or commissions that a correspondent bank and/or a beneficiary bank may charge independently from Hanasanka for the investigation or correction of a payment order
Effective form 01.09.2009.
electronic - a payment is effected via the internet bank, subject to the active tariff of Internetbank for business clients, Electronic banking programme for business clients under active tariff or via the Mobile Bank.
Branch - a payment effected at the branch by using Telephone Bank or Internetbank for business clients / Electronic banking programme for business clients basic tariff.
Time - time for the submitting the payment, the final deadline for the submission of this type of payment. If the payment is submitted after the time indicated, an additional business day is added to the performance time. Where no time submission is indicated, payments may be submitted during the business hours of the particular branch/sub-branch or remote service channel.
Divided - the fee includes the fees to Swedbank only; all other fees related to the payment (fees to the correspondent bank, beneficiary's bank) are covered by the beneficiary. The bank sends a payment to the correspondent or beneficiary's bank with a reference "SHA" (shared) in the respective S.W.I.F.T. statement field "Details of charges". The payment to the beneficiary's account is credited by the beneficiary's bank following the withholding of all commissions, if any, from the payment amount.
Payer - the payment fee indicates that the payer undertakes to cover all fees incurred for the transfer of the payment (correspondent, beneficiary's bank's fees). The bank sends a payment to the correspondent bank or beneficiary bank with a reference "OUR" in the respective S.W.I.F.T. statement field "Details of charges", entrusting the beneficiary's bank to credit the beneficiary's account with a complete amount of payment. This condition excludes the bank's liabilities. The Bank is not liable for the intermediary or beneficiary bank's failure to follow the instructions given by the Bank, or for the payment not received in full due to reasons independent of the Bank (for example, transfer practice of the given country).
1 EEA - European Economic Area
For transactions in foreign currencies the bank charges and withholds its commissions in LVL according to the effective official exchange rate set by the Bank of Latvia.
Effective from 01.09.2009.
1 If cash is ordered in advance, the fee of point 1.6 will be charged upon placing the order. The rest of the fee (50% of the fee for cash payout) will be charged upon receiving the order. If the order is not collected, the fee already charged will not be refunded.
2 Over LVL 10,000 equivalents, which have not been notified of in advance (provided that the branch has sufficient amount of cash), are subject to an additional fee of 0.1% of the relevant amount.
3 The service is subject to restrictions outside normal banking hours (09:00 – 17.00 hrs on business days).
4 The fee for payout from deposit accounts 1 calendar month after transfer to client’s account is in accordance with the current price list.
5 The fee for depositing in an acount is charged separately according to the price list.
6 Amounts above LVL 10,000 or EUR, USD equivalant are subject to 1 day prior notification until 13:00 at any Swedbank branch. Users of remote banking services may notify cash withdrawals via Telephone Banking or Swedbank Internet Banking for business customers.
7 Foreign currency coins are not paid out
8 On the day of opening principal account – free of charge.
9 Deposit and investment funds opening day
Effective from 01.06.2008.
1 Actual expenses – correspondent bank’s and/or paying bank’s processing fee. The fee is deducted from cheque’s value upon payment. In case of an unpaid cheque, the fee is debited from customer's account.
2 The bank accepts cheques upon the following payment conditions:
- cheque up to LVL 1,000 (or equivalent) – minimum payment period is 25 days;
- cheque over LVL 1,000 (or equivalent) - minimum payment period is 40 days.
Effective from 10.04.2007.
1 pursuant to a Bailiff’s order the State Revenue Service’s collection order in accordance with the procedure stipulated in the regulatory acts (per transfer) and conversion to lats (if other currency than lats are in the account)
2 Currency conversion in accordance with the currency exchange rate set by the bank as of the moment of conversion
Effective form 02.04.2012.
Electronic - - a payment is effected via the internet bank, subject to the active tariff of Internetbank for business clients, Electronic banking programme for business clients under active tariff or via the Mobile Bank.
Branch - a payment effected at the branch by using Telephone Bank or Electronic banking programme / Internetbank for business clients basic tariff.
Time - time for the submitting the payment, the final deadline for the submission of this type of payment. If the payment is submitted after the time indicated, an additional business day is added to the performance time. Where no time submission is indicated, payments may be submitted during the business hours of the particular branch/sub-branch or remote service channel.
Divided - the fee includes the fees to Swedbank only; all other fees related to the payment (fees to the correspondent bank, beneficiary's bank) are covered by the beneficiary. The bank sends a payment to the correspondent or beneficiary's bank with a reference "SHA" (shared) in the respective S.W.I.F.T. statement field "Details of charges". The payment to the beneficiary's account is credited by the beneficiary's bank following the withholding of all commissions, if any, from the payment amount.
Payer - the payment fee indicates that the payer undertakes to cover all fees incurred for the transfer of the payment (correspondent, beneficiary's bank's fees). The bank sends a payment to the correspondent bank or beneficiary bank with a reference "OUR" in the respective S.W.I.F.T. statement field "Details of charges", entrusting the beneficiary's bank to credit the beneficiary's account with a complete amount of payment. This condition excludes the bank's liabilities. The Bank is not liable for the intermediary or beneficiary bank's failure to follow the instructions given by the Bank, or for the payment not received in full due to reasons independent of the Bank (for example, transfer practice of the given country). The Bank is entitled to collect charges levied by the Payees Payment Service Provider or other charges related to this money transfer from the Account of the Customer without any prior approval by the Customer.
1 The remitter only pays the charges of his own bank (SHA); if the payment is completed in line with the above requirements, the beneficiary will receive the full amount of the transfer unless it is otherwise agreed with his/her bank.
2 Legal persons registered in low-rate or zero-rate tax countries and territories, as well as merchants whose place of incorporation (residence) has legislation, which, in effect, entitle merchants to carry on business in a way similar to merchants registered at an off-shore (except where the legal person is a registered tax-payer in the country of incorporation (residence) and carries on business in this country).
3 Payments sent to the Electronic banking programme for business clients after the fixed time-limit will not be executed, but will be returned to the payer
2 EEA - European Economic Area
Effective form 02.04.2012.
Electronic - - a payment is effected via the internet bank, subject to the active tariff of Internetbank for business clients, Electronic banking programme for business clients under active tariff or via the Mobile Bank.
Branch - a payment effected at the branch by using Telephone Bank or Electronic banking programme / Internetbank for business clients basic tariff.
Time - time for the submitting the payment, the final deadline for the submission of this type of payment. If the payment is submitted after the time indicated, an additional business day is added to the performance time. Where no time submission is indicated, payments may be submitted during the business hours of the particular branch/sub-branch or remote service channel.
Divided - the fee includes the fees to Swedbank only; all other fees related to the payment (fees to the correspondent bank, beneficiary's bank) are covered by the beneficiary. The bank sends a payment to the correspondent or beneficiary's bank with a reference "SHA" (shared) in the respective S.W.I.F.T. statement field "Details of charges". The payment to the beneficiary's account is credited by the beneficiary's bank following the withholding of all commissions, if any, from the payment amount.
Payer - the payment fee indicates that the payer undertakes to cover all fees incurred for the transfer of the payment (correspondent, beneficiary's bank's fees). The bank sends a payment to the correspondent bank or beneficiary bank with a reference "OUR" in the respective S.W.I.F.T. statement field "Details of charges", entrusting the beneficiary's bank to credit the beneficiary's account with a complete amount of payment. This condition excludes the bank's liabilities. The Bank is not liable for the intermediary or beneficiary bank's failure to follow the instructions given by the Bank, or for the payment not received in full due to reasons independent of the Bank (for example, transfer practice of the given country). The Bank is entitled to collect charges levied by the Payees Payment Service Provider or other charges related to this money transfer from the Account of the Customer without any prior approval by the Customer.
1 The remitter only pays the charges of his own bank (SHA); if the payment is completed in line with the above requirements, the beneficiary will receive the full amount of the transfer unless it is otherwise agreed with his/her bank.
2 Legal persons registered in low-rate or zero-rate tax countries and territories, as well as merchants whose place of incorporation (residence) has legislation, which, in effect, entitle merchants to carry on business in a way similar to merchants registered at an off-shore (except where the legal person is a registered tax-payer in the country of incorporation (residence) and carries on business in this country).
3 Payments sent to the Electronic banking programme for business clients after the fixed time-limit will not be executed, but will be returned to the payer
2 EEA - European Economic Area
Effective form 06.12.2006.
electronic - - a payment is effected via the internet bank, subject to the active tariff of Internet banking for business clients, programme Electronic banking programm for business clients under active tariff or via the Mobile Bank.
Branch - a payment effected at the branch by using Telephone Bank or Electronic banking programm for business clients / Internet banking for business clients basic tariff.
Time - time for the submitting the payment, the final deadline for the submission of this type of payment. If the payment is submitted after the time indicated, an additional business day is added to the performance time. Where no time submission is indicated, payments may be submitted during the business hours of the particular branch/sub-branch or remote service channel.
Divided - the fee includes the fees to Swedbank only; all other fees related to the payment (fees to the correspondent bank, beneficiary's bank) are covered by the beneficiary. The bank sends a payment to the correspondent or beneficiary's bank with a reference "SHA" (shared) in the respective S.W.I.F.T. statement field "Details of charges". The payment to the beneficiary's account is credited by the beneficiary's bank following the withholding of all commissions, if any, from the payment amount.
Payer - the payment fee indicates that the payer undertakes to cover all fees incurred for the transfer of the payment (correspondent, beneficiary's bank's fees). The bank sends a payment to the correspondent bank or beneficiary bank with a reference "OUR" in the respective S.W.I.F.T. statement field "Details of charges", entrusting the beneficiary's bank to credit the beneficiary's account with a complete amount of payment. This condition excludes the bank's liabilities. The Bank is not liable for the intermediary or beneficiary bank's failure to follow the instructions given by the Bank, or for the payment not received in full due to reasons independent of the Bank (for example, transfer practice of the given country).
1 The Swedbank Group payment charges are applicable to all payments to Swedbank (Estonia), Swedbank (Lithuania), provided that the correct bank S.W.I.F.T. codes are specified on payment orders, which, respectively, are: HABAEE2X, HABALT22.
2 The Swedbank Group payment charges are applicable to all payments Swedbank (Sweden, Stockholm), Swedbank (Denmark), Swedbank (Finland), Swedbank (Norway) and Swedbank (Russia), provided that the correct bank S.W.I.F.T. codes are specified on payment orders, which, respectively, are: SWEDSESS, SWEDDKKK, SWEDFIHH, SWEDNOKK and HABARUMM
INTEREST RATE PER ANNUM
Effective from 02.05.2012.
1 If the period, for which the Fixed-term Deposit is placed, differs from the standard periods given in the price list, an interest rate of the closest shorter period will be applied.
2 If a larger amount is placed in the Fixed-term Deposit (starting from LVL 10,000 or another currency equivalent) a higher personal interest rate may be negotiated with the bank.
Depositors can apply for the new offer Dynamic Deposit only during the special campaigns..
All the said conditions are different for every offer and are fixed in the Special Conditions of the particular Dynamic Deposit offer!
INTEREST RATE PER ANNUM
Effective from 02.05.2012.
1 If the period, for which the Fixed-term Deposit with monthly interest is placed, differs from the standard periods given in the price list, an interest rate of the closest shorter period will be applied.
2 If a larger amount is placed in the Fixed-term Deposit with monthly interest (starting from LVL 10,000 or another currency equivalent) a higher personal interest rate may be negotiated with the bank.
ANNUAL INTEREST RATES
Effective from 09.05.2012.
Effective from 02.05.2012.
1 If the period, for which the Short-term Deposit is placed, differs from the standard periods given in the price list, an interest rate of the closest shorter period will be applied.
2 If a larger amount is placed in the Short-term Deposit (starting from LVL 10,000 or another currency equivalent) a higher personal interest rate may be negotiated with the bank.
1 Privatisation and compensation certificate transfers to other banks may be subject to additional charges by other banks, as well as state duties. Ask the bank for details.
2 Only investment fund units of one management company may be interchanged if such an option is provided for in the Prospectus of the investment funds in question. In case of change of units to investment funds units of a different asset class (for instance, units of bond fund to units of equity fund or vice versa), the bank or the investment fund, whose units are purchased and sold as a result of unit change, may charge a fee for the purchase and sale of investment fund units.
3 Fee for securities account is deducted from the customer's account once a month. Shares are valued at their last price on the respective stock exchange. T-bills and bonds are valued at their face value. No fee is deducted for the account where no securities are held.
4 The fee is only charged for executed or partially executed transactions. If the securities trading currency is not LVL, the transaction fee will be charged in the relevant trading currency at the bank’s exchange rate. Minimum transaction volumes are possible in some stock exchanges.
* Buying shares additional Stamp Duty of Great Britain is charged.
5 The fee only applies to units in funds, with the management or distribution companies of which the bank has signed cooperation contracts and which are included in this list.
6 To find out the exact amount of the fee, please see the prospectus and rules of the respective fund or ask Swedbank.
Effective since: 01.12.2010.
Note. The Bank is entitled to charge additional fee in case the Customer and his/her business partner do not use central depositaries of Latvia, Lithuania, Estonia in their mutual settlements, or a stamp duty or similar charges have been charged from the Bank, or Bank is additionaly charged in connection with participation in corporate event on behalf of client.
Effective since 16.01.2012
1 The fee will be deducted from the first Insurance Premiums before being added to the Reserve.
2 The fee will be deducted from the Reserve.
3 The fee will be deducted from the Reserve. Any changes to the Sum Insured will come into effect starting from the first day of the next calendar month after signing amendments to the Insurance Contract.
4 The fee will be deducted from the Reserve.
5 For unit-linked savings, if Sum Insured is not specified in the insurance contract, the minimum insurance cover till the end of the insurance cover period is 102% of Savings Reserve. If the savings is with guaranteed income and Sum Insured is not specified in the insurance contract, the minimum insurance cover till the end of the insurance cover period is 101% of Savings Reserve. For minimum insurance cover (101% or 102% of the Savings Reserve) the risk payments are not calculated.
6 Transaction date – the date which the Insurer uses to calculate the Savings Reserve in connection with the transactions and in accordance with the contract conditions. The Savings Reserve/the Insurance indemnity is paid out during the time period specified in the insurance product terms and conditions.
7 Business days - any day except for Saturdays, Sundays and public holidays in the Republic of Estonia.
8 If the registration date of the events referred to in the section "Payment Day" (deposit unit purchase for the insurance premium, changes in the Savings investment structure or changes in the investment distribution for subsequent insurance premium payments) is the same as the end date of the Swedbank deposit programme application period, the relevant assets shall be used in the Swedbank deposit programme selected in the current months deposit to be made.
* The accrued deposit unit price shall be applied to the sales price if calculation of Reserve is done to ensure the payment of Contractual payments and Risk premiums, on the end date of the deposit included in a relevant Swedbank deposit program or in the event of death of the Insured. In case of early termination of the Insurance Contract or changes in the investment structure of Reserve, if the respective payment day is before the end date of the deposit included in the Swedbank deposit program, calculation of Reserve shall be done by using the initial price of the deposit unit.
** NAV - Net Asset Value
VAT - value-added tax
Effective from 05.03.2007.
1The service has restrictions outside regular business hours of the bank (MO-FR from 09.00 a.m. to 05.00 p.m.)
2 Code calculator guarantee 2 years
In force from 15.07.2009.
1Service is available at branches of the bank
2 Maximally permissible amount within which User is entitled to debit the Customer’s account. Limits can be changed at branches of “Swedbank”.
3 Applying for entrepreneur set or business package the fee for code calculator is already inside the fee for the package. 4 Code calculator guarantee 2 years
Effective since: 01.06.2007.
Effective from 25.06.2001.
1 Fee for received sms is withheld automatically once a day for all sent sms of the previous day
Effective from 01.10.2006.
Effective from 01.06.2005.
Effective since 11.08.2010.
1 Fee is withheld if the customer wishes to use this service.
2 The amount of management fee depends on loan amount, loan maturity and risk level; in case of new loan, increase of loan amount or extension of loan maturity at least for 12 months, minimal management fee is 100 LVL
Effective from 01.11.2008.
1 All letters of credit are subject to the "Uniform Customs and Practice for Documentary Credits", ICC publication No.600, 2007.y. (SWIFT, mail, courier, telex, telephone, fax expenses and correspondent bank fees, if any, are paid by the customer)
Effective from 01.11.2008.
1 All letters of credit are subject to the "Uniform Customs and Practice for Documentary Credits", ICC publication No.600, 2007.y. (SWIFT, mail, courier, telex, telephone, fax expenses and correspondent bank fees, if any, are paid by the customer)
Effective from 01.11.2008.
Documentary collection
Effective from 16.07.2010.
1 In the event , when the bank abroad require to hand out our guarantee of the bank, the fee is deducted as a delivery of separate guarantee.
SWIFT, post, courier mail, telex, telephone, fax costs and correspondent bank fees, if any, shall be covered by the customer.
** The insurance premium is calculated as a fixed percentage of the vehicle value, which is affected by: the coverage – the risks against which the vehicle is insured; the selected deductible – the size of losses covered by the client (the bigger the deductible, the smaller the cost of insurance premium), the brand and the model of the vehicle, the age of the vehicle, the way the vehicle is typically used – for personal purposes, for carrying passengers or cargo, and other factors.
Effective from: 05.08.2002.
* Costs are calculated for every client individually
** Of turnover
*** For export, the rate is agreed with the partner in the purchaser's country
Effective from 01.06.2010.
1 Card issuance and annual fee for clients aged 62 and above: LVL 3.50
2 Also in cases where the card is lost, stolen, or damaged
3 Production of the card within 4 working hours, the location in the bank where the card will be collected must be pre-arranged
4 Limited to banks that provide that kind of service
5 Covers transactions shown in the account statement of the calendar month
6 In Swedbank Group ATMs in Russia Maestro LVL 2 LVL + 2%
7 From 01.07.2011
* Fee applies, if transaction is made in a currency different from the card currency. VISA Currency Converter. MC Currency Table
** If an additional invoice copy needs to be ordered during the processing, fee will be charged according to the actual costs
*** From 01.08.2011 new cards are not issued
Effective as from 01.06.2010.
1 Fee for accelerated production of card (within 4 working hours) - 10 LVL plus issuance fee with the place in the bank where the card will be handed out being subject to prior arrangement
2 Also in cases where the card is lost, stolen, or damaged
3 Fee is effective as from 01.06.2008
* Fee applies, if transaction is made in a currency different from the card currency. MC Currency Table
Standard Limits for Cards: LVL 1000 for purchases, LVL 1000 for cash, LVL 10 000 for cash depositing
Effective from 01.06.2010.
