Fixed-term Deposit
Term deposit calculator| Conditions | Description |
|---|---|
1. Opening |
free of charge |
2. Maintenance |
free of charge |
3. Currency * |
LVL, USD, EUR, GBP, SEK, NOK |
4. Maturity 1 |
1 month - 5 years |
5. Minimal amount 2 |
A minimum of 100 LVL; 200 USD; 200 EUR; 200 GBP; 2 000 SEK; 2 000 NOK must be credited to the deposit account upon signing the contract |
6. Adding |
No subsequent pay-ins are possible |
7. Interest calculation |
Interest earned is calculated every day on the deposit amount and transferred to the principal account upon maturity |
8. Interest rate determination |
The interest rate is fixed for the whole period of deposit |
9. Extension |
The contract can be enabled for automatic extension by the previous maturity or any other period at an the defined minimum renewal interest rate |
10. Withdrawal |
To use the money in deposit before the maturity date, the contract can be terminated or the deposit can be pledged as a collateral for a loan or a credit card |
11. Termination |
If the contract is terminated before maturity, the depositor will not be paid the interest calculated on the deposit amount and a penalty at the rate of 1% of the deposit amount will be charged |
Interest rate per annum
Internet banking 3
| Contract Currency | Minimal amount | Maturity | |||||||
|---|---|---|---|---|---|---|---|---|---|
| 1 month | 3 months | 6 months | 9 months | 1 year | 2 years | 3 years | 5 years | ||
LVL |
100 - 4 999 | 0,15% | 0,15% | 0,25% | 0,40% | 0,65% | 0,80% | 0,90% | 1,00% |
| 5 000 - 19 999 | 0,16% | 0,16% | 0,26% | 0,41% | 0,66% | 0,81% | 0,91% | 1,01% | |
| 20 000 - 49 999 | 0,17% | 0,17% | 0,27% | 0,42% | 0,67% | 0,82% | 0,92% | 1,02% | |
| 50 000 - 99 999 | 0,18% | 0,18% | 0,28% | 0,43% | 0,68% | 0,83% | 0,93% | 1,03% | |
USD |
200 - 9 999 | 0,20% | 0,30% | 0,40% | 0,50% | 0,60% | 0,70% | 0,80% | 0,90% |
| 10 000 - 69 999 | 0,21% | 0,31% | 0,41% | 0,51% | 0,61% | 0,71% | 0,81% | 0,91% | |
| 70 000 - 149 999 | 0,22% | 0,32% | 0,42% | 0,52% | 0,62% | 0,72% | 0,82% | 0,92% | |
EUR |
200 - 9 999 | 0,15% | 0,20% | 0,40% | 0,50% | 0,65% | 0,80% | 0,90% | 1,00% |
| 10 000 - 69 999 | 0,16% | 0,21% | 0,41% | 0,51% | 0,66% | 0,81% | 0,91% | 1,01% | |
| 70 000 - 149 999 | 0,17% | 0,22% | 0,42% | 0,52% | 0,67% | 0,82% | 0,92% | 1,02% | |
SEK |
2 000 - 99 999 | 1,10% | 1,15% | 1,35% | 1,55% | 1,65% | 0,90% | 0,90% | 1,10% |
| 100 000 - 499 999 | 1,11% | 1,16% | 1,36% | 1,56% | 1,66% | 0,91% | 0,91% | 1,11% | |
| 500 000 - 2 249 999 | 1,12% | 1,17% | 1,37% | 1,57% | 1,67% | 0,92% | 0,92% | 1,12% | |
NOK |
2 000 - 99 999 | 1,45% | 1,55% | 1,75% | 1,85% | 1,95% | 1,50% | 1,60% | 1,80% |
| 100 000 - 499 999 | 1,46% | 1,56% | 1,76% | 1,86% | 1,96% | 1,51% | 1,61% | 1,81% | |
| 500 000 - 2 499 999 | 1,47% | 1,57% | 1,77% | 1,87% | 1,97% | 1,52% | 1,62% | 1,82% | |
GBP |
200 - 4 999 | 0,40% | 0,50% | 0,70% | 0,90% | 1,05% | 1,05% | 1,05% | 1,05% |
| 5 000 - 49 999 | 0,41% | 0,51% | 0,71% | 0,91% | 1,06% | 1,06% | 1,06% | 1,06% | |
| 50 000 - 149 999 | 0,42% | 0,52% | 0,72% | 0,92% | 1,07% | 1,07% | 1,07% | 1,07% | |
Effective from 12.02.2013.
