Gold Charge Card
|Card's payment currency||LVL, EUR|
|Credit review||free of charge|
|Card / additional card issuance fee||2 LVL|
|Card / additional card renewal fee if card is collected at branch||2 LVL|
|Card renewal fee if card is delivered by post *||free of charge|
|Renewed card delivery fee by post in Latvia||free of charge|
|Renewed card delivery fee by post outside Latvia||3 LVL|
|Card / additional card replacement fee 1||2 LVL|
|Card / additional card monthly fee||6,70 / LVL 4,70|
|Fee for accelerated production of card (in addition to issuance fee) 2||10 LVL|
|Card validity period||3 years|
|Purchase protection 3||free of charge|
|Travel insurance 4||free of charge|
|Card purchases, use of credit|
|Card purchase fee in Latvia||0,5% of amount|
|Card purchase fee abroad||free of charge|
|Charge for using credit||0%|
|Amount of used credit limit repayable each month||100%|
|Rate of fine for unauthorized use of credit||60%|
|Fee for cash withdrawal via card|
|In Swedbank Group ATMs in Latvia, Lithuania, Estonia, Sweden||2% (min 1 LVL) / 2% (min 2 EUR) of amount|
|In AS SEB banka, AS Latvijas Hipotēku un zemes banka and AS DNB bank ATMs||2% (min 1 LVL) / 2% (min 2 EUR) of amount|
|In ATMs of other banks||1.5 LVL + 2% / 3 EUR + 2 % of amount|
|AS Swedbank, using POS terminal||2% (min 1 LVL) / 2% (min 2 EUR) of amount|
|In other banks||1.5 LVL + 2% / 3 EUR + 2 % of amount|
|Fee for forwarding card to another branch||3 LVL|
|PIN code change via Swedbank ATMs in Latvia||free of charge|
|Processing of claims||free of charge 6|
|Fee for introducing changes to the credit card agreement except for payment date change and/or partial repayment||5 LVL|
|Currency exchange fee 7||2%|
|Emergency cash assistance abroad in Western Union service locations in case the card is lost or blocked||30 LVL|
|Fee for unblocking smart card PIN if PIN is entered incorrectly for 3 consecutive times while using POS terminal||free of charge|
|Card standard limits|
|On purchases||1 000 LVL / 1 000 EUR|
|On cash withdrawals||1 000 LVL / 2 000 EUR|
|Depositing of cash via Cash Deposit Machines||10 000 LVL / 10 000 EUR|
Effective since 01.11.2012.
1 Also in cases when the card is lost, stolen, damaged, or produced to replace the existing card on the client's initiative.
2 Cards making and delivery within the 4 working hours to the branch "Kipsala" (Riga, Balasta dambis 1a) or in any other Swedbank branch upon tentative agreement about the time and place.
3 The customer has a free of charge purchase protection policy starting from 15.03.2012. Risks covered.
4 The customer has a free of charge purchase protection policy starting from 15.03.2012. Risks covered.
5 If an additional invoice copy needs to be ordered during the processing, fee will be charged according to the actual costs.
6 Fee applies, if transaction is made in a currency different from the card currency. MasterCard Currency Converter.
* To have the renewed card delivered by post, select that option at least one month before expiry date of the current card.
Countries to which the renewed card by post we don't deliver
Cuba, North Korea, Iran, Iraq, Libya, Sudan, South Sudan, Syria, Myanmar, Liberia, Ecuador, Ethiopia, Pakistan, Sao Tome ja Principe, Lebanon, Zimbabwe, Bolivia, Ghana, Kenya, Nigeria, Sri Lanka, Tanzania, Thailand, Afghanistan, Yemen, Egypt, Eritrea, Gambia, Guinea and Guinea-Bissau, Somalia, Tunisia, Cote d'Ivoire/Inory Coast, Haiti.