1 Fee for accelerated production of card (within 4 working hours) - 10 LVL plus issuance fee; the place in the bank where the card will be handed out must be pre-arranged
2 Also in cases when the card is lost, stolen, or damaged
3 New Visa Business Revolving Credit Card not issued
* Fee applies, if transaction is made in a currency different from the card currency. VISA Currency Converter
* Fees are effective as from 08.05.2007
Effective from 15.05.2007.
Effective from 01.06.2010.
1 Fee for accelerated card production (within 4 business hours) - LVL 10 in addition to issuance fee by agreeing beforehand on place of receipt of the card at the bank
2 Also in cases when card is lost, stolen or damaged
* Fee applies, if transaction is made in a currency different from the card currency. VISA Currency Converter
Effective from 01.06.2010.
1 Also in cases when the card has been lost, stolen or damaged
2 Insurance programme
* New MasterCard Business USD and Gold USD credit card not issued
** Fee applies, if transaction is made in a currency different from the card currency. MC Currency Table
Effective from 02.01.2007.
Standard Limits for Cards: LVL 500 for purchases, LVL 500 for cash, LVL 500 for payment of bills at automated teller machines
Effective from 01.12.2005.
1 Also in cases when a card is lost, stolen or damaged
Effective from 01.12.2005.
1 Customer is offered a possibility to acquire travelling insurance policy with discounts
2 Also in cases when card is lost, stolen or damaged
Effective from 01.06.2010.
1 Fee for accelerated card production (within 4 business hours) - LVL 10 in addition to issuance fee by agreeing beforehand on place of receipt of the card at the bank
2 Also in cases when card is lost, stolen or damaged
* Fee applies, if transaction is made in a currency different from the card currency. VISA Currency Converter
** From 01.08.2011 new cards are not issued
Size of safety boxes
Fee for use of safety-boxes (LVL)
Brach Kipsala
Fee for use of safety-boxes (LVL)
Branch Centrs, Sakta, Daugavpils, Valmiera, Ventspils
Fee for use of safety-box after expiry of term (LVL)
* fee for use of safety deposit box after expiry of the contracted term (safety deposit box is not emptied after expiry of the validity term of the agreement) is calculated for each overdue day
Storing of safety deposit-boxes for 1 full or incomplete month is 10 LVL + VAT
Fee for replacement (renewal) of lost or damaged key, locker or locker mechanism is 50 LVL + VAT
Individual safety boxes are available:
"Sakta" Branch
11 Raiņa blvd., Riga
Width 320 mm
Depth 420 mm
Fee(LVL)
Effective from 01.12.1999.
All fees are VAT included.
Daugavpils branch
22 Rīgas St., Daugavpils
Width 240 mm
Depth 430 mm
Fee (LVL)
Effective from 01.12.1999.
All fees are VAT included.
Rēzekne branch
18. Novembra St. 16, Rēzekne
Width 270 mm
Depth 420 mm
Fees (LVL)
Effective from 01.12.1999.
All fees are VAT included.
Valmieras branch
15 Rīgas St., Valmiera
Width 270 mm
Depth 420 mm
Fee (LVL)
Effective from 01.12.1999.
All fees are VAT included.
Ventspils branch
25a Kuldīgas St., Ventspils
Width 270 mm
Depth 420 mm
Fee (LVL)
Effective from 04.04.2001.
All fees are VAT included.
| SERVICES | FEES |
| 1. Account opening with Swedbank | |
| 1.1.For newly established companies (Enterprises registered within the last 12 months) | |
| Entrepreneur set: - Current account - Visa Business - Internetbanking and code calculator - Telephone Bank - Mobile Bank |
10 LVL |
|
1.2. For legal entities, including individual companies or farming companies: |
|
|
Current account |
15 LVL |
| Business package: - Current account - Visa Business - Internetbanking and code calculator - Telephone Bank - Mobile Bank |
20 LVL |
|
1.2.1. For the customers of Swedbank Group* companies, state and municipal enterprises and institutions as well as for universities that have their students credited by Swedbank |
|
|
Current account |
free of charge |
| Business package: - Current account - Visa Business - Internetbanking and code calculator - Telephone Bank - Mobile Bank |
free of charge |
| 1.2.2. Additional current account | free of charge |
| 1.2.3. Current account for individual merchant (small size)2 | 5 LVL |
| Current account | 5 LVL |
| Business package: - Current account - Maestro card - Internetbanking and code calculator - Telephone Bank - Mobile Bank |
10 LVL |
| 1.2.4. Current accounts to non-residents10 | 25 LVL |
| - Minimum deposit into an account | 60 LVL |
| 1.2.5. Opening account for a Swedbank customer in co-operation banks, incl. Swedbank (Lithuania) and Swedbank (Estonia).1 | 15 LVL |
| - Entering changes or modifications to the customer's incorporation documents. Activation of a service, amendments to agreements, their dispatch to a co-operation bank. | 5 LVL |
| - Additional commission fee if registration documents are sent to the partnerbank using services | 30 LVL + PVN |
| 1.3. Opening fee of group account | 100 LVL |
| - Group account annual fee | 140 LVL |
| - Annual fee for a sub-group account | 140 LVL |
| - One-time fee for opening a sub-group account | 50 LVL |
| - Monthly maintenance fee per group member | 10 LVL |
| - Grouping of accounts | 10 LVL |
| 2. Signature and stamp sample card | |
| 2.1. Approval | free of charge |
| 2.2. Replacement | 3 LVL |
| 3. Monthly account maintenance fee3 | 2,50 LVL |
| 3.1. Individual merchant (small size)2 | 1 LVL |
| 3.2. Non-residents | 6 LVL |
| 4. Issuing of a cheque book | |
| 4.1. 25 cheques | 3 LVL |
| 4.2. 1 cheque | 1 LVL |
| 5. Regular account statements, charge per statement is withheld separately (as per agreement)4 | |
| - Account statements via Swedbank Internet banking | free of charge |
| - Account statements received at the bank5 | 0,60 LVL |
| - Account statements delivered by postal service6 | 2 LVL |
| - copy of regular account statement (upon request at the bank) | 2 LVL |
| 5.1. Extraordinary account statement, charge per statement is withheld separately | |
| - Account statement for period of up to 6 months (upon request at the bank)7 | 2 LVL |
| 6. Charge for unauthorised debit balance | 60% per year |
| 7. Closing the account | free of charge |
| 8. Fee per inactive account held by a non-reident8 | 10 Ls |
| 9. Initial examination of documents of a non-resident10 | 10 Ls |
| 9.1. Initial examination of documents outside Latvia9, 10 |
60 Ls |
Documents required for the opening of an account:
1) registration certificate (where the company has not been designated the single 11-digit registration number, which verifies registration with the Register of Enterprises and the State Revenue Service, also taxpayer registration certificate must be submitted),
2) personal identification documents,
3) additional documents where their necessity is determined documents submitted.
1 If the customer wishes to dispatch documents to the Cooperation Bank using courier services, an additional commission will be charged.
2 Individual merchant (small size) - operates as a private individual and does not employ any other employee.
3 Companies are charged the account maintenance fee starting from the third month. For newly-established companies, the account maintenance fee is charged starting from the seventh month.
4 In paper format kept for 2 months.
5 Day, week, ten days, month, quarter, half year, annual statements.
6 Month, quarter, half year, annual statements.
7 The bank does not provide approval of account statements printed via Swedbank Internet banking for business
8 Inactive account –no banking operations performed with the bank’s account during the last 6 months.
9 In special cases by agreeing with the bank beforehand.
10 For companies registered as taxpayers in the EU
* Swedbank Group - "Swedbank" AS, "Swedbank Lizings" SIA, "Swedbank Autoparku Vadiba" SIA, "Hansa Apdrosinasanas Brokeris" SIA, "Swedbank Ipasumi" SIA, "Swedbank Atklatais Pensiju Fonds" AS.
2 Individual merchant (small size) - operates as a private individual and does not employ any other employee.
3 Companies are charged the account maintenance fee starting from the third month. For newly-established companies, the account maintenance fee is charged starting from the seventh month.
4 In paper format kept for 2 months.
5 Day, week, ten days, month, quarter, half year, annual statements.
6 Month, quarter, half year, annual statements.
7 The bank does not provide approval of account statements printed via Swedbank Internet banking for business
8 Inactive account –no banking operations performed with the bank’s account during the last 6 months.
9 In special cases by agreeing with the bank beforehand.
10 For companies registered as taxpayers in the EU
* Swedbank Group - "Swedbank" AS, "Swedbank Lizings" SIA, "Swedbank Autoparku Vadiba" SIA, "Hansa Apdrosinasanas Brokeris" SIA, "Swedbank Ipasumi" SIA, "Swedbank Atklatais Pensiju Fonds" AS.
| SERVICE | FEE | |
| 1. Registration of standing order at branch (one – off fee) | 0,50 LVL | |
| 1.1. Registration of standing order via Internet banking | free of charge | |
| 2. Execution of standing orders: | Correspondent bank's fee is covered by: | |
| Divided | Payer | |
| 2.1. To another account with Swedbank in any currency | free of charge | |
| 2.2. To another bank in Latvia in LVL (transfer of funds to the beneficiary's or intermediary bank in one business day as of the moment of effecting the payment) | 0,20 LVL | |
| 2.3. To a bank abroad in LVL (a transfer of money to the beneficiary's or intermediary bank on the same day) | ||
2.3.1. To EEA countries2 |
8,00 LVL | not available |
2.3.2. Outside the EEA countries2 |
8,00 LVL | 16,00 LVL |
| 2.4. To another bank in Latvia and abroad, in foreign currency (transfer of funds to the beneficiary's or intermediary bank in one business day as of the moment of performance of payment) | 10,00 LVL | 18,00 LVL |
| 2.4.1. To EEA countries2 | 10,00 LVL | not available |
| 2.4.2. Outside the EEA countries2 | 10,00 LVL | 18,00 LVL |
| 2.5. Within Swedbank Group in any currency | 1.50 LVL | |
| 3. Automatic payment of bills (Direct Debit) | ||
| 3.1. Registration | free of charge | |
| 3.2. Per bill paid to: | ||
| - „Swedbank Autoparku Vadība” SIA1 | free of charge | |
| - Swedbank dzīvības apdrošināšana | free of charge | |
| - "Swedbank Līzings" SIA | free of charge | |
| - "Swedbank P&C Insurance" AS Latvijas filiāle | free of charge | |
| - Amplico Life Latvijas filiāle1 | free of charge | |
| - Ave Lat Sargs, SIA | free of charge | |
| - BTA Insurance Company, SE | free of charge | |
| - Eurocard AB, Rīgas filiāle | free of charge | |
| - GSM Apsardze, SIA | free of charge | |
| - If P&C Insurance, AS Latvijas filiāle | free of charge | |
| - Latvijas pasts, BO VAS | free of charge | |
| - Mediju nams | free of charge | |
| - Tele2, SIA | free of charge | |
| - Telefant, SIA | free of charge | |
| - Viasat, AS | free of charge | |
| - Lattelecom, SIA | 0,10 LVL | |
| - Latvenergo, AS | 0,10 LVL4 | |
| - SKATVIS, SIA | 0,10 LVL | |
| - Ventspils nekustamo īpašumu namu pārvalde | 0,10 LVL | |
|
- Ādažu glābšanas dienests - AG Dienests - AGA, SIA - Aizdevums.LV, SIA - Apsardze Rīga, SIA - Atletismos, SIA1 - Balta, AAS - Baltijas Telekomunikāciju tīkli, SIA - BALTICOM AS - RI HOLDING, SIA - Baltcom TV, SIA - BIGBANK AS Latvijas filiāle1 - BITE Latvija, SIA - Biedrības Latvijas SOS bērnu ciematu asociācija1 - Cēsu pilsētas, SIA Vinda - Citadele atklātais pensiju fonds, AS - Citadele līzings un faktorings, SIA - Cits Medijs, AS - City Fitness SIA - City Fitness Sky & More SIA - City Fitness Bowlero SIA - City Fitness Olimpia SIA - Cleanhouse, SIA (Bruņinieku iela) - Cleanhouse, SIA (Centra nams) - Comfete SIA - Compensa Life Vienna Insurance Group SE Latvijas filiāle - Conventus Fitness, SIA - SOTUS SIA - Datateks SIA - Daugavpils dzīvokļu un komunālās saimniecības uzņēmums - Dienas Bizness - Dienas Mediji, SIA - DNB Līzings, SIA - Dobeles novada izglītības pārvalde - Dzirnofit SIA - Eastcon AG LV, SIA - Nordic Finance SIA - Eden Springs Latvia, SIA - ERGO Latvija, AAS1 - E-Fitness, SIA - ERGO Life Insurance SE Latvijas filiāle1 - EVOR SIA - Filosportia, SIA1 - Fit Fitness SIA - Fortum Jelgava SIA - G4S Cash Services Latvia, AS - G4S Latvia, AS - Gjensidige Baltic AAS - Hipolīzings, SIA - Inserviss Group, SIA - Inter unico - Izdevniecība Dienas Žurnāli - Izdevniecība Rīgas Viļņi, SIA1 - IZZI FAO, SIA - IZZI, SIA - Jauna Vide.LV, SIA - Jēkabpils siltums - Jelgavas nekustamo īpašumu pārvalde, SIA - JK Namu Pārvalde, SIA - Jūrmalas namsaimnieks, SIA: - Bulduru raj. - Dubultu raj. - Kauguru raj. - Majoru raj. - Ķemeru raj. - Slokas raj. - Kopideja, SIA - Kuldīgas komunālie pakalpojumi, SIA - Ķirši ALP, SIA1 - L&T, SIA - L.A.T., SIA - Lateko līzings, AS - Latvijas Gāze, AS3 - Latvijas Mobilais Telefons, SIA - Lauku Avīze AS - Liepājas namu apsaimniekotājs, SIA - Lindstrom, SIA - LIVAS SIA - LIVAS KTV, SIA - LIVAS NET - LKB Life AAS - LU Matemātikas un informātikas institūts (Latnet internets) - Lursoft IT - Māju Serviss KSA - Mandatum Life Insurance Baltic SE - Marafit, SIA1 - Mārupes komunālie pakalpojumi,AS - Master Telecom, SIA - Maxifitness, SIA1 - Megatel, SIA - Megonika, SIA1 - MFL Serviss, SIA (zb.lv) - MiniCredit SIA - Miranda M, SIA1 - M-Stils - Mykoob Latvia, SIA - NAMNIEKS Dobeles pilsētas pašvaldības, SIA - Namu apsaimniekošana, SIA - Neste Latvija, SIA - Nordea Finance Latvia, SIA - Ozolnieku KSDU SIA - Patnis, SIA - Pilsētas nami SIA - Powertan Latvia SIA - PrivatLīzings, SIA - RD Real Estate, SIA - Rīgas Apsardze un Partneri SIA - Rīgas namu pārvaldnieks, SIA, iecirknis „Avots” - Rīgas namu pārvaldnieks, SIA, iecirknis „Centrs” - Rīgas namu pārvaldnieks, SIA, iecirknis „Sarkandaugava” - Rīgas namu pārvaldnieks, SIA, iecirknis „Valdemārs” - Rīgas namu pārvaldnieks, SIA, iecirknis „Zemgale - Rīgas Satiksme, RP SIA1 - Saldus Komunālserviss, SIA - Saldus namu pārvalde, SIA - SEB atklātais pensiju fonds, AS1 - SEB Dzīvības apdrošināšana, AAS - SEB Līzings, SIA - Seesam Insurance AS Latvijas filiāle1 - Skonto apsardzes dienests - Sportosfera, SIA1 - Technonet, SIA - Telecom Baltija, AS - Telekomunikāciju grupa, SIA - Timex S.A. Eesti Filiaal - Valmieras pilsētas pašvaldība - Veolia vides serviss, SIA - VIA Barter, SIA - Wei Real Estate Development, SIA - Wesemann-Sigulda - West East Industries, SIA - ZetCOM, SIA - Ziemeļvidzemes atkritumu apsaimniekošanas organizācija SIA - Žurnāls Santa SIA |
0,20 LVL | |
electronic - - a payment is effected via the internet bank, subject to the active tariff of Internetbank for business clients, Electronic banking programm for business clients under active tariff or via the Mobile Bank.
Branch - a payment effected at the branch by using Telephone Bank or Electronic banking programm for business clients / Internetbank for business clients basic tariff.
Time - time for the submitting the payment, the final deadline for the submission of this type of payment. If the payment is submitted after the time indicated, an additional business day is added to the performance time. Where no time submission is indicated, payments may be submitted during the business hours of the particular branch/sub-branch or remote service channel.
Divided - the fee includes the fees to Swedbank only; all other fees related to the payment (fees to the correspondent bank, beneficiary's bank) are covered by the beneficiary. The bank sends a payment to the correspondent or beneficiary's bank with a reference "SHA" (shared) in the respective S.W.I.F.T. statement field "Details of charges". The payment to the beneficiary's account is credited by the beneficiary's bank following the withholding of all commissions, if any, from the payment amount.
Payer - the payment fee indicates that the payer undertakes to cover all fees incurred for the transfer of the payment (correspondent, beneficiary's bank's fees). The bank sends a payment to the correspondent bank or beneficiary bank with a reference "OUR" in the respective S.W.I.F.T. statement field "Details of charges", entrusting the beneficiary's bank to credit the beneficiary's account with a complete amount of payment. This condition excludes the bank's liabilities. The Bank is not liable for the intermediary or beneficiary bank's failure to follow the instructions given by the Bank, or for the payment not received in full due to reasons independent of the Bank (for example, transfer practice of the given country).