Bank premises, Telephone banking 3
| Contract Currency | Minimal amount | Maturity | |||||||
|---|---|---|---|---|---|---|---|---|---|
| 1 month | 3 months | 6 months | 9 months | 1 year | 2 years | 3 years | 5 years | ||
LVL |
100 - 4 999 | 0,05% | 0,05% | 0,15% | 0,30% | 0,55% | 0,70% | 0,80% | 0,90% |
| 5 000 - 19 999 | 0,06% | 0,06% | 0,16% | 0,31% | 0,56% | 0,71% | 0,81% | 0,91% | |
| 20 000 - 49 999 | 0,07% | 0,07% | 0,17% | 0,32% | 0,57% | 0,72% | 0,82% | 0,92% | |
| 50 000 - 99 999 | 0,08% | 0,08% | 0,18% | 0,33% | 0,58% | 0,73% | 0,83% | 0,93% | |
USD |
200 - 9 999 | 0,10% | 0,20% | 0,30% | 0,40% | 0,50% | 0,60% | 0,70% | 0,80% |
| 10 000 - 69 999 | 0,11% | 0,21% | 0,31% | 0,41% | 0,51% | 0,61% | 0,71% | 0,81% | |
| 70 000 - 149 999 | 0,12% | 0,22% | 0,32% | 0,42% | 0,52% | 0,62% | 0,72% | 0,82% | |
EUR |
200 - 9 999 | 0,05% | 0,10% | 0,30% | 0,40% | 0,55% | 0,70% | 0,80% | 0,90% |
| 10 000 - 69 999 | 0,06% | 0,11% | 0,31% | 0,41% | 0,56% | 0,71% | 0,81% | 0,91% | |
| 70 000 - 149 999 | 0,07% | 0,12% | 0,32% | 0,42% | 0,57% | 0,72% | 0,82% | 0,92% | |
SEK |
2 000 - 99 999 | 1,00% | 1,05% | 1,25% | 1,45% | 1,55% | 0,80% | 0,80% | 1,00% |
| 100 000 - 499 999 | 1,01% | 1,06% | 1,26% | 1,46% | 1,56% | 0,81% | 0,81% | 1,01% | |
| 500 000 - 2 249 999 | 1,02% | 1,07% | 1,27% | 1,47% | 1,57% | 0,82% | 0,82% | 1,02% | |
NOK |
2 000 - 99 999 | 1,35% | 1,45% | 1,65% | 1,75% | 1,85% | 1,40% | 1,50% | 1,70% |
| 100 000 - 499 999 | 1,36% | 1,46% | 1,66% | 1,76% | 1,86% | 1,41% | 1,51% | 1,71% | |
| 500 000 - 2 499 999 | 1,37% | 1,47% | 1,67% | 1,77% | 1,87% | 1,42% | 1,52% | 1,72% | |
GBP |
200 - 4 999 | 0,30% | 0,40% | 0,60% | 0,80% | 0,95% | 0,95% | 0,95% | 0,95% |
| 5 000 - 49 999 | 0,31% | 0,41% | 0,61% | 0,81% | 0,96% | 0,96% | 0,96% | 0,96% | |
| 50 000 - 149 999 | 0,32% | 0,42% | 0,62% | 0,82% | 0,97% | 0,97% | 0,97% | 0,97% | |
Effective from 12.02.2013.
1 If the period, for which the Fixed-term Deposit is placed, differs from the standard periods given in the price list, an interest rate of the closest shorter period will be applied.
2 If a larger amount is placed in the Fixed-term Deposit (starting from LVL 100 000, 150 000 EUR/USD/GBP or 2 250 000 SEK/NOK) a higher personal interest rate may be negotiated with the bank.
3 In addition to the Fixed-term Deposit interest rate fixed in the price list, for Seniors interest rate is improved up to +0.02%, for Golden Service customers interest rate is improved up to +0.05%, if contract is concluded into bank premises or via Telephone banking. From 07.05.2012 this improvement for Seniors and Golden Service customers is also offered in case of contract is concluded into Internet bank.
* When making a deposit in foreign currency, consider the risk of changes in the value of your deposit due to exchange rate fluctuations.
 
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