Consumer Credit, Credit Line, Fixed Payment Card, Charge Card, Revolving Credit Card, Solution loan
|Interest rate on outstanding amount a month||1,17 - 2,42% 1|
|For processing of restructuring applications||free of charge|
|For restructuring||15 LVL / 22 EUR|
|For change in terms of loan||10 LVL / 15 EUR|
|For early repayment of whole loan||free of charge|
Effective from 22.02.2010.
Mortgage Loan / Opportunity loan
|Variable interest rate||Interest rate is set individually|
|Fixed interest rate||Interest rate is set individually|
|For disbursement of additional amount||Up to 1.0% of the loan amount (min. 75 LVL)|
|For change of loan currency||Up to 1.0% of the loan amount (min. 75 LVL) 3|
|For change of interest rate on loan||50 LVL 4|
|For change of loan repayment schedule||40 LVL|
|For change of monthly loan repayment and interest payment date||10 LVL|
|For change of other terms of loan||20 LVL for preparation of every document required for formalizing the change|
Effective from 12.10.2009.
1 Interest rate is applied on case-by-case basis.
2 If several Mortgage loan or Opportunity loan conditions are changed at the same time, the biggest fee is applied (fees are not summed up).
3 Up to 0,6% of the loan amount (min LVL 75, max LVL 300) if the loan currency is changed from LVL to EUR.
4 if credit insurance is purchased, the change of loan interest rate is free of charge.