1 Agreement can be concluded only at the company
2 EEA - European Economic Area
| SERVICE | FEE | |
| 1. Transfer to another bank by a cash payment (for customers not holding an account with Swedbank) | 1% of payment amount ( LVL 3 as minimum ) + fee for payment | |
| 2. Crediting the funds to the account of customer | ||
| 2.1. Fee for crediting /processing incoming LVL payments | free of charge | |
| 2.2.Fee for crediting /processing incoming currency payments | ||
2.2.1 From another account with Swedbank |
free of charge | |
| 2.2.2. From another bank in Latvia | free of charge | |
| 2.2.3. EU regulated payments up to EUR 50 000 | free of charge | |
| 2.2.4. Foreign payments with the amount to beneficiary less than the equivalent of LVL 1,000 | free of charge | |
| 2.2.5. Foreign payments that are equal to or exceed the equivalent of LVL 1000 with reference that the fee is covered by the beneficiary (BEN/SHA) Fee is not charged for domestic and regulated EU payments. |
1,00 LVL | |
| 2.2.6. Foreign payments with reference that fee is covered by the payer (OUR) |
free of charge | |
| 3. Payments by fax Swedbank accepts payment orders by fax only if there has been an agreement concluded on the use of FPS (Fax Payment System). (additional fee per payment) | 3 LVL | |
| 4. Extraordinary account statement | ||
| - validation (at branch) of transaction copies printed from Electronic banking programme for business clients, Internet banking for business clients | 0,10 LVL | |
| - printout and validation (at branches, Telephone Banking service) of transaction copies to the State Treasury, Hansa Open Pension Fund and Hansa Life Insurance | free of charge | |
| - Printout and confirmation of one transaction (at a branch, Telephone Bank)1 | 0,50 LVL | |
| - sending by fax to client within borders of Latvia of copy of transaction made in Electronic banking programme for business clients, Internet banking for business clients | 0,50 LVL + VAT | |
| - sending by fax to client outside Latvia of copy of transaction made in Electronic banking programme for business clients, Internet banking for business clients | 3 LVL + VAT | |
| - Copy of Telex, SEPA or SWIFT message on incoming or outgoing payment (at a branch) | 3 LVL | |
| - SEPA or SWIFT message copy on an outgoing payment at Internet banking for business clients | free of charge | |
| 5. SWIFT services | ||
| 5.1 SWIFT services for activities with accounts in foreign banks | ||
| 5.1.1 SWIFT MT940 IN – receipt of statements on an account held with a foreign bank | ||
| - contract fee | LVL 15.00 * | |
| - monthly fee | LVL 15.00 * | |
| - delivery of statement to the customer on the Internet banking for business clients | free of charge | |
| 5.1.2 SWIFT MT101 OUT – execution of payment from an account held with a foreign bank | ||
| - contract fee | LVL 15.00* | |
| - monthly fee | LVL 15.00* | |
| - execution of payment from an account held with a foreign bank (by using Internet banking for business clients) | LVL 0.70 | |
| - execution of payment from an account held with a foreign bank (at the branch) | LVL 3.50 | |
| 5.2 SWIFT services for customers of foreign banks for operations with accounts at Swedbank | ||
| 5.2.1 SWIFT MT940 OUT – delivery of statements to a foreign bank | ||
| - contract fee | LVL 15.00** | |
| - monthly fee | LVL 20.00*** | |
| 5.2.2 SWIFT MT941 OUT - delivery of account balance to a foreign bank | ||
| - contract fee | LVL 15.00** | |
| - fee per message | LVL 0.70 | |
| 5.2.3 SWIFT MT942 OUT - delivery of statements to a foreign bank for the current day | ||
| - contract fee | LVL 15.00** | |
| - fee per message | LVL 0.70 | |
| 5.2.4 SWIFT MT101 IN - execution of payments from account at Swedbank | ||
| - contract fee | LVL 15.00** | |
| - monthly fee | LVL 20.00*** | |
| - execution of payment from an account held with Swedbank | pursuant to the price-list for payments plus LVL 2.00 | |
| 6. Fee for a pre-term value date of the payment amount | 0.5% of payment amount (LVL 15 as minimum) | |
| 7. Additional authorisation of payments in the Telephone Bank | 0.60 LVL | |
| 8. The filling out a payment order form under customer’s assignment | 1.50 LVL | |
| 9. Currency exchange in client’s account | free of charge | |
Effective form 01.08.2008.
electronic - - a payment is effected via the internet bank, subject to the active tariff of Internet banking for business clients, Electronic banking programme for business clients under active tariff or via the Mobile Bank.
Branch - a payment effected at the branch by using Telephone Bank or Electronic banking programme for business clients / Internet banking for business clients basic tariff.
Time - time for the submitting the payment, the final deadline for the submission of this type of payment. If the payment is submitted after the time indicated, an additional business day is added to the performance time. Where no time submission is indicated, payments may be submitted during the business hours of the particular branch/sub-branch or remote service channel.
Divided - the fee includes the fees to Swedbank only; all other fees related to the payment (fees to the correspondent bank, beneficiary's bank) are covered by the beneficiary. The bank sends a payment to the correspondent or beneficiary's bank with a reference "SHA" (shared) in the respective S.W.I.F.T. statement field "Details of charges". The payment to the beneficiary's account is credited by the beneficiary's bank following the withholding of all commissions, if any, from the payment amount.
Payer - the payment fee indicates that the payer undertakes to cover all fees incurred for the transfer of the payment (correspondent, beneficiary's bank's fees). The bank sends a payment to the correspondent bank or beneficiary bank with a reference "OUR" in the respective S.W.I.F.T. statement field "Details of charges", entrusting the beneficiary's bank to credit the beneficiary's account with a complete amount of payment. This condition excludes the bank's liabilities. The Bank is not liable for the intermediary or beneficiary bank's failure to follow the instructions given by the Bank, or for the payment not received in full due to reasons independent of the Bank (for example, transfer practice of the given country).
* In case both MT940 IN and MT101 OUT are used, fee is charged only for one service.
** if more than one of the services covered under point 5.2 are used, then the contract fee is charged for one service only.
*** if both MT940 OUT and MT101 IN is used, then the monthly fee is charged for one service only
| SERVICE | FEE | |
| 1. Investigation of sent or non-incoming payment | ||
| 1.1. Where the error lies with Swedbank | free of charge | |
| 1.2. Investigation or modification of a payment with the beneficiary's account held with Swedbank or another commercial bank in Latvia | 5 LVL | |
| 1.3. Investigation or repair of Swedbank Group payments | 10 LVL | |
| 1.4. Investigation or modification of a payment with the beneficiary's account outside Latvia up to 6 months old | LVL 20 +actual costs | |
| 1.5. Investigation or modification of a foreign payment older than 6 months | 100 LVL | |
| 1.6. Investigation or modification of a foreign payment older than one year | 150 LVL | |
| 2. Cancellation of payment(also for payments in LVL) | ||
| 2.1. Payment with the beneficiary's account held with Swedbank or another commercial bank in Latvia | 15 LVL | |
| 2.2. Outgoing payment within Swedbank Group | 20 LVL | |
| 2.3. Payment outside Latvia: | ||
| 2.3.1. Up to 6 month old | LVL 35 + actual costs | |
| 2.3.2. Older than 6 months | 100 LVL | |
| 2.3.3. Older than 1 year | 150 LVL | |
| 3. Bank's reply regarding the payment investigation | ||
| 3.1. Written reply on investigation | 5 LVL | |
| 3.2. Reply in SWIFT format | free of charge | |
Investigation of a sent or non-received payment – the payment for service does not guarantee the return of funds to customer’s account. The return of an executed payment is possible upon beneficiary’s consent only. If investigation shows that Swedbank has made an error, the fee will be refunded. Demands for payment to be investigated can be made at branches (in free text or by completing a form), through Telephone Bank, or electronically (by sending message to the bank in Remote Payment Channels).
Fee for premature currencing of payment amount - if the transaction is in a foreign currency, the banking fees for the service will be calculated and charged in LVL at the Bank of Latvia’s official exchange rate.
Completion of payment order form under customer’s assignment - according to the customer’s payment details specified in the source document (invoice, waybill – invoice, etc.). The fee is for every payment order prepared.
Actual costs - the fees or commissions that a correspondent bank and/or a beneficiary bank may charge independently from Hanasanka for the investigation or correction of a payment order
| SERVICE | Price |
| 1. Document search in archive and renewal (per one document request) | 5 LVL + VAT |
| 2. Sending fax to client (per 1 page) | 4 LVL + VAT |
| 3. Bank letters1 | |
| 3.1. Letter about an account being held, and account balance | LVL 3 + VAT |
| 3.2. Letter on cooperation | LVL 10 + VAT |
| 3.3. Notarised bank letter2 | LVL 14 + VAT |
| 3.4. Other letters upon client’s request | LVL 5 + VAT |
| 3.5. Non-residents: | |
| - letter about an accounting being held | 5 LVL + VAT |
| - miscellaneous formal letters | 10 LVL + VAT |
| 4. Confirmation of auditor requests | LVL 25 + VAT |
| 5. Delivery of documents to client upon request: | |
| - by courier mail within Latvia | 5 LVL + VAT |
| - by courier mail outside Latvia | 30 LVL + VAT |
| - by mail within or outside Latvia | 2 LVL + VAT |
Valid as of 01.08.2009.
1 Delivery of documents to client by courier mail or regular mail to a specified address is subject to additional fee as per price list
2 In addition to the price of letter, per each letter
| SERVICES | FEES |
| 1. Opening of an escrow account on standard terms of agreement1 |
0.4% of the amount, min. 30 LVL; (up to 100 000Ls max. 150 LVL, above 100 000Ls max. 300 LVL) |
| 2. Opening of an escrow account on irregular terms of agreement1 |
as per agreement |
| 3. Servicing an escrow account | free of charge |
| 4. Introduction of changes Amendment of the terms of the escrow account agreement (for every time of amendment)2 |
25 LVL |
| 5. Information to customers on entries to the escrow account or submission of documents to the Bank | free of charge |
| 6. Closing the escrow account | free of charge |
1A new account is to be opened for each new deal. The commission is charged upon opening the escrow account. The fee is covered by the customer upon mutual agreement.
2 The fee is usually paid by the initiator of changes.
3The fee is applied on transfers from the escrow account in accordance with the Price List, Section ‘Effecting, cancellation and investigation of payments’
If transaction is performed in a foreign currency, the bank calculates and deducts a commission fee for the service in LVL by applying the official currency exchange rate set by the Bank of Latvia.
| SERVICE | FEE electronic1 (active tariff) | FEE branch1 (electronic basic tariff) | |||
| Time1 | Correspondent bank's fee is covered by1: | Correspondent bank's fee is covered by1: | |||
| Divided | Payer | Divided | Payer | ||
| 1. Payments in LVL | |||||
| 1.1. To other account with Swedbank | - | free of charge | 0.50 LVL at branch; 0.15 LVL electronically basic tariff | ||
| 1.2. To other bank in Latvia | |||||
| Standard I3 (payments of up to LVL 50,000)(transfer of funds to the beneficiary's or intermediary bank on the day when the bank approves the customer's instruction) |
13:00 | 0.20 LVL | 0.80 LVL at branch; 0.40 LVL electronically basic tariff | ||
| Standard II4 (payments exceeding LVL 50,000) (transfer of funds to the beneficiary's or intermediary bank on the day when the bank approves the customer's instruction) |
13:30 | 1.00LVL | 1.20 LVL | ||
| Express (transfer of funds to the beneficiary's or intermediary bank on the same day within an hour as of the moment when the bank approves the customer's instruction) | 15:00 | 10 LVL | 10 LVL | ||
| 1.3. To other bank abroad (transfer of funds to the beneficiary's or intermediary bank on the same day as of the moment when the bank approves the customer's instruction) | 12:30 | 8 LVL | 16 LVL | 10 LVL | 18 LVL |
| 1.4. Within Swedbank Group (transfer of funds to the beneficiary's or intermediary bank on the same day as of the moment when the bank approves the customer's instruction)8 | 15:00 | 1.50 LVL | 2 LVL | ||
| 2. Payments in foreign currency | |||||
| 2.1. To other account with Swedbank | - | free of charge | 0.50 LVL at branch; 0.15 LVL electronically basic tariff | ||
| 2.2. To other bank in Latvia: | |||||
| 2.2.1. Economic (transfer of funds to the beneficiary's or intermediary bank in two business days as of the moment when the bank approves the customer's instruction) | |||||
| USD, EUR (applies to payments with beneficiary bank's SWIFT code indicated) | - | 5 LVL | 6 LVL | ||
| LTL, GBP, SEK, RUB, UAH, AUD, CAD, CHF, JPY, NOK, DKK, CZK, PLN, HUF, SKK | - | 8 LVL | 16 LVL | 10 LVL | 18 LVL |
| 2.2.2. Standard (transfer of funds to the beneficiary's or intermediary bank in one business day as of the moment when the bank approves the customer's instruction) | |||||
| USD | 16:00 | 10 LVL | 18 LVL | 12 LVL | 20 LVL |
| EUR, LTL, GBP, SEK, RUB, UAH, AUD, CAD, CHF, JPY, NOK, DKK, CZK, PLN, HUF, SKK | 14:00 | ||||
| 2.2.3. Express Express transfer (transfer of funds to the beneficiary's or intermediary bank on the day when the bank approves the customer's instruction) | |||||
| USD | 15:00 | 15 LVL | 30 LVL | 20 LVL | 35 LVL |
| EUR | 14:00 | ||||
| GBP, SEK | 12:30 | ||||
| 2.3. EUR payments to EU countries (applies to payments up to EUR 50 000 where the beneficiary's IBAN account and beneficiary's bank's SWIFT code are indicated also payment charges are covered by the beneficiary ):11 | |||||
| 2.3.1. Economic (transfer of funds to the beneficiary's or intermediary bank in two working days as of the moment when the bank approves the customer's instruction) | |||||
| EUR | - | 5 LVL | 6 LVL | ||
| 2.4. Within Swedbank Group (transfer of money to the beneficiary's or intermediary bank on the same day as of the moment when the bank approvesthe customer's instruction)8 | |||||
| USD, EUR, LTL, GBP, SEK, RUB, UAH, AUD, CAD, CHF, JPY, NOK, DKK, CZK, PLN, HUF, SKK | 15:00 | 1.50 LVL | 2 LVL | ||
| RUB to Swedbank Russia | 13:00 | ||||
| 2.4.1. Within Swedbank Group | |||||
| 2.4.1.1 delivery of money to the beneficiary bank on the same day as from the moment of approval of the customer's order by the bank 8 | |||||
| LTL, LVL, EUR, SEK, NOK, DKK, USD | 15:00 | 1.50 LVL | 2 LVL | ||
| 2.4.1.2 economy (delivery of money to the beneficiary bank after two business days as from the moment of approval of the customer's order by the bank 8 | |||||
| GBP, RUB, UAH, AUD, CAD, CHF, JPY, CZK, PLN, HUF, SKK | - | 1.50 LVL | 2 LVL | ||
| 2.5. To foreign countries (applies also to EUR payments to EU countries where amounts exceed EUR 50 000): | |||||
| 2.5.1. Economic (transfer of funds to the beneficiary's or intermediary bank in two working days as of the moment when the bank approves the customer's instruction) | |||||
| USD, EUR, LTL, GBP, SEK, RUB, UAH, AUD, CAD, CHF, JPY, NOK, DKK, CZK, PLN, HUF, SKK | - | 8 LVL | 16 LVL | 10 LVL | 18 LVL |
| 2.5.2. Standard (transfer of funds to the beneficiary's or intermediary bank in one business day as of the moment when the bank approves the customer's instruction) | |||||
| USD | 16:00 | 10 LVL | 18 LVL | 12 LVL | 20 LVL |
| EUR, LTL, GBP, SEK, RUB, UAH, AUD, CAD, CHF, JPY, NOK, DKK, CZK, PLN, HUF, SKK | 14:00 | ||||
| 2.5.3. Express (transfer of funds to the beneficiary's or intermediary bank on the day when the bank approves the customer's instruction) | |||||
| USD | 15:00 | 15 LVL | 30 LVL | 20 LVL | 35 LVL |
| EUR | 14:00 | ||||
| GBP, SEK | 12:30 | ||||
| 2.6. USD payments for legal persons - non-residents10 | |||||
| 2.6.1. To other bank in Latvia: | |||||
| economical | - | 15 LVL | 18 LVL | ||
| standard | 16:00 | 30 LVL | 54 LVL | 36 LVL | 60 LVL |
| express | 15:00 | 45 LVL | 90 LVL | 60 LVL | 105 LVL |
| 2.6.2. Abroad: | |||||
| economical | - | 24 LVL | 48 LVL | 30 LVL | 54 LVL |
| standard | 16:00 | 30 LVL | 54 LVL | 36 LVL | 60 LVL |
| express | 15:00 | 45 LVL | 90 LVL | 60 LVL | 105 LVL |
| SERVICE | FEE | |
| 1. Transfer to another bank by a cash payment (for customers not holding an account with Swedbank) | 1% of payment amount ( LVL 2 as minimum ) + fee for payment | |
| 2. Crediting the funds to the account of customer | ||
| 2.1. Fee for crediting /processing incoming LVL payments | free of charge | |
| 2.2.Fee for crediting /processing incoming currency payments | ||
2.2.1 From another account with Swedbank |
free of charge | |
| 2.2.2. From another bank in Latvia | free of charge | |
| 2.2.3. EU regulated payments up to EUR 50 000 | free of charge | |
| 2.2.4. Foreign payments with the amount to beneficiary less than the equivalent of LVL 1,000 | free of charge | |
| 2.2.5. Foreign payments that are equal to or exceed the equivalent of LVL 1000 with reference that the fee is covered by the beneficiary (BEN/SHA) Fee is not charged for domestic and regulated EU payments. |
1,00 LVL | |
| 2.2.6. Foreign payments with reference that fee is covered by the payer (OUR) |
bezmaksas | |
| 3. Standing orders | ||
| 3.1. Registration 2 | free of charge | |
| 3.2. Effecting standing orders: | Correspondent bank's fee is covered by1: | |
| Divided | Payer | |
| 3.2.1. To another account with Swedbank in any currency | free of charge | |
| 3.2.2. To another bank in Latvia in LVL (transfer of funds to the beneficiary's or intermediary bank in one business day as of the moment of effecting the payment) | 0,20 LVL | |
| 3.2.3. To a bank abroad in LVL (a transfer of money to the beneficiary's or intermediary bank on the same day) | 8,00 LVL | 16,00 LVL |
| 3.2.4. To another bank in Latvia and abroad, in foreign currency (transfer of funds to the beneficiary's or intermediary bank in one business day as of the moment of performance of payment) | 10,00 LVL | 18,00 LVL |
| 3.2.5. Within Swedbank Group in any currency8 | 1.50 LVL | |
| 4. Automatic payment of bills (Direct Debit) | ||
| 4.1. Registration 2 | free of charge | |
| 4.2. Per bill paid to: | ||
| - Baltijas autolīzings, SIA5 | free of charge | |
| - Eksacom, SIA5 | free of charge | |
| - Falck Apsargs, AS | free of charge | |
| - Hansa Dzivibas Apdrosinasana | free of charge | |
| - "Swedbank Līzings" SIA | free of charge | |
| - IF Latvia, AS | free of charge | |
| - Latvijas Pasts, BO VAS | free of charge | |
| - Petits Izdevniecibas Nams, SIA | free of charge | |
