Classic debit cards
| Card name | Swedbank classic debit card | My design card | VISA Classic |
|---|---|---|---|
| Type of card | MasterCard Debit | VISA Classic | VISA Classic |
| Card currency | LVL, EUR | LVL | USD |
| Card validity period | 3 years | 3 years | 3 years |
| Card fee | |||
| Issuance / replacement fee | 1,50 LVL 1 | 15 LVL | 10 LVL |
| Card renewal fee if card is delivered by post | free of charge | 15 LVL | 10 LVL |
| Card renewal fee if card is collected at branch | 1,50 LVL | 15 LVL | 10 LVL |
| Monthly fee | 0,85 LVL | - | - |
| Consecutive annual fee / Additional card fee 1 | - | 15 LVL | 10 LVL |
| Fee for accelerated production of card (in addition to issuance fee) 2 | 10 LVL | 10 LVL | 10 LVL |
| Card purchase fee | |||
| In Latvia | free of charge * | free of charge | free of charge |
| Abroad | 0,5% of purchase amount | 0,5% of purchase amount | 0,5% of purchase amount |
| Currency exchange surcharge 3 | 2% | 2% | 2% |
| Fee for cash withdrawal with card | |||
In Swedbank Group cash machines in Latvia, Lithuania, Estonia, Sweden, as well as in cash machines of AS SEB Banka, AS Latvijas Hipoteku un zemes banka and AS DNB Banka in Latvia |
|||
| up to 500 LVL monthly 4 | free of charge | free of charge | free of charge |
| over 500 LVL monthly 4 | 0.2% for a sum exceeding 500 LVL | 0.2% for a sum exceeding 500 LVL | 0.2% for a sum exceeding 500 LVL |
| In cash machines of other banks | 2 LVL + 2% of amount / 4 EUR + 2% of amount | 2 LVL + 2% of amount | 4 USD + 2% of amount |
| Other banks 5 | 2 LVL + 2% of amount / 4 EUR + 2% of amount | 2 LVL + 2% of amount | 4 USD + 2% of amount |
| Cash withdrawal at retail locations** | 0,40 LVL / 0,60 EUR | 0,40 LVL | 0,60 USD |
| Fee for cash withdrawal with card | |||
| Depositing cash using Swedbank AS cash deposit machines | free of charge | free of charge | free of charge |
| Fee for other transactions in cash machines | |||
Fee for accessing account balance in cash machines: |
|||
| Swedbank AS and AS Latvijas Hipoteku un zemes banka cash machines in Latvia | free of charge | free of charge | free of charge |
| In other banks' cash machines in Latvia and worldwide | 0,20 LVL / 0,40 EUR | 0,20 LVL | 0,40 USD |
| Paying bills in Swedbank AS cash machines | free of charge | free of charge | free of charge |
| Fee for printing last 5 transactions in Swedbank AS cash machines in Latvia | 0,10 LVL / 0,14 EUR | 0,10 LVL | 0,14 USD |
| PIN change in Swedbank AS cash machines in Latvia | free of charge | free of charge | free of charge |
| Fee for unblocking smart card PIN if PIN is entered incorrectly for 3 consecutive times while using POS terminal | free of charge | free of charge | free of charge |
| Other fees | |||
| Fee for forwarding card to another branch | 3 LVL | 3 LVL | 3 LVL |
| Renewed card delivery fee by post outside Latvia | 3 LVL | 3 LVL | 3 LVL |
| Renewed card delivery fee by post in Latvia 6 | free of charge | free of charge | free of charge |
| Processing of claims 7 | free of charge | free of charge | free of charge |
| Emergency cash assistance abroad in Western Union service locations in case the card is lost or blocked | 30 LVL | - | - |
| Standard daily card limits | |||
| Purchases | 500 LVL / 1000 EUR | 500 LVL | 1000 USD |
| Cash withdrawal | 1000 LVL / 2000 EUR | 1000 LVL | 2000 USD |
| Paying bills in cash machines | 500 LVL | 500 LVL | - |
| Cash depositing | 10 000 LVL | 10 000 LVL | 10 000 USD |
Effective from 01.11.2012.
1 Also in cases when the card is lost, stolen, damaged, or produced to replace the existing card on the client's initiative.
2 Production and delivery of card within 4 business hours to Kipsala branch (Riga, Balasta dambis 1a) or any other Swedbank branch, subject to prior arrangement about the place and time of receiving the card.
3 The fee is charged if the transaction is made in a currency other than the card currency. VISA Currency Converter. MC Currency Table.
4 Based on transactions shown in the account statement of the calendar month.
5 Limited to banks that provide that kind of service.
6 To have the renewed card delivered by post, select that option the "Day to day banking" / "My cards" section of the Internet Banking site at least one month before expiry date of the current card.
7 If handling the complaint involves obtaining proof of transactions, then a fee will be charged in the amount of the actual cost of the service.
* Card purchase fee Swedbank classic debit card EUR (MasterCard Debit EUR) 0.5% of purchase amount.
** The maximum amount of one transaction is LVL 52.71. Each cash withdrawal is executed as a separate transaction, i.e. this service is also available if no purchase is made in the retail shop in question. The service is available only from retailers who provide such a possibility at the time of the transaction.
 
|
