Gold Charge Card
Card name |
MasterCard Gold |
| Card's payment currency | LVL, EUR |
| Credit review | free of charge |
| Card fee | |
| Card / additional card issuance fee | 2 LVL |
| Card / additional card renewal fee if card is collected at branch | 2 LVL |
| Card renewal fee if card is delivered by post * | free of charge |
| Renewed card delivery fee by post in Latvia | free of charge |
| Renewed card delivery fee by post outside Latvia | 3 LVL |
| Card / additional card replacement fee 1 | 2 LVL |
| Card / additional card monthly fee | 6,70 / LVL 4,70 |
| Fee for accelerated production of card (in addition to issuance fee) 2 | 10 LVL |
| Card validity period | 3 years |
| Purchase protection 3 | free of charge |
| Travel insurance 4 | free of charge |
| Card purchases, use of credit | |
| Card purchase fee in Latvia | 0,5% of amount |
| Card purchase fee abroad | free of charge |
| Charge for using credit | 0% |
| Amount of used credit limit repayable each month | 100% |
| Rate of fine for unauthorized use of credit | 60% |
| Fee for cash withdrawal via card | |
| In Swedbank Group ATMs in Latvia, Lithuania, Estonia, Sweden | 2% (min 1 LVL) / 2% (min 2 EUR) of amount |
| In AS SEB banka, AS Latvijas Hipotēku un zemes banka and AS DNB bank ATMs | 2% (min 1 LVL) / 2% (min 2 EUR) of amount |
| In ATMs of other banks | 1.5 LVL + 2% / 3 EUR + 2 % of amount |
| AS Swedbank, using POS terminal | 2% (min 1 LVL) / 2% (min 2 EUR) of amount |
| In other banks | 1.5 LVL + 2% / 3 EUR + 2 % of amount |
| Other fees | |
| Fee for forwarding card to another branch | 3 LVL |
| PIN code change via Swedbank ATMs in Latvia | free of charge |
| Processing of claims | free of charge 6 |
| Fee for introducing changes to the credit card agreement except for payment date change and/or partial repayment | 5 LVL |
| Currency exchange fee 7 | 2% |
| Emergency cash assistance abroad in Western Union service locations in case the card is lost or blocked | 30 LVL |
| Fee for unblocking smart card PIN if PIN is entered incorrectly for 3 consecutive times while using POS terminal | free of charge |
| Card standard limits | |
| On purchases | 1 000 LVL / 1 000 EUR |
| On cash withdrawals | 1 000 LVL / 2 000 EUR |
| Depositing of cash via Cash Deposit Machines | 10 000 LVL / 10 000 EUR |
Effective since 01.11.2012.
1 Also in cases when the card is lost, stolen, damaged, or produced to replace the existing card on the client's initiative.
2 Cards making and delivery within the 4 working hours to the branch "Kipsala" (Riga, Balasta dambis 1a) or in any other Swedbank branch upon tentative agreement about the time and place.
3 The customer has a free of charge purchase protection policy starting from 15.03.2012. Risks covered.
4 The customer has a free of charge purchase protection policy starting from 15.03.2012. Risks covered.
5 If an additional invoice copy needs to be ordered during the processing, fee will be charged according to the actual costs.
6 Fee applies, if transaction is made in a currency different from the card currency. MasterCard Currency Converter.
* To have the renewed card delivered by post, select that option at least one month before expiry date of the current card.
 
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