| - Press A Pasts, SIA5 | free of charge | |
| - Tele2, SIA | free of charge | |
| - Telefant, SIA | free of charge | |
| - Viasat, AS | free of charge | |
| - Lattelecom, SIA | 0.10 LVL | |
| - Udeka, SIA | 0.10 LVL | |
| - Parventas Siltums, VP SIA | 0.10 LVL | |
| - SKATVIS, SIA | 0.10 LVL | |
| - Ventspils Nekustamo Ipasumu Namu Parvalde | 0.10 LVL | |
|
- 3X - A.Spīdola, SIA - AB Namserviss - Adazu glabsanas dienests - AG Dienests - Apvienības „Apsardze” Rīgas un teritoriālo nodaļu pārvalde - Aircom - Antonija - Avikoms - Avota nami, RP SIA (formerly - "Avots" and "Grizinkalns") - Balta, AAS - Baltijas apdrošināšanas nams, AAS - Baltijas Telekomunikaciju tikls, SIA - Baltikums dziviba, AAS - Baltkom TV, SIA - Birojs Punkts lv, SIA - BITE Latvija, SIA - Cesu pilsetas, SIA Vinda - CityCredit, SIA - Citynet - Daugavpils dzivoklu un komunalas saimniecibas uznemums - Diena, AS, subscription centre - Dienas Bizness - Dobeles pilsetas dome - Eastcon AG LV, SIA - Eden Springs Latvia, SIA - EVOR SIA - ERGO Latvija, AAS5 - Finansu Partneri, SIA5 - FIT SIA 5 - GMD - Group 4 Falck Latvija, AS - Gulbenes siltuma serviss - Hipo Lizings, SIA - Hoetika ATU, SIA - Inserviss Group, SIA - Inter unico - Jekabpils siltums - Jelgavas nekustamo ipasumu parvalde, SIA - JK Namu Parvalde, SIA - Jurmalas Namsaimnieks, SIA: - Bulduri distr. - Dubulti distr. - Kauguri distr. - Majori distr. - Kemeri distr. - Sloka distr. - L&T Hoetika, AS - L.A.T., AS - Lateko Lizings, AS - LU Matemātikas un informātikas institūts (Latnet internets) Latvenergo VAS (West, South, Central, Rīgas and Nord electrical transmission network): - Alojas ETR - Aizputes ETR - Auces ETR - Bauskas ETR - Bārbeles ETR - Cēsu ETR - Dobeles ETR - Jelgavas ETR - Juglas ETR - Jūrmalas ETR - Kandavas ETR - Kuldīgas ETR - Ķekavas ETR - Liepājas ETR - Liepājas apkārtne - Limbažu ETR - Madlienas ETR - Ogres ETR - Piejūras ETR - Piebalgas ETR - Priekules ETR - Rīgas ETR - Rūjienas ETR - Skrundas ETR - Saldus ETR - Siguldas ETR - Smiltenes ETR - Talsu ETR - Tukuma ETR - Valdemārpils ETR - Valmieras ETR - Valkas ETR - Ventspils ETR - Latvija Statoil, SIA - Latvijas Gaze, AS6 - Latvijas Mobilais Telefons, SIA - Lindstorm, SIA - LIVAS SIA - LIVAS NET - LIVAS KTV, SIA - Lohmus, Haavel & Viisemann A - Mana skola, SIA - Maju Serviss KSA - MARIS GAILIS, SIA - Materm - Marupes Komunalie Pakalpojumi, BOMPAS - MFL Serviss, SIA (zb.lv) - MicroLink Latvia, SIA - M-Stils - NEONETS - NAMNIEKS Dobeles pilsetas pasvaldibas, SIA - Neste Latvija, SIA - DnB NORD Lizings, SIA - Parex Atklatais Pensiju Fonds, BaS - Parex Lizings un Faktorings - PM Latvia1 (formerly - SIA Fit) - PRONETS - Pulkveza Brieza 11, (flat owners’ co-op company) - Real Invest5, SIA - Rigas Elektrotikls, VAS Latvenergo branch - RIMI Latvija, SIA - Sampo Dziviba, AAS - Sarkandaugava, RP SIA - SEB DZĪVĪBAS APDROŠINĀŠANA, AAS - Seesam Life Latvia, AAS - Skonto apsardzes dienests - SMC Baltic, SIA - PRONETS - Technonet, SIA - Teksis - Telecom Baltija, AS - Telenets, SIA - Tukuma nami - IZZI, SIA - Unilizings, SIA - Unipensija, AS - Valdemara nami RP SIA (formerly – house management company “Valdemars”) - Valmieras namsaimnieks - Vecliepaja, SIA - Wei real estate development, SIA - Wesemann-Sigulda - West east industries, SIA - Wellness - Zemgale, RP SIA - DATORI UN DATORTIKLI, SIA - TEKALATS , SIA - KOPIDEJA , SIA - K-NET , SIA - ASDFG , SIA - NAMU APSAIMNIEKOSANA (TĒRBATAS 41/43) , SIA - NAMU APSAIMNIEKOSANA , SIA - CLEANHOUSE (BRUŅINIEKU IELA) , SIA - CLEANHOUSE (CENTRA NAMS) , SIA - MASTER TELECOM , SIA - FINANSU KONSULT.UN BROKERU , SIA - AVE LAT SARGS , SIA |
0,20 LVL | |
| 5. Payments by fax2, 6 (additional fee per payment) | 3 LVL | |
| 6. Investigation of sent or non-incoming payment7 | ||
| 6.1. Where the error lies with Swedbank | free of charge | |
| 6.2. Investigation or modification of a payment with the beneficiary's account held with Swedbank or another commercial bank in Latvia | 5 LVL | |
| 6.3. Investigation or repair of Swedbank Group payments | 10 LVL | |
| 6.4. Investigation or modification of a payment with the beneficiary's account outside Latvia up to 6 months old | LVL 20 +actual costs12 | |
| 6.5. Investigation or modification of a foreign payment older than 6 months | 100 LVL | |
| 6.6. Investigation or modification of a foreign payment older than one year | 150 LVL | |
| 7. Cancellation of payment7 (also for payments in LVL) | ||
| 7.1. Payment with the beneficiary's account held with Swedbank or another commercial bank in Latvia | 15 LVL | |
| 7.2. Outgoing payment within Swedbank Group | 20 LVL | |
| 7.3. Payment outside Latvia: | ||
| 7.3.1. Up to 6 month old | LVL 35 + actual costs12 | |
| 7.3.2. Older than 6 months | 100 LVL | |
| 7.3.3. Older than 1 year | 150 LVL | |
| 8. Bank's reply regarding the payment investigation | ||
| 8.1. Written reply on investigation | 5 LVL | |
| 8.2. Reply in SWIFT format | free of charge | |
| 9. Delivery of customer's account statements through SWIFT (MT 940) (per month) | 20 LVL | |
| 10. Effecting payments received from customers via SWIFT (MT 101) (in addition to fee per payment) | 2 LVL | |
| 11. Fee for a pre-term value date of the payment amount | 0.5% of payment amount (LVL 15 as minimum) | |
| 12. Additional authorisation of payments in the Telephone Bank | 0.60 LVL | |
| 13. The filling out a payment order form under customer’s assignment 9 | 1.50 LVL | |
Designations:
1 electronic - - a payment is effected via the internet bank, subject to the active tariff of Telehansa.net, programme Telehansa under active tariff or via the Mobile Bank.
Branch - a payment effected at the branch by using Telephone Bank or Telehansa / Telehansa.net basic tariff.
Time - time for the submitting the payment, the final deadline for the submission of this type of payment. If the payment is submitted after the time indicated, an additional business day is added to the performance time. Where no time submission is indicated, payments may be submitted during the business hours of the particular branch/sub-branch or remote service channel.
Divided - the fee includes the fees to AS Swedbank only; all other fees related to the payment (fees to the correspondent bank, beneficiary's bank) are covered by the beneficiary. The bank sends a payment to the correspondent or beneficiary's bank with a reference "SHA" (shared) in the respective S.W.I.F.T. statement field "Details of charges". The payment to the beneficiary's account is credited by the beneficiary's bank following the withholding of all commissions, if any, from the payment amount.
Payer - the payment fee indicates that the payer undertakes to cover all fees incurred for the transfer of the payment (correspondent, beneficiary's bank's fees). The bank sends a payment to the correspondent bank or beneficiary bank with a reference "OUR" in the respective S.W.I.F.T. statement field "Details of charges", entrusting the beneficiary's bank to credit the beneficiary's account with a complete amount of payment. This condition excludes the bank's liabilities. The Bank is not liable for the intermediary or beneficiary bank's failure to follow the instructions given by the Bank, or for the payment not received in full due to reasons independent of the Bank (for example, transfer practice of the given country).
2 The service has restrictions outside usual business hours of the bank (MO-FR from 09.00 a.m. to 05.00 p.m.).
3 Cash funds are transferred to the beneficiary's bank in the first clearing cycle if the payment is submitted to the bank until 09:00 a.m., in the second clearing cycle if the payment is submitted to the bank from 09:00a.m. to 01:00p.m.
4 Cash funds are transferred to the beneficiary's bank within an hour if the payment is submitted to the bank until 01:30 p.m. When the payment is submitted to the bank following 01:30p.m., it is transferred to the beneficiary's bank on the following day at 08:30 a.m.
5 Agreement can be concluded only at the company
6 Swedbank accepts payment orders by fax only if there has been an agreement concluded on the use of FPS (Fax Payment System).
7 Fee for the service does not guarantee the return of funds to the customer's account. The return of funds of an effected payment is only possible upon an approval by the beneficiary. If investigation proves that the error has been made by Swedbank, the fee is reimbursed to the customer. Application for a payment investigation may be filed with the branch (free format or a filled in form), by Telephone Bank, as well as electronically (by sending a Statement to the bank in the channels of remote settlements).
8 The Swedbank Group payment charges are applicable to all payments to Swedbank (Estonia), Swedbank (Lithuania), Xancabank (Russia), and Swedbank (Sweden, Stockholm), Swedbank (Sweden, Gothenburg), Swedbank (Denmark), Swedbank (Finland), Swedbank (Norway), provided that the correct bank S.W.I.F.T. codes are specified on payment orders, which, respectively, are: HABAEE2X, HABALT22 , HABARUMM un SWEDSESS, SWEDSEGG, SWEDDKKK, SWEDFIHH, SWEDNOKK.
9 According to the payment details provided by the customer on a source document (invoice, waybill for goods, etc.). The fee is for each payment order prepared.
10 Legal persons registered in low-rate or zero-rate tax countries and territories, as well as merchants whose place of incorporation (residence) has legislation, which, in effect, entitle merchants to carry on business in a way similar to merchants registered at an off-shore (except where the legal person is a registered tax-payer in the country of incorporation (residence) and carries on business in this country).
11The remitter only pays the charges of his own bank (SHA); if the payment is completed in line with the above requirements, the beneficiary will receive the full amount of the transfer.
12Actual costs - the fees or commissions that a correspondent bank and/or a beneficiary bank may charge independently from Hanasanka for the investigation or correction of a payment order
| SERVICE | FEE electronic (active tariff) | FEE branch (electronic basic tariff) | |||
| Time | Correspondent bank's fee is covered by: | Correspondent bank's fee is covered by: | |||
| Divided | Payer | Divided | Payer | ||
| 1. To other account with Swedbank in Latvia | - | free of charge | 1.20 LVL at branch; 0.15 LVL electronically basic tariff | ||
| 1.1. To other self account with Swedbank in Latvia | free of charge | 0.50 LVL at branch; free of charge electronically basic tariff | |||
| 2. To other bank in Latvia | |||||
| Standard I (payments of up to LVL 50,000)(transfer of funds to the beneficiary's or intermediary bank on the same business day when the bank approves the customer's instruction) |
13:00 | 0.20 LVL | 1.80 LVL at branch; 0.40 LVL electronically basic tariff | ||
| Standard II (payments exceeding LVL 50,000) (transfer of funds to the beneficiary's or intermediary bank on the same business day when the bank approves the customer's instruction) |
13:30 | 1.00LVL | 2.50 LVL at branch; 1.20 LVL electronically basic tariff | ||
| Express (transfer of funds to the beneficiary's or intermediary bank on the same business day within an hour as of the moment when the bank has approved the customer's instruction) | 15:00 | 10 LVL | 10 LVL | ||
| 3. To other bank abroad (transfer of funds to the beneficiary's or intermediary bank on the same business day as of the moment when the bank approves the customer's instruction) | |||||
| 3.1. To EEA countries1 | 12:30 | 8 LVL | not available | 10 LVL | not available |
| 3.2. Outside the EEA countries1 | 8 LVL | 16 LVL | 10 LVL | 18 LVL | |
| Express (transfer of funds to the beneficiary's or intermediary bank on the same business day within an hour as of the moment when the bank has approved the customer's instruction) | 15:00 | 10 LVL | 10 LVL | ||
| 4. Within Swedbank Group (transfer of funds to the beneficiary's or intermediary bank on the same business day as of the moment when the bank approves the customer's instruction) | 15:00 | 1.50 LVL | 2 LVL | ||
| 5. Transfers to deposit accounts and investment funds | - | free of charge | free of charge | ||
electronic - a payment is effected via the internet bank, subject to the active tariff of Internetbank for business clients, Electronic banking programme for business clients under active tariff or via the Mobile Bank.
Branch - a payment effected at the branch by using Telephone Bank or Internetbank for business clients / Electronic banking programme for business clients basic tariff.
Time - time for the submitting the payment, the final deadline for the submission of this type of payment. If the payment is submitted after the time indicated, an additional business day is added to the performance time. Where no time submission is indicated, payments may be submitted during the business hours of the particular branch/sub-branch or remote service channel.
Divided - the fee includes the fees to Swedbank only; all other fees related to the payment (fees to the correspondent bank, beneficiary's bank) are covered by the beneficiary. The bank sends a payment to the correspondent or beneficiary's bank with a reference "SHA" (shared) in the respective S.W.I.F.T. statement field "Details of charges". The payment to the beneficiary's account is credited by the beneficiary's bank following the withholding of all commissions, if any, from the payment amount.
Payer - the payment fee indicates that the payer undertakes to cover all fees incurred for the transfer of the payment (correspondent, beneficiary's bank's fees). The bank sends a payment to the correspondent bank or beneficiary bank with a reference "OUR" in the respective S.W.I.F.T. statement field "Details of charges", entrusting the beneficiary's bank to credit the beneficiary's account with a complete amount of payment. This condition excludes the bank's liabilities. The Bank is not liable for the intermediary or beneficiary bank's failure to follow the instructions given by the Bank, or for the payment not received in full due to reasons independent of the Bank (for example, transfer practice of the given country).
1 EEA - European Economic Area
For transactions in foreign currencies the bank charges and withholds its commissions in LVL according to the effective official exchange rate set by the Bank of Latvia.
| SERVICES | FEES |
| 1. Cash payout from an account (incl. conversion)1,3,7 | |
| 1.1. Issuance of cheque book: | |
| 1.1.1. 25 money cheques | 3 LVL |
| 1.1.2. 1 money cheque | 1 LVL |
| 1.2. LVL1 | |
| - to LVL 10,000 |
0.2% of the sum (minimum of 4 LVL) |
| - in excess of LVL 10,000 1,6 |
0.2 % of the sum |
| 1.3. USD and EUR1,6 | |
| - up to LVL 50,000 equivalent1,2 | 0.4% of the sum (minimum of LVL 5) |
- in excess of LVL 50,000 equivalent 1,2 |
0.3% of the sum |
| 1.4. Other currencies1 | |
| - up to LVL 10,000 equivalent | 0.6% of the sum (minimum of LVL 10) |
- in excess of LVL 10,000 equivalent with 2 days prior notification until 13:00 hours1,2 |
0.5% of the sum |
| 1.5. LVL, USD and EUR payout 1 calendar month after transfer of deposit amount to the customer’s current account if the amount payable was deposited in cash or the duration of contract was 3 months or more4,6 | free of charge |
| 1.6. Preparing cash for payout in specific denominations requested by client | 1% of the sum (minimum of LVL 3) + cash withdrawal fee |
| 1.7. Fee for prior notification – above LVL 10,000 or equivalent in EUR, USD | LVL 10 + 50% of the fee for cash payout |
| 2. Cash deposit to own account (foreign currency coins not accepted) | |
| 2.1. LVL | 0.50 LVL8 |
| 2.2. EUR and USD | 0.80 LVL |
| 2.3. Other currency | 0.5 % of the sum, minimum of LVL 2.00 |
| 3. Cash deposit to deposit accounts and investment funds | free of charge9 |
| 4. Cash deposit to other client’s account (foreign currency coins not accepted) | |
| 4.1. LVL | 2.00 LVL |
| 4.2. EUR and USD | 2.00 LVL |
| 4.3. Other currencies | 0.5 % of the sum, minimum of LVL 2.00 |
| 5. Depositing equity capital in company’s temporary account | free of charge |
| 6. Coin processing (for depositing in an account or for exchange)5 | |
| - coin processing: up to 200 pcs. a day |
free of charge |
| - coin processing: up to 200 pcs. a day, for every next 50 pcs a day |
0.25 LVL |
| - for exchange of coins for every 50 pcs. |
0.50 LVL |
| 7. Currency exchange in cash (for every transaction). | LVL 1.50 |
| 8. Transfer to other bank with money paid in cash | 1% of the sum (minimum of 3 LVL) + payment fee |
| 9. Foreign currency testing upon client’s request | LVL 0.30 per banknote |
| 10. Cash denomination change (banknotes) | 1% of the sum (minimum of LVL 2.50) |
| 11. Acceptance of damaged, out-of-date (except LVL), stamp-marked, mutilated or otherwise blemished banknotes, USD banknotes older than 1990 | 5% of the sum |
| 12. Cash payout of transfer to persons not holding an account with the bank | 1%, minimum of LVL 10 |
| 13. Cash supply and collection | Contact the bank for details |
1 If cash is ordered in advance, the fee of point 1.6 will be charged upon placing the order. The rest of the fee (50% of the fee for cash payout) will be charged upon receiving the order. If the order is not collected, the fee already charged will not be refunded.
2 Over LVL 10,000 equivalents, which have not been notified of in advance (provided that the branch has sufficient amount of cash), are subject to an additional fee of 0.1% of the relevant amount.
3 The service is subject to restrictions outside normal banking hours (09:00 – 17.00 hrs on business days).
4 The fee for payout from deposit accounts 1 calendar month after transfer to client’s account is in accordance with the current price list.
5 The fee for depositing in an acount is charged separately according to the price list.
6 Amounts above LVL 10,000 or EUR, USD equivalant are subject to 1 day prior notification until 13:00 at any Swedbank branch. Users of remote banking services may notify cash withdrawals via Telephone Banking or Swedbank Internet Banking for business customers.
7 Foreign currency coins are not paid out
8 On the day of opening principal account – free of charge.
9 Deposit and investment funds opening day
| SERVICES | FEES |
| 1. Bank Cheques (USD, EUR, GBP, CAD) | 5 LVL per cheque |
| 2. Cancellation of a Bank Cheque | LVL 10 + actual expenses1 |
| 3. Returning a bank cheque | Free |
| 4. Payment of commercial cheques2 (fee per one cheque + actual expenses1) | |
| - up to LVL 100 (or equivalent) | LVL 5 |
| - from LVL 100.01 to 500 (or equivalent) | LVL 10 |
| - over LVL 500 (or equivalent) | LVL 15 + 0,4% (max. 100 LVL) |
| 5. Fee for an unpaid cheque | Swedbank’s fee (see Item 4) + actual expenses1 |
1 Actual expenses – correspondent bank’s and/or paying bank’s processing fee. The fee is deducted from cheque’s value upon payment. In case of an unpaid cheque, the fee is debited from customer's account.
2 The bank accepts cheques upon the following payment conditions:
- cheque up to LVL 1,000 (or equivalent) – minimum payment period is 25 days;
- cheque over LVL 1,000 (or equivalent) - minimum payment period is 40 days.
|
1 pursuant to a Bailiff’s order the State Revenue Service’s collection order in accordance with the procedure stipulated in the regulatory acts (per transfer) and conversion to lats (if other currency than lats are in the account)
2 Currency conversion in accordance with the currency exchange rate set by the bank as of the moment of conversion
| SERVICE | FEE electronic(active tariff) | FEE branch(electronic basic tariff) | |||
| Time | Correspondent bank's fee is covered by: | Correspondent bank's fee is covered by: | |||
| Divided | Payer | Divided | Payer | ||
| 1. To other account at Swedbank in Latvia | - | free of charge | 1.20 LVL at branch; 0.15 LVL electronically basic tariff | ||
| 1.1. To other self account with Swedbank in Latvia | 0.50 LVL at branch; free of charge electronically basic tariff | ||||
| 1.2. To other bank in Latvia: | |||||
| 1.2.1. EUR payments1 | |||||
| 1.2.1.1. economy (delivery of funds to the beneficiary bank the same business day when the bank accepted the client's order) | |||||
| EUR of up to 50 000 EUR | 12:00 | 5 LVL | not available | 6 LVL | not available |
| EUR above 50 000 EUR | 12:00 | 6 LVL | not available | 8 LVL | not available |
| 1.2.1.2. standard (delivery of funds to the beneficiary bank the same business day when the bank accepted the client's order) | |||||
| EUR | 13:30 | 8 LVL | not available | 12 LVL | not available |
| 1.2.1.3. express (delivery of funds to the beneficiary bank the same business day when the bank accepted the client's order) | |||||
| EUR | 15:00 | 15 LVL | not available | 20 LVL | not available |
| 1.2.2. Economic (transfer of funds to the beneficiary's or intermediary bank in two business days as of the moment when the bank approves the customer's instruction) | |||||
| USD (applies to payments with beneficiary bank's SWIFT code indicated) | - | 5 LVL | 6 LVL | ||
| RUB, UAH, AUD, CAD, JPY | - | 8 LVL | 16 LVL | 10 LVL | 18 LVL |
| BYR | 14:00 | ||||
| LTL, GBP, SEK, CHF, NOK, DKK, CZK, PLN, HUF | - | 8 LVL | not available | 10 LVL | not available |
| 1.2.3. Standard (transfer of funds to the beneficiary's or intermediary bank in one business day as of the moment when the bank approves the customer's instruction) | |||||
| USD | 16:00 | 10 LVL | 18 LVL | 12 LVL | 20 LVL |
| RUB, UAH, AUD, CAD, JPY | 14:00 | ||||
| BYR | 11:30 | ||||
| LTL, GBP, SEK, CHF, NOK, DKK, CZK, PLN, HUF | 14:00 | 10 LVL | not available | 12 LVL | not available |
| 1.2.4. Express Express transfer (transfer of funds to the beneficiary's or intermediary bank on the same business day when the bank approves the customer's instruction)3 | |||||
| USD | 15:00 | 15 LVL | 30 LVL | 20 LVL | 35 LVL |
| GBP, SEK | 12:30 | 15 LVL | not available | 20 LVL | not available |
| 1.3. European payment:1 | |||||
| 1.3.1. economy - up to 50 000 EUR (delivery of funds to the beneficiary's or intermediary bank two business days after the bank accepted the client's order) | |||||
| EUR | - | 5 LVL | not available | 6 LVL | not available |
| 1.3.2. economy - more than 50 000 EUR (delivery of funds to the beneficiary's or intermediary bank two business days after the bank accepted the client's order) | |||||
| EUR | - | 6 LVL | not available | 8 LVL | not available |
| 1.3.3. standard (delivery of funds to the beneficiary's or intermediary bank one business day after the bank accepted the client's order) | |||||
| EUR | 16:00 | 8 LVL | not available | 12 LVL | not available |
| 1.4. To foreign countries (To EEA countries4) | |||||
| 1.4.1. Economic (transfer of funds to the beneficiary's or intermediary bank in two working days as of the moment when the bank approves the customer's instruction) | |||||
| USD, RUB, UAH, AUD, CAD, JPY |
- |
8 LVL | 16 LVL | 10 LVL | 18 LVL |
| LTL, GBP, SEK, CHF, EUR, NOK, DKK, CZK, PLN, HUF | - | 8 LVL | not available | 10 LVL | not available |
| 1.4.2. Standard (transfer of funds to the beneficiary's or intermediary bank in one business day as of the moment when the bank approves the customer's instruction) | |||||
| USD | 16:00 | 10 LVL | 18 LVL | 12 LVL | 20 LVL |
| RUB, UAH, AUD, JPY | 14:00 | 10 LVL | 18 LVL | 12 LVL | 20 LVL |
| LTL, GBP, SEK, CHF, NOK, DKK, CZK, PLN, HUF | 10 LVL | not available | 12 LVL | not available | |
| 1.4.3. Express (transfer of funds to the beneficiary's or intermediary bank on the same business day when the bank approves the customer's instruction)3 | |||||
| USD | 15:00 | 15 LVL | 30 LVL | 20 LVL | 35 LVL |
| EUR | 14:00 | 15 LVL | not available | 20 LVL | not available |
| GBP, SEK | 12:30 | 15 LVL | not available | 20 LVL | not available |
| 1.5. To foreign countries (Outside the EEA countries4) | |||||
| 1.5.1. Economic (transfer of funds to the beneficiary's or intermediary bank in two business days as of the moment when the bank has approved the customer's instruction) | |||||
| USD, EUR, LTL, GBP, SEK, RUB, UAH, AUD, CAD, CHF, JPY, NOK, DKK, CZK, PLN, HUF | - | 8 LVL | 16 LVL | 10 LVL | 18 LVL |
| BYR | 14:00 | ||||
| 1.5.2. Standard transfer of funds to the beneficiary's or intermediary bank in one business day as of the moment when the bank has approved the customer's instruction) | |||||
| USD, EUR | 16:00 | 10 LVL | 18 LVL | 12 LVL | 20 LVL |
| BYR | 11:30 | ||||
| LTL, GBP, SEK, RUB, UAH, AUD, CAD, CHF, JPY, NOK, DKK, CZK, PLN, HUF | 14:00 | ||||
| 1.5.3. Express (transfer of funds to the beneficiary's or intermediary bank on the same business day when the bank has approved the customer's instruction) | |||||
| USD | 15:00 | 15 LVL | 30 LVL | 20 LVL | 35 LVL |
| EUR | 14:00 | ||||
| GBP, SEK | 12:30 | ||||
2. Transfers to deposit accounts and investment funds |
- | free of charge | free of charge | ||
Electronic - - a payment is effected via the internet bank, subject to the active tariff of Internetbank for business clients, Electronic banking programme for business clients under active tariff or via the Mobile Bank.
Branch - a payment effected at the branch by using Telephone Bank or Electronic banking programme / Internetbank for business clients basic tariff.
Time - time for the submitting the payment, the final deadline for the submission of this type of payment. If the payment is submitted after the time indicated, an additional business day is added to the performance time. Where no time submission is indicated, payments may be submitted during the business hours of the particular branch/sub-branch or remote service channel.
Divided - the fee includes the fees to Swedbank only; all other fees related to the payment (fees to the correspondent bank, beneficiary's bank) are covered by the beneficiary. The bank sends a payment to the correspondent or beneficiary's bank with a reference "SHA" (shared) in the respective S.W.I.F.T. statement field "Details of charges". The payment to the beneficiary's account is credited by the beneficiary's bank following the withholding of all commissions, if any, from the payment amount.
Payer - the payment fee indicates that the payer undertakes to cover all fees incurred for the transfer of the payment (correspondent, beneficiary's bank's fees). The bank sends a payment to the correspondent bank or beneficiary bank with a reference "OUR" in the respective S.W.I.F.T. statement field "Details of charges", entrusting the beneficiary's bank to credit the beneficiary's account with a complete amount of payment. This condition excludes the bank's liabilities. The Bank is not liable for the intermediary or beneficiary bank's failure to follow the instructions given by the Bank, or for the payment not received in full due to reasons independent of the Bank (for example, transfer practice of the given country). The Bank is entitled to collect charges levied by the Payees Payment Service Provider or other charges related to this money transfer from the Account of the Customer without any prior approval by the Customer.
1 The remitter only pays the charges of his own bank (SHA); if the payment is completed in line with the above requirements, the beneficiary will receive the full amount of the transfer unless it is otherwise agreed with his/her bank.
2 Legal persons registered in low-rate or zero-rate tax countries and territories, as well as merchants whose place of incorporation (residence) has legislation, which, in effect, entitle merchants to carry on business in a way similar to merchants registered at an off-shore (except where the legal person is a registered tax-payer in the country of incorporation (residence) and carries on business in this country).
3 Payments sent to the Electronic banking programme for business clients after the fixed time-limit will not be executed, but will be returned to the payer
2 EEA - European Economic Area
| SERVICE | FEE electronic(active tariff) | FEE branch(electronic basic tariff) | |||
| Time | Correspondent bank's fee is covered by: | Correspondent bank's fee is covered by: | |||
| Divided | Payer | Divided | Payer | ||
| 1. To other account at Swedbank in Latvia | - | free of charge | 1.20 LVL at branch; 0.15 LVL electronically basic tariff | ||
| 1.1. To other self account with Swedbank in Latvia | 0.50 LVL at branch; free of charge electronically basic tariff | ||||
| 1.2. To other bank in Latvia: | |||||
| 1.2.1. EUR payments1 | |||||
| 1.2.1.1. economy (delivery of funds to the beneficiary bank the same business day when the bank accepted the client's order) | |||||
| EUR of up to 50 000 EUR | 12:00 | 5 LVL | not available | 6 LVL | not available |
| EUR above 50 000 EUR | 12:00 | 6 LVL | not available | 8 LVL | not available |
| 1.2.1.2. standard (delivery of funds to the beneficiary bank the same business day when the bank accepted the client's order) | |||||
| EUR | 14:00 | 8 LVL | not available | 12 LVL | not available |
| 1.2.1.3. express (delivery of funds to the beneficiary bank the same business day when the bank accepted the client's order) | |||||
| EUR | 15:00 | 15 LVL | not available | 20 LVL | not available |
| 1.2.2. Economic (transfer of funds to the beneficiary's or intermediary bank in two business days as of the moment when the bank approves the customer's instruction) | |||||
| USD (applies to payments with beneficiary bank's SWIFT code indicated) | - | 5 LVL | 6 LVL | ||
| RUB, UAH, AUD, CAD, JPY | - | 8 LVL | 16 LVL | 10 LVL | 18 LVL |
| BYR | 14:00 | ||||
| LTL, GBP, SEK, CHF, NOK, DKK, CZK, PLN, HUF | - | 8 LVL | not available | 10 LVL | not available |
| 1.2.3. Standard (transfer of funds to the beneficiary's or intermediary bank in one business day as of the moment when the bank approves the customer's instruction) | |||||
| USD | 16:00 | 10 LVL | 18 LVL | 12 LVL | 20 LVL |
| RUB, UAH, AUD, CAD, JPY | 14:00 | ||||
| BYR | 11:30 | ||||
| LTL, GBP, SEK, CHF, NOK, DKK, CZK, PLN, HUF | 14:00 | 10 LVL | not available | 12 LVL | not available |
| 1.2.4. Express Express transfer (transfer of funds to the beneficiary's or intermediary bank on the same business day when the bank approves the customer's instruction)3 | |||||
| USD | 15:00 | 15 LVL | 30 LVL | 20 LVL | 35 LVL |
| GBP, SEK | 12:30 | 15 LVL | not available | 20 LVL | not available |
| 1.3. European (SEPA) payment:1 | |||||
| 1.3.1. economy - up to 50 000 EUR (delivery of funds to the beneficiary's or intermediary bank one business day after the bank accepted the client's order) | |||||
| EUR | - | 5 LVL | not available | 6 LVL | not available |
| 1.3.2. economy - more than 50 000 EUR (delivery of funds to the beneficiary's or intermediary bank one business day after the bank accepted the client's order) | |||||
| EUR | - | 6 LVL | not available | 8 LVL | not available |
| 1.3.3. standard (delivery of funds to the beneficiary's or intermediary bank on the same business day when the bank accepted the client's order) | |||||
| EUR | 14:00 | 8 LVL | not available | 12 LVL | not available |
| 1.4. To foreign countries (To EEA countries4) | |||||
| 1.4.1. Economic (transfer of funds to the beneficiary's or intermediary bank in two working days as of the moment when the bank approves the customer's instruction) | |||||
| USD, RUB, UAH, AUD, CAD, JPY |
- |
8 LVL | 16 LVL | 10 LVL | 18 LVL |
| LTL, GBP, SEK, CHF, EUR, NOK, DKK, CZK, PLN, HUF | - | 8 LVL | not available | 10 LVL | not available |
| 1.4.2. Standard (transfer of funds to the beneficiary's or intermediary bank in one business day as of the moment when the bank approves the customer's instruction) | |||||
| USD | 16:00 | 10 LVL | 18 LVL | 12 LVL | 20 LVL |
| RUB, UAH, AUD, JPY | 14:00 | 10 LVL | 18 LVL | 12 LVL | 20 LVL |
| LTL, GBP, SEK, CHF, NOK, DKK, CZK, PLN, HUF | 10 LVL | not available | 12 LVL | not available | |
| 1.4.3. Express (transfer of funds to the beneficiary's or intermediary bank on the same business day when the bank approves the customer's instruction)3 | |||||
| USD | 15:00 | 15 LVL | 30 LVL | 20 LVL | 35 LVL |
| EUR | 14:00 | 15 LVL | not available | 20 LVL | not available |
| GBP, SEK | 12:30 | 15 LVL | not available | 20 LVL | not available |
| 1.5. To foreign countries (Outside the EEA countries4) | |||||
| 1.5.1. Economic (transfer of funds to the beneficiary's or intermediary bank in two business days as of the moment when the bank has approved the customer's instruction) | |||||
| USD, EUR, LTL, GBP, SEK, RUB, UAH, AUD, CAD, CHF, JPY, NOK, DKK, CZK, PLN, HUF | - | 8 LVL | 16 LVL | 10 LVL | 18 LVL |
| BYR | 14:00 | ||||
| 1.5.2. Standard transfer of funds to the beneficiary's or intermediary bank in one business day as of the moment when the bank has approved the customer's instruction) | |||||
| USD, EUR | 16:00 | 10 LVL | 18 LVL | 12 LVL | 20 LVL |
| BYR | 11:30 | ||||
| LTL, GBP, SEK, RUB, UAH, AUD, CAD, CHF, JPY, NOK, DKK, CZK, PLN, HUF | 14:00 | ||||
| 1.5.3. Express (transfer of funds to the beneficiary's or intermediary bank on the same business day when the bank has approved the customer's instruction) | |||||
| USD | 15:00 | 15 LVL | 30 LVL | 20 LVL | 35 LVL |
| EUR | 14:00 | ||||
| GBP, SEK | 12:30 | ||||
2. Transfers to deposit accounts and investment funds |
- | free of charge | free of charge | ||
Electronic - - a payment is effected via the internet bank, subject to the active tariff of Internetbank for business clients, Electronic banking programme for business clients under active tariff or via the Mobile Bank.
Branch - a payment effected at the branch by using Telephone Bank or Electronic banking programme / Internetbank for business clients basic tariff.
Time - time for the submitting the payment, the final deadline for the submission of this type of payment. If the payment is submitted after the time indicated, an additional business day is added to the performance time. Where no time submission is indicated, payments may be submitted during the business hours of the particular branch/sub-branch or remote service channel.
Divided - the fee includes the fees to Swedbank only; all other fees related to the payment (fees to the correspondent bank, beneficiary's bank) are covered by the beneficiary. The bank sends a payment to the correspondent or beneficiary's bank with a reference "SHA" (shared) in the respective S.W.I.F.T. statement field "Details of charges". The payment to the beneficiary's account is credited by the beneficiary's bank following the withholding of all commissions, if any, from the payment amount.
Payer - the payment fee indicates that the payer undertakes to cover all fees incurred for the transfer of the payment (correspondent, beneficiary's bank's fees). The bank sends a payment to the correspondent bank or beneficiary bank with a reference "OUR" in the respective S.W.I.F.T. statement field "Details of charges", entrusting the beneficiary's bank to credit the beneficiary's account with a complete amount of payment. This condition excludes the bank's liabilities. The Bank is not liable for the intermediary or beneficiary bank's failure to follow the instructions given by the Bank, or for the payment not received in full due to reasons independent of the Bank (for example, transfer practice of the given country). The Bank is entitled to collect charges levied by the Payees Payment Service Provider or other charges related to this money transfer from the Account of the Customer without any prior approval by the Customer.
1 The remitter only pays the charges of his own bank (SHA); if the payment is completed in line with the above requirements, the beneficiary will receive the full amount of the transfer unless it is otherwise agreed with his/her bank.
2 Legal persons registered in low-rate or zero-rate tax countries and territories, as well as merchants whose place of incorporation (residence) has legislation, which, in effect, entitle merchants to carry on business in a way similar to merchants registered at an off-shore (except where the legal person is a registered tax-payer in the country of incorporation (residence) and carries on business in this country).
3 Payments sent to the Electronic banking programme for business clients after the fixed time-limit will not be executed, but will be returned to the payer
2 EEA - European Economic Area
| SERVICE | FEE electronic(active tariff) | FEE branch (electronic basic tariff) | |||
| Time | Correspondent bank's fee is covered by: | Correspondent bank's fee is covered by: | |||
| Divided | Payer | Divided | Payer | ||
| Within Swedbank Group 1 (transfer of money to the beneficiary's or intermediary bank on the same business day as of the moment when the bank approvesthe customer's instruction) | |||||
| USD, EUR, LTL, LVL, GBP, SEK, RUB, UAH, AUD, CAD, CHF, JPY, NOK, DKK, CZK, PLN, HUF | 15:00 | 1.50 LVL | 2 LVL | ||
| Within Swedbank Group 2 | |||||
| delivery of money to the beneficiary bank on the same business day as from the moment of approval of the customer's order by the bank | |||||
| LTL, LVL, EUR, SEK, NOK, DKK, USD | 15:00 | 1.50 LVL | 2 LVL | ||
| RUB to Swedbank Russia | 13:00 | ||||
| economy (delivery of money to the beneficiary bank after two business days as from the moment of approval of the customer's order by the bank | |||||
| GBP, RUB, UAH, AUD, CAD, CHF, JPY, CZK, PLN, HUF | - | 1.50 LVL | 2 LVL | ||
electronic - - a payment is effected via the internet bank, subject to the active tariff of Internet banking for business clients, programme Electronic banking programm for business clients under active tariff or via the Mobile Bank.
Branch - a payment effected at the branch by using Telephone Bank or Electronic banking programm for business clients / Internet banking for business clients basic tariff.
Time - time for the submitting the payment, the final deadline for the submission of this type of payment. If the payment is submitted after the time indicated, an additional business day is added to the performance time. Where no time submission is indicated, payments may be submitted during the business hours of the particular branch/sub-branch or remote service channel.
Divided - the fee includes the fees to Swedbank only; all other fees related to the payment (fees to the correspondent bank, beneficiary's bank) are covered by the beneficiary. The bank sends a payment to the correspondent or beneficiary's bank with a reference "SHA" (shared) in the respective S.W.I.F.T. statement field "Details of charges". The payment to the beneficiary's account is credited by the beneficiary's bank following the withholding of all commissions, if any, from the payment amount.
Payer - the payment fee indicates that the payer undertakes to cover all fees incurred for the transfer of the payment (correspondent, beneficiary's bank's fees). The bank sends a payment to the correspondent bank or beneficiary bank with a reference "OUR" in the respective S.W.I.F.T. statement field "Details of charges", entrusting the beneficiary's bank to credit the beneficiary's account with a complete amount of payment. This condition excludes the bank's liabilities. The Bank is not liable for the intermediary or beneficiary bank's failure to follow the instructions given by the Bank, or for the payment not received in full due to reasons independent of the Bank (for example, transfer practice of the given country).
1 The Swedbank Group payment charges are applicable to all payments to Swedbank (Estonia), Swedbank (Lithuania), provided that the correct bank S.W.I.F.T. codes are specified on payment orders, which, respectively, are: HABAEE2X, HABALT22.
2 The Swedbank Group payment charges are applicable to all payments Swedbank (Sweden, Stockholm), Swedbank (Denmark), Swedbank (Finland), Swedbank (Norway) and Swedbank (Russia), provided that the correct bank S.W.I.F.T. codes are specified on payment orders, which, respectively, are: SWEDSESS, SWEDDKKK, SWEDFIHH, SWEDNOKK and HABARUMM
|
INTEREST RATE PER ANNUM
| MATURITY OF THE DEPOSIT |
LVL |
USD |
EUR |
1 mo. | 0,25% | 0,17% | 0,50% |
3 mo. | 0,50% | 0,25% | 0,75% |
6 mo. | 0,75% | 0,40% | 1,05% |
9 mo. | 0,86% | 0,55% | 1,20% |
1 year | 1,20% | 0,65% | 1,32% |
2 years | 1,80% | 0,70% | 1,60% |
3 years | 2,20% | 0,80% | 1,90% |
5 years | 2,50% | 0,90% | 2,20% |
1 If the period, for which the Fixed-term Deposit is placed, differs from the standard periods given in the price list, an interest rate of the closest shorter period will be applied.
2 If a larger amount is placed in the Fixed-term Deposit (starting from LVL 10,000 or another currency equivalent) a higher personal interest rate may be negotiated with the bank.
Depositors can apply for the new offer Dynamic Deposit only during the special campaigns..
| 1. Deposit opening | free of charge |
| 2. Deposit maintenance | free of charge |
| 3. Deposit currency | LVL; EUR |
| 4. Minimum deposit amount | 500 LVL; 1 000 EUR |
5. Security |
100% guaranteed amount of the deposit upon maturity |
| 6. Sales period1 | 3-6 weeks |
| 7. Maturity2 | 1.5 year |
| 8. Interest calculation3 | Unlimited earning opportunities. The interest of deposit amount is calculated as 25%-250% participation in the rise of the value of the underlying asset and is transferred to the customers account upon maturity |
| 9. Risk premium4 | Additional instalment 0% or 10% of deposit amount |
| 10. Termination of deposit5 | In case of early termination, the amount of deposit with accrued interests minus the early termination fee is paid out to depositor within 3 business days. The maximum early termination fee is 3.5%- 20% of the deposit amount. |
All the said conditions are different for every offer and are fixed in the Special Conditions of the particular Dynamic Deposit offer!
1 If at the end of the sales period the total amount of all deposits is under EUR 1,500,000 or if the conditions in the financial market are poor, the particular offer will be cancelled and the deposits will be returned to the clients;
2The client has to provide the deposit amount and the unsecured risk premium, if any specified for the relevant offer, in the deposit currency on the Deposit Opening Date. Overdraft or credit line assets available in the client’s account may not be transferred to the deposit account;
3 The initial value of the underlying asset and the participation part is determined on the next business day after the Deposit Opening Date;
4Additional installment - risk premium increase participation rate and let to earn significantly more interest from the deposit. If the value of the underlying asset falls or keeps the same value, client in any cases miss out on the risk premium.
5The specific fee is determined upon termination and it depends on the current value of the underlying asset and the number of days of since the Deposit Opening Date.
2The client has to provide the deposit amount and the unsecured risk premium, if any specified for the relevant offer, in the deposit currency on the Deposit Opening Date. Overdraft or credit line assets available in the client’s account may not be transferred to the deposit account;
3 The initial value of the underlying asset and the participation part is determined on the next business day after the Deposit Opening Date;
4Additional installment - risk premium increase participation rate and let to earn significantly more interest from the deposit. If the value of the underlying asset falls or keeps the same value, client in any cases miss out on the risk premium.
5The specific fee is determined upon termination and it depends on the current value of the underlying asset and the number of days of since the Deposit Opening Date.
|
INTEREST RATE PER ANNUM
| MATURITY OF THE DEPOSIT |
LVL |
USD |
EUR |
3 mo. | 0,49% | 0,24% | 0,74% |
6 mo. | 0,74% | 0,39% | 1,04% |
9 mo. | 0,85% | 0,54% | 1,19% |
1 year | 1,19% | 0,64% | 1,31% |
2 years | 1,76% | 0,69% | 1,57% |
3 years | 1,94% | 0,79% | 1,84% |
5 years | 2,35% | 0,88% | 2,08% |
1 If the period, for which the Fixed-term Deposit with monthly interest is placed, differs from the standard periods given in the price list, an interest rate of the closest shorter period will be applied.
2 If a larger amount is placed in the Fixed-term Deposit with monthly interest (starting from LVL 10,000 or another currency equivalent) a higher personal interest rate may be negotiated with the bank.
| SERVICES | FEES |
| 1. Opening |
free of charge |
| 2. Maintenance |
free of charge |
| 3. Currency |
LVL, USD, EUR |
| 4. Term |
n/a |
| 5. Original amount | A minimum of 50 LVL; 100 USD; 100 EUR must be credited to the deposit account upon signing the contract |
| 6. Adding | An unlimited number of regular or one-off contributions can be transferred to the deposit account |
| 7. Interest calculation | Interest earned is calculated on each day’s deposit account balance if it is not less than the original amount, and is added to the savings every third month on the date corresponding to the deposit start date |
| 8. Interest rate determination | The interest rate is revised according to how situation changes on the deposit interbank market |
| 9. Withdrawal | If notice of withdrawal of a certain amount or the whole deposit account balance (ending the contract) is given 7 calendar days in advance, the relevant amount will be transferred to account free of charge |
| 10. Termination | If the contract is terminated or a certain amount of money is withdrawn without prior notice, a penalty at the rate of 0.4% (min. LVL 10, USD 20, EUR 20) will be deducted from the amount to be transferred |
ANNUAL INTEREST RATES
| CURRENCY | INTEREST RATE |
| LVL | 0,15% |
| USD | 0,10% |
| EUR | 0,23% |
|
INTEREST RATE PER ANNUM
| MATURITY OF THE DEPOSIT | LVL |
USD |
EUR |
| 1 week | 0,10% |
0,10% |
0,25% |
|---|---|---|---|
| 2 weeks | 0,10% |
0,10% |
0,30% |
| 3 weeks | 0,15% |
0,15% |
0,40% |
1 If the period, for which the Short-term Deposit is placed, differs from the standard periods given in the price list, an interest rate of the closest shorter period will be applied.
2 If a larger amount is placed in the Short-term Deposit (starting from LVL 10,000 or another currency equivalent) a higher personal interest rate may be negotiated with the bank.
| SERVICES | FEES | |
| 1. Opening of securities account | LVL 3 | |
| 2. Deregistration transaction |
LVL 3 |
|
| 3. Transfers of securities and transactions with third persons1 | ||
| 3.1. Transfers of securities without payment to another account with Swedbank |
LVL 2 |
|
|
3.1.1. Transfers of securities without payment to another account with Swedbank by using Internet banking |
LVL 1 |
|
|
3.2. Transfers of securities without payment to another Bank |
||
|
- For securities registered in Latvia |
LVL 10 |
|
|
- For securities registered in Latvia by using Internet banking |
LVL 8 |
|
|
- For securities registered abroad |
LVL 4 |
|
|
- For securities registered abroad by using Hanza.net |
LVL 3 |
|
|
3.3. Transfer of securities to the account |
||
|
- For securities registered in Latvia |
free of charge |
|
|
- For securities registered abroad |
LVL 4 |
|
|
3.4. Delivery/receipt of securities versus payment (DVP) |
LVL 4 |
|
|
3.4.1. Delivery/receipt of securities versus payment (DVP) by using Internet banking |
LVL 3 |
|
|
3.5. Transfer of securities portfolio along with closing of account for securities of Latvia |
LVL 5 |
|
|
3.6. Transfer of securities to the register of insolvent companies |
fee of charge |
|
|
3.7. Change of fund certificates (shares) 2 |
LVL 5 |
|
1 Privatisation and compensation certificate transfers to other banks may be subject to additional charges by other banks, as well as state duties. Ask the bank for details.
2 Only investment fund units of one management company may be interchanged if such an option is provided for in the Prospectus of the investment funds in question. In case of change of units to investment funds units of a different asset class (for instance, units of bond fund to units of equity fund or vice versa), the bank or the investment fund, whose units are purchased and sold as a result of unit change, may charge a fee for the purchase and sale of investment fund units.
| 4. Other services | ||
|
4.1. Pledging of securities |
LVL 20 |
|
|
4.2. Reduction of tax liabilities according to intergovernmental agreement on prevention of double taxation |
LVL 20 |
|
|
4.3. Blocking of securities / ensuring participation in general meeting |
||
|
- Natural persons |
LVL 3 |
|
|
- Legal entities |
LVL 5 |
|
|
4.4. Representation of a customer at the shareholders' general meeting |
LVL 120 |
|
| 5. Securities account statements | ||
|
5.1. Issuance of securities account statement |
LVL 3 |
|
|
5.2. Securities account statements by using Internet banking |
free of charge |
|
| 6. Monthly fee for securities account if the balance of the account for the month is 3 | ||
|
6.1. Securities portfolio value up to 500 000 LVL |
0.02%, min. LVL 0.70 |
|
|
6.2. Securities portfolio value above 500 000 LVL |
0,015% |
|
|
6.3. As an exception to the above monthly fee, commission fees on the following securities differ: |
||
|
6.3.1.Certificates of investments funds managed by the Swedbank Group companies |
0.0084% |
|
|
6.3.2. Holding of securities of Czech Republic, Hungary, Poland, Slovakia, Slovenia |
0,025% |
|
|
6.3.3. Securities of Russian Federation issuers (except for shares in banks) |
0.04%, min 20 LVL |
|
|
6.4.3. Shares in banks of the Russian Federation |
0.40%, min 20 LVL |
|
3 Fee for securities account is deducted from the customer's account once a month. Shares are valued at their last price on the respective stock exchange. T-bills and bonds are valued at their face value. No fee is deducted for the account where no securities are held.
| 7.Closing of securities account |
free of charge |
|
| 8. Securities purchase and sale transactions with the intermediary of the Bank4 | ||
| 8.1. Fees (commissions) for shares, exchange traded funds (ETF) transactions on following countries stock exchanges: | Orders placing channel | |
| Branch or by phone | Using Internetbank | |
| 8.1.1. Latvia | 0.40%, min 4 LVL | 0.35%, min 2 LVL |
| 8.1.2. Lithuania and Estonia | 0.40%, min 4 LVL | 0.35%, min 4 LVL |
| 8.1.3. USA, Canada | 0.40%, min 20 LVL | 0.35%, min 15 LVL |
| 8.1.4. Austria, Belgium, Denmark, France, Italy, Netherlands, Norway, Portugal, Finland, Spain, Switzerland, Germany (Xetra), Sweden | 0.40%, min 20 LVL | 0.35%, min 15 LVL |
| 8.1.5. Great Britain (London stock exchange) * | 0.40%, min 20 LVL | 0.35%, min 15 LVL |
| 8.1.6. Great Britain (Russian GDR) | 0.40%, min 20 LVL | 0.35%, min 15 LVL |
| 8.1.7. Poland, Hungary, Czech Republic | 0.50%, min 30 LVL | 0.45%, min 25 LVL |
|
8.1.8. Russian Federation (RTS) |
0.55%, min 60 LVL | 0.50%, min 55 LVL |
|
8.1.9. other countries |
upon agreement | upon agreement |
|
8.2. Fees for transactions with fixed income securities |
Free of charge, upon agreement on clean price or yield of fixed income securities | |
|
8.3. Commission for transactions with futures |
||
|
8.3.1. USA stock exchanges (CME, NYMEX, COMEX, CBOT) |
15 USD per contract | |
|
8.3.2. Europe stock exchanges (EUREX, Euronext-Paris) |
15 EUR per contract | |
4 The fee is only charged for executed or partially executed transactions. If the securities trading currency is not LVL, the transaction fee will be charged in the relevant trading currency at the bank’s exchange rate. Minimum transaction volumes are possible in some stock exchanges.
* Buying shares additional Stamp Duty of Great Britain is charged.
| 9. Sales/purchase transactions of fund certificates (shares) with intermediary of the Bank. Transactions: | ||
| Purchase | Sales | |
| 9.1. With the following certificates of Swedbank Group-managed funds: | ||
| 9.1.1."money market" funds | 1 LVL | 1 LVL |
| 9.1.2. "bond" funds | 0.5%, min. LVL 5 | LVL5 |
| 9.1.3. "equity", "balanced" funds | 1.5%, min. LVL 5 | LVL5 |
| 9.2. with units in funds managed by cooperation partners5: | ||
| 9.2.1. "money market" funds | 0.5%, min. LVL 5 | LVL 5 |
| 9.2.2. "bond" funds | 0.5%, min. LVL 5 | LVL 5 |
| 9.2.3. "equity", "balanced" funds | 1.5%, min. LVL 5 | LVL 5 |
| 9.2.4. "Hedge" funds | 2%, min. LVL 5 | LVL 5 |
| 9.3. with units in funds other than those mentioned in 9.1 and 9.26: | ||
| 9.3.1. "money market" funds | 0.5%, min. LVL 5 | LVL 5 |
| 9.3.2. "bond" funds | 0.5%, min. LVL 5 | LVL 5 |
| 9.3.3. "equity", "balanced" funds | 1.5%, min. LVL 5 | LVL 5 |
| 9.3.4. "Hedge" funds | 2%, min. LVL 5 | LVL 5 |
| 9.3.5. the fund management company’s fee for transactions with fund units | up to EUR 100 | up to EUR 100 |
5 The fee only applies to units in funds, with the management or distribution companies of which the bank has signed cooperation contracts and which are included in this list.
6 To find out the exact amount of the fee, please see the prospectus and rules of the respective fund or ask Swedbank.
|
10. Other transactions with securities |
||
|
10.1. Direct transactions on the Riga Stock Exchange |
upon agreement |
|
| 10.2. Buying T-bills of the Republic of Latvia on bid | ||
|
10.2.1. Face value up to LVL 100 000 |
0.20% of face value |
|
|
10.2.2. Face value above LVL 100 000 |
0.15% of face value |
|
|
10.3. Participation in bids organized by the Riga Stock Exchange |
upon agreement |
|
Note. The Bank is entitled to charge additional fee in case the Customer and his/her business partner do not use central depositaries of Latvia, Lithuania, Estonia in their mutual settlements, or a stamp duty or similar charges have been charged from the Bank, or Bank is additionaly charged in connection with participation in corporate event on behalf of client.
| SERVICE | PRICE | ||
| Insurance application reviewing | free of charge | ||
| Individual insurance conclusion fee1 | As agreed in insurance contract : 20 LVL, if the number of insured person is less than 20 15 LVL, if the number of insured person is from 20 till 99 10 LVL, if the number of insured person is => 100 |
||
| Individual Insurance administration 2 |
According to the Contract but no less than LVL 1.25 per month: - 1.50% of the Cash Value per annum if the number of Insured persons is less than 20 - 1.25% of the Cash Value per annum if the number of Insured persons is 20 – 99 - 1.00% of the Cash Value per annum if the number of Insured persons exceeds 99 |
||
| Direct Debit | free of charge | ||
| Insurance benefit transfer to account in AS Swedbank | free of charge | ||
| ADDITIONAL SERVICES | PRICE | ||
| The changes of beneficiaries, Insurance Premium payment mode, Insurance Premium amount and payment frequency changes | free of charge | ||
For the unit-linked savings – the changes of the savings Reserve investment structure, investment structure for subsequent Insurance Premiums, prolongation of the term of insurance contract or individual insurance |
free of charge | ||
| Change of the Sum Insured / Insurance Period 3 | 5 LVL | ||
| Early termination of Individual Insurance 4 | 1 % of Reserve (min. 15 LVL) | ||
| MINIMUM SUMS | |||
| Minimum premium if direct debit is active | 20 LVL / month | ||
| Minimum first premium if Insurance Premium payments will be made independently | 100 LVL | ||
| Minimum sum insured if in the insurance contract is determined the sum insured5 | 2 000 LVL | ||
| CURRENCY EXCHANGE RATE | |||
| the European Central bank | |||
| TRANSACTION DATES6 | |||
| Insurance Premium Linkage to Reserve in case of savings with guaranteed interest rate | Insurance premium payment day + 1 business day 7 | ||
| Purchase of securities for each Insurance Premium in case of unit-linked savings | Insurance premium payment day + 1 business day | ||
| Individual Insurance administration fee and risk payments are deducted from Reserve | The first date of calendar month | ||
| Change of currency of Reserve in case of savings with guaranteed interest rate | Day of signing amendments to Insurance Contract + 1 business day | ||
| Change of Reserve investment structure in case of unit-linked savings | Day of signing amendments to Insurance Contract + 1 business day | ||
| Calculation of Reserve if case of early termination of Individual Insurance | Day of submitting application for early termination of Individual Insurance + 1 business day | ||
| Calculation of Reserve in case of death of the Insured | Day of notice of the death of the Insured + 1 business day | ||
| Calculation of Reserve upon expiry of Individual Insurance | Individual insurance maturity date - 1 business day for savings with guaranteed income, Day of submitting application for payout of Insurance Indemnity + 1 business day for unit-linked savings |
||
| SWEDBANK DEPOSIT PROGRAM REGULATIONS | |||
| Swedbank deposit program subscription period | till 15th date of every calendar month8 | ||
| Swedbank deposit program currency | LVL, EUR | ||
| Deposit period in Swedbank deposit programm | 6 month | ||
| Investment Funds/ Swedbank deposit program | ISIN number | Buying price | Selling price |
| Swedbank 6 months EUR deposit program | The Overnight Deposit Unit Price | The Overnight Deposit Unit Price | |
| The Deposit Unit's initial price | The Deposit Unit's accrued /initial price* | ||
| Swedbank 6 months LVL deposit program | The Overnight Deposit Unit Price | The Overnight Deposit Unit Price | |
| The Deposit Unit's initial price | The Deposit Unit's accrued /initial price* | ||
| Swedbank Fund of Funds 100 - EUR | EE3600078663 | NAV +1,0% | NAV |
| Swedbank Fund of Funds 60 - EUR | EE3600078655 | NAV +1,0% | NAV |
| Swedbank Fund of Funds 30 - EUR | EE3600078648 | NAV +1,0% | NAV |
Effective since 16.01.2012
1 The fee will be deducted from the first Insurance Premiums before being added to the Reserve.
2 The fee will be deducted from the Reserve.
3 The fee will be deducted from the Reserve. Any changes to the Sum Insured will come into effect starting from the first day of the next calendar month after signing amendments to the Insurance Contract.
4 The fee will be deducted from the Reserve.
5 For unit-linked savings, if Sum Insured is not specified in the insurance contract, the minimum insurance cover till the end of the insurance cover period is 102% of Savings Reserve. If the savings is with guaranteed income and Sum Insured is not specified in the insurance contract, the minimum insurance cover till the end of the insurance cover period is 101% of Savings Reserve. For minimum insurance cover (101% or 102% of the Savings Reserve) the risk payments are not calculated.
6 Transaction date – the date which the Insurer uses to calculate the Savings Reserve in connection with the transactions and in accordance with the contract conditions. The Savings Reserve/the Insurance indemnity is paid out during the time period specified in the insurance product terms and conditions.
7 Business days - any day except for Saturdays, Sundays and public holidays in the Republic of Estonia.
8 If the registration date of the events referred to in the section "Payment Day" (deposit unit purchase for the insurance premium, changes in the Savings investment structure or changes in the investment distribution for subsequent insurance premium payments) is the same as the end date of the Swedbank deposit programme application period, the relevant assets shall be used in the Swedbank deposit programme selected in the current months deposit to be made.
* The accrued deposit unit price shall be applied to the sales price if calculation of Reserve is done to ensure the payment of Contractual payments and Risk premiums, on the end date of the deposit included in a relevant Swedbank deposit program or in the event of death of the Insured. In case of early termination of the Insurance Contract or changes in the investment structure of Reserve, if the respective payment day is before the end date of the deposit included in the Swedbank deposit program, calculation of Reserve shall be done by using the initial price of the deposit unit.
** NAV - Net Asset Value
|
SERVICE |
FEE |
|
1. Registration 1 |
free of charge |
| 1.1. Non-residents | 15 LVL |
| 2. Installation package (select one option) | |
|
- Copying of installation file and manual from the bank’s website |
free of charge |
|
- Issuance of installation disc and manual at the branch |
LVL 5 |
|
3. Service fee per month |
|
|
- First month |
free of charge |
| - Subsequent months, Basic tariff | LVL 5 |
|
- Subsequent months, Active tariff |
LVL 15 |
|
4. Customer consulting 1 |
|
|
- On installation, use of the programme and procedure for making payments |
25 LVL + VAT |
|
- A repeated consultation on use of the programme and making of payments |
4 LVL + 7 LVL/h + VAT |
|
5. Code calculator2 |
|
|
- Connection of the first code calculator for use of the Electronic payment system, Active tariff |
free of charge |
|
- Connection of each next code calculator for use of the Electronic payment system, Base tariff |
LVL 9 |
|
- Repeated connection of a code calculator (in the event of blocking) |
LVL 3 |
|
6. Additional authorisation of payments by using the channel of Telephone Bank |
LVL 0.60 |
Effective from 05.03.2007.
1The service has restrictions outside regular business hours of the bank (MO-FR from 09.00 a.m. to 05.00 p.m.)
2 Code calculator guarantee 2 years
| SERVICES | FEES | |
| Active tariff, Telephone Bank |
Basic tariff | |
| 1. Registration 1 | free of charge | free of charge |
| 1.1. Non-residents | 5 LVL | 5 LVL |
| 2. Code cards 1 | ||
| 2.1. Issuance | free of charge | free of charge |
| 2.2. Renewal card | free of charge | free of charge |
| 3. Monthly maintenance fee | ||
| - 1 user | 3 LVL | free of charge |
| - 2 users | 6 LVL | free of charge |
| - 3 or more users | 9 LVL | free of charge |
| 4. Code calculator 3,4 | ||
| 4.1. Connection of the Code calculator or replacement in case of physical damage to Code calculator | LVL 9 | LVL 9 |
| 4.2. Reconnection of code calculator (in case of its blocking) - LVL 3 | LVL 3 | LVL 3 |
|
LIMITS 1, 2 |
|
|
| - Daily limit | 3’000 LVL | 3’000 LVL |
| - Monthly limit | 30’000 LVL | 30’000 LVL |
| - Account daily limit, exceeding witch, for identification shall be used code calculator | 3’000 LVL | 3’000 LVL |
| - Account monthly limit, exceeding witch, for identification shall be used code calculator | 50’000 LVL | 50’000 LVL |
1Service is available at branches of the bank
2 Maximally permissible amount within which User is entitled to debit the Customer’s account. Limits can be changed at branches of “Swedbank”.
3 Applying for entrepreneur set or business package the fee for code calculator is already inside the fee for the package. 4 Code calculator guarantee 2 years
|
SERVICE |
FEE |
|
Contract fee |
35 LVL |
|
Monthly fee (informative regime) |
17 LVL |
|
Monthly fee (transaction regime) |
35 LVL |
| SERVICES | FEES |
| 1. Service registration | free of charge |
| 2. Receipt of an sms 1 | 0.06 LVL per message |
1 Fee for received sms is withheld automatically once a day for all sent sms of the previous day
|
SERVICE |
FEE |
|
1. Registration |
25.00 LVL |
|
2. Monthly service fee |
6.00 LVL |
|
3. Monthly fee for placing merchant’s link on Swedbank Internet Banking under „Shopping” section |
6.00 LVL |
|
4. Fee for every payment effected |
2.00 % of the amount of payment but a minimum of LVL 0.05 and a maximum of LVL 2.00 |
|
SERVICE |
FEE |
|
Commission fee for provision of Direct Debit service through internetbank for bussines (per month) |
LVL 20 |
| TYPE OF LIABILITY | MANAGEMENT FEES (% of liability) |
FEE FOR NON-USED CREDIT LIMIT | DOCUMENT PROCESSING FEE | DOCUMENT PROCESSING FEE IN CASE OF DEVIATION FROM STANDARD TERMS OF AGREEMENT |
| 1. Loan for financing current assets |
individual2 | 0.5% | 100 LVL |
150 LVL |
| 2. Investment loan | 0.5% | 100 LVL | 150 LVL | |
| 3. Opportunity Loan for Company | 0.5% | 100 LVL | 150 LVL | |
| 4. Credit line | 1% - 3% | 100LVL | 150 LVL | |
| 5.Overdraft/overdraft validity extension | 1.5% of the amount (min. 50 LVL) |
3,0% | - | - |
| 6. Overdraft for newly founded businesses / overdraft validity extension | 50 LVL | 3,0% | - | - |
| 7.Loan for renovation and energy efficiency projects for apartment block houses | 0.5% of the amount (min. LVL 100) |
- | 50 LVL | 50 LVL |
| 8. Increase of the credit limit or loan amount | individual2 |
- | 50 LVL | 150 LVL |
| 9. Extension of the loan maturity or term of the credit line | individual2 | - | 50 LVL | 150 LVL |
| 10. Change of loan / credit facility currency | 0.5% of the unpaid amount of loan | - | 50 LVL | 150 LVL |
| 11. Change of credit interest type | 1.5% of the unpaid amount of loan | - | 50 LVL | 150 LVL |
| 12. Processing of other changes or agreement amendments | 0.2% of the unpaid amount of loan, min. 20 LVL | - | 50 LVL | 150 LVL |
| 13. Commission on mortgage registration with the Riga City or district Land Book Department1 | 50 LVL | - | - | - |
| 14. Document processing fee for monitoring of loan in case of insurance of collateral: | ||||
| - if liabilities to this collateral are till 1mil.LVL; | - | - | 100 LVL | - |
| - if liabilities to this collateral are > 1mil.LVL | - | - | 200 LVL | - |
| 15. Document processing fee for monitoring of loan in case of valuation of collateral: | ||||
| Commercial real estate | - | - | - | |
| - area of building < 300 m2 | 100 LVL | |||
| - area of building from 300-2000 m2 | 150 LVL | |||
| - area of building > 2000 m2 | 200 LVL | |||
| Commercial building plot | - | - | - | |
| - area of plot <= 5000 m2 | 70 LVL | |||
| - area of plot > 5000 m2 | 100 LVL | |||
| Agricultural land | - | - | - | |
| - area of plot <= 50 ha | 50 LVL | |||
| - area of plot > 50 ha | 70 LVL | |||
1 Fee is withheld if the customer wishes to use this service.
2 The amount of management fee depends on loan amount, loan maturity and risk level; in case of new loan, increase of loan amount or extension of loan maturity at least for 12 months, minimal management fee is 100 LVL
|
Management fee |
0.5% of loan amount , minimum fee LVL 50 |
|
Interest rate |
Deposit rate + 2.0% |
|
Loan amount |
Not more than 98% of deposit amount |
|
Loan maturity |
At least 1 business day less than deposit maturity |
|
Drawing up documents |
LVL 25 |
|
Introducing changes to document changes |
LVL 10 |
Effective from 14.12.2009.
1 The amount of management fee depends of the vehicle value, lease maturity and risk level.
2 The fee in case of refinancing is 1.5% of the residual value. |
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Effective from 18.08.20011
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| SERVICES | FEES |
| Issuing commission | 50 LVL |
| Amendment/cancellation fee | 50 LVL |
| Documentary commission | 0.2 % of the amount, min. 50 LVL |
| Deferred payment commission | 50 LVL |
| Risk premium | |
| - Cash-covered L/Cs |
0.15% p.a., min. 25 LVL |
| - L/Cs without cash cover | as per agreement, min. 75 LVL |
| - letter of credit is secured by money in current account |
6% p.a., min 50LVL |
1 All letters of credit are subject to the "Uniform Customs and Practice for Documentary Credits", ICC publication No.600, 2007.y. (SWIFT, mail, courier, telex, telephone, fax expenses and correspondent bank fees, if any, are paid by the customer)
| SERVICES | FEES |
| Advising fee | 50 LVL |
| Amendment/cancellation fee | 50 LVL |
| Confirmation | Subject to negotiation |
| Documentary commission | 0.2 % of the amount, min. 50 LVL |
| Negotiation of documents | Subject to negotiation |
| L/C transfer | 0.2 % of the amount min. 75 LVL |
| Assignment of proceeds | 50 LVL |
| Deferred payment commission | 50 LVL |
1 All letters of credit are subject to the "Uniform Customs and Practice for Documentary Credits", ICC publication No.600, 2007.y. (SWIFT, mail, courier, telex, telephone, fax expenses and correspondent bank fees, if any, are paid by the customer)
| SERVICES | FEES |
| 1. Issuance of a Letter of Guarantee: | |
| - Where the guarantee is secured by a cash cover in bank |
50 LVL |
| - Where the guarantee is not secured by a cash cover in bank | as per agreement, min 75 LVL |
| 2. Utilization of guarantee: | |
| - Where the guarantee is secured by a cash cover in bank: | 1% per annum, min 50 LVL (for amounts up to 5000 LVL - min 25 LVL) |
| - Where the guarantee is not secured by a cash cover (other security exists): | as per agreement, min 100 LVL (for amounts up to 5000 LVL - min 50 LVL) |
| 3. Amendment/cancellation fee | 50 LVL |
| 4. Handling of claims under guarantee | 0.1 % of the amount, min 50 LVL |
| 5. Advising fee | 50 LVL |
Documentary collection
| SERVICES | FEES |
| 1. Collection commission | |
| - Documents against payment
(D/P) |
0.2 % of the amount, min 50 LVL |
| - Documents against acceptance (D/A) | 0.25% of the amount, min 60 LVL |
| 2. Amendment of collection order | 25 LVL |
| 3. Returned documents | 25 LVL |
| 4. Documents without payment |
0.2% of the amount, min 50 LVL |
| 5. Release of goods addressed to the bank | 50 LVL |
1 In the event , when the bank abroad require to hand out our guarantee of the bank, the fee is deducted as a delivery of separate guarantee.
SWIFT, post, courier mail, telex, telephone, fax costs and correspondent bank fees, if any, shall be covered by the customer.
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Effective from 18.08.2011
* Cars are valuated where funding is up to LVL 30 000. The valuation fee is charged irrespective of whether or not the bank provided the funding. The valuation is for internal use only and will not be issued to the customer.** The insurance premium is calculated as a fixed percentage of the vehicle value, which is affected by: the coverage – the risks against which the vehicle is insured; the selected deductible – the size of losses covered by the client (the bigger the deductible, the smaller the cost of insurance premium), the brand and the model of the vehicle, the age of the vehicle, the way the vehicle is typically used – for personal purposes, for carrying passengers or cargo, and other factors.
|
Real estate leasing |
|||
|
Annual interest rates |
Fixed |
LVL |
11.5%-13% |
|
USD |
8.5%-10.5% |
||
|
EUR |
8.9%-10.9% |
||
|
floating |
LVL |
9.06%-12% |
|
|
USD |
6.5%-9% |
||
|
EUR |
7,2%-9,5% |
||
|
Management fee |
1-1.5% of leasing amount , however, not less than LVL 50 |
||
|
Management fee for change of loan amount, currency |
constant amount: LVL 45 |
||
|
Fee for document drafting |
free of charge |
||
|
Fee for drafting of document changes |
LVL 20-75 |
||
|
Fee for pre-term repayment of loan |
amount of interest payments for the next two months |
||
Effective from 18.08.2011
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
1. Interest rate*
2. Transaction commission**:
- With own risk - up to 0.3%
- With reduced own risk - up to 0.6%
- Without own risk - up to 1%***
- Russia with reduced own risk - up to 1.5%
- Ukraine with reduced own risk - up to 2.1%
3. Single contract fee of up to 1% of the factoring agreement price
- Commission on amendment of agreement - 0.1 to 0.5%
(min 30 LVL+VAT)
Amount of advance - average of 80-90% of the invoice
Duration of reviewing - up to 10 days
* Costs are calculated for every client individually
** Of turnover
*** For export, the rate is agreed with the partner in the purchaser's country
| Card name | Maestro Business | Visa Electron*** |
| Cards payment currency | LVL | LVL |
| 1. Fee for card / supplementary card | ||
|
1.1. Issuance fee1,3 |
10 LVL |
new cards are not issued |
|
1.2. Fee for subsequent years2 |
10 LVL |
10 LVL |
|
1.3. Card validity period |
3 years |
2 years7 |
| 2. Fee per purchase by the card | ||
|
2.1. In Latvia |
free of charge |
free of charge |
|
2.2. Outside Latvia |
0.5 % of purchase amount |
0.5 % of purchase amount |
| 3. Fee for cash withrawal | ||
|
3.1. In Swedbank Group ATMs in Latvia, Lithuania, Estonia, Sweden |
1 LVL |
1 LVL |
|
3.2. At ATMs of SEB banka and DNB bank |
1 LVL |
1 LVL |
|
3.3. At ATMs of other banks |
2 % of the sum, minimum of LVL 2.00 |
2% of the sum, minimum of LVL 2.00 |
|
4. Depositing cash in Swedbank Cash Deposit Machines |
free of charge |
free of charge |
| 5. Fee for accessing account balance | ||
|
5.1. In Swedbank ATMs in Latvia |
free of charge |
free of charge |
|
5.2. In other bank's ATMs in Latvia and worldwide |
0,20 LVL |
0,20 LVL |
|
6. Fee for forwarding card to another branch |
3 LVL |
3 LVL |
|
7. PIN code change via Swedbank ATMs in Latvia |
free of charge |
free of charge |
|
8. Examination of unsubstantiated claims, ordering of copy of the bill |
5 LVL |
5 LVL |
| 9. Fee for printing last 5 transactions in ATM | ||
|
9.1. ATMs of Swedbank AS in Latvia |
0,10 LVL |
0,10 LVL |
|
10. Currency exchange fee** |
1.9% |
1.9% |
| 11. Card standard limits | ||
|
On purchases |
500 LVL |
500 LVL |
|
On cash |
500 LVL |
500 LVL |
|
On paying bills via ATM |
500 LVL |
500 LVL |
|
On cash depositing |
10 000 LVL |
10 000 LVL |
Effective from 01.06.2010.
1 Card issuance and annual fee for clients aged 62 and above: LVL 3.50
2 Also in cases where the card is lost, stolen, or damaged
3 Production of the card within 4 working hours, the location in the bank where the card will be collected must be pre-arranged
4 Limited to banks that provide that kind of service
5 Covers transactions shown in the account statement of the calendar month
6 In Swedbank Group ATMs in Russia Maestro LVL 2 LVL + 2%
7 From 01.07.2011
* Fee applies, if transaction is made in a currency different from the card currency. VISA Currency Converter. MC Currency Table
** If an additional invoice copy needs to be ordered during the processing, fee will be charged according to the actual costs
*** From 01.08.2011 new cards are not issued
|
MasterCard Business Standard card limits: 1000 LVL on purchases 1000 LVL on cash 500 LVL on paying invoices through ATMs |
MasterCard Business (linked to USD account) Card limits: 1000 USD on purchases 2000 USD on cash |
MasterCard Business (linked to EUR account) Card limits: 1000 EUR on purchases 2000 EUR on cash |
|
| 1. Issuance fee1 | New cards not issued | New cards not issued | New cards not issued |
| 2. Consecutive annual fee2 | 20 LVL | 20 LVL | 20 LVL |
| 3. Fee for purchases with card | |||
| 3.1. In Latvia | free of charge | free of charge | 0.5% of purchase amount3 |
| 3.2. Abroad | 0.5% of purchase amount | 0.5% of purchase amount | 0.5% of purchase amount |
| 4. Fee for cash withdrawal via card | |||
| 4.1. In Swedbank Group ATMs in Latvia, Lithuania, Estonia, Sweden | 1 LVL | 0.1% of the amount (min USD 0.90) | 0.1% of the amount (min EUR 0.90) |
| 4.2. in ATMs of SEB banka and DNB bank | 1 LVL | 0.1% of the amount (min USD 0.90) | 0.1% of the amount (min EUR 0.90) |
| 4.3. in ATMs of other banks | 2 % of the sum, minimum of LVL 2.00 | 2 % of the sum, minimum of USD 4.00 | 3 % of the sum, minimum of EUR 4.00 |
| 4.4. in other banks | 2 % of the sum, minimum of LVL 2.00 | 2 % of the sum, minimum of USD 4.00 | 3 % of the sum, minimum of EUR 4.00 |
| 5. Fee for accessing account balance | |||
| 5.1. In Swedbank ATMs in Latvia | free of charge | free of charge | free of charge |
| 5.2. In other bank's ATMs in Latvia and worldwide | 0.20 LVL | 0.40 USD | 0.40 EUR |
| 6. Fee for forwarding card to another branch | 3 LVL | 3 LVL | 3 LVL |
| 7. PIN code change via Swedbank ATMs in Latvia | free of charge | free of chargeL | free of charge |
| 8. Processing of unjustified claims, order of additional copy of invoice | 5 LVL | 5 LVL | 5 LVL |
| 9. Fee for printing last 5 transactions in ATM | |||
| 9.1. ATMs of Swedbank AS in Latvia | 0,10 LVL | 0,14 USD | 0,14 EUR |
| 10. Currency exchange fee* | 1,9% | 1,9% | 1,9% |
1 Fee for accelerated production of card (within 4 working hours) - 10 LVL plus issuance fee with the place in the bank where the card will be handed out being subject to prior arrangement
2 Also in cases where the card is lost, stolen, or damaged
3 Fee is effective as from 01.06.2008
* Fee applies, if transaction is made in a currency different from the card currency. MC Currency Table
Standard Limits for Cards: LVL 1000 for purchases, LVL 1000 for cash, LVL 10 000 for cash depositing
| ||||||||||||||||||||||||||||||||||||||||||||||||||||||
1 Fee for accelerated production of card (within 4 working hours) - 10 LVL plus issuance fee; the place in the bank where the card will be handed out must be pre-arranged
2 Also in cases when the card is lost, stolen, or damaged
3 New Visa Business Revolving Credit Card not issued
* Fee applies, if transaction is made in a currency different from the card currency. VISA Currency Converter
American Express Company Card
|
* Fees are effective as from 08.05.2007
|
SERVICE |
FEE |
|
1. Processing fee per card transaction in LVL (as interest of the amount of payment) |
As agreed |
| 2. Servicing fee (per month) | 10 LVL |
| 3. Fee for dealing with a claim against the merchant | 25 LVL |
| 4. Monthly electronic report of card transactions (in paper format - for free) | 25 LVL |
| ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
1 Fee for accelerated card production (within 4 business hours) - LVL 10 in addition to issuance fee by agreeing beforehand on place of receipt of the card at the bank
2 Also in cases when card is lost, stolen or damaged
* Fee applies, if transaction is made in a currency different from the card currency. VISA Currency Converter
|
MasterCard Business |
MasterCard Gold |
|
| Card’s payment currency |
LVL, USD, EUR |
LVL, USD, EUR |
|
1. Issuance fee |
LVL 55 |
LVL 85 |
|
2. Fee for subsequent years 1 |
LVL 50 |
LVL 80 |
|
3. Travel insurance 2 |
free of charge |
free of charge |
|
4. Fee for credit use |
0 % |
0 % |
|
5. Fee for purchase by the card |
0.5% of purchase amount |
0.5% of purchase amount |
|
6. Fee for cash withdrawal by card |
||
|
6.1. In Swedbank Group ATMs in Latvia, Lithuania, Estonia, Sweden |
2%, min 1 LVL\ 2 USD\ 2 EUR |
2%, min 1 LVL\ 2 USD\ 2 EUR |
|
6.2. At ATMs of SEB banka and DNB bank |
2%, min 1 LVL\ 2 USD\ 2 EUR |
2%, min 1 LVL\ 2 USD\ 2 EUR |
|
6.3. At Swedbank (by using POS terminal) |
2%, min 1 LVL\ 2 USD\ 2 EUR |
2%, min 1 LVL\ 2 USD\ 2 EUR |
|
6.4. At other banks |
2 % of the sum, minimum of LVL 2.00/ 4.00 USD/ 4.00 EUR |
2 % of the sum, minimum of LVL 2.00/ 4.00 USD/ 4.00 EUR |
| 6.5. in ATMs of other banks | 2 % of the sum, minimum of LVL 2.00/ 4.00 USD/ 4.00 EUR | 2 % of the sum, minimum of LVL 2.00/ 4.00 USD/ 4.00 EUR |
|
7. Fee for unauthorised debit balance |
60% per annum |
60% per annum |
|
8. Fee for examination of unsubstantiated claims, delivery of copy of the bill |
free of charge |
free of charge |
|
9. Fee for forwarding card to another branch |
LVL 3 |
LVL 3 |
|
10. PIN code change via Swedbank ATMs in Latvia |
free of charge |
free of charge |
| 11. Currency exchange fee** | 1,9% | 1,9% |
1 Also in cases when the card has been lost, stolen or damaged
2 Insurance programme
* New MasterCard Business USD and Gold USD credit card not issued
** Fee applies, if transaction is made in a currency different from the card currency. MC Currency Table
| SERVICES | FEES |
| 1. Issuance fee |
free of charge |
|
2. Fee for subsequent years |
free of charge |
|
3. Ordinary statement |
free of charge |
| 4. Extended statements | 0,20 LVL per card |
| 5. Credit interest | 20 % |
| 6. Interest on unauthorised debit balance | 60 % |
| 7. Copies of bills, repeated statements | 1 LVL |
Standard Limits for Cards: LVL 500 for purchases, LVL 500 for cash, LVL 500 for payment of bills at automated teller machines
| Services | Fees |
|
1. Fee for card /supplementary card |
|
|
1.1. issuance fee |
LVL 5 |
|
1.2. fee for the next years1 |
LVL 5 |
|
2. Fee for purchase by the card |
|
|
2.1. in Latvia |
free of charge |
|
2.2. outside Latvia |
0.5 % of purchase amount |
|
3. Fee for cash withdrawal |
|
|
3.1. Swedbank Group ATMs in Latvia, Lithuania, Estonia, Sweden (Förenings Sparbanken) |
0.07% of the amount (min. 0.20 LVL) |
|
3.2. at ATMs of Latvijas Krajbanka, Latvijas Unibanka and Pirma banka |
0.07% of the amount (min. 0.20 LVL) |
|
3.3. at ATMs of other banks |
LVL 1.5 + 1.5% |
|
3.4. at other banks (if offered) |
LVL 1.50 + 1.5% |
|
4. Examination of unsubstantiated claim, ordering of copy of the bill |
LVL 5 |
1 Also in cases when a card is lost, stolen or damaged
|
Visa Business1 |
Visa Gold1 |
|
|
1. Issuance fee |
LVL 40 |
LVL 65 |
|
2. Fee for the next years2 |
LVL 40 |
LVL 60 |
|
3. Fee for purchase by the card |
||
|
3.1. in Latvia |
free of charge |
free of charge |
|
3.2. Abroad |
0.5% of purchase amount |
0.5% of purchase amount |
|
4. Fee for cash withdrawal by the card |
||
|
4.1. Swedbank Group ATMs in Latvia, Lithuania, Estonia, Sweden (Förenings Sparbanken) |
1%, min LVL 1 |
1%, min LVL 1 |
|
4.2. at ATMs of Latvijas Krājbanka, Latvijas Unibanka and DnB NORD Banka |
1%, min LVL 1 |
1%, min LVL 1 |
|
4.3. at ATMs of other banks |
LVL 1.50 + 1.5% |
LVL 1.50 + 1.5% |
|
4.4. at other banks |
LVL 3 + 1.5% |
LVL 3 + 1.5% |
|
5. Examination of unsubstantiated claim, delivery of copy of the bill |
LVL 5 |
LVL 5 |
1 Customer is offered a possibility to acquire travelling insurance policy with discounts
2 Also in cases when card is lost, stolen or damaged
| ||||||||||||||||||||||||||||||||||||||||||
1 Fee for accelerated card production (within 4 business hours) - LVL 10 in addition to issuance fee by agreeing beforehand on place of receipt of the card at the bank
2 Also in cases when card is lost, stolen or damaged
* Fee applies, if transaction is made in a currency different from the card currency. VISA Currency Converter
** From 01.08.2011 new cards are not issued
Size of safety boxes
| Branch | Dimensions of safety deposit boxes | |||||||||
| Width (mm) |
Depth (mm) |
Height (mm) | ||||||||
| Small | Medium | Large | ||||||||
| 1. Centrs | 326 | 460 | 45 | 60 | 90 | 100 | 150 | 200 | 300 | 600 |
| 2. Sakta | 320 | 420 | 55 | --- | 85 | --- | 195 | --- | 305 | --- |
| 3. Kipsala | 326/320 | 420 | 55 | 60 | 75/85 | 100 | 150/195 | 200 | 300 | 305 |
| 4. Daugavpils | 240 | 430 | 40 | 65 | --- | 110 | 160 | --- | 280 | --- |
| 5. Valmiera | 270 | 420 | 40 | 70 | --- | --- | 180 | --- | 280 | --- |
| 6. Ventspils | 270 | 420 | 40 | 70 | --- | --- | 180 | --- | --- | --- |
Fee for use of safety-boxes (LVL)
Brach Kipsala
| Period | Small 0-99 mm | Medium 100-199 mm | Large 200 mm and more |
| 1 month | 7 LVL + VAT | 12 LVL + VAT | 16 LVL + VAT |
| 1 year | 75 LVL + VAT | 120 LVL + VAT | 150 LVL + VAT |
Fee for use of safety-boxes (LVL)
Branch Centrs, Sakta, Daugavpils, Valmiera, Ventspils
| Period | Small 0-99 mm | Medium 100-199 mm | Large 200 mm and more |
| 1 month | 6 LVL + VAT | 10 LVL + VAT | 13 LVL + VAT |
| 1 year | 65 LVL + VAT | 110 LVL + VAT | 125 LVL + VAT |
Fee for use of safety-box after expiry of term (LVL)
| Period | Small 0-99 mm | Medium 100-199 mm | Large 200 mm and more |
| 1 day * | 0.50 LVL + VAT | 0.80 LVL + VAT | 1.00 LVL + VAT |
* fee for use of safety deposit box after expiry of the contracted term (safety deposit box is not emptied after expiry of the validity term of the agreement) is calculated for each overdue day
Storing of safety deposit-boxes for 1 full or incomplete month is 10 LVL + VAT
Fee for replacement (renewal) of lost or damaged key, locker or locker mechanism is 50 LVL + VAT
Individual safety boxes are available:
| Branch | Address | Business hours |
| Branch Centrs | Kalku iela 26, Riga | MO-FR 9:00 - 17:00 |
| Branch Sakta | Raina bulvaris 11, Riga | MO-FR 9:00 - 17:00 |
| Brach Kipsala | Balasta dambis 1a, Riga | MO-FR 9:00 - 17:00 |
| Branch Daugavpils | Rigas iela 22, Daugavpils | MO-FR 9:00 - 17:00 |
| Branch Valmiera | Rigas iela 15, Valmiera | MO-FR 9:00 - 17:00 |
| Branch Ventspils | Kuldigas iela 25a, Ventspils | MO-FR 9:00 - 17:00 |
VAT - value-added tax
Effective from 23.12.2008.
| Individual safety deposit boxes | |
|
|
"Sakta" Branch
11 Raiņa blvd., Riga
Width 320 mm
Depth 420 mm
Fee(LVL)
| TERM | HEIGHT | |||
| 55 mm | 85 mm | 195 mm | 305 mm | |
| 1 week | 5.00 | 6.00 | 8.00 | 9.00 |
| 1 month | 8.00 | 8.00 | 10.00 | 12.00 |
| 1 year | 60.00 | 70.00 | 85.00 | 100.00 |
All fees are VAT included.
Customers who have an account with a/s Swedbank, are entitled to a 5% discount from the fee for safety deposit box services.
Customers who have used safety deposit box services
for more than 1 year are entitled to a 10 % discount from the fee.
Customers who have used safety deposit box services for more than 2 years
are entitled to a 20 % discount from the fee.
If the safety deposit box has not been vacated on expiry of the agreement, the customer shall pay a contractual forfeit of a double of the fee for the time of the delay.
In the event of losing of the key the Client
shall compensate losses incurred by the Bank (LVL 50) based on actual
costs of replacement of the safe lock mechanism and the key.
Working hours of the Individual Safety
Box Depository on 11 Raiņa blvd. :
| Monday |
9.30 - 17.00 |
| Tuesday | 9.30 - 17.00 |
| Wednesday | 9.30 - 17.00 |
| Thursday | 9.30 - 17.00 |
| Friday | 9.30 - 17.00 |
| Saturday | closed |
| Sunday | closed |
| Individual safety deposit boxes | |
|
|
Daugavpils branch
22 Rīgas St., Daugavpils
Width 240 mm
Depth 430 mm
Fee (LVL)
| TERM | HEIGHT | ||||
| 40 mm | 65 mm | 110 mm | 160 mm | 280 mm | |
| 1 week | 3.00 | 4.00 | 6.00 | 7.00 | 9.00 |
| 1 month | 6.00 | 7.00 | 9.00 | 10.00 | 12.00 |
| 1 year | 55.00 | 60.00 | 80.00 | 90.00 | 100.00 |
All fees are VAT included.
Customers who have an account with a/s Swedbank, are entitled to a 5% discount from the fee for safety deposit box services.
Customers who have used safety deposit box services
for more than 1 year are entitled to a 10 % discount from the fee.
Customers who have used safety deposit box services for more than 2 years
are entitled to a 20 % discount from the fee.
If the safety deposit box has not been vacated on expiry of the agreement, the customer shall pay a contractual forfeit of a double of the fee for the time of the delay.
In the event of losing of the key the Client
shall compensate losses incurred by the Bank (LVL 50) based on actual
costs of replacement of the safe lock mechanism and the key.
Working hours of the Individual Safety
Box Depository on 22 Rīgas St., Daugavpils:
| Monday |
9.00 - 17.00 |
| Tuesday | 9.00 - 17.00 |
| Wednesday | 9.00 - 17.00 |
| Thursday | 9.00 - 17.00 |
| Friday | 9.00 - 17.00 |
| Saturday | closed |
| Sunday | closed |
| Individual safety deposit boxes | |
|
|
Rēzekne branch
18. Novembra St. 16, Rēzekne
Width 270 mm
Depth 420 mm
Fees (LVL)
| TERM | HEIGHT | ||
| 40 mm | 70 mm | 180 mm | |
| 1 week | 3.00 | 5.00 | 7.00 |
| 1 month | 6.00 | 8.00 | 10.00 |
| 1 year | 55.00 | 70.00 | 90.00 |
All fees are VAT included.
Customers who have an account with a/s Swedbank, are entitled to a 5% discount from the fee for safety deposit box services.
Customers who have used safety deposit box services
for more than 1 year are entitled to a 10 % discount from the fee.
Customers who have used safety deposit box services for more than 2 years
are entitled to a 20 % discount from the fee.
If the safety deposit box has not been vacated on expiry of the agreement, the customer shall pay a contractual forfeit of a double of the fee for the time of the delay.
In the event of losing of
the key the Client shall compensate all losses incurred by the Bank (LVL
50) based on actual costs of replacement of the safe lock mechanism and
the key.
Working hours of the Individual Safety
Box Depository on 18. Novembra St., 16, Rēzekne:
| Monday |
9.00 - 17.00 |
| Tuesday | 9.00 - 17.00 |
| Wednesday | 9.00 - 17.00 |
| Thursday | 9.00 - 17.00 |
| Friday | 9.00 - 17.00 |
| Saturday | closed |
| Sunday | closed |
| Individual safety deposit boxes | |
|
|
Valmieras branch
15 Rīgas St., Valmiera
Width 270 mm
Depth 420 mm
Fee (LVL)
| TERM | HEIGHT | |||
| 40 mm | 70 mm | 180 mm | 280 mm | |
| 1 week | 3.00 | 5.00 | 7.00 | 9.00 |
| 1 month | 6.00 | 8.00 | 10.00 | 12.00 |
| 1 year | 55.00 | 70.00 | 90.00 | 100.00 |
All fees are VAT included.
Customers who have an account with a/s Swedbank, are entitled to a 5% discount from the fee for safety deposit box services.
Customers who have used safety deposit box services
for more than 1 year are entitled to a 10 % discount from the fee.
Customers who have used safety deposit box services for more than 2 years
are entitled to a 20 % discount from the fee.
If the safety deposit box has not been vacated on expiry of the agreement, the customer shall pay a contractual forfeit of a double of the fee for the time of the delay.
In the event of losing of the key the Client
shall compensate losses incurred by the Bank (LVL 50) based on actual
costs of replacement of the safe lock mechanism and the key.
Working hours of the Individual Safety
Box Depository on 15 Rīgas St., Valmiera:
| Monday |
9.00 - 17.00 |
| Tuesday | 9.00 - 17.00 |
| Wednesday | 9.00 - 17.00 |
| Thursday | 9.00 - 17.00 |
| Friday | 9.00 - 17.00 |
| Saturday | closed |
| Sunday | closed |
| Individual safety deposit boxes | |
|
|
Ventspils branch
25a Kuldīgas St., Ventspils
Width 270 mm
Depth 420 mm
Fee (LVL)
| TERM | HEIGHT | ||
| 40 mm | 70 mm | 180 mm | |
| 1 week | 3.00 | 5.00 | 7.00 |
| 1 month | 6.00 | 8.00 | 10.00 |
| 1 year | 55.00 | 70.00 | 90.00 |
All fees are VAT included.
Customers who have an account with a/s Swedbank, are entitled to a 5% discount from the fee for safety deposit box services.
Customers who have used safety deposit box services
for more than 1 year are entitled to a 10 % discount from the fee.
Customers who have used safety deposit box services for more than 2 years
are entitled to a 20 % discount from the fee.
If the safety deposit box has not been vacated on expiry of the agreement, the customer shall pay a contractual forfeit of a double of the fee for the time of the delay.
In the event of losing of the key the Client
shall compensate losses incurred by the Bank (LVL 50) based on actual
costs of replacement of the safe lock mechanism and the key.
Working hours of the Individual Safety
Box Depository on 25a Kuldīgas St., Ventspils:
| Monday |
9.00 - 17.00 |
| Tuesday | 9.00 - 17.00 |
| Wednesday | 9.00 - 17.00 |
| Thursday | 9.00 - 17.00 |
| Friday | 9.00 - 17.00 |
| Saturday | closed |
| Sunday | closed |
